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Financial Futures
FIS
49 episodes
1 month ago
The way we move money is changing. Fast. We want control at the touch of a finger-print. We want to send money in real-time – to the other side of the world. We want everything in one place, integrated, seamless and on our devices. Ubiquitous, embedded, fast, standardized, frictionless and secure. Global finance trends are hurling towards a unanimous conclusion. These are our Financial Futures. Each episode, we size up the bleeding edge of fintech innovation and explore the trends that are already transforming the way the world pays, banks and invests across the globe. And the mechanisms we’ll need to prosper in this brave new landscape. Is the world’s technology up to the challenge? Are we?
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Technology
Business,
Investing
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All content for Financial Futures is the property of FIS and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
The way we move money is changing. Fast. We want control at the touch of a finger-print. We want to send money in real-time – to the other side of the world. We want everything in one place, integrated, seamless and on our devices. Ubiquitous, embedded, fast, standardized, frictionless and secure. Global finance trends are hurling towards a unanimous conclusion. These are our Financial Futures. Each episode, we size up the bleeding edge of fintech innovation and explore the trends that are already transforming the way the world pays, banks and invests across the globe. And the mechanisms we’ll need to prosper in this brave new landscape. Is the world’s technology up to the challenge? Are we?
Show more...
Technology
Business,
Investing
Episodes (20/49)
Financial Futures
Enabling modern banking with digital implementation

It used to be that new technology capabilities were there to support existing business channels. But technology isn't just a supporting feature for organizations anymore, technology is a business channel. And for banks to take advantage of that, they need to be flexible, they need to be quick to adopt new features, and they need to have a solid tech foundation. And above all, they need a robust digital implementation strategy.

 

In this Financial Futures season finale, we explore what makes for an effective, and repeatable, digital implementation strategy. We ask what the building blocks of a successful implementation are and we find out what the common pitfalls are to avoid. Plus, we'll learn what institutions need to do to maintain their digital capabilities beyond the onboarding stage.

 

Joining us on this episode are vice president and general manager for Digital One at FIS, Héctor Pagés, and chief technology officer at BreakFree Solutions, Bradley Clerkin, to guide us through the technical capabilities and mindset banks need to ensure digital implementation success.

 

We'll also ask:

  • How have digital banking and digital implementation evolved?
  • What do pre-digital and post-digital mean for banks?
  • Why has digital become so important for banking customers?
  • How do banks ensure they stay ahead of the latest technology trends?
  • Why do banks need to be involved in their digital implementation strategy?
  • What are the six essential capabilities institutions need to ensure digital success?
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2 years ago
28 minutes

Financial Futures
Managing portfolios better with wealth as a service

Consumer banking, loan applications, car insurance - there are some financial services that no one was surprised to see go digital. But some others (until recently at least) seemed like they would always belong more in a mahogany-clad Wall Street office than on a phone screen. But as technology has advanced, and as consumer trends have changed, more and more services are meeting customers where they are and going digital.

 

And the world of wealth management is no exception to this new rule.

 

In this episode of Financial Futures, we learn how the as-a-service model is coming to wealth management and how this technology is democratizing this essential resource. We'll find out how demand for wealth as a service has grown in light of increasingly optimized user experiences across the tech sector and we'll learn why legacy technologies are hindering, rather than helping, wealth managers to provide the best value.

 

Joining us in this episode are head of wealth management at FIS Global, Luke McCabe, and head of wealth management consulting at NTT Data, Eric Bittel. They'll reveal how the wealth management landscape has evolved (and where it's going), and they'll discuss the current challenges wealth managers are facing, along with some potential solutions.

 

We'll also ask:

  • What is wealth as a service?
  • How is wealth as a service helping wealth managers to focus on higher-value work?
  • What are customers demanding from the wealth management user experience?
  • How can firms stay relevant and provide value to wealth management customers?
  • What can wealth management professionals and firms do to prepare for WaaS adoption?
  • How is WaaS making wealth management more scalable and allowing for flexible pricing models?
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2 years ago
30 minutes

Financial Futures
Keeping customers loyal with modern rewards

Time is the nemesis of the rewards program. Because as society's taste for streamlined processes has grown, the long minutes spent signing up for cards at checkouts and remembering logins online have become decidedly more inconvenient. However, those clunky loyalty program processes will soon be a thing of the past thanks to a very modern rewards solution, underpinned by tokenization and fuelled by superior data collection, making its way into the mainstream.

 

In this episode of Financial Futures, we learn all about the future of loyalty and rewards programs and how these solutions are working for consumers and merchants alike. We'll find out where modern rewards programs can offer the most value to customers and businesses, and we'll find out why the benefits of tokenization aren't solely monetary.

