#51 - Tommy Kilpatrick // Credit Myths, Homeless Adventures, and Eco Living

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How to Be a Person

Giuliano Grimaudo (@howtobeaperson.co)

57 episodes

1 day ago

How to Be a Person is a long-form conversation podcast about life, personal growth, and being human. Each episode is an unscripted conversation where we talk about psychology, relationships, mental health, trauma, beliefs, identity, habits, and how people make sense of their lives. There’s no outline and no set direction. The conversation goes where it goes. It’s not about giving advice or laying out steps to follow, just real conversations, honest thinking, and exploring ideas out loud in a way that feels natural and human.

Self-Improvement

Education

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All content for How to Be a Person is the property of Giuliano Grimaudo (@howtobeaperson.co) and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

Self-Improvement

Education

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#51 - Tommy Kilpatrick // Credit Myths, Homeless Adventures, and Eco Living

How to Be a Person

1 hour 3 minutes 28 seconds

2 months ago

#51 - Tommy Kilpatrick // Credit Myths, Homeless Adventures, and Eco Living

In this episode, Giuliano Grimaudo and Tommy A. Kilpatrick delve into the hidden truths of banking and credit card systems, explore the life-changing decision of taking a vow of poverty, and discuss innovative solutions for sustainable living with bamboo homes.

Join them for an eye-opening conversation that challenges conventional wisdom and inspires new perspectives on financial freedom and community resilience.

https://www.diy-debtrelief.com/

1. Banks don't lend money: https://www.educatedinlaw.org/2017/03/banks-dont-take-deposits-banks-dont-lend-money/#

https://youtube.com/shorts/zmkLfzjMcIU?si=wU3cO42SyVcawZmb

2. Banks must have a promissory note for the bank to grant a loan.

https://upload.wikimedia.org/wikipedia/commons/4/4a/Modern_Money_Mechanics.pdf

The Federal Reserve says the only way a bank can make a loan is if you first sign a promissory note to pay and the bank will enter numbers in your free checking account. Page six, right column, second paragraph, second line.

3. Fraud undoes all contracts.

https://casetext.com/case/vokes-v-arthur-murray-inc

The bank says you used the card, therefore you are contracted to our terms and conditions, but Hirschman v. Hodges, etc., (1910) In this case, the Florida Supreme Court found that a contract could be rescinded based on fraudulent misrepresentation.

4. Banks match your deposits and all you have to do is to withdraw it and close the account; the same when the bank gave (GAVE YOU) a bank-issued alleged credit card that was in fact a “Gift Card” to induce you to be a customer, in this video he explains how to get free money from the bank: https://youtube.com/shorts/CbGSRvHgbKQ?si=9WOLMhxBMbKA6OtQ

5. Dave Ramsey on CC Debt Relief Companies that scam you.

https://youtube.com/shorts/MgEJIocyefc?si=43SEAZY4gphYPxw-