The National Bank of Iraq has officially completed its
transition to the global SWIFT MX standard — a major milestone in the country’s digital banking transformation.
SWIFT MX (ISO 20022) is now the world’s most advanced financial messaging system, allowing richer data, faster processing, and greater transparency in global payments.
In its announcement, the bank confirmed that the upgrade was completed with minimal downtime, reflecting strong technical preparation, teamwork, and close coordination with regulators and technology partners.
If you'd like to Support the channel: https://cash.app/$tishwash... https://paypal.me/tishwash... a FREE transcript at: https://rss.com/podcasts/myfxbuddies..Key leaders from the National Bank of Iraq emphasized that this shift:
✔️ Modernizes Iraq’s payments infrastructure
✔️ Enhances security and transaction transparency
✔️ Aligns Iraq with global banking standards
✔️ Improves customer experience for individuals and companies
✔️ Strengthens Iraq’s role in the regional financial system
The successful transition signals Iraq’s growing commitment to digital finance, global integration, and modern economic governance.
As more banks and institutions adopt the MX/ISO 20022 framework, Iraq’s financial sector continues to move closer to international best practices — a crucial step in building investor confidence and enabling smoother, more reliable cross-border transactions.
🎙️ Source: National Bank of Iraq Statement
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Iraqi economist Diaa Abdul Karim has warned of growing
public concern over a potential change in the dollar–dinar exchange rate once the new government forms.
He explained that past governments’ decisions to adjust the exchange rate led to widespread financial hardship, especially for everyday citizens who faced rising prices and declining purchasing power.
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According to Abdul Karim:
Iraqis now expect exchange rate changes with each new government
Any move that lowers the value of the dinar could trigger nationwide price increases
Citizens want clear assurances from political leaders
The public is waiting to know whether the new government will maintain the current rate or shift direction
This tension highlights a major economic reality:
👉 The exchange rate is not just a policy — it affects every home, every salary, and every market in Iraq.
Kurdistan Region Prime Minister Masrour Barzani has
welcomed a high-level delegation from the U.S.-Kurdistan Business Council (USKBC), signaling a major push to expand American and diaspora investment across the region.
Led by USKBC President David Tafuri, the delegation includes U.S. business leaders, legal experts, and investors exploring opportunities in energy, healthcare, education, agriculture, tourism, and cultural preservation.
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During the meeting, PM Barzani highlighted the Kurdistan Region’s:
✔️ Investor-friendly legal system
✔️ Stable business environment compared to the rest of Iraq
✔️ Economic reforms of the ninth cabinet
✔️ Advancements in natural gas and energy projects
✔️ Efforts to modernize infrastructure and diversify the economy
A key topic was diaspora investment, especially from Assyrian, Chaldean, and Syriac communities who are seeking to rebuild commercial and cultural ties with their ancestral homeland.
✨ Reset Naturally — Grab the Holiday Helper Plan 🎁 Just $17Under Investment Law No. 4 of 2006, the Kurdistan Region offers:
100% foreign ownership
Long-term land use rights
Major tax exemptions
Full profit repatriation
Legal protections aligned with international arbitration standards
These advantages—which do not exist under federal Baghdad law—have sparked renewed interest from U.S. and diaspora investors.
This visit marks a growing U.S.-Kurdistan economic relationship, with the region increasingly seen as a secure, predictable, and opportunity-rich hub for global investment.
Prime Minister Mohammed Shia al-Sudani reaffirmed his
commitment to advancing Iraq’s economic and financial reform plans, highlighting the nation’s transition from dependency on raw oil exports to a broader, value-driven economy.
During a high-level meeting with key ministers and advisors, Al-Sudani directed the Ministry of Electricity to study new investment models for energy projects, while urging an expansion of oil refining capacity and stronger management of export revenues through SOMO.
If you'd like to Support the channel https://cash.app/$tishwash... https://paypal.me/tishwash... a FREE transcript at: https://rss.com/podcasts/myfxbuddies... This push for reform comes at a crucial time — as Iraq moves toward self-sufficiency in petroleum products and seeks to maximize public treasury revenues.
In this episode, we explore:
⚙️ How Iraq plans to diversify revenue beyond crude oil
💡 Why refining more high-quality oil products matters for national income
📈 The link between financial reform and long-term stability
🌍 How these steps fit into Iraq’s broader modernization strategy
From energy reform to fiscal management, Iraq’s roadmap continues to evolve — with Al-Sudani steering the country toward sustainable growth and independence.
