(Watch the YouTube video of this episode here)
What if evaluating real estate deals followed the same predictable beats as Hallmark Christmas movies? In this fun Christmas episode of the Furlo Capital Real Estate Podcast, we dive into the lessons we can learn from the narrative structure of these beloved films and how they apply to passive real estate investing. We discuss how to maintain predictability and stability in your investments, the importance of thorough due diligence, and understanding the true long-term payoff. Merry Christmas and happy investing!
// Key Moments
// 7 Key Lessons
// Let's build your wealth and improve housing, together.
I spent 12 years as a data scientist at HP and purchased $5M worth of real estate over 15 years using my own money. Now, I'm partnering with busy professionals to diversify their investments and generate passive income through real estate syndications and short-term flips—without dealing with tenants, toilets, or tantrums.
At Furlo Capital, we believe real estate isn't just a transaction; it's a partnership. Our value-add approach creates win-win situations where residents thrive, and investors build wealth. We're not just in this to make money—we want to make a difference.
If you're ready to diversify from stock market volatility and want reliable, steady returns, let's build your wealth and improve housing, together.
Want to dive deeper into my investing thesis and strategy?
👉 Learn more: https://furlo.com
Curious about the critical questions to ask before investing?
👉 Get my 196-question due diligence vault: https://furlo.com/good-deals-only-ebook
// DisclaimerPlease note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.
(Watch the YouTube video of this episode here)
It's Christmas season, which means it's time to talk taxes! In this episode of the Furlo Capital Real Estate Podcast, we discuss the intricacies of passive tax benefits, specifically focusing on real estate investing. We delve into the concept of depreciation, cost segregation, bonus depreciation, and phantom losses. Whether you're a high-earning W2 professional or a passive investor, understanding these tax strategies can significantly impact your wealth-building journey. Tune in to learn how to navigate the tax landscape and keep more of your hard-earned money!
// Key Moments
// 7 Key Lessons
// Let's build your wealth and improve housing, together.
I spent 12 years as a data scientist at HP and purchased $5M worth of real estate over 15 years using my own money. Now, I'm partnering with busy professionals to diversify their investments and generate passive income through real estate syndications and short-term flips—without dealing with tenants, toilets, or tantrums.
At Furlo Capital, we believe real estate isn't just a transaction; it's a partnership. Our value-add approach creates win-win situations where residents thrive, and investors build wealth. We're not just in this to make money—we want to make a difference.If you're ready to diversify from stock market volatility and want reliable, steady returns, let's build your wealth and improve housing, together.
Want to dive deeper into my investing thesis and strategy?
👉 Learn more: https://furlo.com
Curious about the critical questions to ask before investing?
👉 Get my 196-question due diligence vault: https://furlo.com/good-deals-only-ebook
// DisclaimerPlease note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.
(Watch the YouTube video of this episode here)
In this episode of the Furlo Capital Real Estate Podcast, we dive into the statistics and reasons behind why almost nine out of 10 real estate investors lose money at some point in their careers. We'll discuss common pitfalls, such as poor tenant screening, overpaying for properties, and long periods of vacancy, and provide actionable tips on how to avoid these issues. Join us as we explore the intricacies of passive real estate investing and share strategies to help you build mathematical wealth while improving housing.
// Key Moments
// 7 Key Lessons
// Let's build your wealth and improve housing, together.
I spent 12 years as a data scientist at HP and purchased $5M worth of real estate over 15 years using my own money. Now, I'm partnering with busy professionals to diversify their investments and generate passive income through real estate syndications and short-term flips—without dealing with tenants, toilets, or tantrums.
At Furlo Capital, we believe real estate isn't just a transaction; it's a partnership. Our value-add approach creates win-win situations where residents thrive, and investors build wealth. We're not just in this to make money—we want to make a difference.
If you're ready to diversify from stock market volatility and want reliable, steady returns, let's build your wealth and improve housing, together.Want to dive deeper into my investing thesis and strategy?
👉 Learn more: https://furlo.com
Curious about the critical questions to ask before investing?
👉 Get my 196-question due diligence vault: https://furlo.com/good-deals-only-ebook
// DisclaimerPlease note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.
(Watch the YouTube video of this episode here)
In this episode of the Furlo Capital Real Estate Podcast, we delve into the complex world of passive real estate investing, specifically focusing on home renovations that really pay off. We discuss how to discern between profitable upgrades and money pits, backed by real research data on ROI trends. From flooring and garage door replacements to highly personalized luxuries that don't necessarily add value, we cover it all. Tune in to make informed decisions and build your wealth while improving housing!
