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Kaperang Goat
Renz Kristofer Cheng
21 episodes
6 days ago
This Filipino podcast talks about handling personal finances, and tips on how to better manage expenses and savings. Thank you to all who listened and supported. Kaperang Goat has aired its last episode last April 16, 2025.
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Personal Journals
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All content for Kaperang Goat is the property of Renz Kristofer Cheng and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
This Filipino podcast talks about handling personal finances, and tips on how to better manage expenses and savings. Thank you to all who listened and supported. Kaperang Goat has aired its last episode last April 16, 2025.
Show more...
Personal Journals
Society & Culture
Episodes (20/21)
Kaperang Goat
S2 E08 - Bakit ang pagsasave parang panliligaw

In this finale episode of Season 2, Kaperang Goat, we talk about why the act of saving money is like courting a person. In both cases, there is a goal we want to achieve. And for us to achieve it, there are necessary actions to make.


We also talk about what do we do if we feel disheartened along the way. What if we fail entirely? These questions are given more light in this heartwarming episode.


To those who tuned in over the last few weeks, I want to extend my thanks to you for the continuous support. I hope that through a short run of Season 2, I get to impart something useful. Thank you once again, and this is Renz Cheng, signing off.

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7 months ago
13 minutes 7 seconds

Kaperang Goat
S2 E07 - Bakit ang pagbubudget parang pakikipagdate

In this episode, we talk about why budgeting feels like going on a date. It talks about why budgeting does not always work, and understanding that we have preferences as well, just like in dating. It paints a picture of what it looks like "finding the one" in the context of budgeting.


Please drop comments, and let me know your thoughts! Thank you for listening to this episode.

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7 months ago
16 minutes 59 seconds

Kaperang Goat
S2 E06 - Bakit ang sobrang pag-gastos parang pakikiapid

In this episode, we talk about spending beyond your means and/or budget, and comparing it with having an affair. We will talk about how it both feels good (yet still wrong), how we tend to rationalize these actions, and how these are actually hurting ourselves.


We'll also briefly talk about what can we do to prevent us from overspending, and allowing us to be mindful of our motivations and intentions.

Stay tuned in Kaperang Goat by giving this podcast a follow. New episodes are released every Wednesday, 7PM. See you!

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7 months ago
18 minutes 32 seconds

Kaperang Goat
S2 E05 - Bakit ang sweldo parang pag-ibig

In this episode, we talk about why our salary is just like love, fleeting and elusive. Join us as we talk about how we can make our salary last, just like love.

Stay tuned in Kaperang Goat by giving this podcast a follow. New episodes are released every Wednesday, 7PM. See you!

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8 months ago
16 minutes 54 seconds

Kaperang Goat
S2 E04 - Bakit ang pag-iinvest parang pagsabak sa beauty contest

Curious to know more about investments? In this episode, we'll talk about general principles and preparations you need to do prior to jumping into the world of investments.


Stay tuned in Kaperang Goat by giving this podcast a follow. New episodes are released every Wednesday, 7PM. See you!

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8 months ago
15 minutes 31 seconds

Kaperang Goat
S2 E03 - Bakit ang paghahanap ng trabaho parang pamimili sa Divisoria

Finding a job can be tough, but here in this episode, we'll talk about principles on how you can ensure that you are happy with your career decisions or whenever you are choosing a job. Join us as we compare purchasing in Divisoria with finding a job, and realize that there are things we can learn from it!

Stay tuned in Kaperang Goat. New episodes of Season 2 are released weekly every Wednesday, 7PM. See you!

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8 months ago
23 minutes 7 seconds

Kaperang Goat
S2 E02 - Bakit ang credit card parang pag-cucutting classes

In this episode, we'll learn why the usage of credit card feels like cutting classes. We'll also be talking what are the mindset and behavior you need to avoid in order to be a responsible credit card user. Join us in this fun episode of learning and sharing!

Stay tuned in Kaperang Goat. New episodes of Season 2 are released weekly every 7PM of Wednesdays.

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8 months ago
14 minutes 30 seconds

Kaperang Goat
S2 E01 - Bakit.. parang..

Kaperang Goat is back for another season after a long hiatus of 4 years. This time, we are going to talk about financial topics via observation of real-life scenarios or day-to-day activities. This new season is all about "Bakit.. parang.." comparisons.