 

So, join us as we speak with managing director at PWC, Doug Dwyer, and director of loyalty at FIS, Mladen Vladic, all about the technologies helping to set organizations apart from the competition all while keeping customers coming back for more.

 

We'll also ask:

  • What is tokenization?
  • How can modern loyalty programs be used to benefit charities?
  • What makes modern rewards programs more financially beneficial to merchants?
  • How is tokenization helping organizations to personalize their rewards programs?
  • What do rewards programs mean to customers and why are they important?
  • How can organizations adopt modern rewards and loyalty programs?
  • What does the future of loyalty look like? 
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2 years ago
29 minutes

Financial Futures
Making big business personable with customer data platforms

Most financial institutions are well beyond the mom-and-pop store stage of their journey. And while this greater scale is good for business, it does make knowing their customer base almost impossible. And knowing the people an organization serves is essential if they are to continue offering the right products and services. But how does an institution get to know thousands of customers?

The answer is simple - they need a customer data platform.

In this episode of Financial Futures, we find out how customer data platforms are helping financial institutions (and indeed a whole host of businesses) to once again reconnect with their customer base. We'll learn how data is helping to shape new services and strengthen customer engagement, plus we'll hear about some of the out-of-the-box strategies organizations have utilized thanks to the insights they've gained through their CDPs.

Joining us today are senior director of full-stack solutions at TEKsystems, Peter Thum, and senior director of strategy and decision & data solutions at FIS, Brandon Richardson. Join us as we find out how CDPs fit into an organization's data strategy and how institutions can adopt the technology.

We'll also ask:

  • How do customer data platforms differ from traditional data warehouses?
  • Why do organizations need to understand their customers better?
  • How should organizations approach their customer data platform efforts?
  • Which organizations (and departments within those organizations) can benefit from a CDP?
  • What do institutions need to ask themselves before adopting a customer data platform?
  • How will CDPs continue to evolve?
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2 years ago
27 minutes

Financial Futures
Bringing banking core capabilities to the cloud

At the center of every bank’s operation is its mainframe. These computing behemoths power all of a bank’s core processes, allowing institutions to function day to day. But mainframes the world over are facing some challenges. They’re becoming difficult to maintain with the talent pool of specialists qualified to keep them operational dwindling each year. Plus, the yearly cost of running them is high and likely to keep rising.

Banks need to upgrade their cores to a more sustainable and cost-effective technology - and the solution everyone is turning to is the cloud.

In this season of Financial Futures, we’re examining a new generation of intelligent tools that are making financial services fit for modern institutions and their customers. And in today’s episode, we’ll learn how banks are taking on the task of migrating their cores from the mainframe to the cloud.

We’ll be joined by banking cloud leader for North America at Accenture, Nicole Lanza, and division executive of modern banking platform business at FIS, Rick Foresta, as we find out why banks are choosing to move their cores to the cloud and how they’re de-risking the transition.

We’ll also ask:

  • How important is it for banks to move their cores to the cloud?
  • What are the benefits of having a cloud-native core?
  • Should banks opt for a public, private, or hybrid cloud model?
  • What are the risks involved in migrating banking cores?
  • How should banks approach the task?
  • What does having a cloud-native core look like?
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2 years ago
26 minutes

Financial Futures
Fortune Favours the Brave: Entrepreneurialism in fintech
On today's episode of Financial Futures, we delve into the world of entrepreneurialism in fintech to find out how startups can set themselves up for success in the fintech space. We hear from an entrepreneur about their own journey to market and learn about the challenges and opportunities in the current investment climate. Joining us today are CEO of Cashplus, Rich Wagner, and SVP of banking and payments Europe at FIS, Silvia Mensdorff-Pouilly. They reveal what makes the fintech space such a unique, lucrative and collaborative market for startups to break into, and Rich details his own journey of taking his idea to market. Plus we'll learn how technology partners can help startups to actualize their innovations.
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3 years ago
30 minutes

Financial Futures
Helping FIs Help the World: ESG and BPO
In this episode of Financial Futures, we learn how transformative BPO is helping financial institutions to not only streamline processes and find new efficiencies, but also how it is facilitating organizations' ability to meet their own ESG goals. We debunk some of the myths around BPO and we explore a real-life example of one institution's journey to better ESG through Transformative BPO. Joining us today are sales lead of business process transformation and resourcing at FIS, Simon Penny, and SVP of banking and payments Europe at FIS, Silvia Mensdorff-Pouilly. We discuss why ESG is so top-of-mind for everyone from investors to customers, and we reveal why good ESG starts with a thorough self-assessment of processes.
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3 years ago
28 minutes