// Key Moments
// 7 Key Lessons
// Let's build your wealth and improve housing, together.
I spent 12 years as a data scientist at HP and purchased $5M worth of real estate over 15 years using my own money. Now, I'm partnering with busy professionals to diversify their investments and generate passive income through real estate syndications and short-term flips—without dealing with tenants, toilets, or tantrums.
At Furlo Capital, we believe real estate isn't just a transaction; it's a partnership. Our value-add approach creates win-win situations where residents thrive, and investors build wealth. We're not just in this to make money—we want to make a difference.
If you're ready to diversify from stock market volatility and want reliable, steady returns, let's build your wealth and improve housing, together.
Want to dive deeper into my investing thesis and strategy?
👉 Learn more: https://furlo.com
Curious about the critical questions to ask before investing?
👉 Get my 196-question due diligence vault: https://furlo.com/good-deals-only-ebook
// DisclaimerPlease note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.
(Watch the YouTube video of this episode here)
Welcome to the Furlo Capital Real Estate Podcast! In this episode, we explore parallels between Star Trek and real estate investing. We delve into concepts such as the Prime Directive of real estate, the Federation model for scaling through shared values, and the importance of systems thinking and proper asset management. Join us as we compare Star Trek’s exploration and calculated risks to the world of real estate investing, and how to apply these lessons to build wealth and improve communities. Live long and prosper!
// Key Moments
// 7 Key Lessons
// Let's build your wealth and improve housing, together.
I spent 12 years as a data scientist at HP and purchased $5M worth of real estate over 15 years using my own money. Now, I'm partnering with busy professionals to diversify their investments and generate passive income through real estate syndications and short-term flips—without dealing with tenants, toilets, or tantrums.
At Furlo Capital, we believe real estate isn't just a transaction; it's a partnership. Our value-add approach creates win-win situations where residents thrive, and investors build wealth. We're not just in this to make money—we want to make a difference.
Want to dive deeper into my investing thesis and strategy?
👉 Learn more: https://furlo.com
Curious about the critical questions to ask before investing?
👉 Get my 196-question due diligence vault: https://furlo.com/good-deals-only-ebook
// DisclaimerPlease note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.
(Watch the YouTube video of this episode here)
Welcome to the 100th episode of the Furlo Capital Real Estate Podcast! This milestone episode reflects on their journey, highlighting key moments from previous episodes, such as purchasing properties, turning around an 11-unit building, and learning from deals that didn't go as planned. From discussing slum lord experiences to creative financing strategies, they share their wisdom and insights gained over the years. Join us in celebrating this achievement and get inspired by their stories and future plans!
// Key Moments
00:00 Welcome to the 100th Episode!
01:52 Memorable Moments from Past Episodes
02:51 Lessons Learned from Real Estate Deals
03:42 Investor Mindset and Principles
05:50 The 1031 Exchange Explained
07:27 The Fixer Upper We Didn't Fix
10:05 Hitchhiker's Guide to Passive Investing
11:33 An Adventurous Start
11:55 From Slumlord to Success: The 11-Unit Turnaround
13:53 Property Manager Fraud: A Cautionary Tale
15:05 Teaching Kids About Real Estate
17:28 The Dollar Property Disaster
18:13 Purchasing the Tallest Building in Oregon
// 7 Key Lessons
Do 100 reps before you judge your results: Whether it’s podcasting or property investing, you don’t find your voice until you’ve done the work — repeatedly.
Spot opportunity where others see moss: That Pepto Bismol-pink house with shag carpet might be ugly, but the best investors see the numbers first, not the paint color.
Do the deal, even if it’s weird: From “fixer-upper we didn’t fix” to the 11-unit full of problems, the best stories — and profits — come from bold, imperfect action.
Learn from the ones that sting: The property you lost money on teaches you more than the one that tripled in value. Tuition paid in mistakes is still education.
Bring your family into the journey: Let your kids see the work, the wins, and the cleanups. You’re not just building wealth — you’re building wisdom.
Keep going, even when stats don’t matter yet: Before you optimize metrics, build momentum. The consistency muscle always beats the analytics brain.
Invest in relationships and storytelling: The next evolution of growth might not be more deals — it might be more people sharing their lessons with you.
// Let's build your wealth and improve housing, together.
I spent 12 years as a data scientist at HP and purchased $5M worth of real estate over 15 years using my own money. Now, I'm partnering with busy professionals to diversify their investments and generate passive income through real estate syndications and short-term flips—without dealing with tenants, toilets, or tantrums.
