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Militarily Speaking
Armed Forces Bank
93 episodes
1 week ago
Militarily Speaking dives into the heart of military life through the voices of those who’ve lived it. Hosted by Tom McLean and Jodi Vickery — seasoned professionals with a passion for serving the military community — the show blends financial insight, real-world experience, and honest conversation. Jodi, a proud military spouse, and Tom bring different perspectives that make every episode both relatable and practical. Each episode, we sit down with veterans, spouses, and leaders who share stories that matter — from the challenges of deployment and transition to insights on careers, family, and finances. It’s about the military journey, told through the people who know it best. And don’t miss our Military Minute, a trivia segment where listeners can test their knowledge of military history, pop culture, and more — with chances to win prizes for you and your favorite charity. Head over to our Facebook page for more info. Season 2 brings even more stories, new voices, and more ways to engage with the community. Follow us on Facebook at Militarily Speaking Podcast and be part of the conversation. Produced by Armed Forces Bank. This is who we are. AFBank.com | Member FDIC
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All content for Militarily Speaking is the property of Armed Forces Bank and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Militarily Speaking dives into the heart of military life through the voices of those who’ve lived it. Hosted by Tom McLean and Jodi Vickery — seasoned professionals with a passion for serving the military community — the show blends financial insight, real-world experience, and honest conversation. Jodi, a proud military spouse, and Tom bring different perspectives that make every episode both relatable and practical. Each episode, we sit down with veterans, spouses, and leaders who share stories that matter — from the challenges of deployment and transition to insights on careers, family, and finances. It’s about the military journey, told through the people who know it best. And don’t miss our Military Minute, a trivia segment where listeners can test their knowledge of military history, pop culture, and more — with chances to win prizes for you and your favorite charity. Head over to our Facebook page for more info. Season 2 brings even more stories, new voices, and more ways to engage with the community. Follow us on Facebook at Militarily Speaking Podcast and be part of the conversation. Produced by Armed Forces Bank. This is who we are. AFBank.com | Member FDIC
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Careers
Personal Journals,
Business,
Society & Culture,
Investing
Episodes (20/93)
Militarily Speaking
The Future of Military Banks: What AMBA’s CEO Says You Need to Prepare For
Welcome to Season 2 Episode 7 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery In this episode of Militarily Speaking, we are joined by Retired Brigadier General Omuso “Moose” George, the President and CEO of the Association of Military Banks of America (AMBA). Together we cover Moose's impressive 30-year military career, his transition to leading AMBA, and the unique challenges and opportunities of the military banking landscape. From his early days at West Point to managing billions in Army funds, Moose shares insights on financial readiness, the impact of AI and technology on banking, and how banks can better serve military families. “Militarily Speaking” is a podcast produced by Armed Forces Bank (https://www.afbank.com/) that is dedicated to the military lifestyle (https://www.afbank.com/blog) and all the things that makes the military community (https://www.afbank.com/community) who they are. The Future of Military Banks: What AMBA’s CEO Says You Need to Prepare For Moose’s distinguished 30-year career in Army financial management laid the foundation for his expertise in military money management and financial operations. After transitioning from active duty, he moved into consulting, continuing to support the defense community. Eventually, he was recruited to lead AMBA, where his passion for military financial education (https://www.afbank.com/education) and service-centered leadership came full circle. His professional path reflects the strategic decision-making that many veterans face when navigating military transition financial planning (https://www.afbank.com/article/planning-ahead-when-making-the-transition-to-civilian-life), showing how financial literacy and readiness play key roles in long-term success. The Role of AMBA AMBA is the only trade association dedicated exclusively to military banks – financial institutions that provide specialized banking support, products, and resources for military families (https://www.afbank.com/community). Today, AMBA represents 98 military-focused banks and 8 non-bank members committed to strengthening financial readiness for military families through safe, accessible, and dependable financial services. Under Moose’s leadership, AMBA advocates for programs that enhance military financial resources, promote secure digital banking options for service members, and support trusted military credit-building tools (https://www.afbank.com/personal/credit-builder) and responsible lending, including military loans (https://www.afbank.com/loans/personal-loans/access-loan) and transition-friendly financial products. Challenges and Opportunities in Military Banking As Moose reflects on his early Army days, he highlights how the evolution of military banking – from in-person deposits to mobile banking (https://www.afbank.com/personal/connect/mobile-banking) – has created both new efficiencies and new risks. Technology, including AI, offers powerful opportunities for improving military financial tools, but it also demands stronger cybersecurity and responsible innovation. These issues were central topics at the latest AMBA Summit, where industry leaders explored how technological shifts impact
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2 weeks ago
45 minutes 26 seconds

Militarily Speaking
Turning a Deployment Idea Into a Multi-Million Dollar Veteran Business with Robert Patton, Founder and CEO of Sheath
Welcome to Season 2 Episode 6 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery In this episode of Militarily Speaking, we dive deep into the world of veteran entrepreneurship and military business leader...
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1 month ago
52 minutes 57 seconds

