In this episode, I sit down with Rebecca Herbst, the founder of Yield & Spread! A not-for-profit investing course and movement designed to make financial education simple, empowering, and accessible to everyone.
After retiring at just 32 through financial independence, Rebecca now dedicates her time to helping others build wealth and give back through effective altruism.
We dive into how to overcome fear of investing, the power of keeping your strategy simple, and how financial mindfulness can change your life. Rebecca shares her journey from corporate real estate to early retirement, her philosophy behind risk-averse, passive investing, and how she uses money as a tool to create more freedom and generosity in the world.
If you’ve ever felt overwhelmed by how to give back it doesn't have to be complicated — it’s empowering.
In this episode, you’ll learn:
Contact Chris:
https://heavymetal.money
https://www.facebook.com/MoneyHeavyMetal
https://x.com/MoneyHeavyMetal
https://www.instagram.com/chrisluger
https://www.tiktok.com/@heavymetalmoney
email: chris at heavymetal.money
Connect with Rebecca
rebecca@yieldandspread.org
Resources and Links:
https://www.yieldandspread.org
https://www.thelifeyoucansave.org/
Charitable Giving and Tax Strategies with Sean Mullaney, The FI Tax Guy | E076
https://youtu.be/FYkdYiydDqE?si=WZ6gpTeI_T-Fhy8m
https://www.charitynavigator.org/
https://www.thelifeyoucansave.org/
Effective Giving for the FI Community | Rebecca Herbst & Jack Lewars
https://www.youtube.com/watch?v=Hs3oHR0WVsE
From getting laid off in 2015 to building a life completely on his own terms, Doug Cunnington has one hell of a story.In this episode of The Extreme Personal Finance Show, I get to sit down with Doug to talk about escaping the corporate machine, building an online business from scratch, stumbling into the FI community in Longmont, CO and redefining what “success” and “productivity” actually mean.We dig into:• How a layoff pushed Doug into entrepreneurship
• The early days of online business, SEO wins, and huge mistakes
• Why corporate jobs trap your identity
• Delegation, control, sunk-cost bias, and the danger of chasing titles
• Life after FI: slowing down, sleep, health, walking, cooking, guitars, and finding real hobbies
• Why rest is productivity
• The impossible guilt of “not being busy”
• How Hallmark movies are the secret metaphor for Financial Independence (yes, really)
• Why men over 40 desperately need real friendships and community
• Building a life that feels good, not one that just looks good on LinkedInChris and Doug also riff on cooking, sous vide cooking, earplugs at concerts, band life, travel, health, and what they hope life looks like 20 years from now.If you’ve ever wondered what’s actually waiting for you on the other side of FI, this episode goes way deeper than money.Contact Chris:https://heavymetal.moneyhttps://www.facebook.com/MoneyHeavyMetalhttps://x.com/MoneyHeavyMetalhttps://www.instagram.com/chrislugerhttps://www.tiktok.com/@heavymetalmoneyemail: chris at heavymetal.moneyResources and Links:Mile Hi Fi Podcasthttps://www.youtube.com/@MileHighFIPodcastPat Flynn https://www.smartpassiveincome.comhttps://www.youtube.com/@HomegrownHustlehttps://fourhourworkweek.comhttps://www.mrmoneymustache.comSleep Scores in iOS 26https://support.apple.com/guide/watch/view-your-sleep-score-and-sleep-history-apded441a669/watchOShttps://peterluger.com/pages/menushttps://eargasm.com/Hot Frostyhttps://www.imdb.com/title/tt32359447/A Clüsterfünke Christmashttps://www.imdb.com/title/tt14932820/Lacey Chaberthttps://www.imdb.com/name/nm0000327/
After years in corporate, Amber Smith had enough of the cubicle grind. What started as a side hustle to pay for grad school turned into a full-time reselling and influencer business that now earns more than her old salary, and gives her total control over her time.
In this episode, I get to talk with Amber, Amber Waves of Brain on social, about how she went from flipping Patagonia fleeces to partnering with brands like eBay, Casey’s, and HealthCare.gov.
They dig into leaving your 9-to-5, building a personal brand that actually connects, and hitting Coast FI before the age of 30!
