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NoBS Wealth
Stoy Hall, CFP®
207 episodes
5 days ago
Happy holidays—and let’s be real: the markets, the economy, and “the plan” don’t look clean right now. In this 12 Days of Giving episode, Shana Orczyk Sissel comes back with a story that hits every advisor (and every client) right between the eyes: a young advisor leaves a firm, starts from zero, and lands a $25M client… not by sounding smarter… but by asking better questions and bringing REAL options to the table. Here’s the uncomfortable truth: most advisors are selling the same portfolio...
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Entrepreneurship
Education,
Business,
Self-Improvement,
Health & Fitness,
Mental Health
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All content for NoBS Wealth is the property of Stoy Hall, CFP® and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Happy holidays—and let’s be real: the markets, the economy, and “the plan” don’t look clean right now. In this 12 Days of Giving episode, Shana Orczyk Sissel comes back with a story that hits every advisor (and every client) right between the eyes: a young advisor leaves a firm, starts from zero, and lands a $25M client… not by sounding smarter… but by asking better questions and bringing REAL options to the table. Here’s the uncomfortable truth: most advisors are selling the same portfolio...
Show more...
Entrepreneurship
Education,
Business,
Self-Improvement,
Health & Fitness,
Mental Health
Episodes (20/207)
NoBS Wealth
12 Days of Giving Day 12: Your Advisor Is Falling Behind: Crypto, Alts, and Reality
Happy holidays—and let’s be real: the markets, the economy, and “the plan” don’t look clean right now. In this 12 Days of Giving episode, Shana Orczyk Sissel comes back with a story that hits every advisor (and every client) right between the eyes: a young advisor leaves a firm, starts from zero, and lands a $25M client… not by sounding smarter… but by asking better questions and bringing REAL options to the table. Here’s the uncomfortable truth: most advisors are selling the same portfolio...
Show more...
5 days ago
17 minutes

NoBS Wealth
12 Days of Giving Day 11: Why Most Nonprofits Fail (And How This Donkey Rescue Fights Back)
Everyone loves to romanticize nonprofits. Cute animals, smiling founders, feel-good posts. But behind the scenes? It’s brutal. In this 12 Days of Giving episode, we rip the filter off and walk straight into the chaos, cost, and emotional weight of running a real nonprofit — through the lens of a donkey rescue that now cares for around 100 donkeys plus a full farm of other animals. Sara Weldon never planned on saving donkeys for a living. She and her husband Rick were “hobby farm” people in Fl...
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6 days ago
22 minutes

NoBS Wealth
12 Days of Giving Day 10: Stop Forgetting What December Cost You
December is chaos. Holidays, travel, weather, kids, hosting, work, pressure to “make it special” – and then we act shocked when the credit card statement smacks us in January. In this 12 Days of Giving episode, I bring back money expert Rachel Duncan to walk through the one simple system she built to stop December from blindsiding her every single year: a recurring “Holiday Lessons Learned” calendar event that future Rachel is very, very grateful for. Rachel breaks down exactly how she built ...
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1 week ago
18 minutes

NoBS Wealth
12 Days of Giving Day 9: Fighting an Erroneous 1099-R and Winning $146K Back
If you still believe “the IRS already knows what you made, they should just do your taxes for you,” this episode might slap that idea right out of your head. In today’s 12 Days of Giving episode, I’m back with Enrolled Agent, Morgan Q. Anderson, breaking down a real story where the IRS seized a client’s $116,000 refund over a 1099-R that reported roughly $196,000 of “income” he never actually received. The investment fund admin bailed, paperwork got lazy, and a bad form turned into a six-figu...
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1 week ago
16 minutes

NoBS Wealth
12 Days of Giving Day 8: From $1.5M in Predatory Debt to Breathing Room in 4 Days
This isn’t a cute budgeting episode. This is a $14 million revenue business buried under $1.5 million in stacked merchant cash advances, with money ripped out of the account every single day. The owner wasn’t reckless. He had a 740 credit score and solid bank statements. He just got sold the wrong “solution” over and over. In this 12 Days of Giving episode, I sit down with Sara Weldon of TruFinCo to walk through exactly how this happened — and how she helped pull him out. We break down how MC...
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1 week ago
16 minutes

NoBS Wealth
12 Days of Giving Day 7: You’re Not Broken: Why ‘Normal’ Couples Still Fight About Money
Most couples think they’re “broken” because they argue about money. The truth? You’re probably more normal than you realize—you’ve just never been taught how to talk about money without going to war. In this 12 Days of Giving episode, I sit back down with financial therapist Ashley Quamme to walk through a real couple we’ll call Mark and Mary—late 30s, three kids, decent income, solid marriage… until money comes up. He’s the anxious saver, constantly bracing for the layoff that may never come...
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1 week ago
21 minutes

