In this episode, I sit down with Rebecca Herbst, the founder of Yield & Spread! A not-for-profit investing course and movement designed to make financial education simple, empowering, and accessible to everyone.
After retiring at just 32 through financial independence, Rebecca now dedicates her time to helping others build wealth and give back through effective altruism.
We dive into how to overcome fear of investing, the power of keeping your strategy simple, and how financial mindfulness can change your life. Rebecca shares her journey from corporate real estate to early retirement, her philosophy behind risk-averse, passive investing, and how she uses money as a tool to create more freedom and generosity in the world.
If you’ve ever felt overwhelmed by how to give back it doesn't have to be complicated — it’s empowering.
In this episode, you’ll learn:
Contact Chris:
https://heavymetal.money
https://www.facebook.com/MoneyHeavyMetal
https://x.com/MoneyHeavyMetal
https://www.instagram.com/chrisluger
https://www.tiktok.com/@heavymetalmoney
email: chris at heavymetal.money
Connect with Rebecca
rebecca@yieldandspread.org
Resources and Links:
https://www.yieldandspread.org
https://www.thelifeyoucansave.org/
Charitable Giving and Tax Strategies with Sean Mullaney, The FI Tax Guy | E076
https://youtu.be/FYkdYiydDqE?si=WZ6gpTeI_T-Fhy8m
https://www.charitynavigator.org/
https://www.thelifeyoucansave.org/
Effective Giving for the FI Community | Rebecca Herbst & Jack Lewars
https://www.youtube.com/watch?v=Hs3oHR0WVsE