Expectations are rising that the US dollar could reach 150,000 dinars per 100 dollars, link to My FX Buddies Blog as market pressure builds and demand for hard currency accelerates across Iraq.
In this episode, we break down:
• Why the dollar is surging toward 150,000
• Claims that the Central Bank is not injecting enough dollars
• How falling oil prices and rising public spending are colliding
• A proposed Kurdish oil refining solution to attract foreign currency
• Why fear-driven dollar buying may be fueling the rise
If you'd like to Support the channel: https://cash.app/$tishwash... https://paypal.me/tishwash... a FREE transcript at: https://rss.com/podcasts/myfxbuddies....This is a grounded look at currency mechanics, oil constraints, and Central Bank tools, not speculation — and what all this could mean for Iraqi markets and citizens in the days ahead.
At the start of 2026, Iraq’s currency market was hit by a sudden shock. link to My FX Buddies Blog
The US dollar surged rapidly in Baghdad exchanges, approaching 146,000 dinars, triggering what traders describe as commercial paralysis. Buying and selling halted as uncertainty spread, with demand for hard currency spiking sharply.
In this video, we break down:
What caused the sudden dollar jump
Why markets froze instead of adjusting
What this level means psychologically
What traders and citizens are watching next
This isn’t speculation — it’s what’s happening on the ground.
If you'd like to Support the channel: https://cash.app/$tishwash... https://paypal.me/tishwash... a FREE transcript at: https://rss.com/podcasts/myfxbuddies....Also in this episode: Atrushi: The oil and gas law must be passed as soon as possible.📌 Follow Iraq’s story — stay informed, not alarmed.
As 2026 begins, U.S. President Donald Trump’s envoy to Iraq,
Mark Savaya, delivered a striking message—one that goes far beyond a New Year’s greeting.
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In this video, we break down Savaya’s message to the Iraqi people and his sharp warning to those he says have “wrought havoc in Iraq.” His statement touches on corruption, militias, smuggling, uncontrolled weapons, money laundering, and foreign interference—ending with a clear line: “Your time is up.”
What does this message really signal?
Is Washington preparing for tougher pressure in 2026?
Does this represent a shift from diplomacy to accountability?
And what could this mean for Iraq’s political, security, and economic future?
We analyze the language, timing, and implications of this statement—and what it may foreshadow for Iraq in the year ahead.
📌 This is not hype. It’s context, analysis, and perspective.
A 10-minute reality check for anyone still holding Iraqi Dinar and wondering if it’s time to walk away. This is NOT hype, NOT fear — just grounded insight, encouragement, and a plan to move forward with or without the RV.Don’t Give Up… but Adjust Your ExpectationsWaiting is NOT a Financial StrategyThere Are Other Ways to Grow While You WaitStay In, But Don’t Stand Still
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Iraq stands at a breaking point. A Trump adviser warns oflink to My FX Buddies Blog
“days Iraq has never seen before,” with threats of unprecedented sanctions, a dollar squeeze, and a financial war that could send the dinar spiraling. Meanwhile, Baghdad’s new parliament — aligned with factions and the PMF — vows to pass laws Washington considers a red line.
If you'd like to Support the channel: https://cash.app/$tishwash... https://paypal.me/tishwash... a FREE transcript at: https://rss.com/podcasts/myfxbuddies....In today’s episode, we break down:
• Why the U.S. is threatening the hardest sanctions ever
• The risk of a dollar supply cutoff and what that means for salaries
• The PMF law, parliament tensions, and why “Welcome to death!” was said in session
• Could Iraq really see ‘five bags of dinars for one dollar’?
• How this could reshape the next 5–10 years of Iraq’s economy
⚠️ Is Iraq headed toward days no one has ever seen before… or a last-minute deal?
Let’s talk about it. Hit Like and Subscribe !
Iraq just announced a high-stakes plan for the 2026–2028
Securities Strategy — a roadmap designed to transform the Iraqi stock market into a regional financial center.
This episode breaks down:
Why Iraq wants to compete with regional hubs
What “digital transformation & liquidity deepening” actually mean
The risks: foreign investment, transparency, and execution
Whether this is realistic… or just another ambitious headline
🎧 Clear breakdown, real articles, no hype.