At Furlo Capital, we believe real estate isn't just a transaction; it's a partnership. Our value-add approach creates win-win situations where residents thrive, and investors build wealth. We're not just in this to make money—we want to make a difference.If you're ready to diversify from stock market volatility and want reliable, steady returns, let's build your wealth and improve housing, together.
Want to dive deeper into my investing thesis and strategy?
👉 Learn more: https://furlo.com
Curious about the critical questions to ask before investing?
👉 Get my 196-question due diligence vault: https://furlo.com/good-deals-only-ebook
// DisclaimerPlease note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.
(Watch the YouTube video of this episode here)
In this episode of the Furlough Capital Real Estate Podcast, we dive into the 19 core principles for successful real estate investing, inspired by Charlie Munger's philosophy of avoiding stupidity over chasing brilliance. We discuss deal fundamentals, market dynamics, capital structure strategies, investment philosophies, and final considerations including tax strategies and relationship focus. Tune in to understand how these principles can help you build wealth through passive real estate investing.
// Key Moments
// 7 Key Lessons
// Let's build your wealth and improve housing, together.I spent
12 years as a data scientist at HP and purchased $5M worth of real estate over 15 years using my own money. Now, I'm partnering with busy professionals to diversify their investments and generate passive income through real estate syndications and short-term flips—without dealing with tenants, toilets, or tantrums.
At Furlo Capital, we believe real estate isn't just a transaction; it's a partnership. Our value-add approach creates win-win situations where residents thrive, and investors build wealth. We're not just in this to make money—we want to make a difference.
If you're ready to diversify from stock market volatility and want reliable, steady returns, let's build your wealth and improve housing, together.Want to dive deeper into my investing thesis and strategy?
👉 Learn more: https://furlo.com
Curious about the critical questions to ask before investing?
👉 Get my 196-question due diligence vault: https://furlo.com/good-deals-only-ebook
// DisclaimerPlease note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.
(Watch the YouTube video of this episode here)
Welcome to the Furlo Capital Real Estate Podcast! In this episode, we dive into the vital aspects you must consider before investing in Oregon real estate. We'll discuss the importance of understanding local regulations, operating costs, and market liquidity. Join us as we share tips, experiences, and insights to help you navigate the Oregon real estate market effectively. Whether you're a seasoned investor or just starting out, this episode is packed with valuable information to ensure your investments are profitable and sustainable.
// Key Moments
// 7 Key Lessons
// Let's build your wealth and improve housing, together.
I spent 12 years as a data scientist at HP and purchased $5M worth of real estate over 15 years using my own money. Now, I'm partnering with busy professionals to diversify their investments and generate passive income through real estate syndications and short-term flips—without dealing with tenants, toilets, or tantrums.
At Furlo Capital, we believe real estate isn't just a transaction; it's a partnership. Our value-add approach creates win-win situations where residents thrive, and investors build wealth. We're not just in this to make money—we want to make a difference.If you're ready to diversify from stock market volatility and want reliable, steady returns, let's build your wealth and improve housing, together.
Want to dive deeper into my investing thesis and strategy?
👉 Learn more: https://furlo.com
Curious about the critical questions to ask before investing?
👉 Get my 196-question due diligence vault: https://furlo.com/good-deals-only-ebook
// DisclaimerPlease note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.
(Watch the YouTube video of this episode here)
In this episode of the Furlo Capital Real Estate Podcast, we dive into the fascinating world of historic preservation easements. We unpack what these easements are, how they work, and why they are crucial for historic real estate investing. We explore the concept of easements, the requirements for a property to be considered historic, and the financial benefits, including tax deductions, that come with historic preservation easements. We also touch on the more complex syndicated conservation easements and how they can be leveraged for significant tax savings. Tune in to sound smart at your next cocktail party or networking event!
// Key Moments
// 5 Key Lessons
// Let's build your wealth and improve housing, together.
I spent 12 years as a data scientist at HP and purchased $5M worth of real estate over 15 years using my own money. Now, I'm partnering with busy professionals to diversify their investments and generate passive income through real estate syndications and short-term flips—without dealing with tenants, toilets, or tantrums.
At Furlo Capital, we believe real estate isn't just a transaction; it's a partnership. Our value-add approach creates win-win situations where residents thrive, and investors build wealth. We're not just in this to make money—we want to make a difference.
