Gold has been in the headlines quite a bit seeing it has had a fairly good year of returns. But, what is the investment thesis for gold? Is there one? Is there a difference between owning it physically and via an investment fund like a mutual fund or ETF? Hear all that, and more in … Continue reading Episode 39: Gold, as an investment?

It seems like there’s always a headline to talk about these days, and this one is a doozy! While generally speaking, we’re a big fan of making housing a more affordable choice, what complications could a 50-year mortgage come with? Higher rates? Skyrocketing prices? Something ELSE??? Tune in and hear our thoughts on the 50-Year … Continue reading Episode 38: A 50 Year Mortgage? Good or Bad?

ALL DEBT IS BAD! (Just kidding!) But, many times we here the constant pressure to pay down a mortgage “as fast as possible”? Does that mean you should do a 15-year loan? Is there another way? What are the pros and cons of that decision? Find out in this episode! Have a question for a … Continue reading Episode 37: Housing Hot Takes… Should I Pay A Mortgage Fast?

This week’s topic comes from a wedding Matt attended in the recent past. As is usual when we tell people we’re a Financial Planner, the questions come flowing! This time, the question was “Should I DIY my Roth IRA?”, which was interesting for a number of reasons. In this episode, Matt and Elliott highlight the … Continue reading Episode 36: Should I Manage My Own Investments?

With the job market looking a bit rocky, Matt and Elliott wanted to talk about liquidity… or more simply, what is your ability to pay your bills in tough times? While a Net Worth statement is a great tool, it only tells a partial story of your ability to actually pay for things. Many times, … Continue reading Episode 35: What About Liquidity? Can You Use Money If You Need It!?

Welcome to our Estate Planning finale! (For now… at least!) In this episode, Matt and Elliott share some stories of where they have seen issues arise in the past. Whether it’s forgetting (or not doing) the simple things like setting beneficiaries, not having proper control over your assets, or just organizational chaos… there are many … Continue reading Episode 34: When Estate Planning Goes Wrong (Or Wasn’t Done)

We’re closing in on the end of our Estate Planning mini-series, and we’ve saved some of the most important topics for last! Healthcare decisions! While a Will and the other documents we’ve discussed up to this point will help you get money from A to B, or at least be able to have someone in … Continue reading Episode 33: Who Will Make Health Decisions If You Can’t?

It’s time for Elliott’s FAVORITE Estate Planning document this week! We’re here to talk about Financial Power of Attorney… and in this episode we cover: Springing vs. Immediate Powers Effective implementation of a POA Understanding what you can grant, or choose to limit Why a POA is likely better than having Joint Accounts Resources: https://www.kitces.com/blog/power-of-attorney-poa-incapacity-access-durability-springing-elder-abuse-rejection-agent/ … Continue reading Episode 32: What Is A Financial Power Of Attorney?

Welcome to another episode of ME & Money! This week, we are kicking off a mini-series on Estate Planning. In this episode, we cover: The high-level basics of what an Estate Plan is, and what it does Why everyone has a need to either get, or monitor their Estate Plan Key documents and basic terminology … Continue reading Episode 30: Estate Planning, An Introduction

Talking money with kids… it doesn’t happen enough and is probably second only to the “birds and the bees” conversation in terms of things parents dread talking to their kids about. Well, Gayle Reaume (https://www.instagram.com/gayleannreaume/ , https://moolahu.com/) has a solution for you! In this episode, Matt and Elliott talk with Gayle about: Teaching children how … Continue reading Episode 29: How To Approach Money With Children (w/ Special Guest Gayle Reaume)