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Let's Talk Housing
ReportsOnHousing
61 episodes
1 week ago
Let’s Talk Housing is your go-to Q&A-style podcast for all things real estate and economics. Hosted by Brennen Thomas, with insights from chief economist Steven Thomas, we break down the market in plain language for realtors, investors, buyers, sellers, and anyone curious about housing.
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All content for Let's Talk Housing is the property of ReportsOnHousing and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Let’s Talk Housing is your go-to Q&A-style podcast for all things real estate and economics. Hosted by Brennen Thomas, with insights from chief economist Steven Thomas, we break down the market in plain language for realtors, investors, buyers, sellers, and anyone curious about housing.
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Business News
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Episodes (20/61)
Let's Talk Housing
Let's Talk Housing Episode 61: AI's Impact In Real Estate

Dive into the latest housing market trends and economic updates in this episode! We’ll break down concerns over investors, homebuying now vs. later, AI in real estate, the future of housing, 50-year mortgages, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:

00:00-Introduction

03:49-Real Estate Update, Economics Update, and Government Shutdown Update

09:49-Are Investors A Problem?

14:10-Purchasing Now Or In The Spring

18:51-First-time Home Buyers Metrics Worsening

20:28-AI In Real Estate

22:16-50-Year Mortgage…

25:03-Conclusion

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1 week ago
25 minutes 51 seconds

Let's Talk Housing
Let's Talk Housing Episode 60: Signs Of A Recovery For Real Estate

Dive into the latest housing market trends and economic updates in this episode! We’ll break down the Government shutdown, some signs the market is healing, Guess That Market, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:

00:00-Introduction

02:12-Government Shutdown Update

03:11-What Does The Fed Do Without All The Data?

06:20-Real Estate Could Heal From Lower Rates

09:56-How The Real Estate Industry Is Healing

11:52-If Rates Continue To Fall, What Could Happen

13:52-Sellers Outnumbering Buyers 500,000…

16:57-What The 3 Signs Home Prices Can Plunge Are

19:03-Guess That Market

20:43-Guess That Market Answer & Explanation

26:00-Recession Calls Returned

30:03-Conclusion

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3 weeks ago
30 minutes 56 seconds

Let's Talk Housing
Let's Talk Housing Episode 59: The Market Under Pressure

Dive into the latest housing market trends and economic updates in this episode! We’ll break down purchasing with friends, market dynamics, private listings, investors, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:

00:00-Introduction

02:24-Real Estate Market Update

05:48-Is The Government Shutdown Having Any Impacts?

07:15-Economic Update (If Anything…)

09:11-Purchasing With Friends Or Relatives

10:46-Are We Back In A Balanced Market?

13:52-Will Private Listings Rise With The Compass Acquisition

17:09-Can We Sustain With Our Mortgage Rates

19:37-Credit Scores Dropping Fast

22:51-Context Is Key

25:05-Investors Purchasing 1/3 Of All Properties In Q2 2025

27:46-Conclusion

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1 month ago
28 minutes 37 seconds

Let's Talk Housing
Let's Talk Housing Episode 58: Housing at a Crossroads

Dive into the latest housing market trends and economic updates in this episode! We’ll break down recent topics on the Federal Reserve, Compass's recent acquisition, fertility rates in the US, mortgage rates, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:

00:00-Introduction

03:07-Real Estate Market Update

06:35-Federal Reserve Meeting

13:25-What Is The Importance Of Fed Independence

19:01-Fannie Mae's Mortgage Prediction

20:56-Downside Stickiness In Housing

24:48-Compass Recent Acquisition

26:59-Declining Fertility Rates' Impact On Housing

29:57-No Crash In The Commercial Market

31:08-Conclusion

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1 month ago
31 minutes 56 seconds

Let's Talk Housing
Let's Talk Housing Episode 57: Where to Invest: A Home or Wall Street?

Dive into the latest housing market trends and economic updates in this episode! We’ll break down whether purchasing a home is a worthy investment, national housing emergency, housing bubble, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:

00:00-Introduction

02:37-Real Estate Market Update

04:00-No Price Crash!

04:50-Latest Economic News

10:08-Why Is Housing An Investment?

14:29-Younger People Investing Rather Than Purchasing A Home

17:51-National Housing Emergency, Is It Real?

