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Founder Views - SaaS, Business, and Beyond
Kosta Panagoulias
99 episodes
51 minutes ago
Founder Views is a podcast for SaaS builders who want real conversations, not recycled playbooks. Hosted by Kosta Panagoulias, a 2x SaaS founder, the show features in-the-trenches conversations with SaaS CEOs, operators, and experts. Each episode digs into the decisions, strategies, wins, and struggles that shape real companies - practical insights from people actively building, not theorizing. While the core focus is SaaS growth, leadership, and execution, the podcast also leaves room for broader discussions that help founders think better - whether that’s economics, technology, markets, or other big-picture business topics. If you want raw, easy-to-follow conversations with people who've actually built something, you’ll feel right at home.
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Entrepreneurship
Business,
Investing
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All content for Founder Views - SaaS, Business, and Beyond is the property of Kosta Panagoulias and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Founder Views is a podcast for SaaS builders who want real conversations, not recycled playbooks. Hosted by Kosta Panagoulias, a 2x SaaS founder, the show features in-the-trenches conversations with SaaS CEOs, operators, and experts. Each episode digs into the decisions, strategies, wins, and struggles that shape real companies - practical insights from people actively building, not theorizing. While the core focus is SaaS growth, leadership, and execution, the podcast also leaves room for broader discussions that help founders think better - whether that’s economics, technology, markets, or other big-picture business topics. If you want raw, easy-to-follow conversations with people who've actually built something, you’ll feel right at home.
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Entrepreneurship
Business,
Investing
Episodes (20/99)
Founder Views - SaaS, Business, and Beyond
Luca Micheli: The AI Pivot That Took Customerly From $100K to $1M ARR

Six years after his first appearance on Founder Views, Luca is back with the real story of how AI forced a full business model and go-to-market shift.

Customerly went from a seat-based, product-led support platform for small SaaS teams to an AI-first customer service engine selling into mid-market and enterprise, where volume and ROI are obvious.

In this episode we get into:

  • The AI pivot: why they refused to build “old-school chatbots,” and how ChatGPT changed what was possible
  • Quality metrics that matter: error rate, confidence thresholds, escalation triggers, and why AI CSAT can be higher than humans
  • What actually trains a good AI agent: knowledge base structure, what not to upload, and how hallucinations happen in the real world
  • Automation outcomes: average ticket closure rates, what drives 80%+ vs 40–50%, and how teams improve over time
  • Enterprise GTM shift: moving from product-led to sales-led, filtering signups, longer cycles, bigger ACV
  • Outbound reality: why the agency failed, what changed when they built outbound internally, and the tooling stack (Clay, Apollo, Lemlist, Pipedrive)
  • Founder sales lessons: Challenger Sale thinking and why founders still need to own sales early

The Arena
The Arena is a private Skool community for SaaS founders who are actively building and selling. I share real-time decisions, experiments, and assets as I use them while growing a bootstrapped SaaS.

No theory. No polish. Just execution.
Learn more at: https://www.skool.com/the-arena/

Chapters / Timestamps

00:00 – Reunion after 6 years and what changed (COVID + AI era)
01:27 – Luca intro: what Customersly does today
02:30 – From $100K ARR to near $1M and why pricing changed
05:08 – “Chatbots are shit”: how they built AI without the bad UX
07:10 – Under 1% error rate and reducing hallucinations
09:52 – Grounded AI, intents, and automating beyond FAQs
11:09 – Closure rate benchmarks and what “good” looks like
16:41 – How to pick an AI support tool that actually works
18:20 – Training mistakes: transcripts, clutter, and marketing banners causing hallucinations
20:46 – Confidence thresholds and escalation as a feedback loop
22:48 – How long it takes to move from 45% to 70–80% automation
24:34 – Should AI learn from your inbox? Pros, risks, and why they avoid it
29:41 – Implementation timelines: small teams vs enterprise rollouts
31:38 – Why AI CSAT can beat humans (speed wins)
35:46 – Escalation rules: human request, sentiment, low confidence, missing info
37:21 – Going enterprise: ARPU jump and sales-led reality
41:02 – Outbound experiment: agency failure and building it internally
43:32 – LinkedIn ads + Clay targeting + the masterclass lead magnet
49:25 – Challenger Sale and shifting the conversation
53:20 – Founder lesson: why you can’t outsource what you haven’t done
58:54 – Outbound stack: Clay, Apollo, Lemlist, Sales Nav, Pipedrive
01:05:12 – 2026 vision and wrap

