In this episode of Daily Mortgage Rates LIVE!, we break down Non-QM Fixed-Rate 2nd Mortgages — a powerful tool for real estate investors. Tap into your property’s equity without touching your low-rate first mortgage, using alternative income documentation like DSCR, bank statements, or 1099s. Learn how these loans work, today’s rates, and how to qualify, even if you’re self-employed. Plus, get expert tips, market insights, and strategies to grow your portfolio while keeping your first m...

In this episode of "Daily Mortgage Rates LIVE," we dive into Bank Statement Loans—a flexible mortgage option designed for self-employed individuals and business owners. Learn how these loans work, who benefits most, and the pros and cons compared to traditional mortgages. Perfect for freelancers or entrepreneurs with nontraditional income looking to buy or refinance a home. 🎥 Watch the full episode: 👉 https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Pod...

On this episode of Daily Mortgage Rates LIVE, we spotlight Asset Utilization — a flexible financing option that lets borrowers qualify using assets instead of traditional income. Learn how lenders assess liquid assets, investments, and reserves to determine eligibility, and why this program suits high-net-worth individuals, retirees, and self-employed borrowers. We’ll compare Asset-Based Loans to conventional mortgages, highlighting key benefits, qualification steps, and rate factors.  ...

🎥 Daily Mortgage Rates LIVE: Discover Instant HELOCs — fast, flexible Home Equity Lines of Credit that let homeowners access equity when they need it. Learn how they work, their benefits over traditional loans, and how homeowners use them for renovations, debt consolidation, or unexpected expenses. We’ll also compare Instant HELOCs vs HELOANs to help you choose the right option. Watch here 👉 https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast About The Mortgag...

Welcome to Daily Mortgage Rates LIVE! Today, we’re focusing on Non-QM Loans for self-employed borrowers. If you’re a freelancer, entrepreneur, or small business owner, traditional loans can be tricky—Non-QM Loans offer flexible solutions to help you achieve your homeownership goals. We break down how these loans work, who they’re for, current market trends, and tips to strengthen your financial profile for approval. Whether buying, investing, or refinancing, this episode gives practical insig...

Dive into DSCR Loans (Debt Service Coverage Ratio Loans) on this episode of Daily Mortgage Rates LIVE! Learn how these investor-focused loans differ from traditional mortgages, why they’re easier to qualify for, and how they can help you maximize cash flow. Our hosts and industry experts break down key strategies, market trends, and underwriting tips to help you grow your real estate portfolio. Tune in now to discover how DSCR Loans can unlock your next big investment! 👉 themortgagecalculator...

Welcome to Daily Mortgage Rates LIVE! Today we’re exploring conventional loans—a top choice for many. Learn how they differ from government-backed options, what credit and down-payment expectations are, the pros & cons, and current rate trends. Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-M...

In this episode of Daily Mortgage Rates LIVE, we focus on Limited-Review Condo Loans, a specialized financing option designed for buyers looking to purchase condos without going through the full, often complex, condo project review process. Limited-Review Condo Loans streamline the approval process, making it faster and easier for qualified borrowers to secure financing, especially in established, low-risk condo communities.We’ll cover the eligibility requirements, including how loan-to-value...

In this episode of Daily Mortgage Rates Live, we take a deep dive into Bank Statement Loans, a flexible mortgage option designed for self-employed individuals, freelancers, and those with non-traditional income streams. If you’ve ever struggled with qualifying for a mortgage because your tax returns don’t reflect your true income, this episode is for you!We’ll walk through how Bank Statement Loans work, explaining how lenders use personal or business bank statements instead of traditional inc...

In this episode of Daily Mortgage Rates Live, we’re shedding light on Foreign National Borrower Loans—a specialized lending option for non-U.S. citizens looking to invest in or purchase property in the United States. With real estate being one of the most sought-after investments, especially for international buyers, understanding the ins and outs of Foreign National Loans is crucial for both lenders and potential borrowers.Are you wondering how the interest rates and down payment requirement...