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https://paypal.me/tishwash...
a FREE transcript at:
https://rss.com/podcasts/myfxbuddies....2026 is shaping up to be a pivotal year for Iraq’s economy. According to analysts, indicators point to a potential breakthrough in economic reform, led by government initiatives in infrastructure, banking correction, and international investment partnerships. From major service projects (roads, bridges, urban upgrades) to financial reforms and the Development Road project, Iraq is positioning itself for a stronger regional economic role.
Experts say Iraq’s emerging strategy includes:
• Diversifying income beyond oil
• Rebuilding the banking sector to support investment
• International partnerships and big-company agreements
• Infrastructure foundation for long-term growth
• Human capital + healthcare reform as national assets
Challenges remain — especially global economic surprises outside Iraq’s control — but 2026 could be the year expectations become reality if financial management stays disciplined and reform programs continue.
How much cash is REALLY sitting in the vaults of the Central Bank of Iraq? link to My FX Buddies Blog
According to economist Nabil Al-Marsoumi, the number may surprise you — only 1.7 trillion dinars in physical cash.
In this episode, we break down Iraq’s reserves into three categories:
🟡 Gold holdings — 28 trillion IQD
💵 Foreign investments — 98 trillion IQD
💸 Actual cash in vault — 1.7 trillion IQD
So what does this mean for the economy?
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Is Iraq liquid enough to support stability?
And where does this leave the dinar?
Let’s talk about it.
Iraq is witnessing a shocking phenomenon: individuals with
no business history becoming billionaires in record time.
In this episode of My FX Buddies, we take a deep, realistic look at:
The shadow economy behind rapid wealth
How the dollar platform & exchange rate gap created a “money machine”
The role of front companies, fake invoices, & money laundering
Why oil smuggling networks became a shortcut to fortune
The rise of a parasitic elite blocking reform
If you'd like to Support the channel: https://cash.app/$tishwash... https://paypal.me/tishwash... a FREE transcript at: https://rss.com/podcasts/myfxbuddies....This isn’t hype — this is the economic reality shaping Iraq today.
📌 Key Questions
– Is this “wealth” real or just an illusion?
– Can Iraq build a healthy economy while shadow systems thrive?
– Who benefits and who pays the price?
⚠️ Not financial advice — just reading the news and connecting the dots.
Iraq is facing new financial pressure — a growing deficit, rising
debt, and talk of borrowing to secure salaries. Outgoing PM Al-Sudani’s recent comments have intensified concerns:
👉 Is Iraq entering an economic crisis?
👉 Could borrowing impact employee salaries & purchasing power?
👉 Is removing the three zeros a solution — or a risk?
In today’s episode we break down:
💸 Why the deficit is growing
📉 Why experts warn of “structural imbalance”
🛢️ Iraq’s 90% dependence on imports & oil
💵 What borrowing could mean for the dinar
⚠️ Why the private sector remains too weak
If you'd like to Support the channel: https://cash.app/$tishwash... https://paypal.me/tishwash... a FREE transcript at: https://rss.com/podcasts/myfxbuddies....🔧 Proposed solutions: diversification, industrial growth, removing zeros, & reducing government expenses
We also look at what this means for:
• Salaries
• Prices and purchasing power
• Daily markets and small businesses
• Iraq’s economic stability in 2025
This is not hype — this is the real economic conversation the public isn’t getting.
Iraq’s banking system is under intense pressure — not just
from currency fluctuations, but from deeper structural issues that experts warn could undermine monetary policy.
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Financial specialist Abdul Aziz Hassoun states that:
Turmoil is opening the door to non-banking activities
Banks are exploiting instability for private gain
Citizens no longer trust deposits → liquidity shortages
Monetary policy becomes harder to enforce
The Central Bank must step in with strict oversight
In today’s episode, we break down:
✔ Why banks are going “off-board”
✔ How instability is damaging confidence
✔ What this means for the Iraqi dinar
✔ The risk to the overall financial system
👉 Are banks creating a shadow economy?
👉 Is reform coming — or too slow to matter?
Let’s talk about it.
#iqd #iraqidinar #IraqiDinarNews#IraqEconomy #IraqiDinar #EconomicReality #IraqReform
Iraq is often described as a wealthy, oil-rich country — but the numbers tell a very different story. link to My FX Buddies Blog
Economic expert Manar Al-Obaidi warns that Iraq’s crisis is not about oil prices or cash shortages, but about the absence of real production outside the oil sector. According to the data, Iraq’s per-capita share of real non-oil production is shockingly low, placing the country alongside some of the poorest nations in the world.