Militarily Speaking
The Financial Moves Every Military Family Needs to Make - Advice from Navy Mutual’s Heather Walrath
Welcome to Season 2 Episode 5 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery In this episode of Militarily Speaking, we sit down with Heather Walrath of Navy Mutual Aid Association to discuss military financial readiness, budgeting for PCS moves, and long-term planning for veterans and service members. Discover expert tips on saving money, improving credit, managing military loans, and preparing for life after service. Whether you’re new to the military or nearing retirement, this episode is your guide to smarter military banking and financial success. “Militarily Speaking” is a podcast produced by Armed Forces Bank (https://www.afbank.com/) that is dedicated to the military lifestyle (https://www.afbank.com/blog) and all the things that makes the military community (https://www.afbank.com/community) who they are. The Financial Moves Every Military Family Needs to Make - Advice from Navy Mutual’s Heather Walrath The Navy Mutual Aid Association is the oldest federally recognized veteran service organization (https://veterans.house.gov/resources-for-veterans/veterans-service-organizations.htm) in the U.S., founded to support naval officers and their families after the Battle of Little Bighorn. Today, it provides life insurance, financial counseling, and educational resources across all branches of the military. Heather’s role gives her a front-row seat to the financial challenges military families face (https://www.afbank.com/_/api/asset/ao44ekAu%2FMilitary%20Family%20Financial%20Readiness%20Report.pdf), from navigating military benefits to planning for retirement. Her passion lies in empowering families through financial literacy – ensuring every military service member understands the full scope of benefits and options available to them. Building Military Financial Readiness from Day One Heather emphasizes that financial education for service members should begin as early as possible. Her mantra – “Save from day one” – encourages young service members to take advantage of military savings accounts (https://www.afbank.com/personal/save), the Thrift Savings Plan (TSP) (https://www.afbank.com/article/maximize-your-401k-or-tsp-contributions-a-strategy-for-financial-security), and high-yield savings options (https://www.afbank.com/personal/save/certificates-of-deposit) offered by military-friendly banks like Armed Forces Bank (https://www.afbank.com/). She also highlights how financial planning for military families can prevent issues that affect security clearances and leadership opportunities. By setting shared goals and having regular “money dates,” military couples can improve communication and maintain financial wellness during deployments or PCS moves. Overcoming Common Financial Challenges in Military Life From frequent relocations to managing unexpected expenses, Heather outlines how military families can improve financial readiness through emergency savings (https://www.afbank.com/article/mission-ready-how-to-create-an-emergency-fund), smart budgeting (https://www.afbank.com/learn/education/budgeting), and ongoing
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1 month ago
48 minutes 28 seconds

Militarily Speaking
27% of Military Families Are Doing This With Their Money and Why It’s Risky – with Bruce McClary of NFCC
Welcome to Season 2 Episode 4 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery In this episode of Militarily Speaking, we talk with Bruce McClary, Senior Vice President of Media Relations and Membership ...
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1 month ago
49 minutes 25 seconds

Militarily Speaking
The Hidden Network Helping Veterans Build Million-Dollar Businesses – with Joe Reagan of Mt. Carmel VBOC
Welcome to Season 2 Episode 3 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery In this episode of Militarily Speaking, we chat with Joe Reagan from the Mount Carmel Veterans Service Center. The conversation highlights how veteran service organizations help veterans and military spouses transition to civilian life and launch veteran-owned small businesses, offering critical guidance, funding access, and financial education. “Militarily Speaking” is a podcast produced by Armed Forces Bank (https://www.afbank.com/) that is dedicated to the military lifestyle (https://www.afbank.com/blog) and all the things that makes the military community (https://www.afbank.com/community) who they are. The Hidden Network Helping Veterans Build Million-Dollar Businesses – with Joe Reagan of Mt. Carmel VBOC Joe Reagan, Director of the Colorado Veterans Business Outreach Center (VBOC), brings over 20 years of experience across defense, technology, and nonprofit sectors. Mount Carmel Veterans Service Center operates under a “no wrong door” philosophy, ensuring any veteran or military family member seeking assistance receives the appropriate financial resources for veterans, mentorship, and guidance to succeed. From Military Service to Supporting Veteran Entrepreneurs Joe’s journey began with a strong sense of duty post-9/11, leading him to serve in the 10th Mountain Division and later transition into civilian life. Today, he leverages his military experience to guide veterans and military spouses in establishing veteran-owned businesses (https://www.afbank.com/article/armed-forces-bank-full-service-business-banking-for-military-families), connecting them to veteran business funding, small business loans for veterans, and other critical resources. Opportunities, Challenges, and Financial Education for Veterans Joe touches on the wide array of services provided by Mount Carmel, including business counseling, networking, and financial education for veterans and military spouses running small businesses (https://www.afbank.com/article/ask-a-military-bank-small-business-ownership-for-military-spouses-). He shares examples of diverse entrepreneurial ventures, from a veteran-crafted doll business to a military doctor using 3D printing for prosthetics, highlighting how access to veteran business funding and proper planning drives sustainable growth. Economic Impact of Veteran Entrepreneurship The VBOC collaborates with similar centers nationwide, amplifying the impact of veteran entrepreneurship on local economies. Supporting veteran-owned small businesses not only creates personal success but also contributes to broader community development, demonstrating the ripple effect of empowering veterans through business resources and financial education. OPLAN for Veteran Entrepreneurs Joe emphasizes translating military leadership strategies into business planning, the use of AI for marketing and operations, and the importance of financial literacy for long-term success. Programs at VBOCs and resources from partners like Armed Forces Bank help veterans and military spouses access small business loans (https://www.afbank.com/loans/business-loans/sba-loans), manage their finances, and confidently grow their businesses.
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2 months ago
42 minutes 43 seconds

