This story was originally published on HackerNoon at: https://hackernoon.com/avici-raises-$35-million-gives-back-90percent-of-capital-via-futarchy-governance.
Avici raises $3.5M and returns 90% of capital to its community using a futarchy governance model, signaling a new approach to crypto-fintech decision-making.
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This story was written by: @kashvipandey. Learn more about this writer by checking @kashvipandey's about page, and for more stories, please visit hackernoon.com.

Avici secured $3.5M in funding while returning roughly 90% of committed capital to its community through a futarchy governance model. The fintech-crypto startup aims to build unified internet banking tools—wallet, savings, spend card, credit scoring, and lending—while using market-driven governance to align incentives and build trust.

This story was originally published on HackerNoon at: https://hackernoon.com/jumper-exchange-announces-cross-rollup-routing-update-and-releases-2025-layer-2-outlook.
The release tightens liquidity sourcing and route selection across Arbitrum, OP Mainnet, Base, Starknet, zkSync Era, Linea, and additional networks.
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This story was written by: @finance_wire. Learn more about this writer by checking @finance_wire's about page, and for more stories, please visit hackernoon.com.

Jumper Exchange has announced an update to its cross-rollup routing engine. The release tightens liquidity sourcing and route selection across Arbitrum, OP Mainnet, Base, Starknet, zkSync Era, Linea, and additional networks.

This story was originally published on HackerNoon at: https://hackernoon.com/daniel-zakharov-ceo-of-buburuza-on-why-youll-monitor-money-instead-of-managing-it-soon.
Buburuza CEO Daniel Zakharov explains why emotional spending makes budgeting fail—and how AI will soon help you monitor money instead of managing it.
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This story was written by: @kashvipandey. Learn more about this writer by checking @kashvipandey's about page, and for more stories, please visit hackernoon.com.

Buburuza CEO Daniel Zakharov predicts that AI financial assistants will soon replace manual money management. Instead of stressing over budgets and bills, users will co-create financial strategies that AI executes and monitors—eliminating emotional spending, shame, and decision fatigue. The future of finance is collaborative, not controlling.

This story was originally published on HackerNoon at: https://hackernoon.com/crowdfunding-your-startup-is-making-a-big-comeback.
Crowdfunding is back. As VC chases AI, founders are raising from their communities and discovering belief is the most powerful thing in business.
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This story was written by: @drewchapin. Learn more about this writer by checking @drewchapin's about page, and for more stories, please visit hackernoon.com.

Venture capital has gone all-in on AI, leaving DTC, marketplace, and consumer-tech founders out in the cold. That vacuum has reawakened the crowdfunding ecosystem — not as a fallback, but as a first-choice power move. Founders like Scott Hansen of Maverick Brands are showing that raising from your community doesn’t just fund your company; it builds belief, ownership, and trust in a market that desperately needs it.

This story was originally published on HackerNoon at: https://hackernoon.com/vijaya-rama-raju-gottimukkala-advancing-global-financial-security-through-federated-learning.
Vijaya Rama Raju Gottimukkala’s research uses federated learning to enhance global fraud detection while preserving privacy, compliance, and trust.
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This story was written by: @jonstojanjournalist. Learn more about this writer by checking @jonstojanjournalist's about page, and for more stories, please visit hackernoon.com.

Researcher Vijaya Rama Raju Gottimukkala introduces a federated learning model that enables banks to detect fraud collaboratively without sharing sensitive data. His framework combines privacy-by-design, asynchronous training, and regulatory alignment—advancing global financial security through ethical, scalable AI systems built on trust and transparency.

This story was originally published on HackerNoon at: https://hackernoon.com/from-chaos-to-send-the-smart-way-to-build-decks-that-win.
Does building a deck ever feel like managing chaos? Too many people, too many comments, too little story. There’s a smarter way to do it.
Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #sales-pitch-deck, #pitch-deck, #how-to-make-a-pitch-deck, #example-pitch-decks, #startups-pitch-deck, #seed-funding-pitch-deck, #pitch-deck-advice, #saas-seed-funding-pitch-deck, and more.

This story was written by: @tanyaslyvkin. Learn more about this writer by checking @tanyaslyvkin's about page, and for more stories, please visit hackernoon.com.

Does building a deck ever feel like managing chaos? Too many people, too many comments, too little story. There’s a smarter way to do it.

This story was originally published on HackerNoon at: https://hackernoon.com/understanding-the-vix-the-markets-barometer-of-fear-and-opportunity.
The VIX was created by the Chicago Board Options Exchange (CBOE) in 1993 and represents an expectation of volatility in the market.
Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #stock-market, #vix-forecasting, #vix, #volatility-index, #cboe-volatility-index, #fear-index, #sandp-500-volatility, #stock-market-volatility, and more.

