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Fintech Ki Baat
by Shreyas Jani
134 episodes
1 week ago
Fintech ki Baat is an attempt to extract insights about the Fintech ecosystem of India and capture those insights in a bite sized format of audio and video podcast
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Entrepreneurship
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All content for Fintech Ki Baat is the property of by Shreyas Jani and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Fintech ki Baat is an attempt to extract insights about the Fintech ecosystem of India and capture those insights in a bite sized format of audio and video podcast
Show more...
Entrepreneurship
Business
Episodes (20/134)
Fintech Ki Baat
Healthcare, Payments, Insurance & Lending : India's Missing Middle in Healthcare

In this explosive panel from Fintech Ki Baat Our Host Shreyas Jani dives deep with four industry veterans—Chris George (Qube Health), Jose Peter (Founder & CEO-Arogya Finance), Apurva Sule (Pharma Expert), and Atul Deshpande (Insurance Expert)—to uncover why India spends ₹6 lakh crore out-of-pocket on healthcare annually.From insurance gaps to financing innovations, discover:Why Indians fall into poverty due to medical shocksHow startups are solving critical care affordabilityThe missing middle: India's uninsured problemThe rise of healthcare sachet products & OPD financingThe role of UPI-style rails for medical paymentsWhat the next 5 years look like for India’s healthcare infra💡 Whether you're a healthcare founder, insurer, policymaker or just an aware citizen—this is a must-watch.👉 Don’t forget to like, subscribe, and share with someone who needs to hear this.TIMESTAMPS 02:33 – Evolution of Healthcare Finance in India05:44 – Jose’s experience in medical lending09:10 – Most common patient-side use cases10:36 – How countries tackle out-of-pocket expenses22:00 – Super Top-Up Insurance: Explained31:00 – Cost & complexity of oncology drugs45:00 – Changing financial behavior in healthcare56:27 – The next 5 years in healthcare & paymentsWhether you're a healthcare founder, insurer, policymaker or just an aware citizen—this is a must-watch.👉 Don’t forget to like, subscribe, and share with someone who needs to hear this.

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3 weeks ago
1 hour 13 minutes 37 seconds

Fintech Ki Baat
Decoding India’s Account Aggregator revolution FT. Venkatesh Krishnamoorti Founder & CEO-Saafe.in

What does it take to build trust in India’s most regulated fintech layer?In this episode of Dhande Ki Baat, host Shreyas Jani sits down with Venkatesh Krishnamoorti, Co-founder & CEO of SAFE.in, to unpack the real story behind building one of India’s first Account Aggregators.Discover how account aggregation is revolutionizing financial services by providing secure, error-free data and empowering consumers with control over their financial information. Venkatesh shares his entrepreneurial journey, insights into the industry's future, and the transformative potential of account aggregation for both businesses and individuals.From his early career in financial services to navigating RBI compliance, Venkatesh shares:

Timestamps;

00:40 – Intro & Founder Journey Recap

01:35 – What is Account Aggregation & Why it Matters

03:20 – Data Consent & Encryption Explained

06:00 – Regulatory Oversight & RBI Audits

07:30 – Lending, Wealth, Insurance & F&O Use Cases

10:10 – Why Banks Are Catching Up Slowly

10:31 – Real Savings for Lenders: ₹150 to ₹3

12:05 – Joint Account Access Coming Soon

14:14 – MSMEs + Inclusion via Joint Consent

16:35 – Non-financial Data Consents (Auditors, Visa, etc.)

18:32 – LSPs & Future Expansions Beyond Regulated Entities

22:40 – Interoperability Challenges & Sahamati NET

25:00 – Central Proxy Layer: The UPI Moment for AAs

27:34 – Business Model Viability & Market Dynamics

31:42 – DPDP & Consent as a New Layer of Power

32:45 – Future: Every Transaction Touches AA

37:45 – Wrap Up & Closing Thoughts

This isn’t a pitch. It’s raw, practical, founder-first storytelling from someone who’s building the pipes of India’s open finance future.🎧 Watch if you're a fintech builder, operator, investor, or just curious about India’s data revolution.