You’ll learn how Amber structured her exit plan, the mindset shifts that made her business possible, and her brutally honest advice for anyone who dreams of walking away from corporate life.
Topics Covered:
It’s part thrifting, part finance, and all AWESOME! It's proof that freedom isn’t found in a paycheck, it’s forged by courage, creativity, and a little bit of hustle.
Contact Chris:
https://heavymetal.money
https://www.facebook.com/MoneyHeavyMetal
https://x.com/MoneyHeavyMetal
https://www.instagram.com/chrisluger
https://www.tiktok.com/@heavymetalmoney
email: chris at heavymetal.money
Connect with Amber!
https://www.linkedin.com/in/amber-lillian-smith/
https://www.facebook.com/amber.smith.54379
https://www.instagram.com/amberwavesofbrain_/
Resources and Links:
Mr. Money Mustache
https://www.mrmoneymustache.com
https://www.whereyabinstores.com
https://poshfest.poshmark.com/
Escaping the Financial Vortex: How to Break Free from the Debt and Spending Cycle with Brian Muller
Ever feel like you’re trapped in a financial vortex? Are you working harder, earning more, but somehow never getting ahead? You’re not alone. In this episode host Chris Luger sits down with financial coach Brian Muller to shred through the chaos of consumer debt, lifestyle creep, and the mental traps that keep us spinning our financial wheels.
Brian breaks down the Financial Vortex. This is a relentless cycle of overspending, debt, and paycheck-to-paycheck living. He shares practical, no-BS strategies to escape it for good.
Together, we talk about mindset shifts, building real wealth, and what it means to live financially loud!
Whether you’re buried under credit cards, chasing that next raise, or just tired of watching your money vanish faster than a festival beer, this episode will help you slam the brakes and take control.
Listen now to learn:
Contact Chris:
https://heavymetal.money
https://www.facebook.com/MoneyHeavyMetal
https://x.com/MoneyHeavyMetal
https://www.instagram.com/chrisluger
https://www.tiktok.com/@heavymetalmoney
email: chris at heavymetal.money
Resources and Links:
Connect with Brian
https://www.momentouswealthadvisors.com
Brian's 5 Minute Challenge:
Momentous Decisions: 7 Steps to Better Health, More Wealth, and a Richer Life
by Brian D. Muller
https://amzn.to/3LpnVJO
The Financial Vortex:
Why 74% of Young Workers Struggle to Save
https://youtu.be/adbY8zwmUW4?si=yUN0bd6w2wj31R00
Get Paid While You Drive To Work
https://heavymetal.money/get-paid-while-you-drive-to-work/
Earn Extra Cash With These Easy Side Hustles
https://heavymetal.money/easysidehustles/
Score Extra Cash with These 9 Kick-Ass Side Hustles
https://heavymetal.money/9sidehustles/
Donating Plasma as a Side Hustle
https://heavymetal.money/donating-plasma-as-a-side-hustle/
Meta Viewpoints: How to Earn Real Cash by Sharing Your Voice
https://heavymetal.money/metaviewpoints/
Can You Really Make Passive Income?
https://heavymetal.money/passive-income/
What is a Health Savings Account (HSA) and Why It Rocks!
Seven Financial Mistakes I Regret: Lessons from My 20s and 30s
https://youtu.be/aprI3Dp8PrM?si=gNX-zvdNXVAfN4rZ
Building Better Financial Habits with FinanceRox | 081
It's time to building better financial habits with FinanceRox!
From poverty to buying a house in cash, Roxanne of FinanceRox proves that confidence and consistency can crush money stress.
In this episode, we dig into the real psychology of financial habits. Discover why we fall into bad ones, how to rewire our brains for better ones, and how your environment can make or break your money goals.
We talk about keystone habits, identity shifts, emotional triggers, and how to stop “throwing money at every problem.” Roxanne also shares her favorite mindset resets, how to bounce back after financial setbacks, and why humor belongs in money talk.
If you’ve ever felt stuck in the same financial loops, this episode will light a fire under your wallet and your mindset. LFG!