Financial Futures
Financial Education for Kids: Creating a financially inclusive society
For some young people, forming the right habits around managing finances happens either far too late, or not at all. And as financial tools, products and services become more sophisticated, the job of educating young people about money is getting more complicated. But what if learning how to balance the books wasn't just left up to the schools? What if institutions could help share the load? In today's episode of Financial Futures, we learn how one institution is taking on the mission of teaching young people how to manage money, and we'll be asking who should be responsible when it comes to educating children about money. We'll be joined by co-founder and COO of goHenry, Louise Hill, and SVP of banking and payments Europe at FIS, Silvia Mensdorff-Pouilly to discover how goHenry is bridging the finance gap in young people's education, and we'll reveal how the financial services industry is proactively trying to foster a more financially inclusive society.
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3 years ago
36 minutes

Financial Futures
Disruptive Themes and Key Trends
For every successful technological solution, there are dozens more relegated to history. But what makes a trend a success? How do you determine which trends to place your investment dollars in? And how do you identify the right disruptive themes and key trends? In this episode of Financial Futures, we examine the emerging trends, themes, and technologies that could form the groundwork for the future of financial services. We speak with Vice President of Future Exploration and Ventures at FIS, Ed Barker, to find out how institutions can look to the past to make better predictions about the future, and we'll find out how investors and fintech founders can set themselves up for success in economically volatile times.
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3 years ago
30 minutes

Financial Futures
Finance 2030
The next generation of fintech is just around the corner. Gen one brought financial institutions greater technological integration during the dot-com boom, and gen two delivered traditionally in-person functions digitally thanks to the use of APIs and the cloud. But gen three will bring the financial services industry into a new era, building upon the successes of gen one and two to enable the greatest user and institution experience yet. Join us as we speak with SVP and global head of venture investment at FIS, Stephane Wyper to uncover the future of finance into 2030 and beyond and explore the advances and attitudes that will shepherd in this new age of fintech.
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3 years ago
28 minutes

Financial Futures
Building Better Businesses
Very often, fintechs and other financial institutions don't have the time or resources to develop innovations when they present themselves, meaning opportunities go unrealized. So if organizations want to develop new capabilities, they can't just leave it to chance and hope that someone else will create the breakthrough service or product they've been looking for - they need to do it themselves. Join us, along with CEO of Shipyard Innovation, Ash Bhatia, and VP of Venture Studio Investments at FIS, James Clayton as we find out why the venture studio model is a recipe for building successful businesses and why inorganic business building is the future of startup success.
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3 years ago
28 minutes

Financial Futures
Innovation as a Service
Great innovations don't come along every day. And, usually, these ideas can't be fully realized unless the right conditions are met. But now there's a new way to innovate. A method that doesn't rely on Goldilocks conditions for any hope of success - it's innovation as a service. In this episode of Financial Futures, we explore innovation as a service (IaaS) and learn how this structured and methodical approach to innovation is helping financial institutions accelerate their GTM strategies for new solutions and making innovation equitable. Join us as we learn about the innovations that are already helping institutions to remain competitive with a little help from vice presidents of Impact Ventures at FIS, Adrian Sturley, and Jason Williams.
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3 years ago
28 minutes

Financial Futures
Accelerator Programs
While investment can be a big hurdle for fintech startups to overcome, it isn't the only one. Securing industry expertise, acquiring customers, gaining access to the right tech - these are just a few of a whole host of challenges startups need to solve in order to bring their innovations to life. But rarely can startups find all of these resources in one place, unless they look to accelerator programs. Join us as we find out what separates accelerator programs from other investment models with a little help from innovation product manager at FIS, Chris Barry, and senior vice president of Impact Ventures at FIS, Elaine Duff. We'll ask what it is that makes accelerator programs so unique (and so effective), and we'll find out how ESG goals are driving innovation between accelerators and their partners.
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3 years ago
25 minutes

Financial Futures
Banking as a Service: Customer acquisition without boundaries
Growing a customer base is one of the toughest challenges any business will face. But unlike other businesses, banks don't have to rely solely on flashy ads or opening new branches to acquire new customers, they have another resource up their sleeve - banking as a service. In this season finale of Financial Futures, we'll be putting BaaS under the microscope and speaking with director of product management for banking as a service at FIS, Barbara Negron, and business unit manager for APIs and integrations services at FIS, Eric Guion, about how BaaS is helping banks to acquire new customers beyond their usual reach.
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3 years ago
30 minutes

