Karen & Janet start the New Year with great news and a positive outlook for 2026. Their first guest is Larry Reyes from Smart Home Financial. Larry says rates are down as low as 5.5% and there are many programs for first time buyers. Larry guides you through the process on credit reports, bank statements and how "buy downs" can help buyers and sellers.  Never count yourself out, talk to Larry first and listen to the great information he has on this podcast.  Next up is Justin Soenke owner of Phase 3 Enterprises. We all have heard about AI but what do we actually know about AI? Justin's experience will show you which internet tools work best.  How to use essential information about your business and how to make your phone ring. Justin matches your message with what you are offering. People who visit your website are looking to buy, give them a reason... Show what you do and build belief in your business with Justin! To wrap up the show, Karen & Janet review the new law regarding the requirements for rentals providing stoves and refrigerators to renters, get the facts on this podcast!  What a way to start the year with Karen & Janet!

What a podcast as Karen & Janet bring us into The Christmas Season with incredible buying and rental opportunities from the beach to the hillsides.  Joe Parisi from Rate Mortgage has great news on the rates and talks about how important it is to get pre-qualified to buy a home and Joe is the guy to get you ready for 2026.  Next up Patricia Kipp Furnaro has some nice things to say about Karen & Janet with wonderful thoughts and memories on how each of them guided her through buying, selling and renting properties over the years.  Karen & Janet close the podcast with their very special guest, Santa!  Santa talks about The Real Santa Clause and The Spirit of Christmas and gets everyone ready from children to grown-ups too for the season of giving and enjoying friends and family.  Merry Christmas and Happy Hanukkah from Janet and Karen! 

Karen and her guest host, Shelley Wells start this podcast with houses that are on the market in Ventura County, from the beach to the hillsides there are beautiful homes available now.  Karen & Shelley's first guest is Crista Hermance a trust attorney who is an expert in creating a trust that protects your family's estate and assets.  From choosing a trustee, living trusts, making an estate plan, probate courts and trust administrators.  This process is easy when you have an expert like Crista Hermance who creates your estate plan, will or trust.  Their next guest takes a deep dive into insurance, car insurance, home insurance, umbrella policies and more, Denise Pomboonreung with Paladin Insurance has the answer. Denise breaks down this complex conversation into language that's easy to understand, from shock losses, to how a credit score affects insurance and more. Plus Reverse Mortgage information with Shelley Wells, The Reverse Mortgage Queen!  A must listen with Girls On The Air!

Karen & Janet spend this entire podcast with Krista Pleiser who is the Chief Government Relations Officer for the Santa Barbara Association of REALTORS® and co-founder of Smart Coast California.  Ms. Pleiser started her career in Los Angeles where she worked for several Los Angeles City Council members and a State Senator. For the past 18 years, she’s managed the Santa Barbara Association of REALTORS® political activities, reviews public policy, and works with elected leaders and government staff in the development of housing policies. In 2018, Krista and co-founder and CEO Marta Golding Brown conceived the idea of Smart Coast California, a 501(c)3, and since then have been working on creating a collaborative stewardship of the coast which entails community sustainability, property rights and the environment. 

Karen & Janet have filled this podcast with essential information, something for everybody in Ventura County!  They start with home buying and rental opportunities from the beaches to the hills of Ventura County, awesome homes.  Their first guest is Derek Contreras from Smart Home Mortgage with great news on rates that are now as low as 5.5% and there are many programs for different buyers, Derek has the right program for your needs.  Denise with Paladin Insurance talks about the most important part of your insurance policy and that is the Declaration Page a must do when insuring your home!  Ginny with Home Helpers Home Care that enables people to have Independence at Home, Home Helpers Home Care puts a caregiver in your home for one hour a day or 24/7.  Make sure you and your loved ones are happy and safe with Ginny's expertise.  Karen & Janet wrap up the podcast with Bob Davis inviting you to December's First Wednesday on the third in Santa Paula at 10th & MainThe Beneficiary is "The Spirit of Santa Paula" A great way to start the spirit of giving during the holiday season!.

Karen & Janet start this week's podcast with buying and rental opportunities in Ventura County, their first guest is Mark Monro with Roof Max of Simi Valley, the largest roofing company in The United States.  His system rejuvenates your roof with products that add many years to your roof's life.  Find out about the 10% discount with Girls On The Air! Next up it's Grant Leichfuss from Berkshire Hathaway. Grant is also involved with many projects in the city, he will talk about the Limoneira Project, The Olivas Park Extension and the need for The City of Ventura to meet the quota on new units that are mandated by the state. Karen & Janet's last guest is Nina Rubin with Shaklee Skin Care.  Nina has products that will rejuvenate your skin and make you look years younger!  Another awesome podcast with Karen & Janet!