Contact Chris:
https://heavymetal.money
https://www.facebook.com/MoneyHeavyMetal
https://x.com/MoneyHeavyMetal
https://www.instagram.com/chrisluger
https://www.tiktok.com/@heavymetalmoney
email: chris at heavymetal.money
Resources and Links:
The Power of Habit: Why We Do What We Do in Life and Business
by Charles Duhigg
Atomic Habits: An Easy and Proven Way to Build Good Habits and Break Bad Ones
by James Clear
Mall of America
CampFI Talk - RETIRE EARLY A.F.! (and funny)
https://youtu.be/RhFTLnlWzw4?si=hmlXTH7gkqkyZgEs
Brian Posehn
https://brianposehn.com
The Obstacle is the Way: The Timeless Art of Turning Trials into Triumph
by Ryan Holiday
Choosing a health insurance plan doesn’t have to suck — and this week, we’re proving it.
In this episode of The Extreme Personal Finance Show, I get to sit down with Mike Anderson, owner of Anderson Benefit Partners, and one of the rare humans that make health insurance actually make sense.
Open enrollment is here, premiums are totally skyrocketing, plans are changing, and one major carrier just announced it's shutting down. Mike breaks down:
This episode is loaded with clarity, strategy, and real-world advice for anyone choosing their own insurance, supporting a family, running a small business, or stepping into Medicare for the first time.
If you’ve ever thought health insurance is confusing, expensive, and impossible to understand, this episode could change everything. Choosing your health insurance doesn’t have to suck. Let’s break it down!
Contact Chris:
https://heavymetal.money
https://www.facebook.com/MoneyHeavyMetal
https://x.com/MoneyHeavyMetal
https://www.instagram.com/chrisluger
https://www.tiktok.com/@heavymetalmoney
email: chris at heavymetal.money
Connect with Mike Anderson
https://www.andersonbenefitpartners.com
Email Mike Anderson
mike@andersonbenefitpartners.com
Resources and Links:
CPT Codes
https://www.aapc.com/codes/cpt-codes-range/
Estimate your healthcare expenses
https://www.fairhealthconsumer.org
The National Association of Benefits and Insurance Professionals (NABIP)
https://nabip.org
Work Less, Live More and Own Your Time with Andy Hill | 079
In this powerful episode of The Extreme Personal Finance Show, Chris Luger sits down with Andy Hill, Accredited Financial Counselor®, author of Own Your Time: 10 Financial Steps to Put Your Family First and Escape the Corporate Grind, and creator of Marriage, Kids and Money.
Andy shares how he and his wife went from overworked corporate life to living intentionally, with more time for family, health, and happiness. Together, they dive into:
If you’re stuck in the grind and dreaming of more time, freedom, and purpose listen now!
Pre-order Andy’s book: Own Your Time (January 2026)
Visit MarriageKidsAndMoney.com for more
Contact Chris:
https://heavymetal.money
https://www.facebook.com/MoneyHeavyMetal
https://x.com/MoneyHeavyMetal
https://www.instagram.com/chrisluger
https://www.tiktok.com/@heavymetalmoney
email: chris at heavymetal.money
Resources and Links:
https://marriagekidsandmoney.com
Own Your Time: 10 Financial Steps to Put Your Family First and Escape the Corporate Grind
by Andy Hill
Memento Mori Calendars
https://www.amazon.com/s?k=memento+mori+calendar
The Good Enough Job: Reclaiming Life from Work
by Simone Stolzoff
Chris’ Interview on Marriage, Kids and Money
Becoming a Millionaire After Becoming Mortgage Free
https://youtu.be/SKvJDS8ZAkA?si=3c7Jjg_NQjDL4VW6
Big Tip Tuesday
No 4 year Degree, No Problem: Rock Your Way to a Successful Career with Brian Dolan | 078
Do you think you need a four-year degree to land your dream job? Think again.
In this episode of The Extreme Personal Finance Show, Chris sits down with Brian Dolan, a Worldwide Technical Leader to talk about how he built a career without a traditional college degree.
From washing cars and driving trucks to leading global technical teams, Brian’s story proves that hustle, curiosity, and relationships can take you further than a diploma ever will.