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23 hours ago
1 hour 8 minutes

Founder Views - SaaS, Business, and Beyond
Nadav Boaz: How VoiceDrop Hit $150k MRR in 18 Months (SEO + Cold Email)

How do you take a niche SaaS product from zero to $150k MRR in under two years — without venture capital?

In this episode of Founder Views, Kosta Panagoulias sits down with Nadav Boaz, co-founder of VoiceDrop, to break down exactly how they scaled fast by combining cold email mastery, SEO execution, and ruthless operational discipline.

This isn’t theory. Nadav shares what actually worked — and what didn’t — across dozens of past businesses before VoiceDrop finally clicked.


We cover:

  • How VoiceDrop reached $150k MRR with a lean, remote team
  • The exact 3 growth channels they double down on (and why)
  • How cold email is used strategically — not spammy
  • SEO tactics that helped them rank #1 and show up in AI search
  • Why pre-authorizing trial users increased conversions from 12% → 50%
  • Managing churn in a high-ticket SaaS
  • Why “usage” matters more than logins
  • Lessons from running (and failing) dozens of businesses before success

If you’re a SaaS founder focused on execution, leverage, and real growth, this episode delivers.

Chapters / Timestamps

00:00 – Why VoiceDrop caught Kosta’s attention
02:00 – What VoiceDrop does (ringless voicemail explained)
04:00 – Team size, remote setup, and founder roles
07:00 – Using past businesses as leverage for new SaaS launches
10:20 – The 3 growth pillars: SEO, cold email, Google Ads
13:30 – SEO execution: keywords, authority, and SOPs with VAs
16:00 – Ranking in AI search (ChatGPT, Gemini, etc.)
18:10 – Cold email infrastructure that actually works
22:00 – Targeting, segmentation, and ARPU strategy
26:00 – When SEO overtook outbound as the #1 channel
27:00 – Boosting trial-to-paid conversion to 50%
30:00 – Pre-authorization: filtering tire-kickers
32:00 – Human vs product-led conversions
36:00 – Using AI inside the product (voice cloning, scripts)
39:00 – AI for outbound replies and internal leverage
41:30 – Scaling fast without burning out as a founder
45:30 – Customer support, tooling, and cost control
50:00 – Managing churn in a high-ticket SaaS
53:30 – The single metric Nadav watches daily
54:20 – Favorite business book & lifestyle choices
56:20 – One billboard lesson for SaaS founders


 👉 Hard Knock SaaS is a practical video series for SaaS founders who want real-world playbooks — not theory.
 Built from my experience bootstrapping, scaling, and exiting SaaS companies, it covers sales, positioning, pricing, and execution.
 Learn more at: https://hardknocksaas.com

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2 weeks ago
56 minutes

Founder Views - SaaS, Business, and Beyond
El Salvador Unveiled: Bitcoin's Impact on Life and Real Estate with Gladys Jeannette

Gladys Jeannette is a real estate investor and Broker in El Salvador. I've been wanting to speak to someone on the ground in El Salvador for quite some time, and Gladys is the perfect person to get an insider's look into the changes happening in the country.

We dive deep into the life in El Salvador, real estate investing in the country, including which areas to keep an eye out for, how bitcoin is driving change, safety, and the way of life in the country.

If you've been keeping an eye on El Salvador, curious about the changes happening in the country, real estate, or bitcoin, this is the perfect episode for you.

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2 years ago
52 minutes

Founder Views - SaaS, Business, and Beyond
Adam Niman: Why The ‘Be Your Own Banker’ Concept Is Flawed

Adam Niman (BSc, CLU) is a seasoned life insurance professional with over a decade of experience in the field. His focus is exclusively on insurance, and he advocates for keeping insurance and investments separate.