19:51-14 High-Risk Markets In California?

22:22-Is Housing In A Bubble?

24:13-Message To Sellers In Today's Market

30:28-Conclusion

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2 months ago
31 minutes 25 seconds

Let's Talk Housing
Let's Talk Housing Episode 56: Is History Repeating in Real Estate?

Dive into the latest housing market trends and economic updates in this episode! We’ll break down whether history is repeating itself for the housing market, buyers on the sidelines, the Federal Reserve potentially cutting rates, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:

00:00-Introduction

02:32-Real Estate Market Update

04:30-Is the Market Picking Up Unlike Recent Years?

06:10-Latest Economic News

08:44-What Are The Odds The Fed Will Cut?

10:55-Is History Repeating Itself?

13:47-What Happens When Rates Reach 6%

16:12-Will Prices Or Rates Cave First?

20:17-Home Prices In Metros Falling And Rising

23:10-Sellers Removing Their Homes Off The Market

27:15-Conclusion

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2 months ago
27 minutes 57 seconds

Let's Talk Housing
Let's Talk Housing Episode 55: Home Buying: Now or Later?

Dive into the latest housing market trends and economic updates in this episode! We’ll break down if it's beneficial to purchase in today's buyer's market, a tariff update, Capital Gains Tax, Gen Z & buying trends, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:

00:00-Introduction

03:25-Real EstateMarket Update

05:27-Latest Economic News

12:57-Normal Inventory Peak?

14:24-Is It Still A Good Time To Buy?

19:28-Capital Gains Tax Update?

22:50-Tariff Update

27:15-Gen Z Homeowners Are Unhappy

29:31-Will Gen Z Rent For Longer?

30:53-1-Year After Real Estate Commission Changes

34:28-Conclusion

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3 months ago
35 minutes 22 seconds

Let's Talk Housing
Let's Talk Housing Episode 54: Does The Fed Impact Housing?

Dive into the latest housing market trends and economic updates in this episode! We’ll break down the Federal Reserve and if they can fix housing, is there still a housing shortage?, more on home prices, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!

Time Stamps:

00:00-Introduction

03:31-Current Market Update

06:22-Latest Economic News

12:17-Is The Fed Stuck Behind?

15:57-Are We Stuck Above 6% For Mortgage Rates?

20:55-Is There Still A Housing Shortage?

23:51-4 States Where Prices Are Expected To Crash

26:20-What Is The Tipping Point For Buyers?

30:43-Does The Federal Reserve Have The Tools To Fix Housing?

37:00-Conclusion

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3 months ago
37 minutes 43 seconds

Let's Talk Housing
Let's Talk Housing Episode 53: Housing Slows, Cancellations Rise

Dive into the latest housing market trends and economic updates in this episode! We’ll break down home cancellations on the rise, affordability concerns, the Federal Reserve, more news on tariffs, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction

02:05-Current Market Update

05:35-Slowing Housing and Home Prices

12:11-Latest Economic News

14:24-Did The Latest Data Impact Future Fed Meetings?

15:43-Jerome Powell's Position At Risk?

20:59-Home Cancellations Rising

23:43-Will Falling Prices Help With Unaffordability?

27:47-Updates on Tariffs

30:23-Conclusion

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4 months ago
31 minutes 25 seconds

Let's Talk Housing
Let's Talk Housing Episode 52: Does Renting Beat Buying Today?

Dive into the latest housing market trends and economic updates in this episode! We’ll break down whether it's better to rent or own in today's market, July Fed meeting, falling prices, and much more.


Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!


Time Stamps:

00:00-Introduction

02:13-Current Market Update

03:36-Latest mEconomic News

04:44-Job Numbers Disappointing

10:14-Why Large Terminations Are Not Showing In Job Reports

11:51-SD & Oakland Home Prices

21:20-Is Renting The Answer?

24:55-Cancelled Pendings On The Rise

27:12-Mortgage Applications Also On The Rise

29:20-Conclusion

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4 months ago
30 minutes 1 second

Let's Talk Housing
Let's Talk Housing Episode 51: Housing Shortage Or Housing Surplus?

Dive into the latest housing market trends and economic updates in this episode! We’ll break down the recent inventory surge, first-time homebuyers depleting, the state of the job market, and much more.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!