You’ll learn:
• How to build a six-figure career without a four-year degree
• Why technical programs and trade schools are hidden goldmines for career growth
• The power of relationships, mentorship, and curiosity in getting ahead
• Why “success” looks different for everyone—and why happiness should always be part of the plan
Whether you’re just starting out, changing careers, or questioning the college debt hamster wheel, this conversation will light a fire under you.
Contact Chris:
https://heavymetal.money
https://www.facebook.com/MoneyHeavyMetal
https://x.com/MoneyHeavyMetal
https://www.instagram.com/chrisluger
https://www.tiktok.com/@heavymetalmoney
email: chris at heavymetal.money
Connect with Brian:
https://www.linkedin.com/in/briandolan/
Resources and Links:
Smart College Buyer
https://www.youtube.com/channel/UCGvxjS_uLUIPnHKelqSLaHg
The Proximity Principle: The Proven Strategy That Will Lead to a Career You Love
by Ken Coleman
How Gen Z Thinks About Money! Lessons from 21-Year-Old Financial Expert Candela Larson | E077
Candela Larson isn’t your typical 21-year-old. She’s a STEM scholar, entrepreneur, and licensed financial professional who’s already stacking credentials like Series 7 and 66 before most people finish grad school.
In this episode of The Extreme Personal Finance Show, Chris Luger sits down with Candela Larson to unpack what drives her passion for money and investing, how Gen Z views wealth, and the real-world money myths holding young adults back.
They dive into:
It’s a fun, raw, and insightful conversation that proves financial independence isn’t about age—it’s about mindset.
Show Notes:
Contact Chris:
https://heavymetal.money
https://www.facebook.com/MoneyHeavyMetal
https://x.com/MoneyHeavyMetal
https://www.instagram.com/chrisluger
https://www.tiktok.com/@heavymetalmoney
email: chris at heavymetal.money
Resources and Links:
https://www.youtube.com/@CalebHammer
Charitable Giving and Tax Strategies with Sean Mullaney, The FI Tax GuyIt’s time to shred your confusion about taxes and charitable giving. In this episode of The Extreme Personal Finance Show, Chris from Heavy Metal Money sits down with Sean Mullaney — also known as the FI Tax Guy — to talk about how upcoming 2025–2026 tax changes could impact your charitable giving, deductions, and retirement planning.Sean is a fee-only fiduciary financial planner and the co-author (with Cody Garrett) of the new book Tax Planning To and Through Early Retirement. He’s been featured in The Wall Street Journal, The New York Times, MarketWatch, and on major podcasts like ChooseFI, Stacking Benjamins, and BiggerPockets Money.In this episode, we cover:• Why 2025 is a golden year for charitable giving• What’s changing in 2026 (including that new $1,000 non-itemizer deduction and the 0.5% haircut on itemized deductions)• How to supercharge your giving with Donor-Advised Funds (DAFs)• Why Qualified Charitable Distributions (QCDs) are a game-changer after age 70½• How to support causes you love—like The Luger Foundation—while still keeping Uncle Sam off your back• Simple, no-fear strategies for optimizing taxes through early retirementWhether you’re just starting your FI journey or planning your drawdown years, Sean breaks down the complex tax talk into plain English with clear, actionable strategies that anyone can use. I love this!The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Chris and The Extreme Personal Finance Show do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. Contact Chris:https://heavymetal.moneyhttps://www.facebook.com/MoneyHeavyMetalhttps://x.com/MoneyHeavyMetalhttps://www.instagram.com/chrislugerhttps://www.tiktok.com/@heavymetalmoneyemail: chris at heavymetal.moneyConnect with Seanhttps://fitaxguy.comhttps://www.youtube.com/@SeanMullaneyVideoshttps://x.com/SeanMoneyandTaxResources and Links:Tax Planning To and Through Early Retirementby Cody Garrett & Sean Mullaneyhttps://amzn.to/4mRkisVhttps://www.measuretwicemoney.com/bookhttps://www.thelugerfoundation.orghttps://fitaxguy.com