Join us as we talk about why I did a comeback, and what more to expect for this second season. Stay tuned in Kaperang Goat. New episodes of Season 2 are released weekly every 7PM Wednesday. See you!

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9 months ago
9 minutes 32 seconds

Kaperang Goat
EP12- Kailan Dapat Mag-Invest sa Stocks?

This episode tells us when NOT to invest on stocks, and lays out the conditions on when you can/should invest on stocks.  This also marks the end of Season 1 where we focused on building the fundamentals up. Thank you to all of you who supported all the way to this episode. Please follow us on Twitter (@kaperanggoat), so we'll be able to hear your thoughts, comments and/or reaction. Stay tuned in Kaperang Goat. It's me, Renz Kristofer, temporarily signing-off. See you in Season 2! 

[Filipino] Ito ang panghuling episode ng Kaperang Goat para sa Season 1, kung saan sasagutin natin ang tanong na "Kailan Ba Pwede or Dapat Mag-Invest sa Stocks?". Pero para mas maintindihan pa natin ang topic na ito, sasagutin din natin ang kabaliktaran ng tanong na ito, "Kailan HINDI Dapat Mag-Invest sa Stocks?".  Sa lahat ng mga sumuporta sa podcast na ito, maraming salamat. Ako si Renz Kristofer, ang iyong Kaperang Goat, na pansamantala munang magpapaalam. Kita-kits sa Season 2!

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5 years ago
22 minutes 18 seconds

Kaperang Goat
EP11- The Basic Concept of Mutual Fund / UITF

Looking for a better expected return for your investments? Maybe it's time to level up and explore some medium-risk investments such as mutual funds / UITF that has a medium-risk portfolio. In this regard, we also discuss about the basic concept of a portfolio. Please follow us on Twitter (@kaperanggoat), so we'll be able to hear your thoughts, comments and/or reaction. Stay tuned in Kaperang Goat. New episode are released weekly every 8PM Monday. Thank you for the continuous support! We still have 1 more episodes before Season 1 ends, and we'll be having a short break afterwards.

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5 years ago
19 minutes 56 seconds

Kaperang Goat
EP10- Basic Low-Risk Investments and How to Invest

If you are still starting out in the world of investment, this will be a great episode for you! We'll discuss 5 types of common low-risk investments, as well as the general process on how to invest on these types. Please follow us on Twitter (@kaperanggoat), so we'll be able to hear your thoughts, comments and/or reaction. Stay tuned in Kaperang Goat. New episode are released weekly every 8PM Monday. Thank you for the continuous support! We still have 2 more episodes before Season 1 ends.

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5 years ago
22 minutes 54 seconds

Kaperang Goat
EP09- Do We Really Need Insurance?
Many are scared or get uncomfortable whenever they hear the word "insurance". However, in this episode, we'll answer the big question of "Do we really need insurance?". Please follow us on Twitter (@kaperanggoat), so we'll be able to hear your thoughts, comments and/or reaction. Stay tuned in Kaperang Goat. New episode are released weekly every 8PM Monday. Thank you for the continuous support!
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5 years ago
22 minutes 59 seconds

Kaperang Goat
EP08- Building Your Emergency Fund

Building your emergency fund is the second foundation of achieving financial abundance. In this episode, we'll talk about why it's important to have an emergency fund, how to set it up and where to store it. Please follow us on Twitter (@kaperanggoat), so we'll be able to hear your thoughts, comments and/or reaction. Stay tuned in Kaperang Goat. New episode are released weekly every 8PM Monday. Thank you for the continuous support!

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5 years ago
18 minutes 23 seconds

Kaperang Goat
EP07- How to Avoid and Manage Personal Debt
If you want to stay debt-free or get away from it, this episode of Kaperang Goat might come in handy for you. We'll be talking about why being debt-free is the first step toward financial abundance. Tips are also shared on how to become and stay debt-free. Please follow us on Twitter (@kaperanggoat), so we'll be able to hear your thoughts, comments and/or reaction. Stay tuned in Kaperang Goat. New episode are released weekly every 8PM Monday. Thank you for the continuous support!
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5 years ago
25 minutes

Kaperang Goat
EP06- Budgeting Tips and How Much To Save

Budgeting gives you control, enhances your discipline and provides better visibility of your financial progress. This will be talked about in this episode. We'll also be discussing ways on how to budget including the appropriate frequency. Lastly, we cover as well the question to "how much should you really save?". Please follow us on Twitter (@kaperanggoat), so we'll be able to hear your thoughts, comments and/or reaction. Stay tuned in Kaperang Goat. New episode are released weekly every 8PM Monday. Thank you for the continuous support!

