Less than 10% of investors own more than one property. Natasha Choi owns multiple. She started at 22, and did it all while raising a family and running a growing career in finance. In this episode of The No B.S. Property Investing podcast, we sit down with Natasha Choi, senior investment lending manager at the Australian Lending & Investment Centre(ALIC) - and one of Australia's top-performing brokers. Natasha opens up about her property investing journey… from buying her first invest...

Thinking about self-managing your rental property to save money? This episode explains why self-management can cost investors more in vacancies, under-renting, compliance issues, and lost borrowing power - and what smart Australian landlords do instead. In this episode of the NO BS Property Investing Podcast, we break down why property management is one of the most critical (and misunderstood) parts of successful property investing. From rental performance and tenant quality to refinancing...

Don’t let poor planning cost you thousands… or your property deal! Whether you're a first-time buyer or a seasoned investor, this episode lays out exactly what to do after your offer is accepted - so you avoid delays, confusion, and expensive mistakes. Your hosts, Julian and Mark Davis (Founder of ALIC, managing over $4.5 billion in loans), guide you through every step. You’ll hear about things like sending the contract to your broker and conveyancer, to managing finance clauses, organisin...

How do you make a winning offer on a property in Australia without overpaying or losing out to savvier buyers? Here's what top brokers and buyer’s agents want you to know... In this episode, we’re tackling the most stressful part of buying property: making an offer and negotiating the deal. You’ll hear why the traditional approach of leading with your best price often backfires -and what to do instead. The episode also covers the dangers of waiving building and pest inspections, how ...

FREE DOWNLOAD: Property Due Diligence Checklist → https://ripe.house/3KkqjBk Most property investors get this wrong - discover how to do due diligence the right way before you buy an investment property. Whether you're a first-time investor or already building your portfolio, understanding how to accurately assess a property's price and mitigate risk is critical to long-term success. In this episode of The No B.S. Property Investing Podcast, Julian flips from host to guest as Mark fires o...

Want to know the best suburbs to invest in Australia? In this episode, we break down exactly where to buy an investment property in Australia, what asset type to choose, and why. Be sure to take notes as Julian reveals the exact data-driven process Ripehouse Advisory uses to identify the best investment property locations before the market catches on - screening over 15,300 suburbs to find genuine growth opportunities. You’ll hear about: ✅ How to choose the right investment property for l...

Thinking about buying an investment property in Australia, but unsure how to structure the loan or choose the right investment property lenders? In this episode of The No B.S.Property Investing Podcast, we break down exactly what it means to be finance ready - before you borrow, before you structure a loan, and before you talk to any investment property lenders. Whether you're a first-time investor or growing your portfolio, this episode gives you the no-nonsense framework for understanding...

From buyer’s agents to investment-savvy accountants, learn the proven team structure behind Australia's most successful property portfolios. Welcome back to the NO BS Property Investing Podcast - where we cut through the hype and help you invest with confidence. In this episode, Julian is joined by finance & lending expert Mark Davis to unpack one of the most critical elements of successful real estate investing: your A-Team. Tune in to discover: ✅The key players you need in your pro...

After helping over 1,000 people with their property investing strategy - we know the strategies that actually build long-term wealth look very different to what many people think (and even teach). Whether you're chasing positive cash flow, considering a renovate and flip, or playing the long game with a buy and hold capital growth strategy - this episode breaks it all down for you so you can make a more informed decision. You’ll hear about real-life numbers, real risks, and real investor ex...

If you’re thinking of investing in property WITHOUT a clear strategy… STOP and listen to this ASAP. Most property investors fail because they buy first and strategise later - and that often means things go wrong from the start. This is because your property investment strategy determines whether you build wealth or just accumulate debt dressed up as assets. In this episode of the No BS Property Investing Podcast, we’re sharing the most common property investment strategies in Australia. ...

Without the right finance structure, your property portfolio could hit a wall after your first deal. This episode of The No B.S. Property Investing Podcast breaks down how to structure your loans, understand lender criteria, and align your finances with your investment goals. Tune in to discover: ✅ What lenders actually look for (beyond your deposit) ✅ Why borrowing capacity is a myth and what to focus on instead ✅ The must-have financial team (you NEED these people in your corner if yo...

99% of People STILL Don't Know THIS Property Investing Fundamental. Access lending options & advice to suit your investing goals → https://www.ripehouseadvisory.com.au/lp/24/8/investment-lending-sign-up One of the BIGGEST mistakes people make when starting their property investing journey is not having clear goals and a financial strategy in place. In this episode of the No BS Property Investing Podcast, we dig into what most Aussies overlook when jumping into property investing - clea...

Today, we’re exploring why people get into property investing for wealth creation in the first place... Along with why the traditional "Australian dream" of buying your own home might be the worst financial decision you'll make. This episode is part 1 of a 12-part mini series, where we share the entire  property investment process, from dream to portfolio. Your host, Julian Nicolitis (Head of Strategy at Ripehouse Advisory) is joined by Mark Davis (Founder of ALIC), sharing real knowledge ...

FORGET generic home loans! Discover how strategic lending, smart tax structures, and risk management are transforming average incomes into multi-million dollar net worths. Mark Davis from ALIC (a leading mortgage broker managing over $4.5 billion in loans) shares the counterintuitive strategies that transform ordinary income earners into multi-millionaires. Whether you're a first-time investor, a seasoned buyer, or someone looking to reduce home loan debt and maximize cash flow, this episod...

After 21 years in the big banks, Mark Davis exposes the gaps in traditional lending - and how savvy investors are using strategy, not just rates, to grow multi-property portfolios in today’s market. In this exciting first episode of No B.S. Property Investing, host Julian Nicolitsis (Head of Strategy at Ripehouse Advisory) is joined by Mark Davis (Director and Principal at ALIC). Together, they separate the B.S. from the fact... Sharing how everyday Australians can actually scale a property...