As 2025 comes to a close, let’s sit down for an end-of-year round table to reflect on the themes that shaped the year and what physicians can take forward into 2026. In this conversation, Daniel Wrenne is joined by Hugh Baker and Jackie Griggs to reflect on the recurring themes they saw throughout the year. Listen in as they discuss the uncertainty driven by student loan changes, market volatility, political noise, and the constant stream of headlines competing for attention. You'll learn how many physicians managed anxiety around PSLF, investing during market swings, and making big life decisions without clear answers. They also share thoughtful guidance on wrapping up the year with intention by revisiting goals, checking progress, thinking about giving, and preparing for known changes ahead.    Transform your financial outlook today! Access our exclusive free resources for physicians and conquer financial stress. Access here.   P.S. We value your opinion! Share your thoughts and insights with us. Your feedback helps us improve and tailor our content to your needs. Click here to give us a piece of your mind.     Links The Art of Spending Money by Morgan Housel The Psychology of Money by Morgan Housel Connect with Hugh Baker Connect with Jackie Griggs Contact Finance for Physicians Finance for Physicians To schedule a call with one of our awesome planners, book HERE.

What questions are actually on the minds of residents when it comes to their finances—and what guidance makes the biggest difference during training? In this episode, Daniel Wrenne and Hugh Baker reveal the most common financial concerns they hear while speaking to residency programs. Student loans, PSLF uncertainty, choosing benefits, understanding retirement accounts, and the pressure of upcoming income changes all show up again and again. Listen in as they walk through the themes that consistently surface in these conversations and share how residents can approach the big decisions ahead with clarity and confidence. You’ll also hear their take on physician loans, contract questions, saving vs. spending during residency, and what it really means to build the habits that support financial freedom.     Transform your financial outlook today! Access our exclusive free resources for physicians and conquer financial stress. Access here.   P.S. We value your opinion! Share your thoughts and insights with us. Your feedback helps us improve and tailor our content to your needs. Click here to give us a piece of your mind.     Links Course: Vitals Check: Your Money Game Plan for Post-Residency Life Connect with Hugh Baker Contact Finance for Physicians Finance for Physicians To schedule a call with one of our awesome planners, book HERE.

Why is the physician divorce rate lower among the families we work with, even though money is one of the top causes of marital conflict? In this episode, Daniel Wrenne and Jen Quire dig into the surprising reasons behind our incredibly low client divorce rate—and what it reveals about the powerful connection between money, communication, values, and partnership. Listen in as they share the common habits they see in couples who stay strong despite the pressures of medical life. You’ll hear why financial planning is far more than spreadsheets and investment decisions; it’s a process that naturally strengthens marriages. Daniel and Jen also discuss the red flags that often point to deeper relational issues, as well as practical steps any couple can take to get aligned, stay aligned, and use money as a tool to support their relationship rather than strain it.     Transform your financial outlook today! Access our exclusive free resources for physicians and conquer financial stress. Access here.   P.S. We value your opinion! Share your thoughts and insights with us. Your feedback helps us improve and tailor our content to your needs. Click here to give us a piece of your mind.     Links Connect with Jen Quire Connect with me on my LinkedIn Contact Finance for Physicians Finance for Physicians To schedule a call with one of our awesome planners, book HERE.

The end of the year is when generosity and tax planning collide, and for physicians, charitable giving can be one of the most powerful ways to support causes you care about while optimizing your financial picture. But most doctors miss valuable tax benefits simply because they don’t know they exist. In this episode, Daniel is joined by Jackie Griggs for a conversation that breaks down practical, overlooked, and highly effective giving strategies physicians can use before December 31st. Listen in as they clarify the difference between cash gifts and appreciated assets, explain when donor-advised funds make sense, and discuss how upcoming 2026 tax law changes may reshape giving decisions. You’ll also hear when batching contributions is worth it, how QCDs work for retirees over 70½, and why giving intentionally creates the biggest long-term impact.     Transform your financial outlook today! Access our exclusive free resources for physicians and conquer financial stress. Access here.   P.S. We value your opinion! Share your thoughts and insights with us. Your feedback helps us improve and tailor our content to your needs. Click here to give us a piece of your mind.     Links DAFgiving360 Fidelity Charitable Vanguard Charitable Connect with Jackie Griggs Connect with me on my LinkedIn Contact Finance for Physicians Finance for Physicians To schedule a call with one of our awesome planners, book HERE.