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1 month ago
38 minutes 21 seconds

Fintech Ki Baat
From Corporate Leadership to Revolutionising Account Aggregation FT. Venkatesh Krishnamoorti

In this episode of Fintech Ki Baat Dil Se, Shreyas Jani sits down with Venkatesh Krishnamoorti, Co-Founder & CEO of SAAFE.in—one of India’s leading licensed Account Aggregators (AAs).

With over three decades in financial services and leadership stints at Cholamandalam and Cognizant, Venkatesh brings unparalleled insight into the evolution of digital finance in India.We deep-dive into his journey from NBFCs to tech-driven compliance, the founding story of SAFE.in, and how account aggregation is reshaping digital lending, user consent, and privacy in India.

Timestamps:

00:49 – Intro to SAFE.in and Account Aggregation

03:00 – Benefits of Account Aggregation for Lenders & Consumers

05:00 – Venkatesh’s Career Journey: Chola to Cognizant

13:58 – Startup Inspiration from Ex-Colleagues & Industry Trends

17:30 – Applying for the RBI AA License

20:25m – Financial Planning Before Starting Up

22:14 – Hard Truths & Lessons for New Entrepreneurs

If you're building in fintech, curious about open banking, or considering your own startup journey, this episode is packed with real-world insights and advice.

🔔 Subscribe to Fintech Ki Baat Dil Se for more founder-led conversations in India's fintech ecosystem.

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1 month ago
25 minutes 51 seconds

Fintech Ki Baat
Lessons from a Serial Entrepreneur ft. Manish Shara | Building ZET, a Fintech for India

If you’re a budding founder, operator or VC, this episode is a masterclass in what it really takes to build a fintech startup in India.


Manish Shara, Founder & CEO of ZET, shares candid lessons from his serial entrepreneurship journey, why he chose to solve India’s credit and financial access problem, and how ZET is being built for the next wave of Indian consumers.


In this conversation, we talk about:

• Early founder mistakes, pivots and mindset shifts across ventures

• How ZET thinks about fintech distribution, trust and scale in India

• Balancing growth, risk and unit economics while building in credit-adjacent spaces

• Practical takeaways for budding entrepreneurs and VCs evaluating fintech better

  • Transferring actionable insights from cross domain experience

If you enjoy entrepreneurship podcasts, founder stories and deep dives into Indian fintech, this episode deserves a spot in your playlist.



Timestamps:


00:42 – Introduction

02:30 – Manish’s journey: From Jaipur coder to serial entrepreneur

06:45 – The rise and fall of Offermundi & Simplify

10:45 – Dineout days and product learnings

13:05- Manage to stay sane & how Manish took the rightful risks

21:11 – How referral logic led to OneCode

27:12 – Transition to Fintech & Zet

30:40 – Solving affordable credit with credit scores

33:57 – Manish’s 3 “Don’ts” for founders

38:45 – Final thoughts and wrap-up👉 Don’t forget to like, share, and subscribe for more candid founder journeys and deep dives into India's fintech ecosystem.

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1 month ago
38 minutes 52 seconds

Fintech Ki Baat
How BriskPe Is Fixing Cross-Border Payments for Indian Exporters FT. Indunath Chaudhary

Cross-border payments are broken. Different rails, delays, hidden charges, SWIFT hassles—and Indian exporters often get caught in the chaos.In this Dhande Ki Baat episode, Our Host Sits down with Indunath Chaudhary, Founder of BriskPe, to break down how they're simplifying international trade for Indian exporters with faster settlements, local currency rails, and compliance-first infrastructure.📌 We talk about:The origin of the name BriskPeHow they built their own mini core banking systemReplacing SWIFT delays with real-time visibilitySolving compliance challenges: FIRCs, EBRC, FEMA, PMLAIndia's next export growth states & global corridorsWhy BriskPe is future-ready for CBDCs and stablecoinsAdvice to fintechs building infra in regulated spaces🎯 If you're building in fintech, exporting globally, or are curious about the infra behind cross-border B2B payments, this one’s a must-watch.🚀 This isn’t just another remittance story — it’s a lesson in how fintech infrastructure is being rebuilt, from first principles, to handle inward and outward payments, boost exporter confidence, and create global rails for Indian MSMEs.