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Iraq has officially approved the activation of Apple Pay,
marking a major step toward expanding the nation’s digital payment systems and connecting its economy to the global financial network.
Experts say this move could transform how Iraqis handle money — replacing cash transactions with secure, contactless, and transparent digital payments.
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In this episode, we explore:
💳 What Apple Pay means for Iraq’s economy and banking sector
📈 How digital payments can combat corruption and increase tax revenues
🌍 Iraq’s balance between Western systems like SWIFT & Apple Pay — and BRICS alternatives
🧠 Why this marks the beginning, not the end, of Iraq’s digital revolution
Economist Asaad Al-Rubaie calls this a “historic turning point” as Iraq positions itself between the world’s competing financial powers.
Meanwhile, Dr. Nabil Al-Abadi explains how Apple Pay could raise financial inclusion, attract young users, and pull billions of dinars from the shadow economy into official banking channels.
From faster payments to global trade access, Apple Pay could reshape how Iraq does business — and how its citizens interact with money.
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In a major feature by Newsweek, Iraqi Prime Minister
Mohammed Shia al-Sudani is described as “the man who wants to make Iraq great again.”
The report highlights his ambition to restore Iraq’s cultural and historical influence, revive its economy, and project the country as a global center for trade, innovation, and civilization.If you'd like to Support the channel https://cash.app/$tishwash... https://paypal.me/tishwash... a FREE transcript at: https://rss.com/podcasts/myfxbuddiesAl-Sudani’s vision is built on three pillars:
Reviving Iraq’s economic and cultural identity
Strengthening its global partnerships through diplomacy and investment
Reconnecting Iraqis with their 7,000-year heritage of civilization and resilience
Quoting the prime minister himself:
“Iraq is a great country, a homeland of civilizations for 7,000 years… This greatness is in the genes of Iraqis, generation after generation.”
As Iraq heads into pivotal elections, this profile frames Al-Sudani not as a caretaker — but as a leader attempting to reshape Iraq’s destiny and reclaim its place among the world’s great nations.
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Sudani told The NY Times he would bring 50 Iraqi billionaires
to Washington next month for an “Invest in America” conference, to show “harmony with President Trump’s course.”
☕ If you'd like to Support the channel https://cash.app/$tishwash... https://paypal.me/tishwash... a FREE transcript at: https://rss.com/podcasts/myfxbuddiesAnd in another article...
The formation of the government will not be delayed much longer... and the next stage is a test of the economic reality.Al-Hashemi explained that “the upcoming challenges facing the government will be primarily economic, including rebuilding infrastructure, improving living standards, and supporting the Iraqi dinar, while maintaining balance in Iraq’s regional and international relations.”Al-Hashemi concluded by saying: “We congratulate the winners, and we congratulate the Iraqi people on this stable experience, and we hope that tomorrow will be better than today, and today better than yesterday.”And so much more...
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Rumors have been circulating online about a possible
reduction in Iraq’s exchange rate — but the Central Bank of Iraq has set the record straight.
In an official statement, the Bank denied all claims suggesting a plan to lower the value of the dinar to 4,000 per dollar, calling the reports completely false. The statement emphasized that the current exchange rate remains stable, backed by strong monetary indicators and solid foreign reserves.
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In this episode, we break down:
What the Central Bank actually said in its official statement
Why rumors like this appear — and how they impact market confidence
How Iraq’s monetary indicators and reserves are defending the dinar’s strength
The importance of relying on official economic sources to prevent market disruption
This update reinforces Iraq’s ongoing financial stability and the Central Bank’s commitment to transparency and market confidence.
🔥 Stop the Burn: 7 Days to Calm InflammationHeal Naturally. Feel Alive Again.Tired of swelling, stiffness, and fatigue?In just 7 days, learn how to reduce inflammation, restore balance, and reignite your energy — naturally.👉 Start your 7-day reset today!https://buymeacoffee.com/tishwash/e/4...
What comes after purchasing power and fairness in building a strong national economy? My FX Buddies Blog
In this episode, we explore how Iraq’s economists are redefining growth — not just by increasing income, but by ensuring fair distribution, social justice, and economic balance for future generations.