Everywhere you look, someone’s promising passive income. Real estate syndications, crypto, private deals — they all sound like the fast track to financial freedom. But what if the real wealth builders are the “boring” investments you already have access to? In this episode, Daniel Wrenne and Hugh Baker break down the difference between chasing trends and building true, lasting wealth. They reveal why Target Date Funds often outperform “shiny object” investments and why most so-called passive income isn’t passive at all. You’ll hear real stories of physicians who’ve been lured by hype, what they learned the hard way, and how you can invest without turning your portfolio into a part-time job.     Transform your financial outlook today! Access our exclusive free resources for physicians and conquer financial stress. Access here.   P.S. We value your opinion! Share your thoughts and insights with us. Your feedback helps us improve and tailor our content to your needs. Click here to give us a piece of your mind.     Links VTTSX-Vanguard Target Retirement 2060 Fund Connect with Hugh Baker Connect with me on my LinkedIn Contact Finance for Physicians Finance for Physicians To schedule a call with one of our awesome planners, book HERE.

Credit card companies are masters at dangling shiny objects — “100,000 bonus points,” “free flights,” “VIP lounge access.” It’s tempting to believe these offers will save you thousands, but are they really worth it? For most physicians, the answer lies somewhere between ignoring every offer and becoming the person with 75 credit cards. Today's guest, Jeff Wenger, has spent the last six months researching credit card rewards to find the sweet spot—strategies that deliver real value without turning financial optimization into a part-time job. Listen in as we break down the math, the pitfalls, and the practical strategies for making your everyday spending work harder for you.     Transform your financial outlook today! Access our exclusive free resources for physicians and conquer financial stress. Access here.   P.S. We value your opinion! Share your thoughts and insights with us. Your feedback helps us improve and tailor our content to your needs. Click here to give us a piece of your mind.     Links   Rich With Points - Credit card comparison tool Connect with Jeff Wenger Connect with me on my LinkedIn Contact Finance for Physicians Finance for Physicians To schedule a call with one of our awesome planners, book HERE.

When the headlines are full of uncertainty, it’s natural to wonder if you should change your investment strategy. Tariffs, market swings, the allure of real estate… many physicians are asking the same big questions: “How will tariffs affect my investments?” “Should I pause my regular contributions until things calm down?” “Is buying real estate a good way to diversify?” In this episode, Daniel and Jennifer Quire dig into these hot topics and share why reacting to short-term changes often backfires. You'll learn how fear drives bad decisions, why staying the course is so important, and why real estate may not provide the diversification most people expect. Listen in if you’ve ever been tempted to “do something” when markets feel shaky, and let this conversation help you gain clarity and stick to a plan that works for the long term.     Transform your financial outlook today! Access our exclusive free resources for physicians and conquer financial stress. Access here.   P.S. We value your opinion! Share your thoughts and insights with us. Your feedback helps us improve and tailor our content to your needs. Click here to give us a piece of your mind.     Links   Episode 198: Buying vs. Renting: What We Wish More Physicians Knew Connect with Jennifer Quire Connect with me on my LinkedIn Contact Finance for Physicians Finance for Physicians To schedule a call with one of our awesome planners, book HERE.

Physicians spend a decade or more training for a career they believe will bring fulfillment and stability. But what happens when the reality doesn’t match the dream? Dr. Brad Bennett followed the traditional path—prestigious training, a promising teleradiology role, and the security of a physician-owned practice—only to find himself exhausted, disconnected from his family, and questioning the future he had worked so hard to build. Instead of staying stuck, Brad made the bold decision to step away and design a career and lifestyle that truly aligned with his values. Listen in as we explore the financial realities, personal risks, and emotional challenges of leaving stability behind to create freedom and balance.      Transform your financial outlook today! Access our exclusive free resources for physicians and conquer financial stress. Access here.   P.S. We value your opinion! Share your thoughts and insights with us. Your feedback helps us improve and tailor our content to your needs. Click here to give us a piece of your mind.     Links Small Business Development Centers (SBDC) Connect with Dr. Brad Bennett on X Connect with me on my LinkedIn Contact Finance for Physicians Finance for Physicians To schedule a call with one of our awesome planners, book HERE.