In this insightful episode of Daily Mortgage Rates Live, we’re tackling an important yet often overlooked topic in the mortgage world—ITIN Borrower Loans. These loans cater to individuals who lack a Social Security Number but hold an Individual Taxpayer Identification Number (ITIN), offering a critical pathway to homeownership for non-U.S. citizens.We'll break down everything you need to know about ITIN loans, starting with who qualifies, the documentation needed, and how the application proc...

In this episode of Daily Mortgage Rates LIVE, we dive into the world of Profit & Loss (P&L) Loans, a powerful option for self-employed borrowers and business owners who rely on alternative forms of income documentation. Instead of traditional tax returns, P&L loans allow borrowers to use their profit and loss statements to prove income stability and qualify for financing.We’ll discuss the ins and outs of these loans, including what lenders look for in a P&L statement, how to a...

In this episode of Daily Mortgage Rates LIVE, we explore the rising interest in CDFI No Income Verification Loans, an innovative financing option that’s changing the game for borrowers with unconventional income streams. CDFIs (Community Development Financial Institutions) are known for their mission to provide more flexible lending solutions, and their No Income Verification Loans offer a unique pathway for borrowers who don’t fit the traditional income documentation mold.Join us as we break...

In this episode of "Daily Mortgage Rates LIVE," we’re diving into the world of 2nd Mortgage HELOCs (Home Equity Lines of Credit), a flexible financing option that allows you to tap into your home's equity whenever you need it. If you’re looking for a way to fund a renovation project, cover education expenses, or even consolidate debt, a HELOC could be the perfect solution.2nd Mortgage HELOCs work like a credit line secured by your home, offering you the ability to borrow funds as needed rathe...

In this episode of "Daily Mortgage Rates LIVE," we explore an exciting opportunity for homeowners looking to make the most of their home equity—2nd Mortgage HELOANS (Home Equity Loans). If you've been wondering how to leverage the value in your home for big projects, debt consolidation, or other financial needs, this episode is a must-listen!2nd Mortgage HELOANS allow you to tap into your home's equity through a fixed-rate, second mortgage loan, providing a lump sum of cash for whatever purpo...

In this episode of "Daily Mortgage Rates LIVE," we’re tackling a topic that gives hope to many aspiring homeowners: Low FICO Score Loans. If you’ve been struggling with a less-than-perfect credit score and think homeownership is out of reach, think again—this episode is for you!Having a low credit score doesn't have to be the end of your dreams of buying a home or refinancing your mortgage. Low FICO Score Loans are designed to provide financing options for individuals who have faced credit ch...

In this episode of "Daily Mortgage Rates LIVE," we’re diving into the world of Low and No Ratio DSCR Loans—an innovative approach to real estate financing designed specifically for savvy investors.Whether you’re an experienced real estate investor looking for more flexibility or just starting out, Low and No Ratio DSCR (Debt Service Coverage Ratio) Loans could be the game-changer you've been searching for. These loan options provide opportunities for borrowers who might not qualify under trad...

In this episode of "Daily Mortgage Rates LIVE," we uncover the untapped potential of Bank Statement Loans—an unconventional yet powerful financing option for self-employed individuals and business owners.Tired of traditional loan applications rejecting you due to fluctuating income? Bank Statement Loans could be the answer. Join our expert hosts as they dive deep into how this unique mortgage option works, who can benefit most from it, and the steps to qualify even without a traditional proof...

In this episode of Daily Mortgage Rates LIVE!, we’re uncovering the ins and outs of one-time close construction loans. If you’re dreaming of building your own home or embarking on a new construction project, this episode is designed for you. Join us as we explore how one-time close loans streamline the financing process by combining both the construction and permanent financing into a single loan.We’ll discuss the advantages of this approach, such as reduced closing costs and simplified paper...

In this episode of Daily Mortgage Rates LIVE!, we’re exploring the transformative power of renovation loans. If you’ve got your eye on a fixer-upper or want to enhance your current property, this episode is a must-listen. Join us as we discuss the various types of renovation loans available, from FHA 203(k) loans to Fannie Mae HomeStyle options, and how each can help you fund your dream renovation.We’ll delve into the benefits of using renovation loans, including how they allow you to roll th...