Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

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Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

Francesca Torre (Centsational Women CEO and Founder). Inspired by voices like Oprah Winfrey, Martin Lewis, Ramit Sethi, Mel Robbins, Warren Buffett, Ray Dalio, Charlie Munger, Bill Ackman, Ray Dalio, Benjamin Graham, Peter Lynch, Brené Brown, Morgan H

156 episodes

1 day ago

Economic abuse doesn’t leave bruises — which is why most women don’t realise it’s happening. In this episode, we shine a light on the financial control dynamics hidden inside “normal” relationships. You’ll hear: ✨ The unexpected signs of economic abuse most women overlook ✨ Why smart, independent women get trapped without realising it ✨ The essential steps to protect your money — in any relationship ✨ And the mindset shift that turns financial fear into financial freedom 💛 You’re not alone. Y...

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Self-Improvement

All content for Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom is the property of Francesca Torre (Centsational Women CEO and Founder). Inspired by voices like Oprah Winfrey, Martin Lewis, Ramit Sethi, Mel Robbins, Warren Buffett, Ray Dalio, Charlie Munger, Bill Ackman, Ray Dalio, Benjamin Graham, Peter Lynch, Brené Brown, Morgan H and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

Economic abuse doesn’t leave bruises — which is why most women don’t realise it’s happening. In this episode, we shine a light on the financial control dynamics hidden inside “normal” relationships. You’ll hear: ✨ The unexpected signs of economic abuse most women overlook ✨ Why smart, independent women get trapped without realising it ✨ The essential steps to protect your money — in any relationship ✨ And the mindset shift that turns financial fear into financial freedom 💛 You’re not alone. Y...

Show more...

Self-Improvement

Episodes (20/156)

Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

156. The Invisible Cage: What No One Tells You About Economic Abuse: Passive income, Financial freedom, Investing

Economic abuse doesn’t leave bruises — which is why most women don’t realise it’s happening. In this episode, we shine a light on the financial control dynamics hidden inside “normal” relationships. You’ll hear: ✨ The unexpected signs of economic abuse most women overlook ✨ Why smart, independent women get trapped without realising it ✨ The essential steps to protect your money — in any relationship ✨ And the mindset shift that turns financial fear into financial freedom 💛 You’re not alone. Y...

1 day ago

8 minutes

Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

155. Before You Buy Gold or Crypto Out of Panic — Listen to This: Passive income, Financial freedom, Investing

If the news is stressing you out and you’ve caught yourself thinking: “Maybe I should buy gold… or crypto… or something to protect my money…” — this is the episode you need. You’ll discover: ✨ The real reason so many women run to gold and crypto when the world feels unstable — and why that instinct can quietly work against you ✨ What gold and Bitcoin actually behave like during chaos (it’s not what social media says) ✨ The hidden pattern behind panic-investing — and how to spot it in yourself...

4 days ago

7 minutes

Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

154. What If Divorce Was the Beginning of Your Richest Chapter? Passive income, Financial freedom, Investing

What if your divorce wasn’t a failure… but your financial reset? In this episode, Francesca reframes one of the hardest life transitions not as an ending, but as the beginning of financial independence. You’ll learn: 1️⃣ Why divorce can become a financial awakening — not just a loss 2️⃣ The most common money mistakes women make during and after separation 3️⃣ How to rebuild stability (and confidence) with small, smart steps 4️⃣ Why investing — even starting small — can be your first act of fr...

1 week ago

7 minutes

Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

153. Is Real Estate Really the Smartest Investment? The Truth No One Tells You: Passive income, Financial freedom, Investing

In this episode, you’ll learn: 1️⃣ Why real estate feels safe and the psychology behind that comfort 2️⃣ The hidden risks most first-time buyers never calculate 3️⃣ How property really compares to stock market investing over time 4️⃣ The single question to ask before buying “for investment” It’s an honest, data-driven look at what truly builds financial freedom and what just looks like security. So before you sign that mortgage or chase “passive income” through property… listen to this. 🔥 St...

1 week ago

9 minutes

Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

152. I used to think I was investing, but I wasn’t in control. Now I am 💛: Passive income, Financial freedom, Investing

Ever felt like you’re doing all the “right things” with your money… but still not really in control? That’s exactly where Pauline, one of our Investing School graduates, was… until something shifted. In this candid conversation, Pauline shares how she went from doing investing to owning it and how that one mindset change transformed not just her portfolio, but her peace of mind. Listen now to hear Pauline’s story and remember: it’s not about doing more, it’s about owning your direction. 🔥 Sta...

