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How to Retire on Time
Kedrec Wealth
337 episodes
1 day ago
Welcome to How to Retire on Time, a show that answers your retirement questions. Say goodbye to the oversimplified advice you've heard hundreds of times. This show is about getting into the nitty-gritty so you can make better decisions as you prepare for retirement. Text your questions to 913-363-1234 and we'll feature them on the show. Don't forget to grab a copy of the book, How to Retire on Time, or check out our resources by going to www.retireontime.com.
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How To
Education,
Business,
Investing
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All content for How to Retire on Time is the property of Kedrec Wealth and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Welcome to How to Retire on Time, a show that answers your retirement questions. Say goodbye to the oversimplified advice you've heard hundreds of times. This show is about getting into the nitty-gritty so you can make better decisions as you prepare for retirement. Text your questions to 913-363-1234 and we'll feature them on the show. Don't forget to grab a copy of the book, How to Retire on Time, or check out our resources by going to www.retireontime.com.
Show more...
How To
Education,
Business,
Investing
Episodes (20/337)
How to Retire on Time
Charitable Giving Special Episode (With Tammy Reid)

In this week's special episode, Mike talks to Tammy Reid, wife of head coach Andy Reid, about the joy of giving, and the Giving Machines located in Union Station in Kansas City (and elsewhere). Mike and David also discuss finding purpose in your encore years, and how giving of your time and talents can help you find purpose in retirement. 

Giving Machines: https://www.churchofjesuschrist.org/welcome/christmas/light-the-world/giving-machines?lang=eng
JustServe: https://www.justserve.org/

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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2 days ago
56 minutes

How to Retire on Time
Different Ways to Gift While Minimizing Your Taxes

“Hey Mike, what are smart ways to donate to charities?”

Discover different ways to lower your tax bills while getting more of your money to a church or charity.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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4 days ago
3 minutes

How to Retire on Time
Why You May Want to Diversify by Strategy, not Just by Positions

“Hey Mike, what’s your favorite strategy or method for managing a portfolio?”

Discover the difference between active and passive management, while acknowledging the difference between trading stocks and funds. 

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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5 days ago
8 minutes

How to Retire on Time
Breaking Down Senior Healthcare Options

“Hey Mike, which is better, Original Medicare, Supplement (Medigap) Plans, or Advantage Plans?”

Discover why there’s no perfect solution for senior healthcare plans and how to research which is right for you. 

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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6 days ago
8 minutes

How to Retire on Time
The Problem with Average Annual Returns

“Hey Mike, what’s a common misconception you run into with DIY investors?”

Discover why buying and holding ETFs may not be as good of a strategy as you may believe.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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1 week ago
10 minutes

How to Retire on Time
An Introduction to Kedrec Wealth’s Bear-Market Protocol

“Hey Mike, can you explain in more detail your "Bear Market Protocol?’”


Discover different ways you can prepare now to take advantage of a market crash. 

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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1 week ago
23 minutes

How to Retire on Time
Is the Fed Cutting Rates a Good Thing?

"Hey Mike, what should we know about the Fed cutting rates?"

Discover some of the cautionary flags you may want to consider as the Federal Reserve signals more rate cuts.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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1 week ago
4 minutes

How to Retire on Time
How to Balance Purpose-Driven Work and When you Should Retire

"Hey Mike, I want to keep working but it’s getting in the way of my IRA to Roth Conversions. What can I do?"

Discover why your purpose and work may be more important than paying slightly less in taxes.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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1 week ago
8 minutes

How to Retire on Time
Different Markets to Consider When Putting Your Portfolio Together

"Hey Mike, the stock market seems overvalued. Do you think the real estate market is also overvalued?"

Discover the different markets you can invest in, and how some are influenced by others. 

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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1 week ago
15 minutes

How to Retire on Time
Which Comes First: Social Security Optimization or Tax Minimization?

"Hey Mike, which should be done first, social security optimization or tax minimization planning?"

Discover why tax planning should be done before you optimize your social security benefits.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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2 weeks ago
13 minutes

How to Retire on Time
Why a Looming Potential Crash Should not Prevent You From Considering the Stock Market as a Part of Your Portfolio

"Hey Mike, I know I should be in the stock market, but I can’t get myself to go in since I think it’s going to crash. Is this normal? What else is there? 

Discover how to diversify your assets by strategy and timeframe so you can appropriate expectations.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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2 weeks ago
15 minutes

How to Retire on Time
Be Cautious of Alleged Tax Loopholes

“Hey Mike, I’ve got many friends who have family businesses for retirement so they can write off their family travel and fun expenses. Does that really work?” 

Discover why the fake businesses and other alleged tax loopholes don’t typically pass an audit.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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2 weeks ago
8 minutes

How to Retire on Time
Why Plans Could Change if You Saved More for Retirement

“Hey Mike, how does a retirement plan change if you have $250k saved vs $2.5 million.”

Discover why those who have less, even if they can afford to retire, may have more risk to consider.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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2 weeks ago
9 minutes

How to Retire on Time
Why Your 401(k) Growth Strategy May Not Work as Well in Retirement

“Hey Mike, I’ve managed my 401(k) my entire life; I just buy and hold index funds. Is retirement any different?” 

Discover some of the risks associated with the idea that you can buy and hold your entire portfolio. 

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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2 weeks ago
10 minutes

How to Retire on Time
Why the Tax Qualification of Your Dividends Matter

“Hey Mike, I want to use dividends as my primary source of retirement income. How would you put a dividend portfolio together?” 

Discover the different ways your dividends are being taxed, and what you can do to potentially make it more efficient.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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3 weeks ago
13 minutes

How to Retire on Time
Year-End Planning Strategies Many Miss

“Hey Mike, aside from IRA to Roth conversions, what else should I do in my year-end planning?” 

Discover many of the other year-end strategies that may be able to help you get more out of your money.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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3 weeks ago
14 minutes

How to Retire on Time
What to Know About Roth IRAs

"Hey Mike, can you clarify what happens when funds go into a Roth IRA?"

Discover the rules behind Roth IRAs, contributions to Roth IRAs and IRA to Roth conversions, so you can be more deliberate in your tax planning.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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3 weeks ago
4 minutes

How to Retire on Time
Ways to Create a Retirement Plan with Liquid Investments

"Hey Mike, can you create a retirement plan only using liquid investments?"

Discover the hidden potential opportunity cost when you maintain liquidity on all of your assets.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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3 weeks ago
8 minutes

How to Retire on Time
Ways to Approach a Tax Efficient Real Estate Exit

"Hey Mike, how do you map out which rental homes to sell and which to push out?"

Discover ways to map out your tax efficient real estate exit so you can retire from being a landlord.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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3 weeks ago
7 minutes

How to Retire on Time
What are the Potential Risks in Today's Market?

"Hey Mike, what risks concern you based on current market conditions?"

Discover various risks Mike believes retirees face in the near future.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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4 weeks ago
22 minutes

How to Retire on Time
Welcome to How to Retire on Time, a show that answers your retirement questions. Say goodbye to the oversimplified advice you've heard hundreds of times. This show is about getting into the nitty-gritty so you can make better decisions as you prepare for retirement. Text your questions to 913-363-1234 and we'll feature them on the show. Don't forget to grab a copy of the book, How to Retire on Time, or check out our resources by going to www.retireontime.com.