The student loan landscape just got a major overhaul, and we're breaking down everything physicians need to know about the massive changes coming from the One Big Beautiful Bill Act. Listen in as Daniel and Jeff Wenger walk through the new repayment plan structure, what's happening to SAVE borrowers, and the critical decisions you need to make right now, especially if you're currently in SAVE forbearance. You'll hear the good news (PSLF still exists!), the challenging news (most changes favor the government), and the strategic moves that could save you thousands depending on your situation.    Transform your financial outlook today! Access our exclusive free resources for physicians and conquer financial stress. Access here.   P.S. We value your opinion! Share your thoughts and insights with us. Your feedback helps us improve and tailor our content to your needs. Click here to give us a piece of your mind.     Links One Big Beautiful Bill Act Breakdown: Which Changes Actually Matter to You? (Part 2) One Big Beautiful Bill Act Breakdown: Which Changes Actually Matter to You? (Part 1) Connect with Jeff Wenger Connect with me on my LinkedIn Contact Finance for Physicians Finance for Physicians To schedule a call with one of our awesome planners, book HERE.

We’re back for Part 2 of our deep dive into the One Big Beautiful Bill Act (OBBBA), this time covering the updates that could open new opportunities for your finances. Listen in as we break down what the bill means for physicians when it comes to QBI deductions, tip and overtime income, Trump/MAGA accounts, expanded 529 plan uses, and new HSA rules. You’ll hear what’s actually worth paying attention to and where a little-known provision might give you a real tax break.    Transform your financial outlook today! Access our exclusive free resources for physicians and conquer financial stress. Access here.   P.S. We value your opinion! Share your thoughts and insights with us. Your feedback helps us improve and tailor our content to your needs. Click here to give us a piece of your mind.     Links Vitals Check: Your Money Game Plan for Post-Residency Life course link: https://courses.financeforphysicians.co ​​Use code PODCAST for 50% off (valid through August 31st) Connect with Heather Lovallo Connect with Jeff Wenger Connect with me on my LinkedIn Contact Finance for Physicians Finance for Physicians To schedule a call with one of our awesome planners, book HERE.

Big tax law changes are here, and they could have a major impact on your finances. In this episode, we’re breaking down the One Big Beautiful Bill Act (OBBBA) and what it means for physicians, starting with the non-student loan changes. We’re joined by Jeff Wenger and Heather Lovallo to explain the updates and what you should pay attention to this tax season. You’ll learn how the new rules affect your tax brackets, standard vs. itemized deductions, child tax credit, estate planning, and even whether buying a new car might make a little more sense now (spoiler: not really). This is Part 1 of our two-part series on the new bill. Don’t miss what’s coming next!    Transform your financial outlook today! Access our exclusive free resources for physicians and conquer financial stress. Access here.   P.S. We value your opinion! Share your thoughts and insights with us. Your feedback helps us improve and tailor our content to your needs. Click here to give us a piece of your mind.     Links Vitals Check: Your Money Game Plan for Post-Residency Life course link: https://courses.financeforphysicians.co ​​Use code PODCAST for 50% off (valid through August 31st) Connect with Heather Lovallo Connect with Jeff Wenger Connect with me on my LinkedIn Contact Finance for Physicians Finance for Physicians To schedule a call with one of our awesome planners, book HERE.