Time Stamps:

00:00-Introduction

03:00-Current Market Update

05:50-Latest Economic News

08:33-Is There Still A Housing Shortage?

10:39-Bubble Deflating & Extra Sellers

16:20-Is There A Cushion Protecting Us From Soaring Prices?

19:21-The Struggles For First-Time Homebuyers

22:26-Is It Still A Good Time For First-Time Homebuyers?

25:03-Home Builder Confidence Continues To Tumble

27:52-Is There A Debt Bubble Brewing?

32:07-Conclusion

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5 months ago
32 minutes 54 seconds

Let's Talk Housing
Let's Talk Housing Episode 50: Housing Market Myths Debunked

In this special edition of Let’s Talk Housing, we’re breaking down some of the biggest myths in the housing market: beliefs that buyers, sellers, and agents still get wrong.

From the truth about needing 20% down to whether it’s always better to buy than rent, we’re tackling the rumors with real-world experience and data to back it up.
What you’ll learn in this episode:

  • The top 6 housing market myths debunked
  • How waiting for rates to drop is unhelpful
  • Is it a bad time to sell?
  • Why the 20% down myth still lingers
  • Is the market truly crashing like '08?

Sponsored by Josh Niehaus at Elite Group Inspection, (800) 494-8998.


Available on all platforms. Be sure to like, subscribe, and share with someone who needs a reality check before their next move.Got questions? Drop them in the comments or email us at info@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction

02:50-CurrentE conomic & Real Estate Market Update

04:58-Myth 1: It’s always better to wait for lower rates

08:37-Myth 2: The market is going to crash like 2008

11:35-Myth 3: You need 20% down to buy a house

13:22-Sponsor

14:52-Myth 4: Now is a terrible time to sell

18:32-Myth 5: Zillow says my house is worth $____, so that must be true

20:40-Myth 6: All cash offers are unbeatable

22:59-Conclusion

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5 months ago
23 minutes 57 seconds

Let's Talk Housing
Let's Talk Housing Episode 49: Are Prices Heading For A Correction?

Dive into the latest housing market trends and economic updates in this episode! We’ll break down home prices and where they are heading, debt delinquency, mortgage rate lockdown, and much more.Got questions? Drop them in the comments or email us at info@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction

02:38-Current Market Update

07:48-Latest Economic News

11:57-What If Rates Stay Above 7%?

14:51-Credit Downgrading Impacting The Market

17:03-Zillow & Redfin Are Calling For Price Drops

21:41-Debt Delinquency 

24:09-How To Succeed In Today's Market.

26:23-Mortgage Rate Lockdown Officially Gone?

29:32-Conclusion

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6 months ago
30 minutes 15 seconds

Let's Talk Housing
Let's Talk Housing Episode 48: Price Reductions On The Rise?

Dive into the latest housing market trends and economic updates in this episode! We’ll break down cracks in the housing market, private listings, price reductions, tariffs, and much more.Got questions? Drop them in the comments or email us at info@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction

03:00-Latest Economic News

07:57-Current Market Update

12:17-Cracks In TheM arket

14:34-Private Listings Affecting The Housing Market?

16:30-Price Reductions Increasing Y-O-Y

19:40-Are Price Reductions An Indicator For a Crash?

23:22-Insurance Rates On The Rise

26:05-An Update On Tariffs And How It Affects Wall Street

30:11-Conclusion

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6 months ago
31 minutes 3 seconds

Let's Talk Housing
Let's Talk Housing Episode 47: Where Are House Prices Heading?

Dive into the latest housing market trends and economic updates in this episode! We’ll break down where home prices are heading, concessions, home sales slamming the brakes, mortgage rates, and much more.Got questions? Drop them in the comments or email us at info@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction

00:47-Current Market Update

04:38-Latest Economic News

07:40-What Can Drive Down Rates?

08:46-More People Passing Down Homes?

10:37-Worries Over Housing Crash And Affordability

14:41-Concessions On The Rise

16:18-Home Sales Comparison - Great Recession V. Today

19:33-Where Are Home Prices Heading?

21:21-Conclusion

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6 months ago
22 minutes 4 seconds

Let's Talk Housing
Let's Talk Housing Episode 46: Can The Bond Market Crushing Housing?