2 weeks ago

22 minutes

Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

151. How to Build Your First Portfolio And Actually Understand It: Passive income, Financial freedom, Investing

Francesca breaks down the simple, beginner-friendly portfolio anyone can start — even if you’ve never invested €1 before. You’ll learn: • The 3 building blocks of a strong starter portfolio • Why “boring” investments often outperform “fancy” ones • The 3 questions to ask before you pick any ETF This isn’t a list of hot stock tips — it’s the foundation of financial independence. Because real confidence doesn’t come from doing more. It comes from finally understanding what you’re doing an...

2 weeks ago

10 minutes

Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

150. Real Rich Women Don’t Need to Prove It And Neither Do You (The Illusion of Wealth Series – Part 3): Passive income, Financial freedom, Investing

In this episode, Francesca exposes the difference between looking rich and being financially free and why the women who quietly build real wealth almost never flaunt it. You’ll discover: • What real rich women in Europe and the UK actually do with their money (and why they don’t need to show it off) • The truth behind performative “luxury” culture and financial insecurity online • How to shift from proving to planning and start building freedom on your own terms Listen now! 🔥 Start Here Free ...

3 weeks ago

7 minutes

Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

149. Are You Patient Enough to Get Rich: Passive income, Financial freedom, Investing

Everyone says they want “financial freedom.” But here’s the real question: How long are you actually willing to wait for it? Because that answer — not your salary, not your strategy — changes everything. In this episode you’ll learn: • Why impatience quietly destroys more wealth than bad investments • The simple math that proves time is your greatest asset • And how to build peace of mind into your portfolio — even if you’re just starting small Because real wealth doesn’t come from moving fas...

3 weeks ago

10 minutes

Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

148. The In-Between: How I Built Freedom After Quitting My Job — The Maternity Series (Part 3): Passive income, Financial freedom, Investing

What no one tells you about leaving a stable job? The scariest part isn’t quitting. It’s the in-between — that messy middle where you’re rebuilding your income, your confidence, and your identity all at once. You’ll discover: • How she turned fear into financial structure when there was no Plan B • The simple automation that quietly rebuilt her wealth • And the mindset shift that helped her redefine success — on her own terms If you’ve ever felt stuck between who you were and who you’re becom...

4 weeks ago

9 minutes

Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

147. The 3 Red Flags of Bad Investing Advice — and How to Spot Fake “Gurus” Before They Cost You: Passive income, Financial freedom, Investing

You’ve seen them: The YouTube “experts” promising passive income with one ETF. The Instagram reels that say “This is the investment you need.” The flashy “money coaches” selling €297 blueprints to financial freedom. You’ll learn: • The subtle difference between education and manipulation • Why “it worked for me” is not a strategy — it’s a story • And how to protect your money (and your confidence) from hype disguised as help Listen now — your future self will thank you. 🔥 Start Here Free Inve...

1 month ago

6 minutes

Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

146. She’s not richer than you. She’s just louder on Instagram - The Illusion of Wealth Series (Part 2): Passive income, Financial freedom, Investing

Ever get hit by a confidence hangover after scrolling Instagram? In this episode, Francesca unpacks what’s really hiding behind the polished feeds — and how comparison quietly drains your confidence, your focus, and even your financial decisions. You’ll learn: • Why the women who look rich often aren’t the ones who are • How the “confidence hangover” stops you from taking action with money • The simple shift that rebuilds self-trust — no filters, no flexing, no shame Because she’s not richer ...

1 month ago

9 minutes

Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

145. How Much Risk Can You Actually Handle (Without Crying Into Your Pillow at 2am): Passive income, Financial freedom, Investing

Ever found yourself staring at the ceiling at 2am, doing mental math about your bank account? You’re not alone. In this episode, Francesca breaks down what risk tolerance really means — and why it has nothing to do with being brave, smart, or “good with money.” You’ll learn: • What risk tolerance actually looks like in real life (not just on a broker quiz) • How to know your real limits — before panic-selling during a market dip • Why your ability to handle risk changes with your life, income...

1 month ago

8 minutes

Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

144. The day I quit my job with no backup plan - The Maternity Series (Part 2): Passive income, Financial freedom, Investing

What happens when the “dream job” no longer fits the life you actually want? In this powerful episode, Francesca shares the story of how she walked away from stability, fear, and a fixed paycheck — and built freedom instead. You’ll hear: • The exact habits that made her leap possible • What became her safety net — and her launchpad • Why freedom isn’t luck or timing… If you’ve ever wondered what it really takes to move from fear to financial independence, this episode is your roadmap — honest...