If you'd like to Support the channel: https://cash.app/$tishwash... https://paypal.me/tishwash... a FREE transcript at: https://rss.com/podcasts/myfxbuddies....In this video, we break down:
• Why oil wealth creates an * illusion of prosperity
• How salaries consume most non-oil output
• Why the private sector remains dependent on oil dollars
• What “productive independence” really means
• The urgent reforms Iraq needs to escape the cycle
This isn’t fear-mongering — it’s an honest look at the economic structure behind the headlines.
📌 Following Iraq’s Story — Don’t Give Up 💰🔥
The dollar exchange rate in Iraq continues to fluctuate
between rise and fall, raising a critical question for citizens and markets alike: when will stability return?
Economic experts explain that the dollar’s movement in Iraq is not driven by numbers alone. Market psychology, speculation, rumors, and the transition to new banking and transfer mechanisms all play a role in today’s volatility.
If you'd like to Support the channel: https://cash.app/$tishwash... https://paypal.me/tishwash... a FREE transcript at: https://rss.com/podcasts/myfxbuddies....
In this video, we break down:
• Why the official rate is stable while the parallel market fluctuates
• How psychology and speculation fuel sudden dollar spikes
• The impact of tighter banking compliance and transfer procedures
• What the Central Bank can still do to restore balance
• When relative stability may realistically be achieved
While complete price fixing is unlikely in the short term, experts say reduced volatility is possible in the coming months — if banking discipline improves and public confidence returns.
👉 This is not just about currency — it’s about food prices, purchasing power, and daily life in Iraq.
Following Iraq’s Story — Don’t Give Up 💰🔥
Iraq’s economy is facing one of its most difficult balancing acts in years. link to My FX Buddies Blog
With oil revenues under pressure, employee salaries, public spending, and the exchange rate are all caught between limited options — none of them easy.
If you'd like to Support the channel: https://cash.app/$tishwash... https://paypal.me/tishwash... a FREE transcript at: https://rss.com/podcasts/myfxbuddies....In this video, we break down:
• Why oil-dependent economies struggle when prices fall
• How governments worldwide protect salaries — and at what cost
• The tools Iraq is using to keep salaries paid in 2025
• Why development projects are slowing while consumption rises
• How the dollar exchange rate quietly erodes purchasing power
• What real reforms are needed beyond short-term fixes
This is not just a salary story — it’s about the entire Iraqi economy navigating a narrow path between stability and strain.
✨ Reset Naturally — Grab the Holiday Helper Plan 🎁https://buymeacoffee.com/tishwash/e/479454📌 Stay informed. Stay grounded. Follow Iraq’s story.
Many citizens are being told comforting stories about Iraq’s
economy — that revenues are sufficient, salaries are safe, and solutions are simple.
But according to economic expert Manar Al-Obaidi, these rosy promises hide a far more complex and dangerous reality.
In this video, we break down 5 undeniable facts threatening Iraq’s economic system — facts often ignored or softened in public discourse.
If you'd like to Support the channel: https://cash.app/$tishwash... https://paypal.me/tishwash... a FREE transcript at: https://rss.com/podcasts/myfxbuddies...🔎 What we cover:
Why salaries remain the core financial challenge
Why non-oil revenues can’t replace oil (yet)
The reality behind “alternative resources” like phosphates & sulfur
Why strategic industries won’t save the budget in the short term
Why sovereign wealth funds aren’t slogans — they require real decisions
This isn’t pessimism. It’s realism.
✨ Reset Naturally — Grab the Holiday Helper Plan 🎁https://buymeacoffee.com/tishwash/e/479454And understanding the truth is the first step toward real reform.
📌 Following Iraq’s story — without illusions.
#IraqEconomy #IraqiDinar #EconomicReality #IraqReform
Despite strong reserves and low inflation, Iraq’s economy
faces deep structural challenges beneath the surface.
This analysis breaks down what the Iraqi economy truly needs for reform, including:
• Why oil dependence continues to weaken long-term growth
• How public sector expansion distorts productivity
• The hidden cost of subsidies and energy mismanagement
• Why banking reform is essential for real investment
• The missing role of a strong private sector
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https://paypal.me/tishwash...
a FREE transcript at: https://rss.com/podcasts/myfxbuddies...
This is not about short-term fixes — it’s about whether Iraq uses today’s stability to build a productive, diversified economy, or risks repeating the same cycle.