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2 months ago
47 minutes 28 seconds

Fintech Ki Baat
This Ex-Banker Left It All to Fix Export Payments in India FT. Indunath Chaudhary Founder Briskpe

Join Shreyas Jani as he delves into the world of fintech with Indunath Chaudhary, Founder & CEO of BriskPay. Discover how BriskPay is transforming cross-border payments for Indian exporters, the challenges faced in building a fintech startup, and the mindset shifts that powered Indunath’s leap from a stable job to full-time entrepreneurship.

Key Highlights

🚀 Indunath's journey from Jaipur to founding BriskPay

Navigating financial crises and career pivots

🌐 The evolving fintech landscape and regulatory hurdles

Financial planning insights for early-stage founders

🔮 Future of cross-border payments and fintech disruption

Timestamps

02:24 – Indunath's journey: From Jaipur to Mumbai with a dream

07:07 – The defining moment: Why Indunath quit his 9-to-5 job

13:15 – How he managed finances while building a startup

20:05 – The moment BriskPay took flight — and there was no looking back

24:10 – Top 3 don'ts for budding entrepreneurs

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4 months ago
29 minutes 22 seconds

Fintech Ki Baat
“From Banker to Changemaker: Ft. Kalpana Ajayan Regional Head of Women's World Banking

Join Shreyas Jani as he engages in a thought-provoking discussion with Kalpana Ajayan, the Regional head of Women's World Banking. This episode delves into the critical topics of women empowerment, financial inclusion, and the role of digital public infrastructure in transforming the financial landscape for women globally.Key Highlights:Kalpana's journey from a banker to an advocate for women's financial inclusion. The impact of Women's World Banking in reaching over 53 million women in India. Challenges and solutions in designing gender-intentional financial products. The role of AI and digital infrastructure in enhancing financial access for women. Future focus areas for Women's World Banking, including climate resilience and consumer protection.

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4 months ago
51 minutes 3 seconds

Fintech Ki Baat
AI in Fintech: How Possible.ai Is Transforming BFSI Ft. Suman Gandham Founder & CEO- Possible. Ai

ALL OPINIONS EXPRESSED BY THE HOST IN THIS SHOW ARE THEIR OWN AND DON'T REPRESENT THE VIEWS OF THE ORGANISATION THAT THEY MAY BE ASSOCIATED WITH. Join us in this insightful episode of Fintech Ki Baat as Our Host Shreyas Jani dive into the world of AI in the BFSI sector with Suman Gandham, Founder and CEO of possible.ai. Discover the origin story behind possible.ai, the challenges and opportunities in AI for FinTech, and Suman's unique journey from entrepreneurship to AI innovation.Key Topics:The origin and vision of possible.ai AI's role in transforming the BFSI sector Challenges in implementing AI solutions Suman's entrepreneurial journey and insightsDon't forget to like, comment, and subscribe for more episodes on the latest in FinTech and AI!

