Welcome to 2026. In this episode, Adam and Andy kick off the new year by breaking down the financial housekeeping tasks you should tackle in January, plus key tax law changes taking effect this year.
They also address the question everyone's asking: Can this bull market keep going? Adam walks through historical data showing that the current 38-month, 90% rally is actually quite average compared to past bull markets that lasted 130+ months with gains exceeding 500%.
We cover:
Financial housekeeping for the new year (savings, spending, risk assessment)
New charitable giving deductions for non-itemizers
Changes to itemized charitable deductions based on AGI
Affordable Care Act subsidy uncertainty heading into 2026
Estate tax exemption increase to $15 million per person
Historical bull market data and what it tells us about 2026
Key trends to watch: International stocks, AI development, growth vs. value rotation
Why midterm elections shouldn't drive your investment decisions
⏱️ Timestamps:
(01:30) Happy New Year and financial housekeeping tips
(06:47) Changes to charitable giving deductions in 2026
(09:50) Affordable Care Act tax subsidy uncertainty
(11:28) Estate tax exemption increases to $15 million
(13:10) Can the stock market keep going higher?
(18:07) Historical bull market data puts 2026 in perspective
(20:33) Themes for 2026: AI, international stocks, and value rotation
(25:05) How the new Fed chair and midterm elections factor in
(28:12) Podcast disclosures
Resources:
Follow Burney Wealth Management on LinkedIn | www.linkedin.com/company/burneywealthmanagement
Follow Adam Newman on Linkedin | www.linkedin.com/in/adam-newman-cfa-cfp%C2%AE-mst-ricp%C2%AE-cepa-48853916/
Follow Andy Pratt on LinkedIn | www.linkedin.com/in/andyjpratt/
#2026Outlook #MarketOutlook #TaxPlanning #BullMarket #WealthManagement
The Burney Company is an SEC-registered investment adviser. Burney Wealth Management is a division of the Burney Company. Registration with the SEC or any state securities authority does not imply that Burney Company or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. This content is for informational and educational purposes only. It is not intended as personalized investment advice or a recommendation.
Adam and Andy tackle an important investment decision: how to divide your portfolio across cash, bonds, stocks, and alternatives.
They start by explaining the two factors that actually matter for determining asset allocation: your personal risk tolerance and how much income you need from the portfolio. Age-based rules like "subtract your age from 100" completely miss these critical inputs.
Then they walk through each building block. Cash is great for emergencies but terrible for long-term investing because of inflation. Bonds offer stability and income but come with credit risk and interest rate risk that many investors don't fully understand. Stocks provide the best long-term inflation protection but require stomaching significant volatility along the way.
They finish with alternatives, cutting through the hype to explain when private equity, private credit, and managed futures actually make sense as diversifiers rather than home run swings.
We cover:
⏱️ Timestamps:
Resources:
Follow Burney Wealth Management on LinkedIn
Follow Adam Newman on Linkedin
Ep. #16: The Psychology of Investing: Why We Make Bad Money Decisions
Ep. #24: Required Minimum Distributions, The Fear & Greed Index, and Private Equity
#AssetAllocation #InvestmentStrategy #PortfolioConstruction #RetirementPlanning #WealthManagement #FinancialPlanning
The Burney Company is an SEC-registered investment adviser. Burney Wealth Management is a division of the Burney Company. Registration with the SEC or any state securities authority does not imply that Burney Company or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. This content is for informational and educational purposes only. It is not intended as personalized investment advice or a recommendation.
Adam and Andy explain required minimum distributions (RMDs) after fielding countless year-end questions from clients. If you've ever been confused about when RMDs start, how they're calculated, or what happens if you mess them up, this episode covers everything you need to know.
The conversation shifts to CNN's Fear & Greed Index hitting "extreme fear" after just a 5% market pullback. They explain why this type of overreaction is exactly why market timing rarely works and how retail investors might actually be getting smarter.
They wrap up with a deep dive into private equity: the dispersion between top and bottom managers, why access matters more than most people realize, and when it makes sense as a portfolio diversifier versus a home run swing.
