EPISODE RESOURCES 2025 Tax Tables and Guidelines Eligible HSA and FSA Expenses Eligible Dependent Care FSA Uses Schedule a Private Review Apply for a (FREE) Live Review! Maximizing Employee Benefits to Reduce Student Loan Payments In this episode of the Escape Student Loan Debt Podcast, we discuss how understanding and utilizing employee benefits, particularly during open enrollment, can positively impact your student loan journey. We delve into the concept of pre-tax deductions and ex...

EPISODE RESOURCES Joint Case Update Essential Updates on Federal Student Loan Forgiveness This episode covers significant recent updates concerning the forgiveness of federal student loans. Key highlights include the impact of the lawsuit between the American Federation of Teachers and the Department of Education on loan forgiveness processes, the phasing out of certain Income Driven Repayment plans, and the importance of timely switching from plans like the SAVE plan to income-based Repay...

EPISODE RESOURCES Student Loan Forgiveness Lawsuit Latest OBBBA Student Loan Updates FSA Feedback Portal Joint Consolidation Loan Latest Schedule A LIVE Review Schedule a 1-1 Private Review Impacts of Government Shutdown and Key Updates on Student Loan Forgiveness In this episode, we provide updates on various aspects of federal student loans, focusing on how the ongoing government shutdown may affect borrowers. Key topics include a halted student loan forgiveness class action lawsuit, iss...

EPISODE RESOURCES Federal Mortgage Student Loan Guidelines Navigating Home Buying with Student Loan Forbearance In this episode, we explore how student loan forbearance affects the home-buying process. We discuss the significance of credit scores on loan structure and the impact of debt-to-income ratios, particularly highlighting how student loans influence these metrics. The episode breaks down how different loan types (Fannie Mae, Freddie Mac, FHA, VA, USDA) treat Income-Driven Repayment (...

Schedule A 1 on 1 Loan Review Apply for a Live (and Free) Review! IDR Class Action Lawsuit When Will Student Loan Payments Restart? Critical Updates on Federal Student Loan Forgiveness and Repayment Strategies In this brief updates episode, the host discusses the latest developments regarding federal student loans. Key highlights include the importance of consolidating loans for certain borrowers by July 1st, 2026, ongoing minimal progress in processing Income Driven Repayment (IDR) applic...

Essential Updates on Federal Student Loans: Consolidation Risks, Deadlines, and Forgiveness Insights Reddit IDR Payment Count Hack Login to studentaid.gov and type https://studentaid.gov/app/api/nslds/payment-counter/summary as the URL In this episode, several critical updates on federal student loans are discussed. These include the dangers of consolidating loans post-July 1, 2026, the necessity for consolidating specific types of loans like Perkins and Stafford loans, and how Parent PLUS...

In this episode, we review a student loan case whose strategy required changes less than 60 days out from the recording. It highlights the importance of staying updated with legal and policy changes. For those who want to have their loan strategy reviewed for free on the podcast, they can visit EscapeStudentLoanDebt.com/review. Those seeking a one-on-one session can schedule at EscapeStudentLoanDebt.com/session. 00:55 Case Study Introduction 04:31 Federal vs. Private Loans 09:54 Incom...

In this podcast episode, we are joined by Stanley Tate, a seasoned lawyer specializing in federal and private student loans. Stanley shares his extensive knowledge and practical advice on managing student loans, including strategic use of forbearances, the unique approach of returning to college, and leveraging the Foreign Earned Income Exclusion Act. He also delves into the potential discharge of student loans through bankruptcy under certain conditions. EPISODE RESOURCES S...

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An unfortunate update on the Trump Budget bill.

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Lowlights from "One Big Beautiful Bill" (definitely not my words) EPISODE RESOURCES Full Text Of The Bill

Tune in for student loan updates you need to know! EPISODE RESOURCES How To Track Your Student Loan History

Check out recent updates and resources for your federal and private loans! EPISODE RESOURCES Student Loan Default Explained Details on IDR Application Processing Court Action Details for Married Student Loan Borrowers And don't forget to sign up for our email list at escapestudentloandebt.com!

Our first live review of a community member's student loan strategy!

An update on the availability of IDR plans, and a sliver of hope for the future of PSLF Buybacks EPISODE RESOURCES IDR Updates Announcement

A brief update on recertification deadlines and borrower defense resources. EPISODE RESOURCES College Investor Article on Rising Payments Student Borrower Protection Center Survey

I try not to overstate things, but this is required listening ... EPISODE RESOURCES Guide to Income Driven Repayment Plans