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5 months ago
41 minutes 38 seconds

Fintech Ki Baat
How AI Is Rewiring India’s Fintech Core | Ft. Suman Gandham, Founder & CEO Posibl.ai

ALL OPINIONS EXPRESSED BY THE HOST IN THIS SHOW ARE THEIR OWN AND DON'T REPRESENT THE VIEWS OF THE ORGANISATION THAT THEY MAY BE ASSOCIATED WITH. In this powerful episode of Fintech Ki Baat Dil Se, host Shreyas Jani sits down with Suman Gandham, Founder & CEO of Posibl.ai, to uncover how artificial intelligence is transforming the BFSI sector. From his entrepreneurial roots to building a cutting-edge AI platform, Suman shares insights on what it takes to innovate in India’s fast-evolving fintech space.🔍 Key Topics Covered:The origin story and mission of Posibl.aiHow AI is reshaping lending, risk assessment, and personalization in BFSIReal-world challenges in deploying AI at scaleSuman’s entrepreneurial mindset and lessons from the trenchesWhether you're a fintech founder, investor, or technologist, this episode is packed with practical insights and inspiration.🔔 Don’t forget to subscribe for deep dives with India’s fintech innovators!

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5 months ago
40 minutes 21 seconds

Fintech Ki Baat
From Teenage Investor to Fintech Visionary FT. Sankarsh Chanda on Building Savart & Stardour

n this candid episode of Fintech Ki Baat Dil Se, Our Host Shreyas Jani sits down with Sankarsh Chanda, the prodigy-turned-Founder of Savart and Stardour, to explore the evolving world of Robo-advisory, tech-led investing, and entrepreneurial resilience.Sankarsh shares how he began investing at just 14, what early failures taught him, and why humility, feedback loops, and strong teams matter more than ever.The conversation dives deep into qualitative research, risk-taking, and building ventures with soul.

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6 months ago
46 minutes 23 seconds

Fintech Ki Baat
Data, Privacy & AI: Saurabh Gupta on Building the Future with Decentralised Intelligence

🔐 In this compelling episode of Fintech Ki Baat Dil Se, host Shreyas Jani sits down with Saurabh Gupta, Founder & CEO of VeriSmart.AI, to unpack one of the most urgent themes of our digital era: the intersection of data ownership, privacy, and AI ethics.Saurabh shares how decentralized data infrastructure can redefine consumer experiences—making them smarter, more personalized, and privacy-first. From blockchain to interoperable AI to the moral grey zones of algorithmic influence, this is a must-watch for anyone working at the edge of innovation.🔍 What You’ll Learn:Why "data is the new oil" and why you should own yoursHow interoperable AI enables cross-platform personalizationThe truth behind data privacy myths and challengesReal-world use cases for decentralized technologiesHow blockchain + AI can work together in data frameworksThe ethical tightrope of AI for good vs AI for manipulationWhy multi-stakeholder collaboration is vital for safe tech🌐 If you're building in AI, working in fintech, or simply care about who controls your data — this episode will change how you think.👉 Subscribe to Fintech Ki Baat and tap the 🔔 for deep dives with India’s boldest fintech thinkers.

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7 months ago
49 minutes 39 seconds

Fintech Ki Baat
No “Right” Time to Start Up | Saurabh Gupta, VerySmart.ai

ALL OPINIONS EXPRESSED BY THE HOST IN THIS SHOW ARE THEIR OWN AND DON'T REPRESENT THE VIEWS OF THE ORGANISATION THAT THEY MAY BE ASSOCIATED WITH. 🚀

Welcome to a thought-provoking episode of Fintech Ki Baat Dil Se, where host Shreyas Jani sits down with Saurabh Gupta, Co-founder and CEO of VerySmart.ai. Saurabh shares his raw and insightful journey from his early tech days to building a decentralized data infrastructure platform aimed at giving users full control over their digital identity.This conversation goes beyond the surface of startup buzzwords to uncover the real challenges, mindset shifts, and strategic thinking required to build something truly impactful in today's fast-evolving tech landscape.🔍 Episode Highlights:From College Projects to Cutting-Edge Tech: Hear how participating in the DARPA autonomous vehicle challenge sparked Saurabh's entrepreneurial spirit.Startups vs. Traditional Business: Why solving deeply personal, scalable problems matters more than chasing trends.VerySmart.ai’s Mission: Explore how Saurabh’s venture evolved from a reg-tech startup to a decentralized platform redefining user consent and data control.Privacy, Myths & Tech Realities: Why data deletion is misunderstood, and how true privacy starts with empowering the user.Timing Your Leap: Why there’s no “perfect” time to start a business — just the right problem and real conviction.🌐 Whether you’re a future founder, tech builder, or simply curious about where AI and data ownership are headed, this episode is your crash course on turning complex problems into real-world impact.👉 Subscribe to Fintech Ki Baat for weekly episodes featuring the boldest voices in entrepreneurship, fintech, and innovation.