If you're ready to diversify from stock market volatility and want reliable, steady returns, let's build your wealth and improve housing, together.Want to dive deeper into my investing thesis and strategy?
👉 Learn more: https://furlo.com
Curious about the critical questions to ask before investing?
👉 Get my 196-question due diligence vault: https://furlo.com/good-deals-only-ebook
// DisclaimerPlease note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.
(Watch the YouTube video of this episode here)
In this episode of the Furlo Capital Real Estate Podcast, we discuss our ventures into passive real estate investing, specifically focusing on land flipping. Along the way, we dive into the intricacies of the process, like choosing the right locations, evaluating properties, sending out letters, and working with agents. This episode also touches on the broader aspects of real estate investing, from understanding market information asymmetry to the unique challenges and rewards of passive investing. Join us as we share insights and actionable tips to equip you to invest wisely and build wealth.
// Key Moments
// 7 Key Lessons
// Let's build your wealth and improve housing, together.
I spent 12 years as a data scientist at HP and purchased $5M worth of real estate over 15 years using my own money. Now, I'm partnering with busy professionals to diversify their investments and generate passive income through real estate syndications and short-term flips—without dealing with tenants, toilets, or tantrums.
At Furlo Capital, we believe real estate isn't just a transaction; it's a partnership. Our value-add approach creates win-win situations where residents thrive, and investors build wealth. We're not just in this to make money—we want to make a difference.If you're ready to diversify from stock market volatility and want reliable, steady returns, let's build your wealth and improve housing, together.Want to dive deeper into my investing thesis and strategy?
👉 Learn more: https://furlo.com
Curious about the critical questions to ask before investing?
👉 Get my 196-question due diligence vault: https://furlo.com/good-deals-only-ebook
// DisclaimerPlease note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.
(Watch the YouTube video of this episode here)
On this week's episode of the Furlo Capital Real Estate Podcast we dive into the nitty-gritty of fixing toilets, hiring maintenance personnel, and navigating the complexities of property management. Get an insider's look into my process of interviewing maintenance staff, the dilemmas we face in deciding between hiring full-time versus part-time help, and the critical impact of maintenance on tenant satisfaction and overall returns. Whether you're a property manager or a passive investor, you'll find actionable insights and candid stories that will help you make better investing decisions. Let's get started!
// Key Moments
// 7 Key Lessons
// Let's build your wealth and improve housing, together.
I spent 12 years as a data scientist at HP and purchased $5M worth of real estate over 15 years using my own money. Now, I'm partnering with busy professionals to diversify their investments and generate passive income through real estate syndications and short-term flips—without dealing with tenants, toilets, or tantrums.
At Furlo Capital, we believe real estate isn't just a transaction; it's a partnership. Our value-add approach creates win-win situations where residents thrive, and investors build wealth. We're not just in this to make money—we want to make a difference.
If you're ready to diversify from stock market volatility and want reliable, steady returns, let's build your wealth and improve housing, together.Want to dive deeper into my investing thesis and strategy?
👉 Learn more: https://furlo.com
Curious about the critical questions to ask before investing?
👉 Get my 196-question due diligence vault: https://furlo.com/good-deals-only-ebook
// DisclaimerPlease note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.
(Watch the YouTube video of this episode here)
We just bought the tallest building in Oregon, east of the Cascades! In this episode of the Furlo Capital Real Estate Podcast, we dive into the details of this exciting venture. From the initial offer to closing the deal, and even selling part of a cell tower to fund the down payment, we share our journey and the intricacies of our first official syndication. Whether you're into commercial or residential real estate investing, this episode is packed with insights and tips for making wise investments. Join us as we discuss the challenges, successes, and future plans for this towering achievement!
// Key Moments
// 7 Key Lessons
// Let's build your wealth and improve housing, together.
I spent 12 years as a data scientist at HP and purchased $5M worth of real estate over 15 years using my own money. Now, I'm partnering with busy professionals to diversify their investments and generate passive income through real estate syndications and short-term flips—without dealing with tenants, toilets, or tantrums.
At Furlo Capital, we believe real estate isn't just a transaction; it's a partnership. Our value-add approach creates win-win situations where residents thrive, and investors build wealth. We're not just in this to make money—we want to make a difference.If you're ready to diversify from stock market volatility and want reliable, steady returns, let's build your wealth and improve housing, together.Want to dive deeper into my investing thesis and strategy?
👉 Learn more: https://furlo.com
Curious about the critical questions to ask before investing?
👉 Get my 196-question due diligence vault: https://furlo.com/good-deals-only-ebook
// DisclaimerPlease note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.