PPO, HMO, HSA, FSA… WTF? Understanding Employee Benefits with HR Pro Veronica Barnas | E075Open enrollment season is here — but don’t just click “same as last year.” This week on The Extreme Personal Finance Show, Chris sits down with HR powerhouse Veronica Barnas, a 20-year Human Resources veteran specializing in employee benefits.They break down the alphabet soup of benefits — PPOs, HSAs, FSAs, and HMOs — in plain English and with a few laughs. Veronica explains how to stop leaving free money on the table, how to actually build wealth through your benefits, and why your 401(k), HSA, and disability coverage might be more powerful than you think.From the triple-tax advantage of an HSA to secret perks like tuition reimbursement, employee stock programs, and even pet insurance, this episode helps you take control of your financial health the same way you take care of your physical one.In This Episode You’ll Learn:• Why “same as last year” could cost you thousands• The real difference between a PPO, HMO, and high-deductible health plan• How to use your HSA as a stealth retirement account• Why disability insurance is one of the most underrated safety nets• How to spot free money in your benefits package• Overlooked perks like tuition reimbursement, stock purchase programs, and gym reimbursements• How to make open enrollment season work for your wallet, not against itWhether you’re new to the workforce or a seasoned pro, this episode will help you understand your benefits like a boss and maximize every dollar your employer offers.Contact Chris:https://heavymetal.moneyhttps://www.facebook.com/MoneyHeavyMetalhttps://x.com/MoneyHeavyMetalhttps://www.instagram.com/chrislugerhttps://www.tiktok.com/@heavymetalmoneyemail: chris at heavymetal.moneyConnect with Veronicahttps://www.linkedin.com/in/veronica-barnas-28ba7723/
Long-Term Investing That Actually Works with Jesse Cramer | E074https://youtu.be/dVtYp07ZNSYWhat happens when a rocket scientist becomes a fiduciary wealth advisor? You get Jesse Cramer — the mind behind The Best Interest blog and host of Personal Finance for Long-Term Investors. In this episode of The Extreme Personal Finance Show, Chris and Jesse talk about what really makes long-term investing work, how to build “behavior-proof” financial plans, and why being too conservative can quietly sabotage your retirement dreams.Jesse shares his journey from aerospace engineering to wealth management at Cobblestone Capital Advisors, breaking down how engineering principles like tolerances and feedback loops apply directly to your money decisions. He explains the “cost of over-conservatism,” the psychological traps investors fall into after long bull markets, and how to prepare mentally for the next bear market without losing your cool—or your portfolio.They also dig into practical habits that anyone can apply today:• The #1 foundation of every financial plan (hint: track your cash flow)• Why measuring what comes in and what goes out beats chasing the next hot investment• The power of community and meeting other money nerds in person• Using philanthropy and planned giving as part of your financial independence journeyWhether you’re new to investing, approaching retirement, or deep in the FIRE movement, this episode will remind you that wealth is built on behavior, not hype. LFG!Subscribe to The Extreme Personal Finance Show for more raw, real, and ridiculously practical conversations about money that works in the real world.Featuring:Jesse Cramer – Author & Host, The Best Interest / Personal Finance for Long-Term InvestorsChris Luger – Host, Heavy Metal Money / The Extreme Personal Finance ShowContact Chris:https://heavymetal.moneyhttps://www.facebook.com/MoneyHeavyMetalhttps://x.com/MoneyHeavyMetalhttps://www.instagram.com/chrislugerhttps://www.tiktok.com/@heavymetalmoneyemail: chris at heavymetal.moneyConnect with Jessehttps://bestinterest.blogJesse’s Podcast:https://podcasts.apple.com/us/podcast/personal-finance-for-long-term-investors-the-best-interest/id1553180943Resources and Links:Amberly Grant https://www.amberlygrant.com/meetamberlyhttps://www.thelugerfoundation.orghttps://www.lollypop.orghttps://www.yieldandspread.org#JesseCramer #TheBestInterest #LongTermInvesting #FinancialIndependence #FIREMovement #BehavioralFinance #IndexFunds #RetirementPlanning #HeavyMetalMoney #ExtremePersonalFinanceShow
In this episode of The Extreme Personal Finance Show, Chris sits down with Lauren Aumond, host of the Adulting Is Easy podcast and real estate investor who became a millionaire by age 31 and retired from corporate life at 33!