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8 months ago
40 minutes 37 seconds

Fintech Ki Baat
Unlocking Financial Freedom with Spendvesting: Ft. Pari Raghavan’s Founder & Ceo Multipl

🚀 Welcome to an inspiring episode of Fintech Ki Baat Dil Se, where host Shreyas Jani sits down with Pari Raghavan, the visionary founder of Multipl.Dive into the concept of 'spendvesting'—an innovative approach that encourages investing with future spending in mind. This episode unpacks the unique aspects of Multipl, from its user-centric design to its groundbreaking investment strategies that seamlessly blend spending with investing.🔍 Episode Highlights:Origin and Vision: Discover the story behind Multiple’s name and its mission to multiply consumer wealth through smart financial habits.Spendvesting Explained: Learn how Multiple’s platform revolutionizes the way we think about investing by linking it directly to consumption.User Experience: Explore the seamless journey Multiple offers its users, from intuitive investment options to automated financial planning.Behavioral Finance Insights: Gain insights into how spendvesting influences consumer behavior, promoting savings and curbing impulsive purchases.Monetization and Ethics: Understand Multiple’s ethical monetization strategy that focuses on transparency and providing unbiased financial advice.🌐 This discussion is a must-watch for anyone interested in fintech innovations, behavioral finance, or simply looking to understand how modern technology can be harnessed to improve financial health. Join us as Pari Raghavan shares valuable insights on creating a platform that not only meets the investment needs of today’s consumers but also prepares them for future financial challenges.👉 Don’t forget to subscribe to Fintech Ki Baat for more discussions with leading minds in the world of financial technology. Discover trends, solutions, and inspiring stories that are shaping the future of finance.

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10 months ago
36 minutes 6 seconds

Fintech Ki Baat
Navigating Fintech's Future: Ft.Sameer Singh Jaini on Digital Transformation and Lending Innovations

Welcome to a transformative episode of Fintech Ki Baat Dil Se, where host Shreyas Jani delves into an insightful conversation with Sameer Singh Jaini, the visionary Founder and CEO of The Digital Fifth. Tune in as they discuss Sameer's pivotal shift from a traditional banking role to leading a pioneering consulting firm in the fintech sector. This episode explores the dynamic evolution of fintech, the challenges and opportunities within the lending landscape, especially in real estate, and the critical role of digital transformation in shaping the future of finance. 🔍 Episode Highlights: From Banking to Fintech Pioneer: Uncover Sameer's journey from corporate banking to establishing a leading consulting practice in the fintech domain. Digital Transformation in Lending: Explore how technological advancements, particularly AI, are revolutionizing the lending process, reducing times and enhancing security. Challenges for Small Entrepreneurs: Dive into the difficulties small business owners face in securing financing and how fintech innovations are bridging this gap. The Role of AI and Human Touch: Discuss the balance between leveraging AI for efficiency and maintaining the irreplaceable human element within customer interactions. Regulatory and Community Insights: Gain insights into the evolving regulatory framework and the importance of community building within fintech to drive growth and collaboration. 🌐 Whether you're an entrepreneur, investor, or fintech enthusiast, this episode is packed with valuable insights into the intersections of technology and finance. Learn from Sameer’s experiences and strategies for navigating the complex fintech ecosystem. 👉 Subscribe to Fintech Ki Baat to stay updated with the latest trends and deep dives into the finance technology world. Be part of the community shaping the future of fintech!