This story was written by: @michaeljoseph27. Learn more about this writer by checking @michaeljoseph27's about page, and for more stories, please visit hackernoon.com.

The VIX measures the market’s expected price movements over the next 30 days. It is determined by the implied volatility of S&P 500 index options. A high VIX of over 30 or 40, for example, signifies fear and uncertainty in the market.

This story was originally published on HackerNoon at: https://hackernoon.com/the-hidden-economics-of-reliability-balancing-uptime-cost-and-innovation-in-devops.
The tension between uptime, cost, and velocity has never been sharper.
Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #cost, #devops, #innovation-in-devops, #devops-economics, #cloud-computing-costs, #cloud-costs, #devops-costs, #dev-cost-management, and more.

This story was written by: @oreoluwaomoike. Learn more about this writer by checking @oreoluwaomoike's about page, and for more stories, please visit hackernoon.com.

The tension between uptime, cost, and velocity has never been sharper.

This story was originally published on HackerNoon at: https://hackernoon.com/can-decentralized-finance-truly-fix-global-credit-inequality-or-will-new-forms-of-exclusion-emerge.

Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #financial-inclusion, #credit, #creditcoin, #decentralized-finance, #equality, #financial-data-quality, #digital-rights, #credit-score, and more.

This story was written by: @abdaprince. Learn more about this writer by checking @abdaprince's about page, and for more stories, please visit hackernoon.com.

In 2022, over 200 bank accounts in Canada were frozen without notice, leaving protesters unable to access their money. This event highlighted what many have felt for years: traditional finance isn't just slow or costly, it's a system with hidden gatekeepers who decide who can access money, credit and economic opportunities.

This story was originally published on HackerNoon at: https://hackernoon.com/all-the-growth-can-be-found-in-the-indian-bfsi-sector.
The Indian BFSI (Banking, Financial Services and Insurance) sector has seen humongous growth over the last two decades.
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This story was written by: @vlabroo. Learn more about this writer by checking @vlabroo's about page, and for more stories, please visit hackernoon.com.

The Indian BFSI (Banking, Financial Services and Insurance) sector has seen humongous growth over the last two decades. The Indian middle classes have taken to credit like never before, allowing banks to achieve double digit growth in terms of credit uptake. Fintech startups have played their part in the growth of the sector on account of their tie-ups with banks, helping the latter make their services vastly more accessible.

This story was originally published on HackerNoon at: https://hackernoon.com/the-wef-wants-to-put-a-market-price-on-nature.
WEF’s new blueprint, led by Larry Fink & Andre Hoffmann, aims to monetize nature with credits, swaps & asset schemes worth trillions.
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This story was written by: @thesociable. Learn more about this writer by checking @thesociable's about page, and for more stories, please visit hackernoon.com.

Larry Fink and Andre Hoffmann are the new co-chairs of the World Economic Forum. The WEF publishes a 50-page blueprint on how to monetize everything in nature. The target audiences for latest WEF insight report are “institutional investors’ and banks.

This story was originally published on HackerNoon at: https://hackernoon.com/your-trades-move-the-market-rethinking-equilibrium-when-every-order-has-an-impact.
This work models a market equilibrium where investor price impact amplifies the effect of transaction costs, providing a closed-form solution.
Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #nash-equilibrium, #mathematical-finance, #quantitative-finance, #stochastic-control, #market-microstructure, #price-impact, #transaction-cost, #fbsde, and more.

This story was written by: @hedging. Learn more about this writer by checking @hedging's about page, and for more stories, please visit hackernoon.com.

This work models a market equilibrium where investor price impact amplifies the effect of transaction costs, providing a closed-form solution.

This story was originally published on HackerNoon at: https://hackernoon.com/the-impact-of-artificial-intelligence-on-market-efficiency.

Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #algorithmic-trading, #cybersecurity, #artificial-intelligence, #generative-ai, #ai-driven-marketing, #ai-trading, #market-microstructure, #risk-analytics, and more.

This story was written by: @ceceteras. Learn more about this writer by checking @ceceteras's about page, and for more stories, please visit hackernoon.com.

The integration of Artificial Intelligence (AI) into trading platforms has fundamentally reshaped how institutions operate. Traditional trading systems rely mainly on human decisions and the use of archaic systems. In contrast, AI-driven trading platforms use advanced machine learning models and big data analytics to identify patterns, predict price movements, and execute trades automatically.

This story was originally published on HackerNoon at: https://hackernoon.com/programmable-credit-cards-the-next-frontier-connecting-defi-with-real-world-ux.
Programmable credit cards are payment instruments capable of both processing transactions and executing logic before and during the spend.
Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #finance, #programmable-credit-cards, #defi, #future-of-finance, #defi-credit-cards, #future-of-credit-cards, #what-are-programmable-cards, #payment-infrastructure, and more.