Lauren shares her journey from buying her first house at 23, building a diverse portfolio of long-term and short-term rentals, and creating financial systems that gave her true freedom. She talks about house hacking, managing Airbnbs, the ups and downs of real estate, and how anyone can take small, intentional steps toward financial independence.
From squatter nightmares to setting up automation that makes short-term rentals practically hands-off, Lauren brings the real, unfiltered truth about wealth-building. She also dives into her six-year run as a podcaster, why she started Adulting Is Easy, and the biggest money lessons she’s learned from interviewing over 200 guests.
If you’re ready to take action on your money, build wealth through real estate, and design a life on your terms—this episode is a must-listen.
Contact Chris:
https://heavymetal.money
https://www.facebook.com/MoneyHeavyMetal
https://x.com/MoneyHeavyMetal
https://www.instagram.com/chrisluger
https://www.tiktok.com/@heavymetalmoney
email: chris at heavymetal.money
Resources and Links:
Lauren on X
Adulting Is Easy Podcast
In this episode of The Extreme Personal Finance Show, Chris sits down with Cletus Coffey—former professional and world champion athlete turned motivational speaker and coach for single dads and business owners. Cletus opens up about his journey from chasing money and titles to building a life of truth, authenticity, and freedom.
He shares how men often tie their identity to the “scoreboard” of business and wealth, and why true success means balancing five core areas: finances, fitness, family, focus, and foundation. From overcoming divorce and personal setbacks to creating the Be The Torch movement and Podcast, Cletus delivers raw insights on resilience, vulnerability, and becoming the man capable of leading both at home and in business.
If you’ve ever struggled with identity, work-life balance, or finding your authentic self—this episode will light the fire you’ve been missing.
Contact Chris:
https://heavymetal.money
https://www.facebook.com/MoneyHeavyMetal
https://x.com/MoneyHeavyMetal
https://www.instagram.com/chrisluger
https://www.tiktok.com/@heavymetalmoney
email: chris at heavymetal.money
Resources and Links:
Cletus on Youtube
https://www.youtube.com/@thecletuscoffey
Be The Torch Podcast
https://podcasts.apple.com/us/podcast/be-the-torch/id1228060195
The Score Takes Care of Itself: My Philosophy of Leadership
by Bill Walsh
Mountains, Money, and Community of Longmont, Colorado | 071
In this episode of The Extreme Personal Finance Show, Chris sits down with Amy from Longmont, Colorado—the so-called FIRE Mecca made famous by Mr. Money Mustache. Amy shares her story of moving from Michigan to Longmont, and how this vibrant community has become a hub for financial independence seekers.
We dive into what makes Longmont special—Mustache HQ, the tight-knit FI network, outdoor adventures, and how community supercharges the journey to financial independence.
Amy also reveals her new project with Mark Trautman (Mark’s Money Mind), creating “Mountains and Money,” a retreat designed to teach college-aged kids the power of FI and community.
Whether you’re chasing FIRE, looking for your financial tribe, or just curious about why Longmont is drawing money rebels from across the country, this episode delivers inspiration, laughs, and actionable insight.
Contact Chris:
https://heavymetal.money
https://www.facebook.com/MoneyHeavyMetal
https://x.com/MoneyHeavyMetal
https://www.instagram.com/chrisluger
https://www.tiktok.com/@heavymetalmoney
email: chris at heavymetal.money
Resources and Links:
Longmont, Colorado
https://en.wikipedia.org/wiki/Longmont,_Colorado
‘Stashtown, USA
https://www.mrmoneymustache.com/2014/05/09/stashtown-usa/
HQ
https://www.mrmoneymustache.com/hq/
Carl Jensen
Mark Trautman
https://marksmoneymind.com/about/
Mountains and Money (Coming Soon!)
https://www.instagram.com/mountainsandmoney/
The Magic of the EconoMe Conference and Community with Diania Merriam
In this episode of The Extreme Personal Finance Show, Chris sits down with Diania Merriam, founder of the EconoMe Conference and host of Optimal Finance Daily.
