Growing the Money with Rich Lennon

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Growing the Money with Rich Lennon

Rich Lennon

96 episodes

3 days ago

What if working harder isn’t the answer, and the real win is working less while your money does the heavy lifting? In this episode of the Proximity Podcast, Clayton and Stephanie sit down with real estate veteran Rich Lennon to unpack how he went from grinding through 60-hour weeks flipping houses to spending just a few hours a week as a private lender. No hype. No shortcuts. Just real experience, real lessons, and honest talk about what actually works over the long run. Rich shares his journ...

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Entrepreneurship,

All content for Growing the Money with Rich Lennon is the property of Rich Lennon and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

What if working harder isn’t the answer, and the real win is working less while your money does the heavy lifting? In this episode of the Proximity Podcast, Clayton and Stephanie sit down with real estate veteran Rich Lennon to unpack how he went from grinding through 60-hour weeks flipping houses to spending just a few hours a week as a private lender. No hype. No shortcuts. Just real experience, real lessons, and honest talk about what actually works over the long run. Rich shares his journ...

Show more...

Entrepreneurship,

Episodes (20/96)

Growing the Money with Rich Lennon

Episode 88: Why Signing Away Liability is the New Tipping Culture (And How to Protect Yourself)

Signing away liability has become the new tipping culture. Professionals often want your signature for their protection, not yours. Attorneys, vendors, and service providers push paperwork that shifts responsibility onto you. What happens when the people you pay refuse to be accountable? In this episode, Rich shares a frustrating real estate closing that shows how common forced liability waivers have become. He explains how attorneys delayed funds, demanded unnecessary documents, and created ...

5 days ago

15 minutes

Growing the Money with Rich Lennon

Episode 87: The Housing Affordability Changes Coming in 2026 (And How to Profit From Them)

Think housing is already unaffordable? What if the changes coming next actually make things worse for the average buyer, but better for smart investors? In this episode, Rich Lennon breaks down the biggest housing affordability shifts being discussed for 2026, including 50-year mortgages, portable loans, and even no-credit financing. He explains what these changes really mean for everyday buyers, why some of them are dangerous, and how investors can position themselves to win as the market re...

1 week ago

15 minutes

Growing the Money with Rich Lennon

Episode 86: Why I Liquidated 100+ Rentals After Building a Real Estate Empire - Part 2

What do you do when the very thing you spent years building stops giving you the life you actually want? Most investors assume more doors equals more freedom, but sometimes it equals more stress, more risk, and more time away from the things that matter most. In this episode, Rich continues the raw and honest breakdown of why he walked away from a massive rental portfolio he spent years building. From the hidden stress of managing dozens of doors to the financial traps investors overlook, thi...

1 week ago

47 minutes

Growing the Money with Rich Lennon

Episode 85: Why I Liquidated 100+ Rentals After Building a Real Estate Empire - Part 1

Real estate success often appears chaotic, involving flipping houses, managing contractors, and juggling staff. What if there was a smarter way to scale without burning out? Rich did it with innovative systems, a remote team, and relentless problem-solving. Could his approach change how you build wealth? In this episode, the hosts talk with Rich about his path from nuclear engineering to real estate investing. He shares his early ventures, building a rental portfolio, flipping homes, and mana...

2 weeks ago

43 minutes

Growing the Money with Rich Lennon

Episode 84: Why Private Lenders Are Leaving Real Estate (And How to Keep Yours)

What happens when the people funding your deals start disappearing? Private money has fueled countless flips, rehabs, and real estate careers, but many lenders are stepping back, tightening up, or leaving the game altogether. In this episode, Rich breaks down why private lenders are pulling away, and more importantly, how you can keep access to capital others are losing. If you borrow money for deals, this is the conversation you don’t want to miss. You'll Learn How To: Build trust that makes...

2 weeks ago

11 minutes

Growing the Money with Rich Lennon

Episode 83: Why I Quit Flipping Houses and Started Lending Money Instead - Mike Hambright

Flipping houses can be exciting, but it’s also exhausting, time-consuming, and sometimes unpredictable. What if there were a way to keep building wealth in real estate without living in a constant hustle? Private lending offers that opportunity, allowing experienced investors to put their money to work, earn strong returns, and maintain control without managing every renovation or tenant. In this episode, Mike Hambright sits down with Rich Lennon to talk through why he transitioned from flipp...