Should you get a prenuptial or postnuptial agreement? Talking about these is not exactly romantic, but it might be one of the smartest financial conversations you’ll ever have. In this episode, we’re joined by Heather Lovallo to break down what prenups and postnups are, when they make sense, and how they can actually strengthen your marriage. You’ll learn why these agreements aren’t just for the ultra-wealthy, how they can help avoid messy legal battles, and the surprising ways they support better financial communication as a couple.    Transform your financial outlook today! Access our exclusive free resources for physicians and conquer financial stress. Access here.   P.S. We value your opinion! Share your thoughts and insights with us. Your feedback helps us improve and tailor our content to your needs. Click here to give us a piece of your mind.     Links Vitals Check: Your Money Game Plan for Post-Residency Life course link: https://courses.financeforphysicians.co ​​Use code PODCAST for 50% off (valid through August 31st) Connect with Heather Lovalla Connect with me on my LinkedIn Contact Finance for Physicians Finance for Physicians To schedule a call with one of our awesome planners, book HERE.

Why do so many physicians stumble financially right after residency? In this special 200th episode, we’re joined by Hugh Baker to break down the most common financial mistakes doctors make as they step into full-time practice. Listen in as they talk through rushed home purchases, misunderstood contracts, and the pressure to “catch up” on life after years of training. You’ll learn what to avoid when buying your first home, why investing early matters more than timing the market, and how to keep your financial future flexible, even with a six-figure paycheck.    Transform your financial outlook today! Access our exclusive free resources for physicians and conquer financial stress. Access here.   P.S. We value your opinion! Share your thoughts and insights with us. Your feedback helps us improve and tailor our content to your needs. Click here to give us a piece of your mind.     Links Vitals Check: Your Money Game Plan for Post-Residency Life course link: https://courses.financeforphysicians.co Connect with Hugh Baker on LinkedIn Connect with me on my LinkedIn Contact Finance for Physicians Finance for Physicians To schedule a call with one of our awesome planners, book HERE.

Is the mega backdoor Roth IRA the ultimate tax shelter—or just a complicated headache? Today we are joined by Jeff Wenger to discuss this lesser-known strategy, breaking down how it works and when it makes sense, especially for high-earning physicians. Listen in as we walk through the four key contribution “buckets” in a 401(k), the pros and cons of using after-tax dollars, and what makes the mega backdoor strategy so unique (and often underutilized). You’ll learn who this applies to, the gotchas to watch for, and why more isn’t always better when it comes to tax strategies.    Transform your financial outlook today! Access our exclusive free resources for physicians and conquer financial stress. Access here.   P.S. We value your opinion! Share your thoughts and insights with us. Your feedback helps us improve and tailor our content to your needs. Click here to give us a piece of your mind.     Links Connect with me on my LinkedIn Contact Finance for Physicians Finance for Physicians To schedule a call with one of our awesome planners, book HERE.

Is buying a home always the smarter move—or just what we’ve been told to do? In this episode, Jennifer Quire joins me to reveal the real pros and cons of renting vs. buying, especially for physicians facing big financial decisions during major life transitions. Listen in as we dig into how values, lifestyle, flexibility, and unpredictability play just as big a role as the math. You’ll hear about the side of homeownership that people rarely talk about, what most people don’t factor into the buying vs. renting decision, and why renting isn’t the financial failure it’s often made out to be.    Transform your financial outlook today! Access our exclusive free resources for physicians and conquer financial stress. Access here.   P.S. We value your opinion! Share your thoughts and insights with us. Your feedback helps us improve and tailor our content to your needs. Click here to give us a piece of your mind.     Links   Sailing with Phoenix Connect with me on my LinkedIn Contact Finance for Physicians Finance for Physicians To schedule a call with one of our awesome planners, book HERE.

Is diversification overrated or more important than ever in today’s market? In this episode, I’m joined by Jackie Griggs to explain what diversification really means and why it matters now more than ever for physicians managing their own portfolios. Listen in as we break down how mean reversion impacts market cycles and why concentrating on the S&P 500 or individual stocks (like Apple) could leave you exposed to more risk than you think. You'll hear practical tips for building a resilient investment strategy that aligns with your long-term financial goals.    Transform your financial outlook today! Access our exclusive free resources for physicians and conquer financial stress. Access here.   P.S. We value your opinion! Share your thoughts and insights with us. Your feedback helps us improve and tailor our content to your needs. Click here to give us a piece of your mind.     Links   Vanguard Real Estate Index Fund SPDR S&P 600 SmallCap Value ETF (SLYV) Callan Periodic Table of Investment Returns Connect with me on my LinkedIn Contact Finance for Physicians Finance for Physicians To schedule a call with one of our awesome planners, book HERE.   

