In a time of economic and cultural shaking, financial weaknesses are being exposed. In this episode, Raymond Ihim explains why holding fast to financial fundamentals matters more than ever, why wisdom should not be rejected, and how removing bad money habits now can prevent collapse later.
Many people believe their financial struggle is about income, but the real issue is unmanaged cash flow and lack of structure. In this episode, Raymond Ihim breaks down why responsible people still feel stuck financially and what it actually takes to build stability that can survive real life disruptions.
Medical bills overwhelm families not because help does not exist, but because people search and apply the wrong way. In this episode, Raymond Ihim breaks down how to find legitimate foundations, patient assistance programs, and regional grants that actually help with medical expenses, and why relief alone is not enough without a long term financial plan.
Most people believe they need more income to get ahead, but the real issue is that their money has no direction. In this episode, Raymond Ihim breaks down why money without a plan always disappears and how assigning every dollar a job before the month starts can immediately reduce stress and create financial progress.
In this episode, Ray dives deep into the topic of why saving often feels like an insurmountable task. He then goes on to explore specific strategies and practical steps that individuals can take to establish effective systems that will significantly improve their ability to save money.
In this episode of Make More of Your Money, Ray and Emily break down how real change in your financial life starts with shifts in identity, skills, and action. They show how the way you see yourself drives your financial behavior and why lasting progress only happens when your mindset, capabilities, and daily execution align.
They walk through how to anchor money decisions in values, stack skills that expand your earning power, build habits that compound over time, and take intentional steps that create measurable momentum. They also cover how to track your growth and protect what you are building so it supports the next generation.
This is not about shortcuts. It is about becoming the kind of person whose behaviors naturally create financial strength. If you want a clear path to growth and legacy, this conversation delivers it.
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