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11 months ago
40 minutes 4 seconds

Fintech Ki Baat
Watch Paddy Raghavan Founder & CEO Decode the DNA of Fintech Startup Success

Join us on this episode of Fintech Ki Baat Dil Se, where host Shreyas Jani sits down with Paddy Raghavan, the innovative founder of Multiple, a groundbreaking investment platform. Tune in to hear about Paddy remarkable journey from a tech enthusiast to a fintech entrepreneur, overcoming the hurdles of transitioning from enterprise SaaS to a consumer-centric business model. This episode is packed with invaluable lessons on financial planning, the importance of perseverance, and strategic insights for budding entrepreneurs. 🔍 Episode Highlights: Entrepreneurial Insights: Paddy discusses his journey from fascination with cloud technology to creating his own startup. Building Consumer Fintech: Explore the unique challenges and strategies in shifting from a business-to-business to a consumer-focused model. Key to Success: Learn why confidence and a deep understanding of your market are essential for any startup founder. Financial Wisdom: Discover the critical role of financial planning and bootstrapping in the early stages of a startup. Value Creation: Paddy emphasizes the importance of creating real value for customers beyond mere financial gains. Chapters: 02:00 - Knowing Paddy Raghavan & how he started the Entrepreneurship Journey 06:19 - Taking the Leap into Entrepreneurship 13:43 - Reflecting on the Entrepreneurial Journey and the Transition to Fintech 🌐 Whether you're an aspiring entrepreneur, a seasoned investor, or just curious about the fintech landscape, this discussion with Pari Raghavan offers a profound look into the dos and don'ts of starting and sustaining a successful business in the digital age. 👉 Hit subscribe on Fintech Ki Baat to catch all our episodes featuring leaders who are reshaping the financial world. Get inspired and learn directly from those at the forefront of innovation. #FintechKiBaat #PariRaghavan #StartupJourney #Entrepreneurship #FinancialPlanning #ConsumerFintech #Innovation #StartupChallenges #ValueCreation #FintechStartup

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11 months ago
23 minutes 8 seconds

Fintech Ki Baat
Transforming SME Financing: FT. Mr Sundeep Mohindru's Promoter & Director M1xchange

Welcome to a groundbreaking episode of Fintech Ki Baat, where host Shreyas Jani engages with Sandeep Mohindru, the visionary Promoter and Director of Mxchange. This in-depth discussion unveils how M1xchange is revolutionizing the invoice discounting sector in India, providing SMEs with innovative solutions to enhance their financial flexibility. Dive into the transformational journey from traditional processes to digital innovations that streamline and secure financing for small and medium enterprises. 🔍 Episode Highlights: Sundeep’s Transformation: From Chartered Accountant to a leader in fintech innovation, discover Sandeep’s unique journey into the world of technology and finance. The Treads Platform: Explore how this platform is changing the game for SME financing by enabling efficient invoice discounting through a digital ecosystem. Challenges and Solutions: Understand the significant challenges that traditional invoice discounting posed and how M1xchange addresses these with cutting-edge technology. Innovative Financing for SMEs: Learn about the strategic role of Bharat Connect and how banks compete to offer the best rates to SMEs, improving their access to necessary funds. Technological Impact: Delve into how machine learning and data analytics are being leveraged to optimize credit assessments and enhance the financing process. 🌐 Whether you’re a startup owner, a financial expert, or simply interested in the fintech landscape, this episode is packed with insightful discussions that highlight how technology can solve complex financial issues, especially for SMEs.