1 month ago

5 minutes

Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

143. The One Investing Concept That Explains 80% of Your Results (And Nobody Teaches It): Passive income, Financial freedom, Investing

If someone handed you €10,000 today and said “invest it” — would you know what to do? In this episode, you’ll discover: • What “asset allocation” actually means (in plain English) • Why it’s the #1 factor that determines your long-term investing success • How to find your ideal mix — even if you’re just starting with €50 a month If investing has ever felt confusing or intimidating, this episode will finally make it click. 🔥 Start Here: Tools & Freebies to Grow Your Money Faster (Everythin...

1 month ago

8 minutes

Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

142. Stop Trying to Look Rich — The Illusion of Wealth Series (Part 1): Passive income, Financial freedom, Investing

Ever scrolled Instagram and felt like everyone else is richer than you? In this episode, you’ll hear: • Why looking rich online isn’t the same as being wealthy in real life • The quiet truth about what real financial freedom actually looks like • The hidden emotional cost of believing the Instagram illusion If you’ve ever felt “behind” because your life doesn’t look like a feed, this episode will change the way you see wealth — and yourself. Listen now! 🔥 Start Here: Tools & Freebies to ...

1 month ago

5 minutes

Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

141. Don’t Copy U.S. Investing Advice: What Europeans Actually Need (Part 6): Passive income, Financial freedom, Investing

This is Part 6 of our series Don’t Take American Investment Advice If You Live in Europe. And today, we’re landing the plane. In this episode, you’ll hear: • Why U.S. investing advice isn’t “wrong” — but isn’t built for you • How copy-pasting it into your European reality can cost you thousands • The real roadmap every European investor needs to grow wealth with confidence If you’ve ever felt lost trying to “translate” American investing tips into your life, this episode will give you the cla...

1 month ago

6 minutes

Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

140. Want to Be Richer? Answer These 3 Questions First: Passive income, Financial freedom, Investing

What if the difference between struggling and thriving came down to just 3 questions? Sounds crazy, right? But one groundbreaking study showed that answering them correctly could raise your income and save billions for society. In this episode, you’ll hear: • The 3 basic money questions that predict real-life wealth outcomes • Why teaching financial literacy in schools could be the highest-return investment ever • The surprising groups who benefit the most when money knowle...

1 month ago

8 minutes

Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

139. Forget Roth IRAs & 401(k)s — Don’t Take American Investment Advice (Part 5): Passive income, Financial freedom, Investing

No American finance YouTuber will tell you: Europe has its own tax-advantaged accounts — and learning to use them is one of the smartest wealth moves you can make. In this episode (Part 5 of Don’t Take American Investment Advice If You Live in Europe), you’ll discover: • Why Roth IRAs, 401(k)s & HSAs don’t apply to Europeans at all • The European equivalents that let your money grow tax-smart • Why understanding your country’s rules is the real shortcut to building wealth If you’ve ever f...

2 months ago

6 minutes

Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

138. Why I Quit My “Safe” Job And What It Taught Me - The Maternity Series (Part 1): Passive income, Financial freedom, Investing

What happens when the job you built your whole identity around suddenly feels impossible to reconcile with the life you want as a mother? In this new series, I share the story I’ve never told in full before: the breaking point that led me to walk away from a stable, prestigious job after maternity leave — with no Plan B. You’ll hear: • The exact moment I knew I couldn’t stay • The financial fears that almost kept me stuck • And why leaving what looked “safe” was actually the riskiest, bravest...

2 months ago

6 minutes

Investing Made Simple for European and UK Women: Personal Finance, Money Mindset & Financial Literacy For Your Freedom

137. The Dollar Trap: How Currency Risk Can Eat Your Returns — Don’t Take American Investment Advice (Part 4): Passive income, Financial freedom, Investing

Ever booked a trip in dollars, only to pay more once your bank converted it into euros? That same invisible currency swing can quietly drain your investments — and most beginners don’t even know it’s happening. This is Part 4 of our series Don’t Take American Investment Advice If You Live in Europe. You’ll discover: • How your ETF can go up while your euro balance goes down • The tool that protects your portfolio from currency swings • Why “accumulating ETFs” can be a quiet tax hack in many E...

2 months ago

7 minutes