This story was written by: @hacker16361761. Learn more about this writer by checking @hacker16361761's about page, and for more stories, please visit hackernoon.com.

Programmable credit cards are payment instruments capable of both processing transactions and executing logic before and during the spend. They can use only the yield from your portfolio without touching the principal, automatically rebalance assets before funding a payment, and draw from the lowest-cost liquidity source.

This story was originally published on HackerNoon at: https://hackernoon.com/how-msmes-in-the-philippines-are-quietly-reshaping-southeast-asias-digital-economy.
MSMEs in the Philippines serve as both local pillars for economic opportunity and catalysts for regional economic transformation.
Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #fintech, #digital-credit-history, #msme, #cross-border-payments, #msme-funding, #msmes-in-the-philippines, #crdph-system, #web3-adoption-philippines, and more.

This story was written by: @hughharsono. Learn more about this writer by checking @hughharsono's about page, and for more stories, please visit hackernoon.com.

The Philippines central bank, Bangko Sentral ng Pilipinas (BSP), made a huge step in financial inclusion with its launch of the Credit Risk Database Philippines Web-based Scoring System. This automated platform is designed to help banks and lenders more efficiently evaluate Micro, Small, and Medium Enterprises (MSMEs) for potential loans. By leveraging technology to drive digital payments, support cross-border remittances, and integrate with Web3, the Philippines is positioning itself as a fintech leader in Southeast Asia.

This story was originally published on HackerNoon at: https://hackernoon.com/cracking-the-code-lessons-i-learned-about-vcs-pitch-decks-and-building-a-product-mindset.
From rejections to real wins: what I learned about fundraising, building products step by step, and pitching to pragmatic London investors.
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This story was written by: @evgenypavlov. Learn more about this writer by checking @evgenypavlov's about page, and for more stories, please visit hackernoon.com.

When I started raising capital, I had this naive belief that venture capitalists (VCs) were guided purely by formulas and frameworks. What I learned through countless conversations, rejections, and some hard-won wins is that investor decisions are deeply subjective. At pre-seed, VCs are mostly betting on the founder — on your character, your resilience, and your ability to learn fast.

This story was originally published on HackerNoon at: https://hackernoon.com/the-mathematical-foundation-of-fairness-proving-key-principles-in-an-economic-model.
This article provides a formal, step-by-step proof demonstrating the mathematical implications of unproductivity and anonymity within a fair economic framework.
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This story was written by: @tokenomy. Learn more about this writer by checking @tokenomy's about page, and for more stories, please visit hackernoon.com.

This article provides a formal, step-by-step proof demonstrating the mathematical implications of unproductivity and anonymity within a fair economic framework.

This story was originally published on HackerNoon at: https://hackernoon.com/finance-from-first-principles.
Explore the evolution of financial markets from Finance 0.0 to 3.0, the rise of DeFi, and the challenges of replacing traditional finance with blockchain-based
Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #financial-markets, #global-economy, #ipo, #tradfi-vs-defi, #future-of-finance, #initial-defi-offering, #blockchain-and-finance, #good-company, and more.

This story was written by: @chateaucapital. Learn more about this writer by checking @chateaucapital's about page, and for more stories, please visit hackernoon.com.

Financial markets at the heart of the global economy are most commonly associated with speculation. Entrepreneurs and investors use capital markets to finance their firms. Efficient markets lead to very real outcomes such as jobs being created, unicorns being built, and GPs earning carry. Self custodial, peer-to-peer paradigms of crypto-networks fundamentally disintermediates most rent seeking middlemen institutions.

This story was originally published on HackerNoon at: https://hackernoon.com/game-theory-and-exchange-economies-a-new-model-for-pure-exchange-and-transferable-payoff.
This article applies a free and fair economy model to analyze pure exchange economies and markets with transferable payoff.
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This story was written by: @tokenomy. Learn more about this writer by checking @tokenomy's about page, and for more stories, please visit hackernoon.com.

This article applies a free and fair economy model to analyze pure exchange economies and markets with transferable payoff.

This story was originally published on HackerNoon at: https://hackernoon.com/the-role-of-reference-points-in-achieving-equilibrium-efficiency-in-fair-and-socially-just-economies.
This article explores how a simple change in the reference point can achieve a Pareto-efficient equilibrium in both free and fair economies
Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #economy, #economic-efficiency, #pareto-efficiency, #free-and-fair-economy, #social-justice, #shapley-value, #equilibrium-analysis, #economic-theory, and more.

This story was written by: @tokenomy. Learn more about this writer by checking @tokenomy's about page, and for more stories, please visit hackernoon.com.

This article explores how a simple change in the reference point can achieve a Pareto-efficient equilibrium in both free and fair economies and those with social justice.