Medicare Advantage Minute:                                                                         House Democrats Introduce Legislation to Stop Prior Authorization Pilot!      Your Medicare Benefits 2025:                                                                          Sleep Studies How the government shutdown affects Medicare! (Spoiler alert: It doesn't) Concierge medicine described, with pros & cons for patients and doctors. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

      Medicare Advantage Minute:                                                                      United Healthcare Projects A 1,000,000 Member Drop in Medicare Advantage Enrollment      Your Medicare Benefits 2025:                                                                              Skilled Nursing Facility Care Correspondence with client Richard: He wondered whether he had to "re-up" (re-enroll) in his Medicare supplement and/or his Part D drug plan. Turns out he received a very scary "scam" e-mail raising concern that his insurance was about to lapse. Correspondence with soon-to-be client Kelly: She is worried about the level and quality of customer service she will have with a particular company. In my view she was misled by a government website. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

          Medicare Advantage Minute:                                                                              Want to watch a highly entertaining documentary about a type of Medicare insurance to be avoided like the plague? Type this into the YouTube search window: "Medicare Advantage: Last Week Tonight with John Oliver"           Your Medicare Benefits 2025:                                                                     Shots (vaccines) Correspondence with a potential client answers the question: What keeps the deductible in "High Deductible Plan G" from taking off into the stratosphere? AI set his mind at ease: Increases are linked by law to the Consumer Price Index. Finally, I present a simple explanation of how medical bills are covered by the High Deductible Plan G. the Medicare supplement I recommend above all other plans. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

         Medicare Advantage Minute:                                                                                Medicare users could soon lose perks they love, like choosing their own doctors!           Your Medicare Benefits 2025:                                                                            Shingles Shots We review recent rate increase filings in various states by various insurance companies. Is Medical inflation still with us or is it starting to subside? Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

         Medicare Advantage Minute:                                                                               Mayo Clinic warns that it won't take most Advantage plans (in Phoenix, AZ and Jacksonville, FL).         Your Medicare Benefits 2025:                                                                           Sexually Transmitted Infection Screenings Correspondence, consisting of questions and answers, from clients and soon-to-be clients, Peter in New York seems happy to have discovered the podcast. Michael has many questions about the consequences of moving, disenrolling from Part B and exceeding the IRMAA penalty tipping point. Peter in Houston wants to discuss the advantages and disadvantages of various rating protocols and to what extent customer service should concerns play in his decision process. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Medicare Advantage Minute:                                                                                               An article by Medicare Advantage plan boss Sachin H. Jain lays out the top 5 reasons for turmoil in the MA markets. Your Medicare Benefits 2025:                                                                                               Second Surgical Opinions (and even third opinions under some circumstances). From Toni King's column: Reader Don asks, "Why am I receiving a Part D penalty?" Correspondence from new listener (and soon to be client) Peter from Houston.    He has concerns that cause me to address:                                                              various rating methodologies,                                                                                 the possibility of the "deductible" in High Deductible supplements to grow beyond reasonable limits                                                                                                     and something else that induces me to send him a link to the HeyMoe drug plan selection program. With that he will earn a small discount and a valuable series of drug discount opportunities. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Medicare Advantage Minute:                                                                                                  Four Things to Know About the Medicare Prior Authorization Pilot Program.  The existence of this experiment just might be the first step down a very slippery slope!  Your Medicare Benefits 2025:                                                                                                 Rural Health Clinic Services Concierge Medicine Explained Ten Best & Worst States in Which to Find a Job! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Medicare Advantage Minute:                                                                                                  Stop the Health Insurers' Raid on the Treasury! Your Medicare Benefits 2025:                                                                                                  Respiratory Syncytial Virus (RSV) Shot Stalker Suzy reviews Hey Moe's Melinda Caughill's appearance on the MLM Podcast! Prescription Drug Coverage Options are Shrinking for Medicare Shoppers Ozempic & Wegovy are now sold at Sam's Club for $500, joining Costco, GoodRx  and Novocare Pharmacy.    Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Medicare Advantage Minute:                                                                                      33 Health Systems are Dropping Medicare Advantage Plans!                               Why might this be? Cited reasons include prior authorization problems and slow payments! Your Medicare Benefits 2025:                                                                          Religious Nonmedical Healthcare Institution Items & Services Vacation Report:                                                                                                  Visitors to Arizona report having lots of fun in the sun. Let's hope they keep it under their hats after returning to the East Coast. It is getting crowded out here in the Sonoran Desert! Alert listener Steve in Texas entered a comment under a Medicare instructional video indicating "he wouldn't trust a broker who does not recommend supplement High Deductible Plan G".                                                                                  Another viewer opined that HDG is not available in all locations. Steve came to the right place to set him straight! Speaking of my favorite Medicare supplement plan, how have the HDG rate increases been lately?   Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

For the first time in history another Medicare expert joins us (via ZOOM) to shed some light on a complicated Medicare problem: How to select the best available prescription drug plan without having to deal with any annoying insurance agents! We welcome Melinda Caughill from HeyMOE.com to explain their brand new service. MOE stands for "Medicare Open Enrollment" and Hey is a call to action (I guess) so Hey MOE should be your signal to use the best plan selection tool in the business! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