📌 Reform is no longer optional — it’s an economic necessity.
• Financial stability does NOT equal economic health
• Oil wealth without productivity creates fragility
• Public employment vs real private-sector jobs
• Subsidies: protection or waste?
• Energy sector = biggest silent drain
• Banking reform as the bridge to growth
• Private sector as a partner, not a replacement
• Why this moment is a turning point for Iraq
Prime Minister Mohammed Shia Al-Sudani has issued his first
clear statement regarding the dollar exchange rate — and it matters.
In a televised interview, Sudani confirmed that changing the dollar exchange rate is the exclusive authority of the Central Bank of Iraq, not the government. He also emphasized that Iraq’s current direction is stability, pointing to the successful narrowing of the gap between the official and parallel market rates.
If you'd like to Support the channel: https://cash.app/$tishwash... https://paypal.me/tishwash... a FREE transcript at: https://rss.com/podcasts/myfxbuddies....Sudani further highlighted government support for correcting private banks’ conditions and bringing them back into the system under international standards, reinforcing confidence in the financial sector.
✨ Reset Naturally — Grab the Holiday Helper Plan 🎁https://buymeacoffee.com/tishwash/e/479454👉 What does this mean for the dinar, market stability, and future policy decisions?
Let’s break it down.
Why Sudani emphasized Central Bank independence
What “exchange rate stability” signals to markets
The importance of narrowing the official vs parallel rate gap
Banking reform as a foundation for confidence
What this statement rules out (and what it doesn’t)
Iraq’s austerity plan is once again in the spotlight as the
government moves to cut spending and increase revenue amid financial pressures and political uncertainty. But experts warn that these decisions could have serious economic and social consequences, especially for the middle and low-income classes.
If you'd like to Support the channel: https://cash.app/$tishwash... https://paypal.me/tishwash... a FREE transcript at: https://rss.com/podcasts/myfxbuddies....Energy expert Hussein Ismail Al-Bahadli argues that austerity should be limited and gradual, not a deep, long-term program launched during a transitional political phase. He warns that sudden cuts to spending—especially in a rentier state that relies heavily on government funding—could destabilize both the economy and citizens’ livelihoods.
• Austerity should NOT be full-scale right now
Al-Bahadli emphasizes the need for caution. Major reforms require a fully empowered government with parliamentary backing—not interim leadership.
• Spending cuts could directly impact citizens
Reducing expenditures may lead to:
weaker public services (health, education, electricity)
fewer job opportunities in government-linked sectors
higher cost of living if new taxes or fees are introduced
• Strict austerity in Iraq could widen inequality
With unemployment and poverty already high, a harsh austerity policy may worsen the social gap and reduce middle-class purchasing power.
Large austerity decisions need legal and social legitimacy, which may not exist in a transitional phase.
✨ Reset Naturally — Grab the Holiday Helper Plan 🎁https://buymeacoffee.com/tishwash/e/4...
• What SHOULD be done instead?
Al-Bahadli says Iraq should focus on:
reducing corruption and waste
improving revenue from non-oil sectors
strengthening collection systems
stimulating productive economic activity
NOT placing more financial burdens on citizens.
Increased electricity payment collection
Reviewing electricity tariffs
Expanding digital automation for all government payments
Cutting government travel allowances by 90%
Restricting official travel unless absolutely necessary
These measures reflect a serious push to control spending—but at what social cost?
🔍 KEY POINTS FROM THE ARTICLE🏛 New Government Measures Include:• Austerity should NOT be full-scale right now
Al-Bahadli emphasizes the need for caution. Major reforms require a fully empowered government with parliamentary backing—not interim leadership.
• Spending cuts could directly impact citizens
Reducing expenditures may lead to:
weaker public services (health, education, electricity)
fewer job opportunities in government-linked sectors
higher cost of living if new taxes or fees are introduced
• Strict austerity in Iraq could widen inequality
With unemployment and poverty already high, a harsh austerity policy may worsen the social gap and reduce middle-class purchasing power.
Large austerity decisions need legal and social legitimacy, which may not exist in a transitional phase.
• What SHOULD be done instead?
Al-Bahadli says Iraq should focus on:
reducing corruption and waste
improving revenue from non-oil sectors
strengthening collection systems
stimulating productive economic activity
NOT placing more financial burdens on citizens.