(Watch the YouTube video of this episode here)
In this episode of the Furlo Capital Real Estate Podcast, we dive into the critical role that math plays in evaluating real estate investments. Whether you're a math enthusiast or not, this episode is informative and essential for anyone looking to invest wisely. By understanding these ratios, you can make better investment decisions and build wealth while improving housing. Stay tuned for next week's episode where we discuss a real-life deal and apply these ratios hands-on.
// Key Moments
00:00 Intro
01:52 Understanding Ratios in Business
03:08 Gross Margin Percentage
04:16 Net Operating Margin Percentage
06:00 Exploring Leverage in Real Estate
10:43 Understanding Net Operating Income and Debt Payment Ratios
11:50 Exploring Debt to Equity Ratios
14:31 Return on Equity: Measuring Profitability
16:08 The Importance of Ratios in Real Estate Investment19:15 Conclusion and Teaser for Next Episode
// 7 Key Lessons
Don’t just count dollars, measure margins: Gross margin % and net operating margin % reveal if revenue actually translates into profit.
Use ratios as X-rays for investments: Ratios let you see beneath the flashy “big numbers” and spot whether a deal is truly healthy.
Leverage is a double-edged sword: Debt can amplify returns—but small dips in rent or sales can also cut deeply into profits.
Keep your reserves liquid, not locked in drywall: Having only enough cash for a down payment leaves you “house rich, cash poor.” Keep 3–6 months of reserves.
Track return on equity, not just cash flow: As equity grows, ROE can quietly shrink. Know when to refinance or reinvest elsewhere.
Beware the opportunity cost trap: A property might cash flow “positive,” but if the returns are tiny compared to your investment, your money could work harder elsewhere.
Relationships still matter more than ratios: At the end of the day, many investors care more about who they’re investing with than the exact numbers.
// Let's build your wealth and improve housing, together.
I spent 12 years as a data scientist at HP and purchased $5M worth of real estate over 15 years using my own money. Now, I'm partnering with busy professionals to diversify their investments and generate passive income through real estate syndications and short-term flips—without dealing with tenants, toilets, or tantrums.
At Furlo Capital, we believe real estate isn't just a transaction; it's a partnership. Our value-add approach creates win-win situations where residents thrive, and investors build wealth. We're not just in this to make money—we want to make a difference.If you're ready to diversify from stock market volatility and want reliable, steady returns, let's build your wealth and improve housing, together.
Want to dive deeper into my investing thesis and strategy?
👉 Learn more: https://furlo.com
Curious about the critical questions to ask before investing?
👉 Get my 196-question due diligence vault: https://furlo.com/good-deals-only-ebook
// DisclaimerPlease note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.
(Watch the YouTube video of this episode here)
Today, we dive into how five celebrities model frugal behavior and what investors can learn from them. On the Furlo Capital Real Estate Podcast, we discuss the importance of spending wisely to invest more effectively. We cover examples like Cameron Diaz's focus on relationships and experiences over flashy assets, Matthew McConaughey's minimalist living in an Airstream, Jennifer Lawrence's value for money, Ben Affleck's lessons in financial responsibility, and Chris Evans' delayed gratification practice. Tune in as we explore these fascinating insights and how they can help you invest wisely in properties, people, and wealth-building.
// Key Moments
00:00 Intro
00:47 Frugal Nail Care Tips
02:52 Cameron Diaz: Spending on What Matters
03:55 Matthew McConaughey: Minimalist Living
06:21 Jennifer Lawrence: Value for Money
07:52 Ben Affleck: Teaching Financial Responsibility
09:53 Chris Evans: Delaying Gratification
11:36 Key Takeaways on Frugality
16:48 Conclusion and Investment Opportunities
// 6 Key Lessons
// Let's build your wealth and improve housing, together.
I spent 12 years as a data scientist at HP and purchased $5M worth of real estate over 15 years using my own money. Now, I'm partnering with busy professionals to diversify their investments and generate passive income through real estate syndications and short-term flips—without dealing with tenants, toilets, or tantrums.
At Furlo Capital, we believe real estate isn't just a transaction; it's a partnership. Our value-add approach creates win-win situations where residents thrive, and investors build wealth. We're not just in this to make money—we want to make a difference.If you're ready to diversify from stock market volatility and want reliable, steady returns, let's build your wealth and improve housing, together.Want to dive deeper into my investing thesis and strategy?
👉 Learn more: https://furlo.com
Curious about the critical questions to ask before investing?