Militarily Speaking
Military to Millionaire! How Veterans Are Launching Thriving Small Businesses - with Brandon Eldridge of Pikes Peak SBDC
Welcome to Season 2 Episode 2 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery In this episode of the Militarily Speaking podcast, we sit down with Brandon Eldridge, Executive Director of the Pike’s Peak Sm...
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2 months ago
47 minutes 10 seconds

Militarily Speaking
Military Family Budgets: Stop Making These Money Mistakes! with Lacey Langford of MILMO Show
Welcome to Season 2 Episode 1 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery In this episode of the Militarily Speaking podcast, we sit down with Lacey Langford, host of the MILMO Show and MilMoneyCon, as well ...
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3 months ago
51 minutes 59 seconds

Militarily Speaking
The Best Resource Veterans & Military Spouses Need to Land Their Dream Job: Hire Heroes USA
Welcome to the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery. In this episode of “Militarily Speaking,” Tom and Jodi sit down with Ross Dickman, CEO of the leading veteran and military spouse employment organization, to discuss leadership development, communication challenges, and the unique obstacles military families face when transitioning to civilian life. “Militarily Speaking” is a podcast produced by Armed Forces Bank (https://www.afbank.com/) that is dedicated to the military lifestyle (https://www.afbank.com/blog) and all the things that makes the military community (https://www.afbank.com/community) who they are. Ep. 86 – The Best Resource Veterans & Military Spouses Need to Land Their Dream Job: Hire Heroes USARoss Dickman, a former Apache Helicopter Pilot with the U.S. Army, shares his transition from military service to civilian leadership – an experience shaped by mentors, education, and executive coaching principles. With degrees from West Point, Columbia University, and the University of Georgia, Ross applies his leadership training to guide Hire Heroes USA’s mission. He emphasizes the organization’s focus on tailored support for veterans (https://www.afbank.com/heroes-round-up) and military spouses (https://www.afbank.com/article/honoring-military-spouses-for-military-spouse-appreciation-day), using one-on-one coaching to ensure career placements are meaningful and sustainable—an approach rooted in leadership training courses that translate military experience into professional success. Overcoming Problems Transitioning to Civilian Life from the MilitaryRoss underscores that no two transitions from military to civilian life (https://www.afbank.com/article/planning-ahead-when-making-the-transition-to-civilian-life) are the same, making personalized coaching essential. Hire Heroes USA’s transition specialists act as career and life coaches, helping clients translate military skills into competencies civilian employers value. The discussion also highlights communication problems that arise when veterans attempt to explain their military background to civilian employers. Through targeted coaching, veterans and spouses learn how to articulate their value, bridging the language gap and boosting employment opportunities. Support for Military SpousesMilitary spouses often face unique career challenges—frequent relocations, job interruptions, and the need to reinvent themselves. Hire Heroes USA addresses this by fostering a supportive company culture where military spouses receive specialized career services. These programs provide professional development resources, interview preparation, and leadership development opportunities, empowering spouses to pursue stable, fulfilling careers despite geographic changes. Impactful Partnerships with CompaniesThe conversation explores how partnerships with organizations like Walmart Foundation, Boeing, and LinkedIn expand Hire Heroes USA’s reach. These collaborations provide job opportunities, networking connections, and professional development resources for veterans. Ross stresses that volunteers—both veterans and civilian professionals—play a vital role by offering mentorship, mock interviews, and career guidance, helping job seekers strengthen their leadership and communication skills. Virtual Career Fairs: Modern Solutions for Career GrowthAs the workforce evolves, Hire Heroes USA has embraced technology to connect veterans and employers through quarterly virtual career fairs.
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4 months ago
50 minutes 16 seconds

Militarily Speaking
Veterans Are Getting Cheated But The VFW Is Fighting Back
Welcome to the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery. In this episode of “Militarily Speaking,” Tom and Jodi sit down with Lynn Rolfe, the Programs Director at Veterans of Foreign Wars (VFW). Lynn shares the ...
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5 months ago
46 minutes 31 seconds