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5 years ago
25 minutes 10 seconds

Kaperang Goat
EP05- How to Cope With Getting a Pay-Cut

If you are one of those who experienced a getting a pay-cut due to this pandemic, then let's talk about how do we cope with it. Personally, I'm also experiencing a pay-cut with my current job, and it's really not easy. Join me in this episode as we tackle this issue. Also, please follow us on Twitter (@kaperanggoat), so we'll be able to hear your thoughts, comments and/or reaction. Stay tuned in Kaperang Goat. New episode are released weekly every 8PM Monday. Thank you for the continuous support!

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5 years ago
22 minutes 45 seconds

Kaperang Goat
EP04- 2.58% Convenience Fee, Goodbye GCash Na Nga Ba?

Hindi pa. It's not yet time to say goodbye to GCash because in this episode we talk about ways on how you can avoid or minimize convenience fees. Learn more about it by listening now. Link to the article that explains in detail the tips shared in this episode: http://hub.me/anE9U. Also, please follow us on Twitter (@kaperanggoat), so we'll be able to hear your thoughts, comments and/or reaction. Stay tuned in Kaperang Goat. New episode are released weekly every 8PM Monday. Thank you for the continuous support!


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5 years ago
12 minutes 35 seconds

Kaperang Goat
EP03- Gumagana Nga Ba Ang 80:20 Savings Rule?

In this episode, we talk about the ever-present 80:20 rule when it comes to savings. We also answer the big question of "does it work?". Find out the answer by listening to this podcast now. Also, please follow us on Twitter (@kaperanggoat), so we'll be able to hear your thoughts, comments and/or reaction. Stay tuned in Kaperang Goat. New episode are released weekly every 8PM Monday. Thank you for the continuous support!

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5 years ago
14 minutes 41 seconds

Kaperang Goat
EP02- Financial Awareness, Meron Ka Ba Nito?
In this episode, we talk about the first step toward achieving financial maturity, and that is through awareness. We define what is awareness, followed by the importance of being financially aware. Lastly, the caster shares his personal tips on how to achieve financial awareness. Start listening now to unlock the first step towards this wonderful journey of becoming more financially mature. Also, please follow us on Twitter (@kaperanggoat), so we'll be able to hear your thoughts, comments and/or reaction. Stay tuned in Kaperang Goat. New episode will be released weekly every 8PM Monday. Hoping that you'll stick through.
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5 years ago
24 minutes 57 seconds

Kaperang Goat
EP01- Bakit Kaperang Goat? Inspirasyon at Layunin
This is the very first episode of "Kaperang Goat" Podcast, wherein the speaker will be sharing more about the inspiration and objectives behind Kaperang Goat. The title itself will be explained more in this episode. Then, you'll also be learning about the topics that will be discussed in the podcast and its succeeding episodes. Similarly, you'll learn whether this podcast is for you (and hopefully it is).  Please follow our podcast whichever station you discovered this. Currently, we are in Anchor, Spotify, Breaker, Google Podcast and a few others. Also, please follow us on Twitter (@kaperanggoat), so I'll be able to hear your thoughts, comments and/or reaction. Stay tuned in Kaperang Goat. New episode will be released weekly every 8PM Monday. Hoping that you'll stick through.  ------------------------------------------------ [Filipino] Ito ang pinakaunang episode ng "Kaperang Goat" Podcast, kung saan ibabahagi ng speaker ang mga naging inspiration at pati na rin ang laynin ng Kaperang Goat. Ipapaliwanag din kung bakit ganito ang naging title ng podcast na ito. Ikukwento rin dito sa episode ang mga topics na ating matatalakay sa mga susunod pang mga episode ng podcast. Ipapaliwanag din kung paano magiging helpful ang podcast na ito para sa inyo.  Subaybayan ang mga bagong episode kada-8PM ng Lunes. Weekly ang ating pag-update, so sana po ay masubaybayan niyo. Salamat! Follow niyo rin po kami sa Twitter (@kaperanggoat), see you!
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5 years ago
14 minutes 40 seconds

Kaperang Goat
This Filipino podcast talks about handling personal finances, and tips on how to better manage expenses and savings. Thank you to all who listened and supported. Kaperang Goat has aired its last episode last April 16, 2025.