👉 Get my 196-question due diligence vault: https://furlo.com/good-deals-only-ebook
// DisclaimerPlease note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.
(Watch the YouTube video of this episode here)
In this episode of the Furlo Capital Real Estate Podcast, we dive into advanced strategies to optimize your credit score, beyond the regular advice. We discuss the importance of knowing different credit score models, timing your payments to the statement date, minimizing credit utilization, and the advantages of using business cards for large purchases. We'll also cover tactics like staging new accounts, focusing on the aged accounts, and appropriate inquiry windows. All these tips are crucial for anyone looking to invest wisely in real estate and maximize financial opportunities through strategic credit management.
// Key Moments00:00 Intro
03:03 Importance of Credit Scores in Real Estate Investing
04:17 Optimizing for Pricing Tiers, Not Perfection
05:41 Understanding Different Credit Score Models
08:08 Advanced Strategy: Engineering Reported Balances
09:32 Credit Utilization and Balances
12:56 Off-Cycle Reporting and Segregating Spending
14:57 Timing and Strategy for Credit Score Management
15:52 Advanced Mortgage and Credit Score Tactics
17:11 Understanding Credit Inquiries and Their Impact
19:04 Managing Credit Card Accounts for Optimal Scores2
3:56 Credit Scores and Insurance Premiums
24:38 Final Tips and Strategies for Credit Optimization
// 7 Key Lessons
Focus on hitting credit tiers, not perfection: A 780 credit score unlocks the same deals as an 850—stop chasing vanity numbers.
Ask your lender which scoring model they use: FICO vs. VantageScore can weigh things differently, so play the game your lender is scoring.
Pay attention to statement dates, not due dates: Paying before the statement closes makes your balance look cleaner and keeps utilization low.
Leverage the “All Zero Except One” rule: Keep all but one credit card at zero, and let one show a small balance under 10% for best results.
Segregate business and personal expenses: Use business cards for large projects so personal utilization doesn’t tank your score.
Time your inquiries like a pro: Bundle all mortgage or auto loan credit checks within 45 days so multiple pulls don’t ding your score.
Let your old accounts season: Keep long-standing cards open—closing them too soon makes your credit history look immature.
// Let's build your wealth and improve housing, together.
I spent 12 years as a data scientist at HP and purchased $5M worth of real estate over 15 years using my own money. Now, I'm partnering with busy professionals to diversify their investments and generate passive income through real estate syndications and short-term flips—without dealing with tenants, toilets, or tantrums.
At Furlo Capital, we believe real estate isn't just a transaction; it's a partnership. Our value-add approach creates win-win situations where residents thrive, and investors build wealth. We're not just in this to make money—we want to make a difference.If you're ready to diversify from stock market volatility and want reliable, steady returns, let's build your wealth and improve housing, together.Want to dive deeper into my investing thesis and strategy?
👉 Learn more: https://furlo.com
Curious about the critical questions to ask before investing?
👉 Get my 196-question due diligence vault: https://furlo.com/good-deals-only-ebook
// DisclaimerPlease note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.
(Watch the YouTube video of this episode here)
In this episode of the Furlo Capital Real Estate Podcast, we discuss the one mistake that can sink more deals than bad markets, bad tenants, or bad luck: choosing the wrong sponsor. We explore how a bad sponsor can ruin your returns and reputation, and emphasize the importance of due diligence in passive real estate investing. Along the way, we share personal anecdotes, practical tips on vetting sponsors, and questions you should always ask before investing. Tune in to learn how to invest wisely and improve your investment experience!
// Key Moments
00:00 Intro
01:39 The Big Mistake: Bad Sponsors
02:48 Real-Life Investment Lessons
04:21 Professional Investor Tips
05:42 Red Flags and Trends to Watch For
08:47 Investor References and Full Cycle Deals
10:57 Importance of the Sponsor in Investments
13:12 Simplifying Complex Financial Concepts
15:33 Conclusion: Trusting the Sponsor
// 7 Key Lessons
Sponsor First, Deal Second: Always vet the sponsor before the deal, because the operator is the deal.
Communication is Currency: Ask how a sponsor communicates before investing—bad updates sink confidence faster than bad tenants.
Track Records Tell All: Verify a sponsor’s track record, including failures, so you know how they handle turbulence.
Don’t Fall for the Instagram Hustle: Don’t get dazzled by Instagram syndicators; ask real questions and check real results.
Start Small, Test Big: Start small with new sponsors—trust is earned, not assumed.