Dive into the latest housing market trends and economic updates in this episode! We’ll break down tariffs, the bond market, economic recession, ageing homeowners, and so much more.Got questions? Drop them in the comments or email us at info@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction

02:21-Current Market Update

05:07-Latest Economic News

09:30-What Is Happening In The Bond Market?

13:30-What Would An Economic Recession Mean For Housing?

15:30-Recession Flag Update

20:52-Has The Market Changed Since The Fires?

25:13-If Rates Stay Near 7%, Will Inventory Continue To Climb?

28:44-Baby Boomers Leading The Way

30:15-How Will The Rest Of 2025 Look?

33:17-Conclusion

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7 months ago
34 minutes 3 seconds

Let's Talk Housing
Let's Talk Housing Episode 45: Best Day To Sell - Debunked

Dive into the latest housing market trends and economic updates in this episode! We’ll break down if there is a best day to sell, recession flags, consumer spending, more on the spring market, and so much more.Got questions? Drop them in the comments or email us at info@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction

02:19-Current Market Update

04:20-Latest Economic News

11:17-Is There A Right Day To Sell?

14:55-If Rates Do Give In, Can We See A Different Market?

16:11-More People Being Mortgage Free

17:44-Recession Flags

20:49-Amazon And Others With Mass Firings

23:26-Wealthy Taking Up Most Of Consumer Spending

26:08-Housing Building Index Bottoming?

29:35-Tips For Navigating The Spring Market

32:16-Conclusion

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7 months ago
32 minutes 58 seconds

Let's Talk Housing
Let's Talk Housing Episode 44: Recession Calls Return: Are You Ready?

Dive into the latest housing market trends and economic updates in this episode! We’ll break down the housing and economic recession, what type of market we're seeing, the silver tsunami, and much more.Got questions? Drop them in the comments or email us at info@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction

03:01-Current Market Update

05:24-Latest Economic News

10:09-How Likely Is An Economic Recession?

12:05-How Could A Recession Impact Housing?

14:24-What Type Of Market At We Seeing Now?

16:32-Tariffs Impacting The Housing Market?

19:02-Climate Risk Causing Drop In Values By 2055?

20:55-Is The Spring Kick Here?

22:38-Where Are We With The Silver Tsunami?

27:46-How Have The Commission Changes Impacted Real Estate?

30:19-What Can We Do To Help Fix Affordability?

34:35-Conclusion

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8 months ago
35 minutes 18 seconds

Let's Talk Housing
Let's Talk Housing Episode 43: Markets Gaining Traction

Dive into the latest housing market trends and economic updates in this episode! We’ll break down the spring market, dropping rates, first-time home buyers, home values, and much more.Got questions? Drop them in the comments or email us at info@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction

04:33-Current Market Update

08:26-Latest Economic News

17:00-Spring Market

20:11-Busy Season Slower Than Last Year?

23:07-Tariff Being Used To Lower Rates?

25:55-Low Percentage Of First-Time Homebuyers

31:22-What Can 2025 Look Like For Home Values?

33:07-Should People Wait For Values To Drop?

39:08-Conclusion

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8 months ago
39 minutes 56 seconds

Let's Talk Housing
Let's Talk Housing Episode 42: Are Tariffs Impacting The Market?

Dive into the latest housing market trends and economic updates in this episode! We’ll break down home insurance, home prices, Phoenix inventory, tariffs, and so much more.


Got questions? Drop them in the comments or email us at info@reportsonhousing.com for a chance to have them featured in a future episode!


Time Stamps:

00:00-Introduction

03:37-Latest Economic News

07:59-Current Market Update

13:04-What Do The High Inventory Levels Mean?

15:19-Phoenix Inventory

18:51-Tariffs Impacting The Market?

21:46-Home Insurance Surging

27:26-DOGE Dropping Rates?

29:58-Homebuyer Age Hitting All-Time High

33:25-Conclusion

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9 months ago
34 minutes 19 seconds

Let's Talk Housing
Let’s Talk Housing is your go-to Q&A-style podcast for all things real estate and economics. Hosted by Brennen Thomas, with insights from chief economist Steven Thomas, we break down the market in plain language for realtors, investors, buyers, sellers, and anyone curious about housing.