Increased electricity payment collection
Reviewing electricity tariffs
Expanding digital automation for all government payments
Cutting government travel allowances by 90%
Restricting official travel unless absolutely necessary
These measures reflect a serious push to control spending—but at what social cost?
🏛 New Government Measures Include:
Increased electricity payment collection
Reviewing electricity tariffs
Expanding digital automation for all government payments
Cutting government travel allowances by 90%
Restricting official travel unless absolutely necessary
Iraq’s economic debate is heating up again — should the dinar
float, devalue, or remain stable and protected?
In this episode, we break down a powerful commentary responding to economist Dr. Nabil Al-Marsoumi and explore the core question: What is truly best for Iraq’s economy right now?
We cover:
🔹 Why floating the dinar now could crash the market
🔹 Why reducing the exchange rate is considered by some an economic crime
🔹 The failures of the “White Paper” and who it really hurt
🔹 Why Iraq is NOT a free, balanced FX market
🔹 Alternative solutions available before touching the exchange rate
🔹 The urgent need for Iraqi-driven reform, not foreign-imposed policies
🔹 How corruption and mismanagement undermine every reform effort
🔹 Why real reform must involve Iraq’s economic elite and private sector
If you'd like to Support the channel: https://cash.app/$tishwash... https://paypal.me/tishwash... a FREE transcript at: https://rss.com/podcasts/myfxbuddies....Iraq stands at a crossroads — but the path forward may not be what many think.
📌 Do you believe the dinar should float, remain fixed, or be strengthened? Comment below!
✨ Reset Naturally — Grab the Holiday Helper Plan 🎁https://buymeacoffee.com/tishwash/e/4...
Iraq is facing a critical economic moment, as new warnings
emerge about potential decisions that could shake the country’s financial and social stability.
Economic expert Ahmed Al-Tamimi cautions that any move to cut salaries or raise the dollar exchange rate would cause immediate and severe consequences for millions of Iraqis — including higher prices, weakened purchasing power, and a deeper recession.
If you'd like to Support the channel: https://cash.app/$tishwash... https://paypal.me/tishwash... a FREE transcript at: https://rss.com/podcasts/myfxbuddies....
In this episode, we break down:
🔹 Why experts fear salary cuts would devastate households
🔹 How a higher dollar exchange rate could trigger inflation
🔹 The REAL alternatives Iraq has before touching citizens’ income
🔹 Why job stability and monetary stability are “red lines”
🔹 What past crises taught us about sudden economic decisions
🔹 Whether a new financial crisis is quietly forming
Iraq’s economic future depends on structural reforms, not quick fixes — and today’s experts say the wrong move could cost far more than any budget deficit.
Stay informed. Stay prepared.
📌 Subscribe for more updates on Iraq’s financial and political developments.
👉 Thanks for Watching! Following Iraq’s Story — Don’t Give Up 💰🔥
✨ Reset Naturally — Grab the Holiday Helper Plan 🎁https://buymeacoffee.com/tishwash/e/479454
Iraq has officially begun implementing the IMF-backed White
Paper reforms, a move that economists warn will bring major social and financial pressure, especially on low- and middle-income citizens.
Economist Nabil Al-Marsoumi explains that the White Paper is not just a plan — it is already underway, and we are seeing the early signs:
📈 Rising dollar exchange rate
💰 Salary reductions & hiring freezes
🛒 Cuts to food subsidies and ration support
🏭 Privatization of state-owned enterprises
⚡ Energy and fuel price increases
📉 Removal of government support across key sectors
These measures, driven by the IMF and World Bank, aim to correct years of macroeconomic imbalances — but at a heavy social cost.
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In today’s video, we break down:
✔️ What the White Paper actually requires
✔️ Which reforms Iraq has already implemented
✔️ The impact on salaries, subsidies, food prices, and inflation
✔️ Why the dollar rate rises under this strategy
✔️ Who pays the price — and who benefits
✔️ What “Phase 2” of the reforms could look like
✔️ Whether there is a national alternative to the IMF plan
Stay informed. Iraq is undergoing historic economic change — whether the public is ready or not.
🔔 Subscribe for more updates on Iraq’s economy, forex market, reforms, and financial policy.
Thanks for Watching!
Following Iraq’s Story — Don’t Give Up 💰🔥
✨ Reset Naturally — Grab the Holiday Helper Plan 🎁https://buymeacoffee.com/tishwash/e/479454