We cover:
RMD basics: when they start, how to calculate them, and common mistakes to avoid
Why you should consider Roth conversions in the window before RMDs begin
Qualified charitable distributions as a tax-efficient RMD strategy
The Fear & Greed Index overreacting to normal market volatility
How Bitcoin's decline is drawing more questions than its rally to $100k
Private equity's growing accessibility and what that actually means
The massive performance gap between best and worst PE managers
Why private equity works better as diversification than speculation
Understanding liquidity constraints in private investments
⏱️ Timestamps:
(00:57) Andy's Thanksgiving carnitas tradition
(02:13) CNN's Fear & Greed Index hits extreme fear on a 5% dip
(08:44) RMD mechanics: age requirements and calculation methods
(14:21) The spouse age factor and special IRS tables
(16:30) Flexibility in RMD timing and withholding strategies
(20:22) Qualified charitable distributions explained
(21:26) Roth accounts and the pre-RMD conversion window
(25:57) Private equity and its role in asset allocation strategies
(28:59) The critical importance of manager selection in PE
(32:23) Private equity as diversification, not home runs
(37:35) Liquidity considerations in private investments
(39:15) Podcast disclosures
Resources:
Follow Burney Wealth Management on LinkedIn | www.linkedin.com/company/burneywealthmanagement
Follow Adam Newman on Linkedin | www.linkedin.com/in/adam-newman-cfa-cfp%C2%AE-mst-ricp%C2%AE-cepa-48853916/
Follow Andy Pratt on LinkedIn | www.linkedin.com/in/andyjpratt/
CNN Fear & Greed Index | https://www.cnn.com/markets/fear-and-greed
#RetirementPlanning #TaxPlanning #PrivateEquity #RMDs #PortfolioDiversification #WealthManagement
The Burney Company is an SEC-registered investment adviser. Burney Wealth Management is a division of the Burney Company. Registration with the SEC or any state securities authority does not imply that Burney Company or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. This content is for informational and educational purposes only. It is not intended as personalized investment advice or a recommendation.
Adam and Andy dissect a Wall Street Journal article calling for a prolonged bear market to "fix" investor behavior. Spoiler: the argument falls apart under scrutiny, considering we've had five bear markets since 2008.
The conversation shifts to Bitcoin's recent decline from all-time highs and why retail investors might actually be getting smarter about crypto volatility. Then they explore bonds' quiet comeback after the painful 2022 selloff, including why the inverted yield curve finally unwinding is good news for balanced portfolios.
They wrap up with 2026 retirement contribution limits and a critical change coming for high earners making catch-up contributions.
We cover:
Why the "we need a long bear market" narrative is irresponsible financial journalism
The difference between normal bear markets and once-in-a-century crises like 2008
Bitcoin dropping from recent highs as investors wait to buy the dip
Why bonds are finally playing their traditional portfolio role again
The inverted yield curve unwinding and what it means for duration strategy
2026 retirement contribution limits across 401(k)s, IRAs, and QCDs
New Roth requirement for catch-up contributions if you earn over $150,000
Why diversification is making a comeback in 2025
⏱️ Timestamps:
(01:00) Wall Street Journal's irresponsible bear market article
(02:45) The reality of bear market frequency since 2008
(07:05) Bitcoin falling after hitting $100,000
(11:18) Understanding Bitcoin's value proposition (or lack thereof)
(12:30) Bonds making a quiet comeback after 2022's pain
(16:44) The inverted yield curve and duration strategy
(19:50) Why diversification is back in 2025
(22:57) 2026 retirement contribution limits
(26:17) New Roth catch-up requirement for high earners
(28:07) Thanksgiving plans
(29:47) Podcast disclosures
Resources:
Follow Burney Wealth Management on LinkedIn | www.linkedin.com/company/burneywealthmanagement
Follow Adam Newman on Linkedin | www.linkedin.com/in/adam-newman-cfa-cfp%C2%AE-mst-ricp%C2%AE-cepa-48853916/
Follow Andy Pratt on LinkedIn | www.linkedin.com/in/andyjpratt/
Book mention: “1929” by Andrew Ross Sorkin | https://www.amazon.com/1929-Inside-Greatest-History-Shattered-ebook/dp/B0DXMZWTYM?ref_=ast_author_mpb
Sample Financial Plan | https://burneywealth.com/sample-financial-plan?hsLang=en
Performance Matters: 7 Steps Toward More Effective Investing | https://burneywealth.com/hubfs/lead-magnets/performance-matters-ebook/Performance%20Matters%20-%207%20Steps%20Toward%20More%20Effective%20Investing%20BWM.pdf?hsLang=en
Retirement Readiness Checklist | https://burneywealth.com/retirement-checklist?hsLang=en
#RetirementPlanning #Bitcoin #BondInvesting #PortfolioDiversification #WealthManagement
The Burney Company is an SEC-registered investment adviser. Burney Wealth Management is a division of the Burney Company. Registration with the SEC or any state securities authority does not imply that Burney Company or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. This content is for informational and educational purposes only. It is not intended as personalized investment advice or a recommendation.
