139. Winter Arc Essentials: Little Luxuries Making My Cold Weather Era ~Elite~

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Don't Depend On Daddy

Michela Allocca - Break Your Budget

144 episodes

1 day ago

Don’t Depend on Daddy is an unfiltered space to learn and discuss how to build independence and OWN your life. From personal finance and career topics, to healthy habits, routines, and hobbies, the goal of Don't Depend on Daddy is to empower you to build financial, professional, and personal independence, regardless of the life stage you are in. *This is not a strictly personal finance podcast.* Host Michela Allocca is an ex-financial analyst-turned-entrepreneur, author, and digital creator behind the leading financial platform, Break Your Budget.

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139. Winter Arc Essentials: Little Luxuries Making My Cold Weather Era ~Elite~

Don't Depend On Daddy

34 minutes 52 seconds

4 weeks ago

139. Winter Arc Essentials: Little Luxuries Making My Cold Weather Era ~Elite~

Today’s episode is all about your winter everyday luxuries - I’m sharing my favorite winter products, cozy rituals, and elevated habits that make the cold months feel intentional rather than chaotic. From the exact robe + slippers combo I swear by to slow morning rituals, tea routines, skincare updates, sauna sessions, indoor hobbies, and more - this is your blueprint to feeling warm, grounded, and pulled-together all winter long.

If you’re craving structure, inspiration, or a full Winter Arc Guide, let me know in the comments so I can build it into a future episode!

TIMESTAMPS:

00:00 Introduction to the Winter Arc

00:44 Why I’m Pro-Winter Arc (and Anti Great Lock-In)

02:18 How Chicago Changed My Relationship with Seasons

04:40 Gear That Makes Winter Actually Enjoyable

06:04 My Everyday Luxury Products (Lotions, Robes, Slippers)

09:55 Pajama Sets, Loungewear & Feeling “Put Together” at Home

13:50 Humidifier Season + Skincare Saving Tips

15:58 My Favorite Winter Clothing Upgrades (Gloves, Sweatsuits, Wool Socks)

20:55 Cozy Winter Routines: Slow Mornings, Tea Era, Sauna Time

26:40 Indoor Hobbies, Self-Care Rituals & Embracing the Season

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 NEW RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools + Cards I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://wealthlink.me/michela-sofi-hysa

AmEx Platinum: https://tinyurl.com/mpf7u7uy

Bilt Rewards: https://tinyurl.com/4kd8s33a

Blue Cash Everyday: https://tinyurl.com/yrcbr2ac

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: michela@breakyourbudget.com

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 Break Your Budget LTK:

https://www.shopltk.com/explore/MichelaAllocca/

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca