141. What I Actually Spent My Money on in 2025 & My Consumption Rules for 2026

https://is1-ssl.mzstatic.com/image/thumb/Podcasts126/v4/a8/39/e2/a839e232-e78d-abf9-d333-42a993a132a9/mza_11660519922358627092.jpg/600x600bb.jpg

Don't Depend On Daddy

Michela Allocca - Break Your Budget

143 episodes

6 days ago

Don’t Depend on Daddy is an unfiltered space to learn and discuss how to build independence and OWN your life. From personal finance and career topics, to healthy habits, routines, and hobbies, the goal of Don't Depend on Daddy is to empower you to build financial, professional, and personal independence, regardless of the life stage you are in. *This is not a strictly personal finance podcast.* Host Michela Allocca is an ex-financial analyst-turned-entrepreneur, author, and digital creator behind the leading financial platform, Break Your Budget.

Business

RSS

All content for Don't Depend On Daddy is the property of Michela Allocca - Break Your Budget and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

Business

https://d3t3ozftmdmh3i.cloudfront.net/staging/podcast_uploaded_nologo/2050698/2050698-1693935946164-61733f501cc36.jpg

141. What I Actually Spent My Money on in 2025 & My Consumption Rules for 2026

Don't Depend On Daddy

46 minutes 59 seconds

1 week ago

141. What I Actually Spent My Money on in 2025 & My Consumption Rules for 2026

We're walking through my favorite purchases from 2025 - both items and experiences - and reflecting on what they reveal about my consumption habits, priorities, and values. We talk through everything from wardrobe upgrades and wellness investments to the things that didn’t stand out as much as I expected (and why that matters). I also share how I’m approaching a January no-buy, the spending rules I’m carrying into 2026, and how I’m shifting from constant curation toward intentional refinement.

🎧 Topics include:

👉🏻 My favorite purchases and experiences from 2025

👉🏻 Why most purchases fade into the background faster than we expect

👉🏻 Buy less, buy better - what worked and what didn’t

👉🏻 January no-buy intentions

👉🏻 Consumption rules for clothes, beauty, and home in 2026

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 NEW RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools + Cards I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://wealthlink.me/michela-sofi-hysa

AmEx Platinum: https://tinyurl.com/mpf7u7uy

Bilt Rewards: https://tinyurl.com/4kd8s33a

Blue Cash Everyday: https://tinyurl.com/yrcbr2ac

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: michela@breakyourbudget.com

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

TIMESTAMPS:

0:00 – Welcome to Don’t Depend On Daddy + what this episode covers

3:00 – Why my favorite purchases didn’t immediately stand out

6:45 – What my long-term “favorite purchases” reveal about consumerism

10:15 – January no-buy + why I’m focusing on refinement in 2026

14:00 – Favorite purchase: The Brick and breaking phone habits

18:30 – Favorite wardrobe investment: a long-term everyday bag

24:45 – Winter upgrades: coats, cold weather, and buying the right gear

30:30 – Experiences worth the money: Pilates and tennis lessons

36:15 – Kitchen + wellness favorites (knives, Oura Ring, skincare standouts)

44:30 – My 2026 consumption rules: clothes, beauty, home