In this episode, Raymond Ihim dives into the hidden financial drain that comes not from what we do wrong, but from what we refuse to change. Most people believe progress is about action — but often, the biggest losses come from inaction. He breaks down how failing to budget, not paying off debt aggressively, and avoiding growth all silently bleed away your wealth.
You’ll uncover:
The real cost of not budgeting — and how unnoticed spending adds up fast. Lionhood Financial Coaching
How staying in the same career or role (without increasing your income) erodes your long-term earning potential. Lionhood Financial Coaching
The emotional charge of inaction: chronic stress, burnout, and the quiet death of ambition. Lionhood Financial Coaching
The opportunity cost of delaying investing and skills development — what compound growth could’ve done for you by now. Lionhood Financial Coaching
A practical, five-step plan to break free: defining non-negotiable goals, building systems, cutting drain habits, leveling up, and getting real support. Lionhood Financial Coaching
If you’ve ever felt stuck, frustrated, or overwhelmed by your finances — this is your wake-up call. It’s not failure you’re paying for. It’s standing still.
In this episode of Make More of Your Money, Raymond and Emily Ihim break down how to build lasting wealth without sacrificing your energy, faith, or relationships. He explains why defining your “why” is more important than just chasing dollars — and how purpose-driven decisions can fuel sustainable financial growth. You’ll hear how to prioritize high-leverage actions, automate your savings and debt payoff, and systematize your money so you stop reacting and start building. They also reveal why rest and faith aren’t luxuries — they are essential parts of your financial journey. Finally, he makes the case for coaching: structured accountability is what turns knowledge into disciplined execution.
If you’re done hustling for money and ready to build real, intentional wealth that lasts, this episode is for you.
Key Takeaways:
Clarifying your purpose before scaling your income
Focusing on actions that give you the biggest return (in dollars, time, and energy)
Automating financial behaviors to reduce mental fatigue
Incorporating rest, reflection, and faith into your money plan
Harnessing coaching to stay accountable and aligned with your long-term vision
In this enlightening episode of Make More of Your Money, we tackle the essential topic of educating your children and heirs about managing money responsibly. Join us as we dive into "Lesson 6.1: Teaching Financial Literacy to Future Generations," where we share three crucial strategies to instill core financial values, introduce advanced financial concepts, and lead by example. Discover how to create a lasting legacy of financial wisdom and empower the next generation to make informed decisions. Tune in for valuable insights and practical tips that will help you shape financially savvy, responsible, and prosperous heirs.