Author Iyad Al-Anaz explains that a sustainable economy must empower citizens by:
☕ If you'd like to Support the channel https://cash.app/$tishwash... https://paypal.me/tishwash... a FREE transcript at: https://rss.com/podcasts/myfxbuddiesIncreasing purchasing power to improve living standards
Ensuring fair and equal distribution of resources
Supporting youth innovation and productive work
Reducing unemployment and expanding private-sector growth
Diversifying income beyond oil to achieve independence and stability
A fair economy isn’t just about numbers — it’s about people, opportunity, and balance.
🔥 Stop the Burn: 7 Days to Calm InflammationHeal Naturally. Feel Alive Again.Tired of swelling, stiffness, and fatigue?In just 7 days, learn how to reduce inflammation, restore balance, and reignite your energy — naturally.👉 Start your 7-day reset today!https://buymeacoffee.com/tishwash/e/4...From the factory floor to the family home, true progress means every citizen feels the impact of growth.
The Central Bank of Iraq has officially launched its long-anticipated “zero-zero” project — a https://www.myfxbuddies.com/2025/11/the-iraqi-dinar-without-zeros.html historic reform that will redefine the value of the Iraqi dinar and mark a new chapter in the nation’s financial history.This isn’t speculation. It’s a confirmed, carefully planned monetary strategy that aims to remove three zeros from the currency’s nominal value while preserving purchasing power and economic stability.In this episode, we’ll break down:What “removing the zeros” really means — and what it doesn’tHow the Central Bank plans to manage the transition graduallyWhy this reform could strengthen Iraq’s position in global marketsThe potential impact on trade, oil settlements, and the region’s economy☕ If you'd like to Support the channel https://cash.app/$tishwash... https://paypal.me/tishwash... a FREE transcript at: https://rss.com/podcasts/myfxbuddiesFrom oil revenues and gold reserves to expanding partnerships with global powers, Iraq’s economic foundation has never been stronger. The “zero-zero” project represents not only fiscal reform — but a financial renaissance.#IraqiDinarNews #iqd #iraqidinar🔥 Stop the Burn: 7 Days to Calm InflammationHeal Naturally. Feel Alive Again.Tired of swelling, stiffness, and fatigue?In just 7 days, learn how to reduce inflammation, restore balance, and reignite your energy — naturally.👉 Start your 7-day reset today!https://buymeacoffee.com/tishwash/e/464567#IraqiDinarNews #iqd #iraqidinar
Iraq has officially stepped into the digital age. My FX Buddies BlogFrom government salaries to utility bills, electronic payments are transforming the way citizens handle money. As more Iraqis adopt e-wallets and digital banking apps, the country is witnessing a major economic and cultural shift — one that’s reshaping transparency, convenience, and financial inclusion.
☕ If you'd like to Support the channel https://cash.app/$tishwash... https://paypal.me/tishwash... a FREE transcript at: https://rss.com/podcasts/myfxbuddiesIn this episode, we explore:
How digital salaries and e-bill payments are simplifying daily life
The national initiatives driving financial literacy and digital adoption
Why experts say electronic payments reduce corruption and boost trust
The broader social impact on youth, women, and new job creation
🎙️ Prepared by Mohammed Hussein Al-Abousi — President of the Arab Youth Organization
🇮🇶 Iraq is entering a new era where technology meets daily life.
This isn’t just about apps — it’s about progress.
#IraqiDinarNews #iqd #iraqidinar🔥 Stop the Burn: 7 Days to Calm InflammationHeal Naturally. Feel Alive Again.Tired of swelling, stiffness, and fatigue?In just 7 days, learn how to reduce inflammation, restore balance, and reignite your energy — naturally.👉 Start your 7-day reset today!https://buymeacoffee.com/tishwash/e/464567
Iraq’s journey toward a cashless future is no longer just an idea — it’s becoming a new reality. 🇮🇶 My FX Buddies Blog
In this episode, we break down the country’s shift to electronic payments and how it’s transforming daily life, business, and government operations. From Zain Cash and Asiacell Money to new Central Bank policies, Iraq is building the foundation for a modern digital economy.
🔹 Once resisted due to lack of trust and limited access, digital wallets are now helping bridge the gap between urban and rural areas.
🔹 Government agencies are adopting electronic systems for taxes and fees, cutting down on corruption and increasing transparency.
🔹 Civil groups and youth organizations are promoting financial literacy and safe digital habits — shaping a new generation ready for change.
Basrawi’s editorial concludes it best: “A digital economy is no longer an option — it’s a necessity.”