The Disappearing Act Test: Ask, “If you disappear tomorrow, what happens to my money?”—a sponsor’s answer reveals their real preparedness.
People Over Spreadsheets: Numbers matter, but trust and communication matter more—investors buy into people, not spreadsheets.
// Let's build your wealth and improve housing, together.
I spent 12 years as a data scientist at HP and purchased $5M worth of real estate over 15 years using my own money. Now, I'm partnering with busy professionals to diversify their investments and generate passive income through real estate syndications and short-term flips—without dealing with tenants, toilets, or tantrums.
At Furlo Capital, we believe real estate isn't just a transaction; it's a partnership. Our value-add approach creates win-win situations where residents thrive, and investors build wealth. We're not just in this to make money—we want to make a difference.If you're ready to diversify from stock market volatility and want reliable, steady returns, let's build your wealth and improve housing, together.Want to dive deeper into my investing thesis and strategy?
👉 Learn more: https://furlo.com
Curious about the critical questions to ask before investing?
👉 Get my 196-question due diligence vault: https://furlo.com/good-deals-only-ebook
// DisclaimerPlease note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.
(Watch the YouTube video of this episode here)
In this episode of the Furlo Capital Real Estate Podcast, we share a cautionary tale about how we lost $14,000 on what seemed like a can't-lose investment: a manufactured home purchased for just $1. Join us as we discuss the missteps and unexpected challenges that turned this deal into a costly mistake, despite our best efforts at rehabbing and creative financing. Learn about the lessons we learned, including the importance of conservative underwriting, managing holding costs, and better contractor coordination. While this episode isn't our best sales pitch, it's an honest look at the highs and lows of real estate investing.
// Key Moments
// 7 Key Lessons
// Let's build your wealth and improve housing, together.
I spent 12 years as a data scientist at HP and purchased $5M worth of real estate over 15 years using my own money. Now, I'm partnering with busy professionals to diversify their investments and generate passive income through real estate syndications and short-term flips—without dealing with tenants, toilets, or tantrums.
At Furlo Capital, we believe real estate isn't just a transaction; it's a partnership. Our value-add approach creates win-win situations where residents thrive, and investors build wealth. We're not just in this to make money—we want to make a difference.If you're ready to diversify from stock market volatility and want reliable, steady returns, let's build your wealth and improve housing, together.
Want to dive deeper into my investing thesis and strategy?
👉 Learn more: https://furlo.com
Curious about the critical questions to ask before investing?
👉 Get my 196-question due diligence vault: https://furlo.com/good-deals-only-ebook
// DisclaimerPlease note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.
(Watch the YouTube video of this episode here)
In this episode of the Furlo Capital Real Estate Podcast, we discuss 11 tactics used by realtors and brokers that aren't illegal but are designed to keep them in the loop and ensure they get paid. From whisper listings to highest and best offer calls, and marketing photo tricks to dual agency conflicts, we dive into these strategies and how to overcome them. Join us as we equip you with the knowledge to invest wisely and build wealth through passive real estate investing.
Key Moments
11 Key Lessons
// Let's build your wealth and improve housing, together.
I spent 12 years as a data scientist at HP and purchased $5M worth of real estate over 15 years using my own money. Now, I'm partnering with busy professionals to diversify their investments and generate passive income through real estate syndications and short-term flips—without dealing with tenants, toilets, or tantrums.
At Furlo Capital, we believe real estate isn't just a transaction; it's a partnership. Our value-add approach creates win-win situations where residents thrive, and investors build wealth. We're not just in this to make money—we want to make a difference.If you're ready to diversify from stock market volatility and want reliable, steady returns, let's build your wealth and improve housing, together.Want to dive deeper into my investing thesis and strategy?
👉 Learn more: https://furlo.com
Curious about the critical questions to ask before investing?
👉 Get my 196-question due diligence vault: https://furlo.com/good-deals-only-ebook
// DisclaimerPlease note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.
(Watch the YouTube video of this episode here)
In this episode of the Furlo Capital Real Estate Podcast, we dive into the complexities of the Ellsberg Paradox and its impact on investment decisions. We also break down how this paradox influences investor behavior, using real-life examples to highlight known and unknown risks in both traditional and real estate investments. Learn how to navigate these uncertainties with practical strategies that help mitigate risks and build wealth. Join us to discover actionable tips for investing wisely, so we can improve housing and foster financial growth together.