This special podcast with Karen & Janet features two Veterans who are local real estate experts who tell us everything we need to know when it comes to VA Loans! The podcast starts with Mike Robb who served 24 years in The Navy along with Jeff Wattenbach who is a 20 year Veteran of The Seabees. Mike Robb is with Epic Realty and helps VA clients with Zero Down & Zero Cost loans that can even prepay HOA costs. Jeff Wattenbach tells us about VA Loans, the importance of Certificates of Eligibility DV-214 documents Assumable & Assumptive VA Loans too. Jeff & Mike dispel myths about VA Loans, they are Veterans & VA Loans are their specialty. Tell every Veteran who is looking to buy or sell to listen to this GOTA podcast!  Wrapping up the show is Casey, owner of Skin Love By Lulu. Casey has created  a comfortable and relaxing skin scare facility in Camarillo that includes Custom facials, relaxation, dealing with stress using the products that work for you and she has a special discount for Veterans listen in to find out more! Another awesome podcast from Karen & Janet!

Karen & Janet open this podcast with buying and rental opportunities throughout Ventura County... Their first guest is Reverse Mortgage Queen Shelly Wells who tells us reverse mortgages can close within 30 days. Rates are edging down and now is an excellent time to learn which plan fits your needs and lifestyle.  Next up is Lynn from The Greek at The Ventura Harbor, Holiday parties are here and The Greek is taking reservations for The Parade of Lights and for your holiday party from friends 30 or more the Greek is your place for great food, dancing and fun! Etiquette is the next topic and Lisa Schoeffler, from which for to use, which water is yours, handshakes and conversation, List will teach you the proper way to enjoy your next get together.  Matt Shoupe wraps up the podcast inviting listeners to the Trivia Challenge on Wednesday November 5th at Sterling Hills Golf Club to benefit The Ventura Library Foundation.  Grab your smartest friends and listen to Girls On The Air!

Karen & Janet kick off this podcast with incredible rental & buying opportunities in Ventura County there are many homes available right now! Their first guest, Larry Reyes of Smart Home Mortgage, has good news on rates they are down!, along with opportunities for FHA & VA loans as Low as 5.5%.  Carlo Dean CEO of Power Security talks about the importance of having Security Guards who are clean cut, in shape and have the appearance that gives your event a classy look that makes attendees feel safe and secure. Find out how you can book Power Security for your next event. Justin Soenke is Karen & Janet's final guest. Justin creates websites that identify your customer brings them to your website and makes your phone ring for business. There are 9 things your website must do to increase business, Justin makes sure you are doing all of them!  Another fun & informative podcast with Janet & Karen!

Karen & Janet start the podcast with buying and rental opportunities throughout Ventura County. Beautiful homes you can call your own.  Joe Parisi from Rate Home Mortgage is the first guest, Joe has great news on rates, as they continue to trickle down as he takes a deep dive into how the Fed's actions and decisions on rates for mortgages & HELOCS.  Joe also talks about The Consumer Price Index and inflation numbers.  Wrapping up the podcast is Blas Hernandez, who is an expert in Group Health Insurance with 26 years of experience in Ventura County. Blas is here to protect small business clients so they can create health care plans, finding the ones that help the business and the individuals who work there, Blas has the facts you need.  Another awesome podcast with Karen & Janet, Girls On The air!

Karen & Janet celebrate the 11th anniversary of Girls On The Air with a podcast that covers a number of important topics!  They start with Shelley Wells, The Reverse Mortgage Queen, Shelley creates a Reverse Mortgage that fits your needs and goals.  These are not cookie cutter programs, with Shelley you learn the options to get the best reverse mortgage available!  Next Karen & Janet talk about saving and your future with Rick Jeffery, a Certified Financial Planner & Public Speaker, who has worked through many different markets, financial ups & downs, good times and challenging ones.  Rick finds what your risk tolerance is, goals and more to design a plan that will make your life, safe, secure, and fun!  Megan Palmquist is next, a solopreneur who offers a fourth quarter systems evaluation that helps you with time management, organization and efficiency. She fine tunes the systems in your business so you concentrate on your area of expertise!  Shannon Vasquez wraps up the podcast inviting listeners to The Ventura Women's Conference featuring authors, yoga, painting, boxing for fitness healing through humor & more.  It's happening October 11, learn more with Shannon on this GOTA Podcast!

Karen & Janet, along with their special guest for the whole hour, Alex Ramirez from Valor Home Loans talk about rates and how they affect loans for Veterans and FHA rates. Many potential home buyers could see rates in the high fives according to Alex, he is a VA loan pro! Reverse Mortgages are in the conversation too. City Council agendas are discussed, there is a lot happening this week including tenant and owner harassment issues.  The podcast wraps with a chat about preparing your home for the fall.  Cleaning gutters, walking your property if you have an HOA, inspecting fireplaces and alarms plus a whole lot more.  Another informative podcast with Karen, Janet and their special guest Alex!

Karen & Janet start the podcast with buying and selling opportunities for homes for listeners who are looking to purchase their dream house or are looking for a beautiful rental, there are a variety of possibilities in Ventura County!  Their first guest is Alex Ramirez who is the expert on VA Loans.  Alex talks about loans for veterans that are in the 6% range along with Streamline Loans for Vets and the fact that these loans are assumable!  Alex and his team from Valor Home Loans are Veteran Loan Experts.  Shannon Vasquez, owner of Float Reiki is next to talk about the upcoming Women's Conference on October 11 at Portside Ventura.  Learn about the speaker's who are experts in legal matters, health, and a "Cleanse For Your Closet" too!  Another awesome podcast from Karen & Janet!