Financial Futures
Open Banking: The hidden gem of financial management
With bank accounts, mortgages, finance agreements, insurance providers, and many more financial products becoming an everyday part of our lives, it's no surprise that many people find themselves overwhelmed by the incredible number of services they need to keep on top of. Because with every product comes a new platform, a new username, and a new login - making it almost impossible to get a snapshot of what your daily finances actually look like. But there is a solution. And it's called open banking. So join us as we speak with FIS's business unit manager for APIs and integration services, Eric Guion about how open banking is giving customers visibility of, and control over, all their financial products, and how it's helping regional banks to innovate, evolve and compete on the national stage.
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3 years ago
28 minutes

Financial Futures
Cryptocurrency: A new frontier for regional banking
Crypto used to be the counterculture currency of choice, giving participants an alternative to the centralized monetary systems of nations. But in recent years, cryptocurrency has emerged from the realm of alternative investment and found its place in the world of mainstream finance, turning the heads of many financial institutions, including regional banks. In today's episode of financial futures, we speak with head of new business strategy for America's banking solutions at FIS, Fiaz Sindhu. We'll examine the past and present of cryptocurrency and ask what opportunities the tech poses for the future of regional banking and discover how these institutions can serve their own crypto clientele.
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3 years ago
29 minutes

Financial Futures
Regional Banks: How to future-proof a financial institution
Regional banks are experiencing a time of rapid change. In the wake of a pandemic, and in order to keep up with an increasingly digitized society, these institutions need to augment their services to remain competitive among other banks and appeal to societal shifts. But regional banks don't need to go on this journey of transformation alone, with fintechs and other partners at the ready to help them make sense of the evolving retail banking industry and to help them adopt modern solutions. In today's episode of Financial Futures, We'll be exploring the challenges that are facing regional banks and examining some of the solutions and opportunities that are emerging out of this period of innovation. We'll also find out what sets regional banks apart from the community and national banks and take a look at what makes them uniquely suited to address the financial needs of their customers.
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3 years ago
27 minutes

Financial Futures
Robotic Process Automation: Unlock the Potential of your Workforce
Regional banks find themselves in a unique space within the financial services industry - not as localized as a community bank, but not as ubiquitous as the nationals. Operating in this sector presents these institutions with a host of challenges faced by both larger and smaller institutions alike, but it also opens them up to a myriad of opportunities. And that's exactly what we'll be looking at in this season of Financial Futures. Simply the mention of automation is enough to strike fear into the heart of a workforce, but while sci-fi movies would have us believe that the machines are here to replace us, in reality, they're actually here to help - taking on the mundane and repetitive tasks so that people can focus on the more meaningful and important work that only they can do. We speak with Carl Bahneman, Business Unit Manager at FIS, all about robotic process automation and the value it offers to regional banks. We discuss what kind of tasks can be automated to improve efficiencies, and Carl explains how just thinking about incorporating bots can reveal new opportunities for time-saving.
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3 years ago
28 minutes

Financial Futures
More Than Just Currency: The Crypto and Blockchain Revolution
The world has cryptocurrency on the brain. And where some see danger in the turbulent losses and gains among the most popular coins, others see opportunity - opportunity not just in the financial gains to be had, but in the blockchain technology supporting them. Indeed, crypto and block might not just have the potential to diversify investors’ asset portfolios, they might actually be poised to completely evolve our financial ecosystem.
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3 years ago
36 minutes

Financial Futures
Enterprise Collections: Modernizing and humanizing debt recovery
In one form or another, most people have debts. It is, in many ways, an everyday part of life. Yet debt carries a considerable amount of stigma with it, which can have a negative impact on people’s willingness to seek out ways to manage it. And it’s not that people don’t want to pay, in fact, in most cases the opposite is true, but outdated procedures, unfit technological solutions, and seemingly unempathetic customer service representatives create significant barriers. Join us as we explore the modern solutions that are reshaping enterprise collections and improving debt recovery for institutions and customers. We’ll discover why poor communication can drastically damage an institution's ability to recover funds, where current enterprise collection solutions currently fall short, and how improved tech solutions can better human interactions and, therefore, debt recovery.
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3 years ago
35 minutes

Financial Futures
The way we move money is changing. Fast. We want control at the touch of a finger-print. We want to send money in real-time – to the other side of the world. We want everything in one place, integrated, seamless and on our devices. Ubiquitous, embedded, fast, standardized, frictionless and secure. Global finance trends are hurling towards a unanimous conclusion. These are our Financial Futures. Each episode, we size up the bleeding edge of fintech innovation and explore the trends that are already transforming the way the world pays, banks and invests across the globe. And the mechanisms we’ll need to prosper in this brave new landscape. Is the world’s technology up to the challenge? Are we?