As Thanksgiving approaches, Andy and Adam tackle money conversations at every life stage. From teaching kindergarteners about spending, saving, and giving to helping retirees navigate Social Security claiming decisions.
Andy shares his new allowance system for his 5-year-old, designed to build lifelong financial habits through three buckets: give, save, and spend. The conversation then shifts to creative giving strategies from grandparents, including 401(k)-style matching programs that encourage adult children to save.
The second half digs into Social Security strategy, covering the three biggest claiming mistakes and why delaying benefits often makes sense when you view them as longevity insurance rather than a game to win.
We cover:
How to introduce money concepts to young children using allowances
The three-bucket system: give, save, and spend
Creative multigenerational wealth transfer strategies
Why taking Social Security at 62 usually costs you (a lot)
The importance of viewing Social Security decisions within your overall financial plan
Social Security as longevity insurance, not an investment to beat
How spousal benefits work and planning for survivor benefits
Whether Social Security will actually be there when you need it
⏱️ Timestamps:
(00:55) Teaching kids about money with allowances
(04:00) When to start financial education for children
(07:40) Creative giving strategies for adult children
(14:23) Top three Social Security claiming mistakes
(16:38) The steep cost of claiming at 62
(21:14) Looking at Social Security within your full financial picture
(24:04) Will Social Security be there when you retire?
(28:08) Social Security as longevity insurance
(33:19) Planning Social Security for couples and survivor benefits
(35:45) Podcast disclosures
Resources:
Follow Burney Wealth Management on LinkedIn | www.linkedin.com/company/burneywealthmanagement
Follow Adam Newman on Linkedin | www.linkedin.com/in/adam-newman-cfa-cfp%C2%AE-mst-ricp%C2%AE-cepa-48853916/
Follow Andy Pratt on LinkedIn | www.linkedin.com/in/andyjpratt/
#RetirementPlanning #FinancialLiteracy #SocialSecurity #TaxPlanning #WealthManagement
The Burney Company is an SEC-registered investment adviser. Burney Wealth Management is a division of the Burney Company. Registration with the SEC or any state securities authority does not imply that Burney Company or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. This content is for informational and educational purposes only. It is not intended as personalized investment advice or a recommendation.
Post-Halloween candy rankings lead into two big topics: life insurance strategies and bubble fears.
Adam discusses term versus permanent life insurance, explaining why term policies make sense for most people and when permanent policies might actually fit. He covers laddering strategies, the investment component of permanent policies, and why most people just need pure coverage at the lowest cost.
Then Andy takes on the bubble question everyone keeps asking. Using charts on market recoveries, earnings growth, and profitability, he explains why current valuations actually make sense and why the current environment doesn't look like the dot-com era.
We cover:
Why term life insurance is simpler and cheaper than permanent life insurance
Laddering policies to match different financial obligations
The investment component of permanent life insurance
When permanent policies might make sense (special needs planning, estate taxes)
Why people keep asking if we're in a bubble
How this market recovery compares to past corrections
Nvidia versus Cisco - profitability changes everything
Why analyst expectations track with stock prices today
Magnificent Seven earnings and profitability trends
Seasonality patterns and the Santa Rally effect
⏱️ Timestamps:
(00:00) Halloween candy power rankings (100 Grand wins)
(03:15) Life insurance: term versus permanent explained
(04:20) Why term insurance makes sense for most people
(06:00) Laddering policies to control costs
(09:00) Permanent life insurance and the investment component
(14:10) Buy term and invest the difference strategy
(15:44) Bubble concerns and cognitive dissonance
(18:19) Market recovery comparison charts
(21:00) Cisco in 2000 versus Nvidia today
(23:00) Earnings growth across all sectors
(24:10) Magnificent Seven profitability trends
(26:00) Sentiment check - fear versus euphoria
(29:22) Seasonality and the Santa Rally
(34:00) International diversification finally working
(36:00) Podcast disclosures
Resources:
Follow Burney Wealth Management on LinkedIn | www.linkedin.com/company/burneywealthmanagement
Follow Adam Newman on Linkedin | https://www.linkedin.com/in/adam-newman-cfa-cfp%C2%AE-mst-ricp%C2%AE-cepa-48853916/
Follow Andy Pratt on LinkedIn | https://www.linkedin.com/in/andyjpratt/
#LifeInsurance #MarketBubble #InvestingStrategy #RetirementPlanning #WealthManagement
The Burney Company is an SEC-registered investment adviser. Burney Wealth Management is a division of the Burney Company. Registration with the SEC or any state securities authority does not imply that Burney Company or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. This content is for informational and educational purposes only. It is not intended as personalized investment advice or a recommendation.