Karen, with her special Co-host, Tamera Rossie Molina, start this podcast with Joe Parisi from Rate Mortgage.  Joe tells us how recent and future rate decreases are tied to Fed cuts.  Rates are in the low 6 range and could go lower, Some people are even getting rates in the high 5's, find out how on this podcast.  Next, Tamera explains how "water loads" can affect appliances in your home and why you should have  warranties on appliances including AC!  They wrap up the podcast with columnist and author Woody Woodburn and Mary Reese inviting listeners to The  Botanical Gardens Fundraiser October 19th that will raise funds for The Libraries!  Another awesome podcast from Girls On The Air!

Karen & Janet start of the show with renting and buying opportunities in Ventura County from beachside communities to the hillsides.  Their first guest is Derek Contreras with rates, and yes they are dropping due to the low job numbers, there are more first time buyers in the market and many purchasing opportunities and HELOC information from Derek! Next up is John Good with the latest data on Romance Scams on the internet. John talks about scams that flatter and make a person feel wanted to the degree that the fall for scams that are created by AI. An important topic that everyone should be aware of.  Their last guests are with The Hobson Heights Home Tour that is happening September 27th, it benefits The Ventura Lands Trust and offers viewings of 7 incredible homes.  They also chat about a writers forum where you will not only learn that everyone has a story to tell and this writers group will help you tell your story!

Karen And Janet welcome Bruce Holley from The Kirby Auto Group to tell their podcast listeners what they need to know when it comes to buying or leasing a car.  Bruce's first tip is Do Your Homework, study the car that fits your needs before you visit a dealership.  Bruce invites all GOTA podcast listeners to visit the Kirby Auto Group to see what good service looks like.  They support the community and would love to meet you!  Bruce has lots of great tips in this podcast, don't miss a minute!

Karen & Janet's latest podcast starts with Alex Ramirez from Valor Home Finance talking rates and ways Vets can get rate reductions on their V.A. Loans.  Alex talks about the many options there are for those who have a V.A. Loan.  Alex is an expert who specializes in loans for Veterans.  Next up, Phil Atwan, who is a specialist in 1031 Exchanges, Janet and Karen have many questions for Phil and he has the answers, with everything you need to know when it comes to a 1031 Exchange loan, listen and learn with this informative discussion.    Their final guest is author Carol Ricks who just had her book published, Rumpled Brown Bag, a narrative about a young woman, life and social injustice with stories that are filled with history, hope & humor.  A great read and conversation with Karen & Janet... Girls On The Air!

Karen & Janet kick off this podcast with The Reverse Mortgage Queen Shelly Wells... The Expert On Reverse Mortgages because that is her full focus!  Shelly knows who benefits most by getting a reverse mortgage, Shelly will guide you through the process so you know the facts and see how the reverse mortgage helps you right now!  Next up, Jacquelyn Syndergaard, with VCMC's Ronald McDonald Family Room a 2,500 square foot living space that provides respite for parents and families of children who need hospitalization for many critical issues.  This room provides a place to rest, enjoy a meal, do work without leaving the hospital and being with your child at all times.  Jacquelyn has many ways you can support this room that benefits so many families in Ventura County.  They wrap up the podcast with Andi Girl who describes the benefits of meditation.  Andi Girl is a  practitioner of energy and "elevating the vibe" her experience has benefitted many people and often moves them for medication to meditation!  Another awesome podcast with Girls On The Air!

Karen & Janet talk about the fair, living with intention, Ventura County homes for rent and for sale to open the podcast.  Their first guest is Larry Reyes who highlights the importance of Underwriters.  There is so much to know when you are buying a home, Larry, Janet & Karen give you insight on underwriters when it comes to the purchase of a home.  Next up Megan Palmquist a "Solopreneur" gives us some incredible ideas on how to keep the kids focused at home while they are having fun and learning too.  She gives you great suggestions that will put your kids in creative mode and they might make a little cash too!  Last guest is Carlos from Bike For A Cause.  For years Carlos has hosted events where kids learn how to ride a bike safely while getting exercise and the independence that a bicycle provides for youngsters!  Another phenomenal podcast from Karen & Janet!

Karen along with her guest host Bob Ridgway, a realtor with Keller Williams, kick off the podcast with buying opportunities and listings right here in Ventura County. Their first guest is Justin Soenke with Phase 3, he is an expert in creating a website and online presence that gets your businesses phone to ring. Justin makes your website the final destination for customers that shows how you solve problems and create business Justin has been building websites for many years, hear how he creates the perfect one for you!  Next Karen & Bob talk insurance with Denise of Paladin Insurance Services.  From fire to earthquake, leak detection and more, Denise talks about insurance for your home and car... umbrellas too.  Denise is the local expert that explains this confusing world of insurance coverage in simple terms.  To close out the podcast Bob Davis invites everyone to The First Wednesday at Rocks & Drams in Ventura that will raise money for the Ronald McDonald Family Room in Ventura.  A fun "happy Hour", that raises cash for a great cause and lets you network too.  another awesome podcast from Girls On The Air!