I first heard Adam on one of my favourite podcasts (see link below), talking about why the infinite banking concept is flawed. He raised some pretty eye-opening concerns and perspectives that stirred up some waves in the infinite banking circles.

Since first hearing Adam on that podcast, we've since had several conversations, and wanted to have him on the podcast. I definitely think his insights and message is worth sharing.

If you're familiar with infinite banking, have a policy, or thinking about getting setup, this is an episode you definitely want to hear.

Download Adam's ebook "Fortune or Fiction" here: https://fortuneorfiction.ca/

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2 years ago
54 minutes

Founder Views - SaaS, Business, and Beyond
Matheus Riolfi: Growing a Venture-Backed Startup

➡️ The most important lessons from growing and selling a bootstrapped SaaS company, from a non-technical entrepreneur: https://www.hardknocksaas.com/ (use HUSTLE40 for 40% off).

Matheus Riolfi is the founder and CEO of tint.ai, a company that provides embeddable insurance to tech platforms and marketplaces.

Unlike most founders I speak to that are bootstrapped - Matheus followed a different journey. Launching in 2018, Matheus led his company through YC (Y Combinator), and most recently closed a $25 million Series A round.

We cover several topics, including:

- Why he chose to get funding, rather than bootstrap
- How Tint maintains a positive workplace culture as a fully remote team
- How his role as CEO continues to evolve
- The most important skills a new founder should possess
- Much more

Follow Matheus Riolfi on Linkedin: https://www.linkedin.com/in/mriolfi/
Check out Tint: https://www.tint.ai/

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2 years ago
52 minutes

Founder Views - SaaS, Business, and Beyond
Stefan Smulders: Bootstrapping to $10M with Brilliant Marketing Strategies

** The most important lessons from growing and selling a bootstrapped SaaS company, from a non-technical entrepreneur: https://www.hardknocksaas.com/ (use HUSTLE40 for 40% off).

Stefan Smulders is one of the best marketers I've spoken to. In 2019, he founded expandio.io, and was able to generate $1 million in run rate in the first six months after launch!

Continuing to leverage creative and effective marketing strategies on social media, Stefan is leading Expandi to hit $10 million in revenue by the end of 2023.

This was a fascinating conversation, and I encourage any startup founder or anyone in marketing to give it a listen. We touch on several topics, including:

- Learning and growing from past business failures
- How Expandi hit $1 million run-rate in the first six months
- Leveraging your personal brand to grow your business
- The psychology of sales
- Effective growth channels used to reach $10 million revenue
- Much more

Follow Stefan on Twitter: https://twitter.com/SmuldersStefan

Download the e-book "From Zero to SaaS Hero: https://expandi.io/from-zero-to-saas-hero-ebook/

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2 years ago
1 hour 9 minutes

Founder Views - SaaS, Business, and Beyond
Chris Naugle: Mastering the Art of Money

The person I credit to introducing me to the Infinite Banking Concept, is none other than Chris Naugle.

After hearing this episode, you'll quickly understand why Chris is considered "America's # 1 Money Mentor". He is truly a master of money.

Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

We dive into so many important money and financial topics, including:

- The reasons why Silicon Valley Bank (SVB) and other banks are collapsing
- Financial opportunities that everyone can be taking advantage of today
- How to become your own banker (literally) using the Infinite Banking Concept
- How Chris is personally leveraging his Infinite Banking Policies to make investments and earn income
- Ways to protect yourself from financial collapse
- How to be free and independent from a corrupted financial system

Follow Chris on YouTube: @TheChrisNaugle
Learn more about Chris: https://www.chrisnaugle.com/

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2 years ago
1 hour 9 minutes

Founder Views - SaaS, Business, and Beyond
Hoyin Cheung: $4M+ Virtual Reality SaaS Business

This was a fun conversation. Two bootstrapped entrepreneurs talking shop, growth and business - unfiltered.

Hoyin Cheung is the founder and CEO of Remo.co, a company that helps teams build and grow relationships, virtually.

I've been eager to learn more about the virtual reality space, and how invested companies actually are in implementing this technology. So when the opportunity arose to speak to Hoyin, I jumped on it.

Very impressively, as a solo founder, Hoyin bootstrapped Remo to over $4M+ in revenue, with a team of 25 people. Some of the biggest organizations in the world have used Remo, including Harvard University, IBM and Shopify.