Andy dresses up as an index fund for Halloween (yes, really). The costume sparks a conversation about what index funds actually are, why they've dominated recent returns, and what happens when mega-cap stocks stop outperforming.
Plus, Adam breaks down three approaches to retirement spending - from detailed spreadsheets to the famous 4% rule to a more flexible guardrails method. They also discuss what rising bear market experience means for different generations of investors.
We cover:
Why index funds are mostly just the biggest stocks in different sizes
The performance chasing problem with yesterday's winners
Small cap and value stocks historically outperforming over long periods
Three ways to figure out retirement spending (and why flexibility matters)
What the 4% rule actually assumes (and what it misses)
The guardrails approach to retirement withdrawals
How many bear markets different generations have experienced
Gifting Roth IRA contributions to young family members
⏱️ Timestamps:
(00:00) Andy's index fund Halloween costume
(02:38) Why index funds have been such a big win for investors
(04:45) The concentration problem - when the biggest stocks dominate
(06:09) Performance chasing and what happens when mega caps slow down
(08:08) Small cap and value premiums over the long run
(14:20) Three approaches to retirement spending budgets
(16:50) Why detailed budgets never play out exactly as planned
(18:50) The 4% rule and what it misses
(22:00) The guardrails approach to retirement spending
(28:30) Bear markets by generation - experience shapes perspective
(33:40) Gifting Roth IRA contributions to kids and grandkids
(36:05) Podcast disclosures
Resources:
Follow Burney Wealth Management on LinkedIn | www.linkedin.com/company/burneywealthmanagement
Follow Adam Newman on Linkedin | https://www.linkedin.com/in/adam-newman-cfa-cfp%C2%AE-mst-ricp%C2%AE-cepa-48853916/
Follow Andy Pratt on LinkedIn | https://www.linkedin.com/in/andyjpratt/
#IndexFunds #RetirementPlanning #RetirementSpending #WealthManagement #InvestingStrategy
The Burney Company is an SEC-registered investment adviser. Burney Wealth Management is a division of the Burney Company. Registration with the SEC or any state securities authority does not imply that Burney Company or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. This content is for informational and educational purposes only. It is not intended as personalized investment advice or a recommendation.
Open enrollment season is here, which means it's time to review your Medicare coverage. Adam walks through the ABCs of Medicare, explains the difference between original Medicare and Medicare Advantage, and shares why even if you're happy with your plan, an annual review matters.
Plus, Andy and Adam tackle two common retirement questions: how to reduce those dreaded required minimum distributions, and whether you should pay off your mortgage before retirement (spoiler: the math answer and the peace of mind answer might be different).