Militarily Speaking
Healing at Both Ends of the Leash with K9s for Warriors
Welcome to the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery. In this episode of “Militarily Speaking,” Tom and Jodi spotlight the life-saving work of K9s for Warriors—the nation’s largest provider of trained service dogs for military veterans. Guests Chris Luna and Wyatt Haynes join to share how the organization pairs veterans coping with PTSD, trauma, and transition with rescue dogs, offering a powerful path to healing, hope, and purpose. The conversation delves into the array of services Vets2Industry provides, including Tune in to discover how Vets to Industry is making a significant impact on the veteran community.“Militarily Speaking” is a podcast produced by Armed Forces Bank (https://www.afbank.com/) that is dedicated to the military lifestyle (https://www.afbank.com/blog) and all the things that makes the military community (https://www.afbank.com/community) who they are. Ep. 84 – Healing at Both Ends of the Leash with K9s for WarriorsFounded in 2011 by Sherry Duval after witnessing her son’s struggle with post-traumatic stress disorder following deployment in Iraq, K9s for Warriors has grown from a garage-based operation to four state-of-the-art campuses nationwide. Their mission: end veteran suicide by saving two lives – veteran and rescue dog – at both ends of the leash. Since inception, they've matched over 1,100 veterans with service dogs, and saved more than 2,000 shelter dogs.Veteran Stories of TransformationNavy veteran Chris Luna shares his personal story of transformation through K9s for Warriors. After battling isolation and turning to alcohol to cope, Chris found new life and purpose through his service dog, Astro. He talks about his “wind therapy” motorcycle group of combat veterans, the comprehensive training and pairing process, and the long-term support that helped him recover emotionally, mentally, and physically.Many veterans, like Chris, face not only emotional wounds but also financial uncertainty during transition. That’s why Armed Forces Bank offers dedicated tools for veterans and military families, including military checking (https://www.afbank.com/personal/spend) and savings accounts (https://www.afbank.com/personal/save), Access Loans (https://www.afbank.com/loans/personal-loans/access-loan) for emergency expenses, and VA home loans (https://www.afbank.com/loans/home-loans/va-loans) to help veterans build stability.Training That Saves LivesWyatt Haynes, Chief Business Officer, provides insight into the training process – describing how each dog is uniquely prepared to meet a veteran’s physical and psychological needs. Dogs that don't meet service standards are often repurposed to assist first responders, further demonstrating the organization's impact beyond the veteran community.With a two-year waitlist, the need for trained service dogs continues to grow. Wyatt calls on corporate sponsors, donors, and individuals to join the mission. Their efforts would not be possible without generous partners who understand the importance of supporting veterans through holistic services.Military Career Advice and Financial WisdomIn a powerful closing message, Chris shares advice for young service members and veterans navigating transition:“Use the military as a stepping stone. Invest in your future—whether through education, skill-building, or your
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5 months ago
57 minutes 33 seconds

Militarily Speaking
Jobless. Confused. Alone. How Vets2Industry Gives Veterans Hope Again
Welcome to the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery. In this episode of “Militarily Speaking,” Tom and Jodi dive into the inspiring world of veteran support and transition resources with guest Carmen White, Chief Operating Officer of Vets2Industry. This nonprofit is dedicated to helping veterans, military spouses, and caregivers successfully transition into civilian life by providing mentorship programs, scholarship opportunities, and the innovative B2I She Boss program for military spouses and women veterans. Carmen also highlights the importance of networking and the upcoming Vets2Industry events and career-building opportunities. The conversation delves into the array of services Vets2Industry provides, including Tune in to discover how Vets to Industry is making a significant impact on the veteran community.“Militarily Speaking” is a podcast produced by Armed Forces Bank (https://www.afbank.com/) that is dedicated to the military lifestyle (https://www.afbank.com/blog) and all the things that makes the military community (https://www.afbank.com/community) who they are.Ep. 83 – Jobless. Confused. Alone. How Vets2Industry Gives Veterans Hope AgainCarmen brings a wealth of insight, drawing from her experience as a commissioned officer in the U.S. Air Force and her career in human resources and workforce development. Now serving as COO of Vets2Industry, she shares how the organization’s mission is to eliminate confusion for transitioning service members by offering free access to curated tools, networks, and support systems.Navigating Military Transition ChallengesThe group explores emotional and logistical challenges of leaving military service. From isolation to uncertainty, the conversation underscores the need for financial readiness (https://www.afbank.com/learn/media/press-release/armed-forces-bank-survey-reveals-insights-into-military-families-financial-challenges-attitudes-and-well-being), mentorship, and reliable resources when adjusting to civilian life.Innovative Programs and Mentoring VeteransCarmen introduces listeners to the wide range of Vets2Industry initiatives, including the Post mentoring program (https://postveterati.org/), which connects veterans and spouses with mentors across industries. She also announces new programs aimed at empowering military spouses (https://www.afbank.com/article/ask-a-military-bank-small-business-ownership-for-military-spouses-), especially those exploring entrepreneurship and career pivots.Military spouses often face financial uncertainty due to frequent moves. That's why having access to flexible banking options—like joint checking accounts (https://www.afbank.com/personal/spend) and online budgeting tools—can help support long-term financial stability.Empowering Military Members With ResourcesOne of Vets2Industry’s strengths is its commitment to thoroughly vetting the resources it shares. Carmen explains the work behind building a trustworthy, accessible database and previews an AI-powered chatbot designed to help veterans quickly find the information they need.Networking with Companies Hiring MilitaryCarmen shares exciting news about Vets2Industry’s upcoming virtual and in-person networking events (https://vets2industry.org/monthly-networking-circuit/),
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6 months ago
40 minutes 16 seconds

Militarily Speaking
Healing Through Nature: The Mission Behind Stoutreach
Welcome to the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery. In this episode of “Militarily Speaking,” Tom and Jodi sit down with Jason Stout, founder of Stoutreach. Jason shares his inspiring journey of overcoming ...
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6 months ago
54 minutes 31 seconds

