The podcast for people who want financial freedom, without giving up their coffee.
That means it's time to make the money world make cents. Join Frances Cook, best-selling author and award-winning journalist, to talk about the proven ways to invest your way to financial independence, buy your first home, or just get your spending under control.
Every Monday we have the week's feature interview, with someone who's done something interesting with their money. From paying off a mountain of debt, or investing for financial independence, or starting a new business, these are the ordinary people making the extraordinary possible.
On Thursday we have Ask the Experts, where industry insiders answer your questions on the money world. From earning more in your career, to investing, or sticking to a budget, they'll help make money simple.
Every now and then you'll get a bonus episode too, but the fun of those is that you never know when they're coming!
Hosted on Acast. See acast.com/privacy for more information.
The podcast for people who want financial freedom, without giving up their coffee.
That means it's time to make the money world make cents. Join Frances Cook, best-selling author and award-winning journalist, to talk about the proven ways to invest your way to financial independence, buy your first home, or just get your spending under control.
Every Monday we have the week's feature interview, with someone who's done something interesting with their money. From paying off a mountain of debt, or investing for financial independence, or starting a new business, these are the ordinary people making the extraordinary possible.
On Thursday we have Ask the Experts, where industry insiders answer your questions on the money world. From earning more in your career, to investing, or sticking to a budget, they'll help make money simple.
Every now and then you'll get a bonus episode too, but the fun of those is that you never know when they're coming!
Hosted on Acast. See acast.com/privacy for more information.

On paper, today’s listener has it made. Two multimillion-dollar homes, no mortgage, and investments on the side.
But with private-school fees, high living costs, and no full-time second income, the numbers don’t add up.
Their savings are shrinking fast, and the stress is rising even faster.
In this week’s Ask the Experts, Frances Cook and EnableMe’s head strategic coach Katie Wesney unpack what really causes wealth to feel fragile, even when you’re technically “doing well.”
They dig into why cash flow, not just net worth, determines your financial stability, and how to fix a lifestyle that’s quietly burning through your safety net.
From whether to sell shares or take out a mortgage again, to tough calls around private school fees and property priorities, this episode gets real about trade-offs, structure, and sustainability.
If you’ve ever wondered how people with big assets still end up broke on paper, or you’re feeling the pinch of a high-cost lifestyle yourself, this one’s essential listening.
If you have a letter you’d like us to answer, please send it through to ask@francescook.co.nz and you might feature on our next episode!
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
This podcast was filmed and produced by Fanaticals
Video editing & content production by Lana Byrne
Audio engineering by Tash Chittock
Hosted on Acast. See acast.com/privacy for more information.