We cover:
Why you should review your Medicare plan every year
Original Medicare vs. Medicare Advantage: pros, cons, and who each works best for
The actual costs of Parts A, B, D, and Medigap plans
Tax diversification strategies to reduce future RMDs
Roth conversions and the retirement window of opportunity
Qualified charitable distributions as an RMD strategy
The mortgage payoff question: when the numbers say one thing but your gut says another
Why 2-3% mortgage rates change the math entirely
⏱️ Timestamps:
(00:34) Episode 19 and keeping track of topics
(01:52) Medicare open enrollment: why annual reviews matter
(02:58) Status quo bias and Medicare plan reviews
(04:27) Original Medicare: Parts A, B, D, and Medigap explained
(07:22) Medicare Advantage: lower premiums, more perks, less flexibility
(11:05) Who should consider each type of plan
(12:19) Healthcare costs in retirement
(13:27) RMDs: the required minimum distribution problem
(15:02) When RMDs exceed your peak earning years
(16:21) Tax diversification: planning ahead to reduce RMDs
(20:40) The retirement window for Roth conversions
(23:00) Qualified charitable distributions (QCDs)
(27:27) The mortgage payoff debate begins
(29:44) When debt feels divisive
(32:33) The math vs. peace of mind calculation
(35:05) Risk tolerance and generational perspectives on debt
(37:41) Maintaining flexibility even after payoff
(39:15) Don't over-optimize your life
(39:00) Podcast disclosures
Resources:
Follow Burney Wealth Management on LinkedIn | www.linkedin.com/company/burneywealthmanagement
Follow Adam Newman on Linkedin | www.linkedin.com/in/adam-newman-cfa-cfp%C2%AE-mst-ricp%C2%AE-cepa-48853916/
Follow Andy Pratt on LinkedIn | www.linkedin.com/in/andyjpratt/
Move Health: Medicare plan review partner | https://movehealth.io/
Ep. #16: The Psychology of Investing | burneywealth.com/blog/behavioral-biases-investing-psychology-episode-16
#Medicare #OpenEnrollment #RMDs #RetirementPlanning #MortgagePayoff #TaxPlanning
The Burney Company is an SEC-registered investment adviser. Burney Wealth Management is a division of the Burney Company. Registration with the SEC or any state securities authority does not imply that Burney Company or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. This content is for informational and educational purposes only. It is not intended as personalized investment advice or a recommendation.
Markets dropped 1% and the headlines went wild. Andy and Adam cut through the noise to explain why this is completely normal, what the recent data tells us about stock picking versus index investing, and why all-time highs aren't something to fear.
They also tackle a critical retirement question: how do you know when you've saved enough to actually spend your money? Plus, Adam shares why a simple calendar exercise can show more about retirement readiness than most financial calculations.
We cover:
Why 31 down days per year is totally normal for markets
The surprising data on stock pickers beating the S&P 500
Why market concentration doesn't mean what you think it means
The psychology behind fearing all-time highs
How to know when you've accumulated enough wealth
The retirement planning exercise most people skip
Why spending decisions are art, not science
⏱️ Timestamps:
(00:32) Welcome
(02:14) Market volatility: what's actually normal?
(04:43) The surprising frequency of 1% down days
(06:22) Stock picker performance versus the S&P 500
(09:00) Why "stock picking" is too broad a category
(11:47) Understanding market concentration
(14:40) The psychology of fearing market tops
(18:22) Recency bias and the "Big Long" versus the "Big Short"
(20:43) When is the market ever calm enough?
(22:47) Book recommendation: The Art of Spending
(24:14) Retirement planning: the calendar exercise
(26:39) Next week: Medicare and ACA tax credits
(27:21) Podcast disclosures
Resources:
Follow Burney Wealth Management on LinkedIn | www.linkedin.com/company/burneywealthmanagement
Follow Adam Newman on Linkedin | https://www.linkedin.com/in/adam-newman-cfa-cfp%C2%AE-mst-ricp%C2%AE-cepa-48853916/
Follow Andy Pratt on LinkedIn | https://www.linkedin.com/in/andyjpratt/
Episode #16: The Psychology of Investing: Why We Make Bad Money Decisions | https://burneywealth.com/blog/behavioral-biases-investing-psychology-episode-16
Book recommendation: The Art of Spending Money: Simple Choices for a Richer Life by Morgan Housel | https://www.amazon.com/Art-Spending-Money-Simple-Choices/dp/0593716620
#MarketVolatility #StockPicking #RetirementPlanning #WealthManagement #InvestingPsychology
The Burney Company is an SEC-registered investment adviser. Burney Wealth Management is a division of the Burney Company. Registration with the SEC or any state securities authority does not imply that Burney Company or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. This content is for informational and educational purposes only. It is not intended as personalized investment advice or a recommendation.
Andy lives right outside DC, where government shutdowns actually matter. For the rest of the country? Not so much.
Markets barely react to these political theatrics anymore. Seven out of ten shutdowns since 1980 saw positive stock returns. The worst decline was 2% back in 1990.
But there's a tax change coming in 2026 that does matter: if you make over $145,000 and contribute catch-up dollars to your 401(k), those contributions will now have to be made through a Roth account, rather than a 401(k). No more deferring taxes on that extra $7,500.
Adam and Andy discuss what this means, why it's confusing, and whether it might actually be good for you long-term. Plus, they tackle the perennial question: do I need a trust?