3 weeks ago

29 minutes

Growing the Money with Rich Lennon

Episode 82: Five Red Flags That Saved My Client $200,000 (Before It Went to Zero)

Think a high-return deal is always a golden opportunity? Sometimes the numbers are so tempting that you want to jump in fast, especially when everyone around you seems excited. But underneath those promises and pressure, some clues reveal whether an investment is solid or headed for disaster. In this episode, Rich Lennon shares the five warning signs that helped his client avoid losing $200,000 in a deal that went completely to zero in just two months. He walks through how unrealistic return...

3 weeks ago

10 minutes

Growing the Money with Rich Lennon

Episode 81: The Hidden Math That Makes a 12% Loan Actually Cost 17.5%

Think a 12 percent loan really costs 12 percent? Think again. On paper, the numbers might look simple, but the way money moves tells a different story. The timing of payments, upfront points, and how interest is collected can quietly change your true rate of return or cost of borrowing. What happens when the math behind a 12 percent loan adds up to something much higher? In this episode, Rich Lennon breaks down the hidden rate loan structures and how timing, points, and payment collection can...

4 weeks ago

9 minutes

Growing the Money with Rich Lennon

Episode 80: Why 95% of Wealth Is Gone by the Third Generation (And How to Stop It)

Ever heard the saying, shirtsleeves to shirtsleeves in three generations? Sadly, it’s true, 95% of all wealth disappears by the third generation. The real reason? Most people spend their lives chasing wealth but never teach their kids how to build it, manage it, or respect it. In this episode, Rich Lennon shares the personal story behind The Lennon Bank, a simple system he created to teach his kids about earning, saving, investing, and responsibility. From peanut butter sandwiches to horse ra...

1 month ago

12 minutes

Growing the Money with Rich Lennon

Episode 79: The Market Shifts Every Private Lender Must Understand Today - Scott Brown

What happens when the lending game changes overnight? Do you adapt fast enough to protect your money or get swept up with everyone else? In this episode, Rich sits down with private lender and entrepreneur Scott Brown, who’s weathered multiple market cycles and built a thriving lending business from the ground up. From buying homes for $10,000 during the 2008 crash to structuring recession-proof loans today, Scott reveals how smart lenders survive, and even grow, when the economy shifts. Whet...

1 month ago

44 minutes

Growing the Money with Rich Lennon

Episode 78: Why Private Lenders Who Don't Understand Rehabs Lose Money - Brandon Lindsey.

Think you can fund a flip without understanding construction? Think again. Most private lenders lose money not because they picked the wrong borrower, but because they underestimated the rehab. When you don’t understand what goes into a renovation, it’s easy to get blindsided by blown budgets, bad contractors, and projects that drag on for months. In this episode, Rich Lennon sits down with Brandon Lindsey, founder of The Rehab Playbook, to break down what every private lender needs to know a...

1 month ago

31 minutes

Growing the Money with Rich Lennon

Episode 77: Why I Quit Flipping After Hundreds of Deals (And Switched to Private Lending).

Ever wondered how to grow your wealth without buying and selling another house? In this episode of Growing The Money, host Jack sits down with seasoned real estate investor and private money lender Rich Lennon to talk about how he transitioned from flipping hundreds of homes to earning consistent, high returns through lending. Rich opens up about the biggest lessons he has learned, the lifestyle decisions behind his business pivot, and how you can safely create passive income by being t...

1 month ago

26 minutes

Growing the Money with Rich Lennon

Episode 76: The IRA Setup That Lets You Lend at 30-50% Returns (No Custodian Delays)

What if you could grow your retirement money completely tax-free, and still move fast enough to jump on real estate deals as they come? Most investors don’t realize that their IRA can actually slow them down, especially when custodians take days to release funds. But there’s a smarter, faster way to take control, without breaking any rules. In this episode, Rich Lennon breaks down the exact setup he uses to lend through his IRA without the frustrating custodian delays. You’ll learn how...