Militarily Speaking
How the American Legion Transformed a Veteran’s Life
Welcome to the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery. In this episode of “Militarily Speaking,” Tom and Jodi sit down with Jeremy Eheart of the American Legion. They delve into Jeremy's journey from his time in the United States Marine Corps, his life-changing injury, to his dedicated service with the American Legion. Learn about the organization's impactful programs, including mental health initiatives like Be the One, veteran advocacy, and challenges faced by veterans such as homelessness and securing benefits. Jeremy also shares his personal story of finding purpose and camaraderie through the American Legion, along with his efforts to support veterans across the nation.“Militarily Speaking” is a podcast produced by Armed Forces Bank (https://www.afbank.com/) that is dedicated to the military lifestyle (https://www.afbank.com/blog) and all the things that makes the military community (https://www.afbank.com/community) who they are. Ep. 81 – How the American Legion Transformed a Veteran’s LifeJeremy EHeart’s journey is one of service, sacrifice, and resilience. A proud Kansan, Jeremy enlisted in the United States Marine Corps shortly after the 9/11 attacks, answering the call to serve his country. In 2004, a life-changing combat injury left him with severe burns and launched a long and difficult recovery. With the unwavering support of his military family and loved ones, Jeremy persevered—ultimately finding new purpose through the American Legion, a pivotal force in veteran support and reintegration.A New Mission After Military ServiceReturning home to Hutchinson, Kansas, Jeremy was initially hesitant to join a veterans service organization. But at the urging of his wife, Kristy, he attended a local American Legion post meeting—and instantly felt a sense of belonging. That moment marked the beginning of his deep involvement in the Legion and renewed commitment to giving back to the military and veteran community (https://www.afbank.com/community).As veterans transition back to civilian life, organizations like the American Legion provide community and purpose, while veteran-focused banks like Armed Forces Bank offer tools to support financial wellness—such as military checking accounts (https://www.afbank.com/personal/spend), savings accounts (https://www.afbank.com/personal/save), and personalized guidance for budgeting after service (https://www.afbank.com/article/spooky-surprises-the-costs-lurking-in-your-budget).The American Legion: Championing Veterans and Military FamiliesAs the largest Veteran Service Organization (VSO) in the country, the American Legion boasts approximately 1.6 million members dedicated to supporting those who have served. Their mission spans veteran advocacy, suicide prevention, support for military families, and honoring fallen heroes.Jeremy highlights the Legion’s “Be the One” (https://www.legion.org/advocacy/be-the-one) initiative, a powerful movement aimed at preventing veteran suicide by encouraging open conversations and community support. The Legion also provides access to accredited service officers, who help veterans navigate VA benefits and services—completely free of charge.Whether navigating VA benefits or reestablishing financial independence, many veterans benefit from
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7 months ago
36 minutes 1 second

Militarily Speaking
How a Teen's Piggy Bank Changed Soldier Communication Forever
Welcome to the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery. In this episode of “Militarily Speaking,” Tom and Jodi sit down with Rob Bergquist, co-founder and Executive Director of Cell Phones for Soldiers. Rob sha...
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7 months ago
52 minutes 58 seconds

Militarily Speaking
Taking the First ‘STEP’ to Financial Independence
Welcome to the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery. In this episode of “Militarily Speaking,” Tom and Jodi sit down with Tony Teravainen, CEO and co-founder of Support the Enlisted Project (STEP), to discuss the crucial work being done to assist young military families and transitioning veterans. Tony shares his extensive background and the journey of STEP since its inception in 2012, highlighting its mission to create financial wellness through counseling, education, and financial support.“Militarily Speaking” is a podcast produced by Armed Forces Bank (https://www.afbank.com/) that is dedicated to the military lifestyle (https://www.afbank.com/blog) and all the things that makes the military community (https://www.afbank.com/community) who they are. Ep. 79 – Taking the First ‘STEP’ to Financial Independence Support the Enlisted Project (STEP) is a beacon of hope for military families across the United States. The organization was born out of the recognition that many existing services were merely helping military families (https://www.afbank.com/this-is-who-we-are) survive rather than thrive. From its inception in 2012, STEP sought to fill this gap by focusing on financial wellness, using financial counseling as a tool to empower families to make their financial crises their last. Tony and his team emphasize behavioral change as the key to sustainable financial independence. Innovative Programs and Results At the heart of STEP's success is its robust Emergency Financial Assistance Program (https://www.teamstepusa.org/efa) (EFA), which boasts a 90% effectiveness rate. This program goes beyond merely providing financial aid; it focuses on changing financial behaviors through intensive counseling, allowing families to turn their crises into pivotal moments of change. Each program is tailored specifically to the needs and histories of the families involved, ensuring personalized support that addresses unique challenges faced by military communities. Not only does STEP help families avoid evictions or maintain utilities, but it also restores hope and instills a sense of possibility for a better future. The focus is on teaching financial independence and resolving behavioral roadblocks to achieve healthier financial habits. Building a Supportive Community STEP's reach and effectiveness have been made possible by building a community of support from various. stakeholders. Through impressive partnerships with community organizations, corporations, and individual volunteers, STEP has been able to expand its programs and impact. Programs like the Back-to-School and holiday drives serve as entry points for community engagement, allowing STEP to connect with more military families and spread its message of empowerment and financial literacy The Impact of Leadership A defining feature of STEP's success is its dynamic leadership. Tony Teravainen shares insights into his strategic, process-oriented approach, intertwining it with his personal experiences as a child of a military family himself. His leadership style emphasizes facilitating his team's success, fostering a culture of respect and support that extends outward to the families STEP serves. This culture not only strengthens the organization internally but also builds trust externally, making families feel valued and supported. Future Plans and How to Help Looking ahead, STEP aims to expand nationally, scaling its services to address financial wellness challenges across the United States. Their Vision 2032 outlines this ambitious expansion,
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8 months ago
54 minutes 43 seconds