We touch on several topics in this episode including:

- Connecting with team members working remotely
- How companies are leveraging virtual reality
- Trends in the VR space
- The social behaviour challenge to VR adoption
- Tactical ways Remo has been able to scale
- Challenges of growing a company during times of high inflation and economic uncertainty
- Future of VR

Check out Remo: https://remo.co/
Follow Hoyin on Linkedin: https://www.linkedin.com/in/hoyincheung/

** Get 40% of my video content series with code HUSTLE40: https://www.hardknocksaas.com/

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2 years ago
49 minutes

Founder Views - SaaS, Business, and Beyond
Adam O'Brien: Everything You Need To Know About Buying Bitcoin

Adam is the founder and CEO of Bitcoin Well, a publicly traded Canadian company that allows people to buy and sell bitcoin.

My goal with this episode was to educate the average person about everything they need to know about buying and storing bitcoin. Although we did cover that in a lot of detail, we naturally got into other topics as well, including:

- The custody of money
- How Adam deals with getting banned from having bank accounts
- Threats and concerns for bitcoin companies
- Freedom and sovereignty

This was the second time having Adam on the podcast, and certainly not the last. Check out our first conversation here: https://youtu.be/VSwaAZtCp8c

The safest and fastest way to buy bitcoin in Canada: bitcoinwell.com/app/signup?referral=kostapana

Follow Adam on Twitter: https://twitter.com/adamobrien_

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2 years ago
1 hour 6 minutes

Founder Views - SaaS, Business, and Beyond
Julian Figueroa: The Role of Bitcoin in a Collapsing Monetary System

Recently, I’ve been thinking and reading a lot about the economy, bitcoin, and the history of monetary systems.


After stumbling on one of Julian’s informative 60 second videos on Modern Monetary Theory, it was only fitting that I reach out him to chat on the podcast. 


Julian Figueroa is a Canadian entrepreneur, filmmaker and bitcoin investor.


This was one of the most fun, engaging and insightful conversations I’ve had in a while. Although the conversation could have lasted a lot longer, we covered several topics, including:


  • The creation of the existing monetary systems and its problems
  • The dilemma which the US faces as the global reserve currency
  • Whether the USD is actually a “safe haven” asset
  • How money scarcity could be a positive for societies around the world 
  • What has to occur for a bitcoin standard to take shape
  • CBDC’s and the risk they pose to freedom
  • Why Julian purchased 5 acres on an island off Vancouver, off the grid 


Follow Julian on YouTube: https://www.youtube.com/@KineticFinance

Follow Julian on Twitter: https://twitter.com/kinetic_finance

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2 years ago
1 hour 17 minutes

Founder Views - SaaS, Business, and Beyond
Hayden Padalino: The Fundamentals of Infinite Banking

Ever since I learned about the Infinite Banking Concept, I've been trying to inform as many people as possible about it.

No matter what your financial situation is, every single person can benefit from this concept.

I spoke with Hayden Padalino, an Authorized IBC Practitioner from Ontario, Canada. My goal was to touch on the fundamentals of the Infinite Banking Concept, and hopefully encourage people to look into it further.

Some topics of discussion include:

- How your money is not in your control if it's in the bank
- How to use IBC during tax time
- Alternatives to RRSP contributions
- Why whole life policies are a safe way to store your money
- How to access money from your policy
- Practical ways to use your policy in every day life

Learn more about IBCanada Group here: https://ibcanadagroup.com/

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2 years ago
46 minutes

Founder Views - SaaS, Business, and Beyond
Senator Leo Housakos: How to Reverse One of Canada's Darkest Chapters in History
I was very pleased to have the opportunity to speak with Senator Leo Housakos. Leo was appointed to the Canadian Senate by Prime Minister Stephen Harper, in 2008. Leo is Chair of the Standing Senate Committee on Transport and Communications, which is overseeing Bill C-11, a very controversial act that will grant the federal government overreaching power and control over the online content that Canadians consume.
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2 years ago
45 minutes