1 month ago

8 minutes

Growing the Money with Rich Lennon

Title: Episode 75: The Title Policy That Just Saved One of My Client's Loans (Critical Lesson)

Ever wonder how a small, overlooked lien could derail a real estate deal you thought was smooth sailing? Most investors and lenders assume that title insurance will catch everything, but mistakes happen, and the wrong policy could cost you thousands. In this episode, Rich Lennon breaks down how a lender’s title policy can protect you when homeowners’ policies fall short. He shares a true story where a 15-year-old lien threatened a property sale, but thanks to the lender’s policy, the b...

1 month ago

8 minutes

Growing the Money with Rich Lennon

Episode 74: The Secret Fees Closing Companies Are Quietly Charging You (And Getting Away With It)

Ever wonder why your payoff amount is higher than you expected, even when you close on time? The truth is, most borrowers and lenders are getting hit with hidden fees they don’t even know exist. Closing companies are quietly padding the bill, and it’s costing investors thousands in unnecessary interest. In this episode, Rich Lennon exposes how closing companies’ internal mistakes and slow processes end up costing you real money, and what you can do to stop it. If you’re a lender, flipper, or ...

1 month ago

11 minutes

Growing the Money with Rich Lennon

Episode 73: The 5 Things You Need to Make Your First Private Money Loan

Ever feel like you’re almost ready to make your first private money loan, but something keeps holding you back? You’re not alone. Most investors never take that first step because they don’t have the right systems, people, and mindset in place. In this episode, Rich Lennon breaks down the five essential things every new private lender needs before funding their first deal. These aren’t just theories; they’re the same steps his students use to confidently lend, protect their money, and earn 30...

1 month ago

8 minutes

Growing the Money with Rich Lennon

Episode 72: Why You Can’t Grow Your Wealth Without Embracing AI (The Truth)

What if the biggest opportunity of your lifetime is sitting right in front of you, and you’re too afraid to use it? Whether we like it or not, AI is changing how business, investing, and wealth-building work. Ignore it, and you risk getting left behind. In this episode, Rich Lennon breaks down why embracing AI isn’t optional if you want to stay relevant and grow your money in the years ahead. From a wild story about recruiters secretly using AI to hire candidates to the eerie moment an AI mod...

2 months ago

10 minutes

Growing the Money with Rich Lennon

Episode 71: The 2 Strategies That Make Private Lenders Fight to Work With You.

Competition among private money lenders is heating up. Borrowers have more options, and if all you’re doing is competing on interest rates, you’ll eventually lose. The truth is, smart lenders don’t just lower rates; they employ strategies that make them more attractive to borrowers while still maintaining high returns. In this episode of Growing the Money, Rich Lennon shares two proven strategies that let you stay competitive in today’s lending market without sacrificing your profits. You’ll ...

2 months ago

10 minutes

Growing the Money with Rich Lennon

Episode 70: When Smart Lenders Get Nervous (The Warning Signs You Can’t Ignore)

Private lending can be a safe and profitable way to build wealth if you know how to judge the risks. But even experienced lenders sometimes get uneasy when a deal doesn’t feel right. Knowing when that feeling is valid can help protect your money and keep your lending decisions smart. In this episode of Growing The Money, Rich Lennon shares the key questions private lenders should ask before funding a deal, especially when the money isn’t going directly into the property. He explains how to ev...

2 months ago

10 minutes

Growing the Money with Rich Lennon

Episode 69: Front Pocket Money vs Back Pocket Money - The IRA Secret Banks Don't Want You to Know.

Most people believe saving for retirement means sacrificing their lifestyle today. But what if you could build long-term wealth and boost your cash flow right now? Rich Lennon challenges the common fear that growing your IRA means losing front pocket income and shows why the opposite can actually be true. In this episode of Growing the Money, Rich Lennon breaks down the difference between “front pocket money”, the cash you live on daily, and “back pocket money”, the wealth waiting to gr...

2 months ago

11 minutes