Militarily Speaking
Supporting Deployed Service Members with HeroBox
Welcome to the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery. In this episode of “Militarily Speaking,” Tom and Jodi talk with Katy Saunders, Program Director at HeroBox. Together they delve into HeroBox's mission to provide personalized care packages to deployed service members, their Hero Day events, and how individuals and organizations can support deployed military members.“Militarily Speaking” is a podcast produced by Armed Forces Bank (https://www.afbank.com/) that is dedicated to the military lifestyle (https://www.afbank.com/blog) and all the things that makes the military community (https://www.afbank.com/community) who they are. Ep. 78 – Supporting Deployed Service Members with HeroBoxIn a world where everyday challenges often obscure the sacrifices made by our service members, HeroBox emerges as a beacon of support and gratitude for those deployed overseas. HeroBox was founded with a mission to provide personalized care packages to deployed service members, bridging the gap between home and the frontlines. The initiative began when its founder noticed that a loved one, while deployed, needed a more tailored care package. Today, HeroBox has grown to support nearly a million deployed service members with the help of over 20,000 registered sponsors and countless Hero Day events (https://www.herobox.org/events). The Power of Personalization for Service Members A key element that sets HeroBox apart from other care package organizations is its emphasis on personalization. As described by Katy Saunders, donors can directly communicate with service members, ensuring that they receive items that cater to their specific needs and desires. Whether it's a request for gloves in cold regions or a servicemember’s favorite snacks, the personal touch can transform a care package from being merely a box of goods to a heartfelt reminder of home and support. Hero Day Events: Building Community Ties to Support the Troops Hero Day events are one of Katy's favorite aspects of her role, as they foster both community involvement and support for the troops. Corporations, businesses, and even classrooms can organize Hero Days to pack and send personalized care packages. The events act as team-building exercises while serving as meaningful contributors to HeroBox's mission. Spreading the Word and Growing the Impact Although HeroBox is relatively small, its impact is significant, thanks in part to word-of-mouth and community engagement. The team is dedicated to ensuring that every service member feels the appreciation and support of those at home. With plans to expand into supporting homeless veterans, HeroBox is poised to continue its mission of service and care. How You Can Help Deployed Military Members Katy shared that individuals and companies interested in supporting HeroBox can visit their user-friendly website (herobox.org (https://www.herobox.org/)) to get involved. Whether through financial donations or by organizing Hero Day events, every contribution helps extend their reach. The website provides various donation options, including sponsoring individual care packages or supplying essential items for multiple troops. HeroBox stands as a testament to the impact a small, dedicated organization can have on the lives of our military personnel. By offering personalized, thoughtful support and fostering community involvement, HeroBox not only empowers service members but also strengthens the very fabric of the communities that support them. As listeners and readers rally around this cause,
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8 months ago
40 minutes 1 second

Militarily Speaking
The Astonishing Legacy of a 9/11 Firefighter and the Tunnel to Towers Foundation
Welcome to the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery. In this episode of “Militarily Speaking,” Tom and Jodi have a heartfelt conversation with Jack Oehm, a retired FDNY Battalion Commander and current board member of the Tunnel to Towers Foundation. This episode dives into Jack's contributions to the Tunnel to Towers Foundation, its mission, and the impactful work being done, such as building smart homes for injured veterans and supporting the families of fallen first responders and Gold Star Families.“Militarily Speaking” is a podcast produced by Armed Forces Bank (https://www.afbank.com/) that is dedicated to the military lifestyle (https://www.afbank.com/blog) and all the things that makes the military community (https://www.afbank.com/community) who they are. Ep. 77 – The Astonishing Legacy of a 9/11 Firefighter and the Tunnel to Towers Foundation The episode kicks off with a discussion about the Tunnel to Towers Foundation's beginnings, closely tied to the events of September 11, 2001. Jack Oehm shares the harrowing yet inspiring story of firefighter Stephen Siller, who on that fateful day ran nearly two miles through the Brooklyn Battery Tunnel to the Twin Towers with 60 pounds of gear on his back. Though Stephen lost his life in his heroic efforts, his legacy lives on through Tunnel to Towers. The Foundation was established by his family to honor not only him but all the victims of 9/11 and the brave souls who came to their aid. Honoring Their Sacrifice Jack paints a vivid picture of the Foundation's evolution from its grassroots beginnings, reflecting on its commitment to supporting communities affected by 9/11 and subsequent tragedies. One significant turning point was the decision to build the first "smart home (https://t2t.org/smart-home-program/about-shp/)" for quadruple amputee and fellow Staten Islander, Brendan Marrocco. This initiative was the start of a larger program that has since provided more than 200 smart homes to severely injured veterans. Building Smart Homes and More The creation of smart homes is just one facet of the Foundation's impactful work. These homes are designed to adapt to the needs of their occupants, offering a level of independence that many lost in service to their country. In 2023 alone, the Foundation plans to build 60 more smart homes, demonstrating a commitment to expanding their support. Paying Off Mortgages for Fallen Heroes Jack also discusses other pivotal programs such as their efforts to pay off mortgages (https://t2t.org/fallen-first-responder-home-program/) for families of fallen first responders and Gold Star families. This support extends a lifeline to those who have lost loved ones in the line of duty, ensuring they have one less burden to bear during their time of grief. Helping Tunnel to Towers Foundation Throughout the podcast, the hosts and Jack emphasize how listeners can contribute, whether through participating in various fundraising events (https://t2t.org/events/) like golf outings and 5K runs or by donating directly to the Foundation. One of the most accessible ways to support is their $11 a month donation initiative, which significantly aids in continuing the Foundation's vital work. Looking Forward: A Commitment to Never Forget As the conversation winds down, Jack highlights the Foundation's latest ambitious endeavor: a program aimed at eradicating homelessness among veterans (https://t2t.org/homeless-veteran-program/).
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8 months ago
46 minutes 18 seconds