Founder Views - SaaS, Business, and Beyond
Matthew Diemer: Bitcoin, Government Control, and Corrupt Monetary System
Matthew Diemer is a former Democratic Congressional Nominee, in Ohio’s 7th district. Other than being involved in politics, he’s also a advocate and proponent for bitcoin, cryptocurrencies, and blockchain technology. I commend Matthew for having such an open and transparent dialogue about many important topics that many people in politics usually shy away from.
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2 years ago
46 minutes

Founder Views - SaaS, Business, and Beyond
Charles Fry: How to Build a SaaS Product as a Non-Technical Entrepreneur
This is a conversation with Charles Fry, a software-focused entrepreneur who has launched and grown successful companies in e-commerce, logistics and IT services. He owns Code Éxitos, a resource-based service that helps entrepreneurs develop software and other tech products. I'm currently in the process of developing my second SaaS startup as a non-technical founder. However, this is the first time being directly involved in the entire development process, from start to finish.
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3 years ago
50 minutes

Founder Views - SaaS, Business, and Beyond
Geoff Roberts: An Inside-Look at a Growing Bootstrapped SaaS Company
For those who know, I’m in the process of building up my second bootstrapped SaaS (first one was recently acquired). Although I’m still relatively early in the process, I’ve been thinking about future tools and apps to run the business. This is where I stumbled on Outseta. Outseta is an all-in-one software that combines all of the fundamental and necessary tools to run a SaaS company - payment processing, CRM, email marketing and customer support.
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3 years ago
1 hour 6 minutes

Founder Views - SaaS, Business, and Beyond
Michael Sidhu: How Infinite Banking Protects You From the Monetary System
The Infinite Banking Concept (IBC) is one of the very few subjects that I’m eager to share with as many people as possible. This was a very all-encompassing conversation with Michael Sidhu, a veteran with 26 years in the financial industry, and an IBC Practitioner.
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3 years ago
1 hour 8 minutes

Founder Views - SaaS, Business, and Beyond
BJ Dichter: The Aftermath of the Freedom Convoy
Benjamin J. Dichter was the official spokesperson and one of the organizers for the Freedom Convoy, a movement that shook up the entire world in the winter of 2022. The Freedom Convoy was a protest organized by truckers in Canada, and morphed into a global movement of millions of people around the world, fighting back against overreaching government mandates.
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3 years ago
32 minutes

Founder Views - SaaS, Business, and Beyond
Callum Webber: Hacks to Maintain High Energy Throughout Your Day
I met Callum Webber on a mentor call on Growth Mentor (I'm a mentor on the platform, link is below for more details). On our call, we spoke about several business topics, including a program he is building out that helps men in their 20's live a freedom lifestyle, through health, wellness and productivity.
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3 years ago
41 minutes

Founder Views - SaaS, Business, and Beyond
Fr. Ted Paraskevopoulos: Living with Faith in a Growing Secular Society
Fr. Ted Paraskevopoulos is an Orthodox Priest in Toronto, Ontario Canada. Speaking with Fr Ted is always very insightful and grounding, to say the least. Given everything that’s happening in the world right now, I felt a need to have a conversation with him.
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3 years ago
1 hour 19 minutes

Founder Views - SaaS, Business, and Beyond
Julia Hanna: Bringing Trust Back In Government
Genuine and authentic - these are two adjectives I would use to describe Julia Hanna, which seem to be pretty rare in politics nowadays. Julia Hanna is running for Mayor of Oakville, Ontario, one of the most prominent and sought-after cities in all of Canada.
Show more...
3 years ago
47 minutes

Founder Views - SaaS, Business, and Beyond
Founder Views is a podcast for SaaS builders who want real conversations, not recycled playbooks. Hosted by Kosta Panagoulias, a 2x SaaS founder, the show features in-the-trenches conversations with SaaS CEOs, operators, and experts. Each episode digs into the decisions, strategies, wins, and struggles that shape real companies - practical insights from people actively building, not theorizing. While the core focus is SaaS growth, leadership, and execution, the podcast also leaves room for broader discussions that help founders think better - whether that’s economics, technology, markets, or other big-picture business topics. If you want raw, easy-to-follow conversations with people who've actually built something, you’ll feel right at home.