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1 year ago
47 minutes 53 seconds

Fintech Ki Baat
The Fintech Formula: Easi Loan’s Playbook for Success Ft. Pramod Kathuria Founder & CEO at Easi Loan

Welcome to an illuminating episode of Fintech Ki Baat, where host Shreyas Jani sits down with Pramod Kathuria, founder and CEO of Easi Loan, to delve into the transformative changes sweeping the home loan sector. Discover how EasyLoan is leading the charge in revolutionizing the mortgage process, integrating cutting-edge technologies like AI, blockchain, and digital initiatives to simplify and enhance customer experiences. 🔍 Episode Highlights: Innovating Home Loans: Learn how Easi Loan is addressing the inefficiencies of the traditional home loan process with its innovative front-end platform. Digital Transformation: Explore the crucial role of digital technologies in remodeling the customer journey in home loans. Technological Advancements: Gain insights into how AI, machine learning, and blockchain are being leveraged to streamline processes and ensure transaction transparency. Government Initiatives: Discuss the significance of government efforts in digitizing land records and how these contribute to the evolving landscape of home financing. Post-COVID Evolution: Understand the rapid changes in the home loan industry from pre-COVID times to the present, driven by an increasing consumer demand for digital solutions. 🌐 Whether you are a homebuyer, a fintech enthusiast, or an industry professional, this discussion provides a deep dive into the future of home loans and the technological innovations shaping this space. 👉 Subscribe to Fintech Ki Baat for more expert discussions that uncover the latest trends and solutions in financial technology. Don't miss out on insights that could redefine your understanding of what technology can do in the financial sector.

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1 year ago
34 minutes 54 seconds

Fintech Ki Baat
Redefining Lending in Fintech FT. Pramond Kathuria Founder & CEO- Easiloans

Welcome to another enlightening episode of Fintech Ki Baat, where host Shreyas Jani sits down with Pramod Kathuria, the innovative founder and CEO of Easiloan. This episode dives deep into Pramod's entrepreneurial journey, from the early Dotcom days through his impactful work in real estate and housing finance, leading to the inception of Easiloans amidst the challenges of the pandemic. Discover how Easylis redefining the lending landscape and what it takes to thrive in the competitive world of FinTech. 🔍 Episode Highlights: Pramod’s Path to Innovation: From his beginnings in the Dotcom boom to revolutionizing mortgage lending with Easiloans Pandemic as a Catalyst: How COVID-19 exposed critical gaps in traditional mortgage processes and sparked the creation of Easiloand Strategic Growth: Learn about Easiloan's key milestones, including partnerships with major banks and expansion into new markets. Financial Planning Wisdom: Pramod shares essential financial tips for founders navigating the early, turbulent waters of startup life. Balance in Innovation: Insights on how combining industry experience with adaptability and innovation is crucial in the fast-evolving FinTech sector. Founder’s Wellbeing: Effective strategies for managing stress and maintaining mental health while running a startup. Chapters: 00:00 02:10- Introduction to Pramod Kathuria and Easiloans 05:48 - Pramod's Journey: From Dotcom to Easiloans 08:00 - The Genesis of Easiloans and Key Moments in Easiloans Journey 12:040 - Financial Planning for Founders 17:00 - The Balance of Experience and Innovation in FinTech 21:45 - Managing Stress and Mental Health as a Founder 25:40 - Top Tips for Budding Entrepreneurs 🌐 Whether you're an aspiring entrepreneur, a seasoned investor, or simply fascinated by the transformation in financial services, Pramod's story offers valuable lessons on perseverance, innovation, and strategic thinking. 👉 Don’t forget to subscribe to Fintech Ki Baat for more compelling conversations with the changemakers of the fintech world. Learn, grow, and be inspired as we explore the future of finance together.