Militarily Speaking
Bridging the Gap for Military Students: A Look at Excelsior University's Commitment
Welcome to the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery. In this episode of “Militarily Speaking,” Tom and Jodi sit down with Dr. David Schejbal, President of Excelsior University. This episode unpacks Excelsior's profound commitment to serving military students and the unique support systems they have in place. Whether you're a prospective student, a veteran, or simply interested in higher education, this post will provides an overview of what makes Excelsior University a standout institution.“Militarily Speaking” is a podcast produced by Armed Forces Bank (https://www.afbank.com/) that is dedicated to the military lifestyle (https://www.afbank.com/blog) and all the things that makes the military community (https://www.afbank.com/community) who they are. Ep. 76 – Bridging the Gap for Military Students: A Look at Excelsior University's Commitment Jodi opens the conversation by highlighting Dr. Schejbal's journey and the vision he brings to Excelsior University. Founded in 1971, Excelsior University has always been at the forefront of serving adult and non-traditional students, with a significant focus on military personnel. Over 40% of their students come from military backgrounds, either active or veterans, making it clear why this institution is truly committed to playing a supportive role in their lives. A Tailored Approach to Military Education Dr. Schejbal shares the nuances that make Excelsior different, particularly when serving military students (https://www.afbank.com/this-is-who-we-are). Recognizing the dynamic and often unpredictable nature of military life, Excelsior offers robust online programs, allowing students the flexibility to study from anywhere in the world. Faculty members understand the unique circumstances of military deployments and adapt deadlines accordingly, providing the necessary support that aligns with students' lifestyles. The Military-Friendly Admissions Process Excelsior University's admissions process is designed to be seamless for military students. By transferring military credits and recognizing prior learning, Excelsior eases the path to achieving a degree. Dedicated advisors work closely with students to plan their educational journey effectively, accommodating their responsibilities, whether it involves balancing family, work, or both. Innovative Programs and Collaborations Excelsior is home to the prestigious National Cybersecurity Institute (https://www.excelsior.edu/page/national-cybersecurity-institute/), an initiative started in 2019 aimed at educating and engaging with industry partners on ever-evolving cybersecurity challenges. It's an area of study that holds significant importance for many military and veteran students, providing them with practical skills that enhance their capabilities in both civilian and military environments. Community and Support Systems The conversation also highlights the excelling support structure at Excelsior, specifically the establishment of the Colonel Bryant A. Murray Veteran Center. This center is a testament to Excelsior's dedication to providing comprehensive support, from career counseling and job-related training to financial aid guidance (https://www.afbank.com/article/college-savings-tips-for-military-families) and health and wellness resources. Partnerships and Philanthropy: Strengthening Connections Excelsior University's connections extend beyond academia, fostering partnerships with organizations across various sectors.
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9 months ago
36 minutes 55 seconds

Militarily Speaking
Exploring Careers in Military Banking with Major Terrell Murdock
Welcome to the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery. In this episode of “Militarily Speaking,” Tom and Jodi sit down with Major Terrell Murdoch, Army Banking Officer at U.S. Army Financial Management Command. The episode delves into Major Murdoch's background, his path into the military, his significant deployments, and the invaluable insights gained from the Training with Industry (TWI) program. Additionally, Major Murdoch shares his motivation, personal goals, and advice for those considering a career in the military.“Militarily Speaking” is a podcast produced by Armed Forces Bank (https://www.afbank.com/) that is dedicated to the military lifestyle (https://www.afbank.com/blog) and all the things that makes the military community who they are. Ep. 75 – Exploring Careers in Military Banking with Major Terrell Murdock The episode kicks off with an engaging introduction to Major Murdock's professional journey. Born in New Orleans, Louisiana, Major Murdock graduated from Northwestern State University of Louisiana with a degree in finance and later transitioned from the armor branch to the finance branch. Reflecting on Military Service and Career Progression Major Murdock’s military career includes serving as a platoon leader in Afghanistan, attending various military courses, and leading significant finance operations. Together, the group dives deep into his journey, unveiling his motivations, the significance of his promotions, and his aspirations to become a certified financial advisor. Diving Deep into the Training with Industry Program A focal point of the conversation is the Training with Industry Program (https://asc.army.mil/web/career-development/programs/aac-training-with-industry/), where Major Murdock shares his personal experience and the program's impact on his career. The initiative is designed to bridge the gap between military dispersing and civilian banking. It equips officers with critical banking knowledge essential for supporting combat operations worldwide. The discussion also touches on the Short Course extension of the program. This version includes participation from active duty, National Guard, and Reserve components. Major Murdock emphasizes the significance of this initiative in expanding military personnel's banking knowledge. Military Leadership and Aspiring Soldiers Tom and Jodi explore what drives Major Murdock daily. His responses echo his commitment to his family and making a lasting impact through financial education (https://www.afbank.com/education). He passionately shares his vision of generational improvement and financial stability as his life's purpose. The episode presents valuable guidance for young individuals considering military service. Major Murdock highlights the unique opportunities for growth and achievement within the Army, offering insights for both short-term and long-term ambitions. A Glimpse into the Future As his current role nears conclusion, Major Murdock's aspirations focus on certifications to further his professional path. He discusses the legacy he wishes to leave behind: a commitment to support (https://www.afbank.com/this-is-who-we-are), solutions, and continuous improvement. Major Murdock shares a personal philosophy: always striving to find a path to "yes." His journey reflects resilience and determination, poised to inspire listeners. Military MinuteJodi introduces the Military Minute segment of the show, beginning by closing out last episode’s Military Minute.
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9 months ago
43 minutes 10 seconds