We cover:
⏱️ Timestamps:
Resources:
Follow Burney Wealth Management on LinkedIn
Follow Adam Newman on Linkedin
#RetirementPlanning #401k #EstatePlanning #Trusts #TaxPlanning #WealthManagement
The Burney Company is an SEC-registered investment adviser. Burney Wealth Management is a division of the Burney Company. Registration with the SEC or any state securities authority does not imply that Burney Company or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. This content is for informational and educational purposes only. It is not intended as personalized investment advice or a recommendation.
Andy opens with a confession: industrial psychology taught him that job interviews are terrible predictors of success. That same human irrationality shows up everywhere, especially in investing.
The hosts walk through seven behavioral biases that trip up even professional investors. From overconfidence after hitting it big on Nvidia to confirmation bias keeping us stuck in echo chambers, these mental shortcuts cost real money.
Plus, they tease next week's estate planning episode on trusts.
We cover:
⏱️ Timestamps:
Resources:
Follow Burney Wealth Management on LinkedIn
Follow Adam Newman on Linkedin
#BehavioralFinance #InvestmentPsychology #InvestorBiases #WealthManagement #FinancialPlanning
The Burney Company is an SEC-registered investment adviser. Burney Wealth Management is a division of the Burney Company. Registration with the SEC or any state securities authority does not imply that Burney Company or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. This content is for informational and educational purposes only. It is not intended as personalized investment advice or a recommendation.
Halloween decorations are acceptable, but $7 trillion in "cash on the sidelines"? Andy explains why this bullish talking point might be overblown when you examine the actual numbers relative to market size.
Plus, Andy & Adam discuss the complex world of 351 conversions - a 100+ year old tax code provision that's suddenly relevant for modern ETF launches. From charitable remainder trust optimization to why your Halloween costume might be more strategic than your investment allocation.
We cover:
⏱️ Timestamps:
Resources:
Follow Burney Wealth Management on LinkedIn
Follow Adam Newman on Linkedin
#cash #etfs #charitabletrust #taxplanning #assetallocation #moneymarketrates
The Burney Company is an SEC-registered investment adviser. Burney Wealth Management is a division of the Burney Company. Registration with the SEC or any state securities authority does not imply that Burney Company or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. This content is for informational and educational purposes only. It is not intended as personalized investment advice or a recommendation.
Adam and Andy record live from Jackson Lake Lodge in Wyoming. It’s the same scenic backdrop where the Federal Reserve holds its annual retreat. Fitting timing, as they're discussing the Fed rate cut happening that very day and what it really means for your money.
They tackle a listener question about cutting through financial media noise to find the truth beneath the headlines. From Paul Volcker's fly fishing habits to practical retirement paycheck automation, this episode discusses how to navigate information overload in today's algorithmic news cycle.
We cover:
⏱️ Timestamps:
Resources:
Follow Burney Wealth Management on LinkedIn
Follow Adam Newman on Linkedin
#FedRateCuts #MediaLiteracy #RetirementPlanning #MarketReality #WealthManagement
The Burney Company is an SEC-registered investment adviser. Burney Wealth Management is a division of the Burney Company. Registration with the SEC or any state securities authority does not imply that Burney Company or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. This content is for informational and educational purposes only. It is not intended as personalized investment advice or a recommendation.
Andy's elaborate NFL betting model, designed to win a family football pool, always loses to his aunt who watches three games a year. This perfectly illustrates the over-optimization trap that plagues everything from fantasy football to financial planning.
Adam and Andy explore why the pursuit of perfection in long-term planning often backfires, from clients demanding 12.3% returns to the fatigue that comes with trying to control every variable. Plus, they break down the Warren Buffett often-repeated market indicator that has investors spooked at its current number - 215%, and explain why four major changes since 2001 might make this “best measure” obsolete.
We cover:
⏱️ Timestamps:
Resources:
Follow Burney Wealth Management on LinkedIn
Follow Adam Newman on Linkedin
#OverOptimization #BuffettIndicator #MarketValuations #FinancialPlanning #InvestmentStrategy #WealthManagement
The Burney Company is an SEC-registered investment adviser. Burney Wealth Management is a division of the Burney Company. Registration with the SEC or any state securities authority does not imply that Burney Company or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. This content is for informational and educational purposes only. It is not intended as personalized investment advice or a recommendation.