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1 year ago
27 minutes 9 seconds

Fintech Ki Baat
Navigating the Indian Fintech Wave through Vc Lens FT.Adith Podhar Founding Partner at Gemba Capital

Join us on this exciting episode of Fintech Ki Baat Dil Se as host Shreyas Jani sits down with Adith Podhar, the visionary Founding partner at Gemba Capital. Dive deep into Adith’s unique journey from entrepreneurship to venture capital, and discover his strategic insights on the booming fintech sector in India. This episode unpacks the dynamic interplay between regulations, innovative lending practices, and the evolving expectations of consumers in the fintech space. 🔍 Episode Highlights: Adith's VC Journey: Explore Adit's transition from marketing VC funds to founding Gemba Capital, and how his entrepreneurial spirit influences his investment strategies. Fintech Innovation and Regulation: Learn about the critical role of regulation in fostering fintech innovation and why working alongside regulators is pivotal for the growth of financial services. B2B vs. B2C Models: Delve into the dichotomy between B2B and B2C fintech models, and why consumer-facing platforms may offer larger outcomes. Emerging Trends in Fintech: Adit shares his bullish outlook on sectors like insuretech, alternative investing, and particularly affordable housing finance and consumer lending. Growth Metrics and Founder Insights: Understand what growth metrics matter for fintech startups and the key insights that every early-stage founder needs to succeed. Chapters: 02:34 - Introduction & Adith's Adit's Transition from Entrepreneur to VC 06:05 - Inspiration behind The Gemba Capital 13:40 - Importance of Regulation in Fintech Innovation 24:00- Importance of Financial Inclusion 25:00- Hypo Scenario: If you had 2 Equal companies and a solid business model, would Adith Pick one with B2B OR B2C? 27:00- Recent Investment with World Money 34:40- Since Indian VC's have a lower risk Appetite (Assumption ) Indian Vc's approach Global Vc's is it wise ? 38:50 - Future Trends and Disruptions in Fintech 41:57- How do the regulator manipulate the Investment decisions in Specific Industries? 🌐 Whether you’re an investor, a fintech enthusiast, or an entrepreneur plotting your next move, this discussion with Adit Boutar offers valuable insights into navigating the complex landscape of fintech investment and innovation. 👉 Subscribe to Fintech Ki Baat to stay updated on the latest trends and deep dives into the finance technology world. Join our community and be part of the conversation that shapes the future of fintech.

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1 year ago
45 minutes 18 seconds

Fintech Ki Baat
Revolutionizing Healthcare Finance from Metros to India's Remote Villages

Welcome to this pivotal episode of Fintech Ki Baat, where Shrey Jain, a visionary in healthcare finance, dives into how HealthCred is transforming the sector post-COVID. This discussion covers the evolution of healthcare financing in India. It highlights the innovative solutions implemented to overcome the financial challenges that hospitals and the medical supply chain face today. Tune in as we explore the significant impacts of the pandemic, the shift towards cashless insurance, and the crucial role of financial inclusivity in improving healthcare accessibility. 🔍 Chapters: 02:15 - Introduction to Healthcare Finance Evolution 09:00 - The Growing Demand for Working Capital in Healthcare 11:11 - Quantifying Capital Requirements in Healthcare 14:29 - The Cashless Health Insurance Model 18:54 - Financing Solutions for Healthcare Providers & Understanding the Business 23:21- How has HealthCare Industry changed post-Covid & sudden change in Government Mandate & technology Intervention 27:34- The role of NBFC's and Banks 33:00- Revolutionising Working Capital For Hospitals and how it will evolve over a decade 🌐 Shrey Jain's perspective on navigating through the complexities of post-COVID healthcare finance offers valuable lessons on resilience and innovation. Whether you’re involved in healthcare, finance, or simply interested in how these industries intersect and evolve, this episode provides a comprehensive overview of current trends and future directions. 👉 Don’t forget to subscribe to Fintech Ki Baat for more insightful discussions with industry leaders shaping the future of finance and technology. Stay ahead of the curve with us!

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1 year ago
38 minutes 27 seconds

Fintech Ki Baat
Fintech ki Baat is an attempt to extract insights about the Fintech ecosystem of India and capture those insights in a bite sized format of audio and video podcast