Militarily Speaking
How to Find Humor in Military Life (Even When It’s Tough) with Ashley Gutermuth
Welcome to the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery. In this episode of “Militarily Speaking,” Tom and Jodi sit down with Ashley Gutermuth—military spouse, stand-up comedian, and podcast host. Known for her witty perspective and observations on life as a military spouse and relationships, Ashley discusses her unique journey, comedic inspirations, and her passion for advocating for military spouses.“Militarily Speaking” is a podcast produced by Armed Forces Bank (https://www.afbank.com/) that is dedicated to the military lifestyle (https://www.afbank.com/blog) and all the things that makes the military community who they are. Ep. 74 – How to Find Humor in Military Life (Even When It’s Tough) with Ashley Gutermuth Ashley Gutermuth isn't just a stand-up comedian; she's a world traveler with performances spanning the globe—Japan, the UK, Germany, and even Greenland. Her award-winning show, "Ashley Gutermuth is Hard to Pronounce," has captivated audiences everywhere. Despite her extensive travel schedule, she now aims to focus on more localized performances, staying closer to her new home in New York City. Finding Humor in Everyday Challenges Jodi and Tom commend Ashley for her ability to find humor in the everyday challenges of military life. Ashley shares her experiences moving frequently and the comedic potential in the unexpected events faced by military families. From running daily for nearly ten years, experiencing PCS moves (https://www.afbank.com/article/5-tips-for-a-smooth-pcs-move), to humorous interactions at military events, her life is full of stories that resonate with many who have lived the military lifestyle (https://www.afbank.com/this-is-who-we-are). Inspirational Advocacy and Giving Back Beyond comedy, Ashley is committed to advocacy work for military spouses (https://www.afbank.com/article/honoring-military-spouses-for-military-spouse-appreciation-day), addressing issues like unemployment and food insecurity. Her passion for helping others is evident in her involvement with initiatives like Stronghold Food Pantry (https://www.afbank.com/learn/media/podcast/militarily-speaking-ep-35--stronghold-community-food-pantrys-fight-against-food-insecurity-among-military-families-with-monica-bassett), where she delivers gift cards and support to military families globally (https://www.afbank.com/locations/). Advice for Aspiring Comedians Throughout the episode, Ashley shares insights for those interested in pursuing a career in comedy. She emphasizes the importance of resilience, advising aspiring comedians to put themselves out there, whether it's through open mic nights or social media, and to embrace failure as part of the journey. Her candid approach to comedy and life is both refreshing and motivating. A Session Filled with Laughter The podcast episode isn't all earnest discussion. Tom, Jodi, and Ashley share lighthearted moments, reminiscing about favorite sitcom episodes and joking about everyday life scenarios. Ashley's quick wit and genuine personality shine through, leaving listeners entertained and inspired. Ashley hopes that her performances leave audiences feeling uplifted and connected. She invites those interested in following her journey or booking her for events to visit her website, AshleyGutermuth.com. Her laughter-filled perspective on life highlights the power of humor in overcoming life's challenges, particularly within the
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10 months ago
45 minutes 39 seconds

Militarily Speaking
Militarily Speaking dives into the heart of military life through the voices of those who’ve lived it. Hosted by Tom McLean and Jodi Vickery — seasoned professionals with a passion for serving the military community — the show blends financial insight, real-world experience, and honest conversation. Jodi, a proud military spouse, and Tom bring different perspectives that make every episode both relatable and practical. Each episode, we sit down with veterans, spouses, and leaders who share stories that matter — from the challenges of deployment and transition to insights on careers, family, and finances. It’s about the military journey, told through the people who know it best. And don’t miss our Military Minute, a trivia segment where listeners can test their knowledge of military history, pop culture, and more — with chances to win prizes for you and your favorite charity. Head over to our Facebook page for more info. Season 2 brings even more stories, new voices, and more ways to engage with the community. Follow us on Facebook at Militarily Speaking Podcast and be part of the conversation. Produced by Armed Forces Bank. This is who we are. AFBank.com | Member FDIC