💰 Is Iraq’s digital shift the key to unlocking long-term economic stability? Let’s dive in.
🎧 Follow My FX Buddies for weekly insights on Iraq’s financial reforms, digital progress, and global currency shifts.
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The Finance Committee in Iraq has officially confirmed that
link to My FX Buddies Blogthe exchange rate will remain the same in 2026 — no revaluation, no adjustment.
In this update, we break down what this means for Iraq’s budget, economy, and dinar watchers around the world. According to the committee, Iraq will keep operating under Law 1/12 of 2024, since the 2025 budget schedules haven’t been approved. That means only operational expenses will be covered — no major new development spending or financial expansion.
So, what does this decision signal for Iraq’s future?
We’ll unpack why this move might reflect a wait-and-see policy, what it says about Central Bank reform timing, and how political delays could push real changes beyond 2026.
🇮🇶 Could this be a strategic pause before bigger moves? Or is it another stall in Iraq’s financial evolution?
Let’s talk about it — the truth, the timing, and what to watch next.
🎧 Stay tuned for more updates with My FX Buddies — following Iraq’s story every step of the way.
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Reuters has named Iraqi Prime Minister Mohammed Shia Al-
Sudani the favorite to win a second term — signaling a major shift in Iraq’s political future.
In this episode, we break down what’s driving Sudani’s rising popularity, the alliances shaping Iraq’s parliament, and how this election could redefine Baghdad’s balance between Washington and Tehran.
From public-service promises to power-broker deals, we explore whether Sudani’s “Building and Development Alliance” can carry Iraq into a new era of stability — or if the old party dynamics will resurface once again.
📅 Elections are set for November 11, and global eyes are watching.
💰 Could this leadership continuity finally anchor Iraq’s economy and reform momentum?
Let’s talk about what this means for Iraq’s financial future, global investors, and regional relations.
👉 Subscribe & Follow “My FX Buddies” for weekly updates on Iraq’s economy, reform, and currency shifts.
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Iraqi Prime Minister Mohammed Shia Al-Sudani has declared
his intention to seek a second term — linking it directly to Iraq’s next phase of security, reform, and independence.
In a bold statement to Reuters, Al-Sudani confirmed:
💬 “All weapons will be under state control once the coalition leaves.”
Support My FX Buddies:https://cash.app/$tishwashhttps://paypal.me/tishwash... a FREE transcript at:https://rss.com/podcasts/myfxbuddiesKey highlights:
⚙️ Coalition withdrawal expected by September 2026
💰 $24 billion power deal with General Electric to double Iraq’s capacity
🔥 New LNG projects with Excelerate Energy and ExxonMobil
🌍 Plan to stop importing gas from Iran by 2027
🏗️ Over 2,500 stalled projects revived under his administration
Al-Sudani’s message is clear — Iraq is stabilizing, modernizing, and taking control of its destiny.
This marks the start of a political and economic era that could define Iraq’s next decade.
🎯 Watch to see how this announcement reshapes Iraq’s political and economic future — from Baghdad to Washington.
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Iraq’s Central Bank is entering a global reform phase in
partnership with international firm Oliver Wyman and the U.S. Treasury.
This marks a major turning point — a move toward world-class financial standards, digital transformation, and full financial inclusion.
The new 5-year plan focuses on:
💠 Reforming ownership structures
💠 Strengthening anti-money-laundering compliance
💠 Expanding digital and electronic banking systems
💠 Merging smaller banks to meet international benchmarks
Experts call this “the start of Iraq’s global banking era,” where financial innovation, transparency, and global cooperation redefine Iraq’s economic identity.
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🎯 Watch now to see how Iraq’s financial system is being rebuilt to compete on the world stage.
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Iraq’s banking system is entering a new era — moving away
from dollar restrictions and stepping toward financial independence.
Banking expert Mustafa Hantoush reveals that nearly 90% of Iraq’s banks are still limited by dollar transaction controls, but that is about to change.
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Within months, several banks are expected to liberate themselves from these constraints — marking a pivotal moment in Iraq’s financial reform journey.
This shift aims to:
Modernize infrastructure 💻
Expand financial inclusion 🏦
Strengthen international banking ties 🌍
🔥 Stop the Burn: 7 Days to Calm InflammationHeal Naturally. Feel Alive Again.Tired of swelling, stiffness, and fatigue?In just 7 days, learn how to reduce inflammation, restore balance, and reignite your energy — naturally.👉 Start your 7-day reset today!https://buymeacoffee.com/tishwash/e/464567Join us as we break down what this “dollar liberation” really means for Iraq’s economy, investors, and citizens.
