You’ve heard the advice that to get ahead financially, you need to cut costs, and save more. But what if there was a way to do that without giving up the things you enjoy - no drastic lifestyle changes, just smarter decisions that free up cash every month?

My guest today is Gordon Stein, a keynote speaker, an educator and an author of Cashflow Cookbook.

In our conversation, we talk about how Canadians can save hundreds of dollars a month by rethinking routine expenses - from utilities and insurance to subscriptions and even the way you shop. We also discuss the mindset shift that makes saving feel effortless, how investing those savings can compound into long-term freedom and the metrics you can use to measure your finances.

If you’ve ever felt that saving money means missing out, this episode will show you a smarter, simpler way to take control of your finances and keep more of what you earn.

When people think about income tax, they often think about tax filing season. But understanding how taxes actually work is one of the most important parts of building wealth. Taxes influence where we save and how we invest.

My guest is Amanda Doucette, a tax lawyer, TEP, and host of The Tax Chick podcast. In our conversation, Amanda breaks down the fundamentals of Canada’s tax system — what taxable income really means, how marginal tax rates work, and why understanding these basics helps you make smarter use of registered accounts like the RRSP, TFSA, RESP and FHSA.