Diania shares her inspiring journey from racking up $30,000 in debt while living large in New York City, to discovering the FIRE movement, and eventually creating one of the most electric gatherings in personal finance.
We dig into:
If you’re looking for both practical strategies and mindset shifts to fuel your financial independence journey, this episode delivers.
Contact Chris:
https://heavymetal.money
https://www.facebook.com/MoneyHeavyMetal
https://x.com/MoneyHeavyMetal
https://www.instagram.com/chrisluger
https://www.tiktok.com/@heavymetalmoney
email: chris at heavymetal.money
Resources and Links:
The EconoMe Conference
Optimal Finance Daily
https://oldpodcast.com/podcast/optimal-finance-daily-financial-independence-and-money-advice
Mr. Money Mustache
https://www.mrmoneymustache.com/
The World Domination Summit
https://worlddominationsummit.com
https://walkthecamino.com
What if the life you’ve been sold is a scam? At CampFI Midwest, Chris Luger—founder of Heavy Metal Money—delivered a powerful message about cranking life up to 11 and living on your own terms.
In this presentation, Chris dives into:
This isn’t a roadmap—it’s a pep talk. A wake-up call. A reminder that you don’t owe anyone a boring life. It’s time to rebel, redefine success, and unleash the life you were meant to live.
If you’re ready to stop coasting and start rocking, hit play.
Contact Chris:
https://heavymetal.money
https://www.facebook.com/MoneyHeavyMetal
https://x.com/MoneyHeavyMetal
https://www.instagram.com/chrisluger
https://www.tiktok.com/@heavymetalmoney
email: chris at heavymetal.money
Resources and Links:
https://heavymetal.money/livelouder/
How to Retire Early (Even If You’re Starting Late)
This is an automated translation from the blogpost:
Do You Want To Retire Early?
https://heavymetal.money/howtoretireearly/
Think early retirement is only for tech bros and trust fund babies? Think again. In this blogcast episode, we're tearing down the myths and breaking down exactly how you can retire early—even if you're behind, broke, or just waking up to the reality that working 'til you die isn’t the dream.
Chris from HeavyMetal.Money shares the brutally honest path to financial independence:
Whether you want to retire by 50 or just reclaim your damn time, this episode is your battle plan.
Ever wonder what really goes down at CampFI? Spoiler: it’s not just a bunch of nerds sitting around spreadsheets in the woods
In this special live episode of The Extreme Personal Finance Show, I take you inside CampFI 2025 Midwest Week 1. Recorded in front of a live audience, you’ll hear from campers on why CampFI is more than a retreat—it’s a financial independence festival where money nerds, rebels, and freedom-seekers come together.
We break down:
If you’ve ever asked yourself “Should I go to CampFI?” this episode is your loud, unapologetic answer: HELL YES.
Subscribe to The Extreme Personal Finance Show and turn up the volume on your journey to financial freedom.
https://campfi.org
#CampFI #FinancialIndependence #FIREmovement #MoneyNerdsUnite #FinancialFreedom #ExtremePersonalFinance #HeavyMetalMoney
Doom Spending: Retail Therapy or Financial Sabotage?
This is an automated translation from the blogpost:
Doom Spending: The Destructive Financial Habit
https://heavymetal.money/doomspending/
In this blogcast episode, we dive into the chaos-fueled spending habits known as doom spending. From late-night Amazon hauls to buying crap you don’t need just to feel alive—this one's for every rebel who’s tried to buy their way out of stress.
We break down:
Want to take control of your money without losing your edge? Smash that play button, and let’s get loud.
#DoomSpending #HeavyMetalMoney #ImpulseBuying #MoneyMindset #PersonalFinance #RetailTherapy #FinancialAnxiety #MillennialMoney #GenZMoney #Blogcast #FinancialWellness
Contact Chris:
https://heavymetal.money
https://www.facebook.com/MoneyHeavyMetal
https://x.com/MoneyHeavyMetal
https://www.instagram.com/chrisluger
https://www.tiktok.com/@heavymetalmoney
email: chris at heavymetal.money