#IraqEconomy #BankingReform #DollarCrisis #IraqiDinar #FinanceNews #MyFXBuddies
The Central Bank of Iraq is entering a new era of true reform.
Governor Ali Al-Alaq announced that two major plans — one for government banks and one for private banks — are already in advanced stages.
Support My FX Buddies:https://cash.app/$tishwashhttps://paypal.me/tishwash a FREE transcript at:https://rss.com/podcasts/myfxbuddiesThese reforms are not cosmetic. They aim to rebuild Iraq’s financial foundation, align it with international standards, and prepare for a fully digital future.
In this episode, we unpack:
💡 How these reforms could reshape Iraq’s economy
🏦 The partnership with international institutions
🌍 Why global banking integration is essential
📊 And what a “different banking sector” will look like within five years
Iraq’s financial future is no longer in theory — it’s in motion.
👉 Subscribe for more updates on Iraq’s economy, reforms, and digital transformation.
🔥 Stop the Burn: 7 Days to Calm InflammationHeal Naturally. Feel Alive Again.Tired of swelling, stiffness, and fatigue?In just 7 days, learn how to reduce inflammation, restore balance, and reignite your energy — naturally.👉 Start your 7-day reset today!https://buymeacoffee.com/tishwash/e/4...🎧 Follow on Spotify | 📺 Watch on YouTube
#IraqEconomy #CentralBank #BankingReform #AliAlaq #IraqNews #DigitalTransformation #Finance #Investment #Baghdad #EconomicGrowth
Iraq’s fintech industry just made history!
link to My FX Buddies BlogAt Money 20/20 USA 2025 in Las Vegas, QiCard (International Smart Card) — Iraq’s leading electronic payment company — stood beside global giants to prove that innovation isn’t confined to Silicon Valley.
From biometric smart-cards to digital inclusion, QiCard’s technology has transformed the lives of over 19 million citizens and 50 000 merchants, becoming a model for how emerging economies can drive financial change.
Support My FX Buddies:https://cash.app/$tishwashhttps://paypal.me/tishwash a FREE transcript at:https://rss.com/podcasts/myfxbuddies🎯 Key Highlights
QiCard’s journey from Iraq’s first e-payment system to global stage
How fintech is helping Iraq move beyond cash and corruption
What Money 20/20 USA means for Iraq’s digital reputation
The next wave: biometric tech | cross-border payments | financial inclusion
🔥 Stop the Burn: 7 Days to Calm InflammationHeal Naturally. Feel Alive Again.Tired of swelling, stiffness, and fatigue?In just 7 days, learn how to reduce inflammation, restore balance, and reignite your energy — naturally.👉 Start your 7-day reset today!https://buymeacoffee.com/tishwash/e/464567
Iraq’s foreign exchange crisis is intensifying as more traders
turn to the parallel market to secure dollars, driving up exchange rates and putting new pressure on the dinar.
Parliamentarian Moeen Al-Kadhimi warns that strict banking procedures and foreign transfer restrictions are forcing businesses to bypass official channels — fueling inflation and market instability.
Support My FX Buddies:https://cash.app/$tishwashhttps://paypal.me/tishwash a FREE transcript at:https://rss.com/podcasts/myfxbuddiesEconomic experts point to deeper structural issues, including U.S. compliance restrictions on Iraqi banks and weak regulatory systems that empower speculators. The Central Bank and Ministry of Finance are now under pressure to restore confidence and stabilize the currency.
🔥 Stop the Burn: 7 Days to Calm InflammationHeal Naturally. Feel Alive Again.Tired of swelling, stiffness, and fatigue?In just 7 days, learn how to reduce inflammation, restore balance, and reignite your energy — naturally.👉 Start your 7-day reset today!https://buymeacoffee.com/tishwash/e/464567🎧 In this episode, we break down the forces driving Iraq’s dollar crisis — and what the government must do to regain control of the exchange rate.
#IraqEconomy #IraqiDinar #DollarCrisis #ExchangeRate #ParallelMarket #CentralBank #Baghdad #FinanceNews #IraqCurrency #Forex #OilRevenue #MiddleEastEconomy