Knowing when to enroll in Medicare can save you from costly penalties and major gaps in coverage. In this episode, Trina and Lani break down the key enrollment periods every Kūpuna and caregiver should understand. They explain the Initial Enrollment Period, Special Enrollment Periods, and the Annual Enrollment Period—plus what happens if you miss your window. Whether you’re turning 65 soon, still working, or helping a loved one navigate Medicare, this episode gives you the clarity you need to make confident decisions. If Medicare feels overwhelming, don’t worry—we make it simple.