// Key Moments
00:00 Intro
00:22 Understanding Paradoxes: A Fun Quiz
01:02 Diving into the Ellsberg Paradox
03:17 Real Estate Investment Scenarios
06:55 Overcoming the Ellsberg Paradox: Practical Tips
13:31 Conclusion and Next Steps
// 6 Key Lessons
Lesson 1: Recognize when it’s fear of the unknown, not actual risk: The Ellsberg Paradox shows we often avoid opportunities not because they’re bad, but because they’re ambiguous.
Lesson 2: Ask better questions, not for perfect answers: Transparency from a sponsor beats a flawless pitch—knowing their process helps turn “unknown odds” into informed ones.
Lesson 3: Start small, but start anyway: Your first deal will always feel weird—better to learn on a $50k investment than a massive apartment complex.
Lesson 4: Relationships reduce risk faster than spreadsheets: Building trust with sponsors and seeing their track record can turn “urn B” uncertainty into comfort.
Lesson 5: Knowledge shrinks ambiguity: Reading, networking, and learning the lingo turns intimidating deals into understandable opportunities.
Less0n 6: Don’t confuse guaranteed with better: A safe 8% return feels comfortable, but sometimes the unknown 20% deal is objectively stronger—if you do your homework.
// Let's build your wealth and improve housing, together.
I spent 12 years as a data scientist at HP and purchased $5M worth of real estate over 15 years using my own money. Now, I'm partnering with busy professionals to diversify their investments and generate passive income through real estate syndications and short-term flips—without dealing with tenants, toilets, or tantrums.
At Furlo Capital, we believe real estate isn't just a transaction; it's a partnership. Our value-add approach creates win-win situations where residents thrive, and investors build wealth. We're not just in this to make money—we want to make a difference.If you're ready to diversify from stock market volatility and want reliable, steady returns, let's build your wealth and improve housing, together.
Want to dive deeper into my investing thesis and strategy?
👉 Learn more: https://furlo.com
Curious about the critical questions to ask before investing?
👉 Get my 196-question due diligence vault: https://furlo.com/good-deals-only-ebook
// DisclaimerPlease note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.
(Watch the YouTube video of this episode here)
In this episode, we dive into the intricacies of passive real estate investing while sharing valuable tips on how to save time and invest wisely. From utilizing checklists and setting up efficient morning routines to minimizing notifications and outsourcing tasks you dislike, we cover it all. Learn how to manage your time better, prioritize important tasks, and ultimately build wealth by improving both properties and residents.
// Key Moments
00:00 Intro
01:27 Personal Time-Saving Strategies
02:47 Morning Routine for Productivity
09:22 Managing Notifications and Digital Distractions
12:00 Delegating Tasks to Save Time
14:43 Email Management Hacks
17:34 Outsourcing Tasks You Dislike
19:03 Using Productivity Tools
26:34 The Power of Checklists
// 8 Key Lessons
Lesson 1: Start your day on your terms: Keep your phone out of the bedroom to avoid the instant email/social scroll trap.
Lesson 2: Prime your mind before you work: Review affirmations, beliefs, and goals each morning to align focus and cut decision fatigue.
Lesson 3: Guard your golden hours: Do your most important work in the time of day when your energy is naturally highest.
Lesson 4: Silence the noise: Turn off almost all notifications—protect your attention like it’s gold.
Lesson 5: Integrate calendar and task list: Use tools that sync your to-dos with your schedule so you have one source of truth.
Lesson 6: Automate scheduling: Use a booking link to skip the meeting back-and-forth and protect your best hours.Lesson 7: End with intention: Use a shutdown checklist to relax fully, sleep better, and start tomorrow strong.
Lesson 8: Live by checklists: Repeatable processes free your brain and speed up work.
// Let's build your wealth and improve housing, together.
I spent 12 years as a data scientist at HP and purchased $5M worth of real estate over 15 years using my own money. Now, I'm partnering with busy professionals to diversify their investments and generate passive income through real estate syndications and short-term flips—without dealing with tenants, toilets, or tantrums.
At Furlo Capital, we believe real estate isn't just a transaction; it's a partnership. Our value-add approach creates win-win situations where residents thrive, and investors build wealth. We're not just in this to make money—we want to make a difference.If you're ready to diversify from stock market volatility and want reliable, steady returns, let's build your wealth and improve housing, together.Want to dive deeper into my investing thesis and strategy?
👉 Learn more: https://furlo.com
Curious about the critical questions to ask before investing?
👉 Get my 196-question due diligence vault: https://furlo.com/good-deals-only-ebook
// DisclaimerPlease note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.