Are student loan repayment plans about to get completely overhauled? And what does that mean for physicians? In this episode, I’m joined once again by student loan expert Jeff Wenger to break down the proposed federal student loan changes that could reshape how physicians manage repayment, forgiveness, and financial planning. Listen in as we explore the potential elimination of popular IDR plans like SAVE and PAYE, the shift back to the original IBR, and the introduction of a new Repayment Assistance Plan (RAP). We also cover proposed PSLF restrictions that could exclude residency and fellowship years, and a new $150,000 lifetime cap on federal graduate borrowing.   Transform your financial outlook today! Access our exclusive free resources for physicians and conquer financial stress. Access here.   P.S. We value your opinion! Share your thoughts and insights with us. Your feedback helps us improve and tailor our content to your needs. Click here to give us a piece of your mind.     Links Connect with me on my LinkedIn Contact Finance for Physicians Finance for Physicians To schedule a call with one of our awesome planners, book HERE. 

Have you ever felt like you’re way behind on your finances? In this episode, I'm joined by Dr. Bill Yount, practicing ER physician and host of the Catching Up to FI podcast, who's here to share how he turned his financial life around, starting at age 50. Listen in as we talk about real mistakes, real lessons, and the mindset shifts that helped him go from overwhelmed and burnt out to confident and financially free. You'll learn simple steps you can take if you’re feeling behind and why it’s never too late to start catching up to financial independence.   Transform your financial outlook today! Access our exclusive free resources for physicians and conquer financial stress. Access here.   P.S. We value your opinion! Share your thoughts and insights with us. Your feedback helps us improve and tailor our content to your needs. Click here to give us a piece of your mind.     Links  Connect with Bill Yount on X. Catching Up to FI Podcast The White Coat Investor Physician on FIRE Open Social Security Calculator Send Bill an email at bill@catchinguptofi.com Connect with me on my LinkedIn Contact Finance for Physicians Finance for Physicians

How do you teach your kids about money? In this episode, I sit down with Heather Lovallo to explore practical, real-life strategies for teaching our children financial responsibility. Listen in as we explore simple ways to help your children build strong financial habits—without needing to be a money expert yourself. Plus, you'll hear about resources, including books and activities, to make learning about money both fun and impactful for children of all ages.   Transform your financial outlook today! Access our exclusive free resources for physicians and conquer financial stress. Access here.   P.S. We value your opinion! Share your thoughts and insights with us. Your feedback helps us improve and tailor our content to your needs. Click here to give us a piece of your mind. Links The Golden Quest: Your Journey to a Rich Life by David Delisle Grandpa’s Fortune Fables by Will Rainey Connect with Heather Connect with me on my LinkedIn Contact Finance for Physicians Finance for Physicians To schedule a call with one of our awesome planners, book HERE.

Are you chasing financial freedom or just another shiny object? Your buddy tells you about the next big investment—crypto, rental properties, AI stocks—and it all sounds too good to miss, right? So you dive in, and then... April Fools! You've lost it all. In today’s episode, I’m joined again by Jackie Griggs to shed light on one of the biggest pitfalls we see in financial planning: shiny objects. We're talking about those hot investment tips, buzzword trends, and “get-rich-quick” schemes that promise easy money with little effort. Listen in as we break down how to spot these distractions, filter out the noise, and stay focused on your long-term goals. Plus, we’ll explore the “why” behind the financial decisions you make to help you avoid falling for the next big hype.   Transform your financial outlook today! Access our exclusive free resources for physicians and conquer financial stress. Access here.   P.S. We value your opinion! Share your thoughts and insights with us. Your feedback helps us improve and tailor our content to your needs. Click here to give us a piece of your mind.   Links Jackie Griggs: LinkedIn VTSAX-Vanguard Total Stock Market Index Fund Admiral Shares Connect with me on my LinkedIn Contact Finance for Physicians Finance for Physicians To schedule a call with one of our awesome planners, book HERE.