Bill Belichick coaching UNC proves retirement needs purpose, but the real surprise this year has been international markets. Andy and Adam break down why overseas stocks are quietly crushing US returns, plus advanced strategies for charitable giving and health savings accounts.
From Germany leading global markets to donor-advised funds and charitable remainder trusts, this episode covers the sophisticated planning tools that make the biggest impact during income transitions.
We cover:
⏱️ Timestamps:
Resources:
Follow Burney Wealth Management on LinkedIn
Follow Adam Newman on Linkedin
#InternationalInvesting #CharitablePlanning #HSAStrategy #RetirementPlanning #TaxPlanning #WealthManagement
The Burney Company is an SEC-registered investment adviser. Burney Wealth Management is a division of the Burney Company. Registration with the SEC or any state securities authority does not imply that Burney Company or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. This content is for informational and educational purposes only. It is not intended as personalized investment advice or a recommendation.
College football season is starting, but Adam and Andy are more excited to tackle annuities (sort of). They explain why these "guaranteed income" products usually don't make sense, from hidden costs to lost flexibility to expensive fees.
Plus, they address recession fears while markets sit at all-time highs, discuss whether the AI trade is really dead, and debate the government's controversial stake in Intel.
We cover:
⏱️ Timestamps:
Resources:
Follow Burney Wealth Management on LinkedIn
Follow Adam Newman on Linkedin
#Annuities #RetirementPlanning #RecessionFears #AIInvesting #MarketOutlook #WealthManagement
The Burney Company is an SEC-registered investment adviser. Burney Wealth Management is a division of the Burney Company. Registration with the SEC or any state securities authority does not imply that Burney Company or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. This content is for informational and educational purposes only. It is not intended as personalized investment advice or a recommendation.
A major alternative investment platform just made headlines for all the wrong reasons. Andy and Adam discuss what went wrong with YieldStreet and why “investing like the 1%” isn't as simple as it sounds.
Plus, they tackle a listener question about withdrawal strategies during market downturns. When you need money from your portfolio during bear markets, how do you avoid selling stocks at fire-sale prices?
We cover:
⏱️ Timestamps:
Resources:
Follow Burney Wealth Management on LinkedIn
Follow Adam Newman on Linkedin
#AlternativeInvestments #RetirementPlanning #WithdrawalStrategies #YieldStreet #WealthManagement #SequenceOfReturnRisk
The Burney Company is an SEC-registered investment adviser. Burney Wealth Management is a division of the Burney Company. Registration with the SEC or any state securities authority does not imply that Burney Company or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. This content is for informational and educational purposes only. It is not intended as personalized investment advice or a recommendation.
The AI trade is back in full swing, but should you chase it? Andy and Adam discuss why investment themes can be exciting but dangerous, and how to think about hot trends like AI, data centers, and nuclear energy.
Plus, Adam walks through the basics of family gifting strategies. From annual exclusions to gifting appreciated stock, they cover practical ways to help family members while potentially saving on taxes.
We cover:
⏱️ Timestamps:
Resources:
Follow Burney Wealth Management on LinkedIn
Follow Adam Newman on Linkedin
#AIInvesting #GiftTax #EstatePlanning #WealthManagement #FamilyGifting
The Burney Company is an SEC-registered investment adviser. Burney Wealth Management is a division of the Burney Company. Registration with the SEC or any state securities authority does not imply that Burney Company or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. This content is for informational and educational purposes only. It is not intended as personalized investment advice or a recommendation.
Alternative investments are coming to 401(k) plans for the first time. Is this great news for regular investors or a recipe for disaster?
Andy and Adam debate whether Main Street should get excited about accessing private equity and private credit, or whether these investments will just be expensive versions of what people already have.
Plus, Adam walks through why retirement completely changes your tax situation. When paychecks stop, the entire tax burden shifts back to you. But that actually creates some incredible planning opportunities.
We cover:
⏱️ Timestamps:
Resources:
Follow Burney Wealth Management on LinkedIn
Follow Adam Newman on Linkedin
#RetirementPlanning #AlternativeInvestments #TaxPlanning #401k #WealthManagement
The Burney Company is an SEC-registered investment adviser. Burney Wealth Management is a division of the Burney Company. Registration with the SEC or any state securities authority does not imply that Burney Company or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. This content is for informational and educational purposes only. It is not intended as personalized investment advice or a recommendation.