For the first time in history another Medicare expert joins us (via ZOOM) to shed some light on a complicated Medicare problem: How to select the best available prescription drug plan without having to deal with any annoying insurance agents! We welcome Melinda Caughill from HeyMOE.com to explain their brand new service. MOE stands for "Medicare Open Enrollment" and Hey is a call to action (I guess) so Hey MOE should be your signal to use the best plan selection tool in the business! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Medicare Advantage Minute:                                                                                                 The government will allow plan changes due to inaccurate Medicare Advantage network directory listings.  Your Medicare Benefits 2025:                                                                                                 Radiation therapy Humana announcement details year-end Medicare supplement rate increases for supplement plans in several states. Exactly as predicted by this podcaster, High Deductible Plan G proves to be the best deal of all! Samples from the file containing the content curator's favorite category: Correspondence:                                                                                                                     Myrna asked about the cautionary statements on page 21 of "Medicare for the Lazy Man". The source of confusion had to do with the difference between Health Savings Accounts and Flexible Spending Accounts.                                                                                                                                                                                 Joe described "Medicare for the Lazy Man" as being very helpful but he still some reassurance after a "professional" advisor hired by his company made the assertion that "nobody buys High Deductible Plan G"!                                                         That guy gets paid more when people like Joe are forced to spend more. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Medicare Advantage Minute:                                                                                               A New Hampshire state official issues a dire assessment of the state of the Medicare Advantage market in his area of responsibility.  Your Medicare Benefits 2025:                                                                                                Pulmonary Rehabilitation Programs                                                                       Hey MOE is a new subscription service that wants help you identify the very best Part D prescription drug plan available in your area. As often happens when two massive behemoths encounter each other, some negotiations are in order. However, we are close to agreeing on a guest appearance on this very podcast.  If you take expensive drugs and would like to scan reputable Canadian pharmacies to find out if you can save money, send a message. I will be happy to share my short list of websites that you can use for this purpose. Finally, many congressmen are as opposed as we are to the government's proposed plan to add limited prior authorization regulations to Original Medicare. So far, nobody thinks this will be a good idea!             Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Medicare Advantage Minute:                                                                                              Nine Payers (Insurance Companies) Recently Fined by Various States Your Medicare Benefits 2025:                                                                                               Prosthetic Devices The Hey MOE (Medicare Open Enrollment) drug plan selection service is ready to pick out the best Part D drug plan available in your neck of the woods. The automated process is able to compare more variables than even the highly experienced Lazy Man team can do. Finally, we review an article suggesting that claim denials are increasing. The statistics show that most providers are burdened by a growing level of scrutiny and regulation which suggests that insurance companies are tightening the screws.  Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Medicare Advantage Minute:                                                                                                             Medicare Advantage Legislation in Congress: 8 Bills to Watch Your Medicare Benefits 2025:                                                                                                             Prostate Cancer Screening MY ANNUAL AEP ADDRESS TO THE NATION is ON THE AIR! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Medicare Advantage Minute:                                                                                                                                        The Latest Trend Changing Medicare! Your Medicare Benefits 2025:                                                                                                                                        Principal Illness Navigation Services Selections from the Q & A folder:                                                                                                  Is it mandatory to sign up for Medicare?                   If Medicare covers cataract surgery, why are there bills?                   Enrolled in Part B too soon? Your Medicare fix is easier than you think! BEHABBEN!   Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Medicare Advantage Minute segment:                                                                       7 Things You Can Do During AEP (Annual Election Period) Your Medicare Benefits 2025:                                                                           Principal Care Management Services ANOC has arrived! Annual Notice Of Change is the legally required document that your drug plan is supposed to send during September. It is going to  you about any changes in your plan, like costs or benefits, of which you should be aware. What did my ANOC say? Tune in to find out.... Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Medicare Advantage Minute article entitled                                                       "Why  These Unique MA Plans are Poised for Popularity!" Your Medicare Benefits 2025:                                                                               "Yearly Wellness Visit" The category selected for a deeper dive was the one entitled "Rates & Financial" We took a look at the current Plan G rate increases caused by our inflationary economy.                                                                                                                   By comparison, the rate increases given to high deductible plans are often $0 and rarely  more than a token amount.                                                                         This is one of the excellent benefits of  High Deductible Plan G!    Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

The Fleetwood review of my newest book:                                                    "Medicare for the Lazy Man: BARE BONES" is a dire warning that it was written by  (gulp) an INSURANCE AGENT! To quote the review: BEWARE! Returning to format, we began with the Medicare Advantage Minute: BC/BS of Texas announced the cessation of sales commissions for all of their MA plans. In the Your Medicare Benefits 2025 we address the Welcome to Medicare Preventive Visit and learn what is included as well as how Medicare will cover it. Department of Corrections: A previous trivia item about the origin of the Pink Panther had to be corrected. Finally, we dipped into the folder labelled "Correspondence" to enjoy some Q & A about two distinctly different situations. As an aside, both principals are now happy clients of mine, and I am happy to have them!   Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

But first, how about our regular episode segments? Medicare Advantage Minute:                                                                         Hospitals aren't the only ones stepping back from Medicare Advantage! Your Medicare Benefits 2025:                                                                            Preventive and screening services From the Q & A folder we address the following subjects: 1) How are prescription drugs covered when one is in an emergency room?          Hint: Toni King provided an answer but I believe she displayed a little bit of confusion by overlooking an important fact presented in the question. 2) Does Medicare cover annual (routine) physical examinations?     Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.