NoBS Wealth
12 Days of Giving Day 6: How a Dermatologist Went Viral by Finally Just F*ing Doing It
Most business owners aren’t losing opportunities because they’re bad at what they do. They’re losing because nobody knows they exist. Why? Because they refuse to show up. In this 12 Days of Giving episode, I’m back with my sister-from-another-mister, Kristina Hall of Hall Social Media, to talk about one brutal truth: at some point, you’ve got to just f*ing do it**. That idea you’ve been sitting on? That video you’re scared to post? That content you’ve been overthinking for six months? Yeah. T...
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1 week ago
15 minutes

NoBS Wealth
12 Days of Giving Day 5: Unfiled Tax Returns, Dementia & $50K in Penalties: Now What?
If you think the IRS is always right because they “have the numbers,” this episode will shake that faith real quick. In this 12 Days of Giving episode, I’m back with Enrolled Agent, Morgan Q. Anderson, and she walks us through a real-life tax horror story that somehow turns into a Christmas win. A client invests in an alternative fund, the administrator bails, and out of nowhere a bogus 1099-R for $196,000 gets dropped on his file. The IRS treats it like gospel and grabs $116,000 of his refun...
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1 week ago
12 minutes

NoBS Wealth
12 Days of Giving Day 4: From Eviction Fears to a $10K Debt Payoff Game Plan - Single Mother Story
The holidays are here, the cards are swiped, and a lot of you are sitting there doing the math you’ve been avoiding all year. In this 12 Days of Giving episode, Daniela shares the story of a single mom in Richmond, Virginia who was one denial away from a full breakdown: new apartment, two little girls, $10K in credit card debt, and zero clue how to keep from getting evicted again. This isn’t a cute budgeting story. This is “I’m at the edge of the cliff and I don’t know what the hell to ...
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1 week ago
16 minutes

NoBS Wealth
12 Days of Giving Day 3: Your Presence Is Enough: Rethinking Holiday Gifts & Money
What happens when your generosity becomes the very thing that threatens your future? In this 12 Days of Giving episode, I sit down with therapist and member of the NoBS Collective, Rachel Duncan, to unpack a story that honestly describes way too many people: late 50s, single, big heart, strong friend group, steady nonprofit job — and quietly terrified that retirement might not be possible because she gives so much away. Not to institutions. To people. To friends. To every GoFundMe, every “I s...
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2 weeks ago
17 minutes

NoBS Wealth
12 Days of Giving Day 2: The $400K Divorce Mistake We Caught Just in Time
Divorce is already brutal. But when the money is handled wrong, it stops being “emotional pain” and turns into “your future just got cut in half.” In today’s 12 Days of Giving episode, Jamie Lima is back—and we walk through a real case where a woman was about to sign a settlement that would have effectively given away $300K–$400K she didn’t need to lose and forced her to sell the home she desperately wanted to keep for her and her special needs daughter. Jamie breaks down how this clien...
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2 weeks ago
14 minutes

NoBS Wealth
12 Days of Giving Day 1: Your Lazy Teen Isn’t Broken: Money, Motivation & Reality
This one’s for every parent staring at their older teen or college-age kid thinking, “Why aren’t you moving? Why aren’t you launching?” You did the “right” things: good schools, good neighborhood, bank accounts, maybe even a car and a debit card. One kid takes off. The other is stuck on the couch, overdrafting their account and dodging responsibility. And you’re wondering if you screwed this up. In this 12 Days of Giving episode (running daily from 12/12–12/23), I sit down with financial ther...
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2 weeks ago
25 minutes

NoBS Wealth
Death Manuals, Donor-Advised Funds, and the Legacy You Leave
Most people don’t give at year-end because they’re saints. They give because of taxes… and then hope the IRS sees it the way they do. In this episode, I bring back estate planning attorney Griffin Bridgers and walk through year-end giving in four parts: Hook & Setup, The BS We’re Fed, No BS Reality, and Do This Next. In the Hook & Setup, we talk about why year-end giving turns into chaos so easily — last-minute donations, rushed transfers, and families confusing “being generous” with ...
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3 weeks ago
35 minutes

NoBS Wealth
Inflation Sucks. Markets Are Wild. Here’s Why I’m Still Thankful. | Let's Get Real Ep. 27
Thanksgiving hits different when you’re the one holding everything up. The bills, the business, the team, the family. And then people tell you, “Be thankful.” In this episode of Let’s Get Real, I sit down and talk honestly about gratitude in a messed-up economy — not the Hallmark version. I walk through what I’m genuinely thankful for as a husband, dad, and financial professional, even while prices are high, markets are chaotic, and business owners are tired of wearing all the hats. This is r...
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1 month ago
3 minutes

NoBS Wealth
Thanksgiving Money Triggers: Boundaries, Shame, Peace W/ Rachel Duncan
This one’s for anyone walking into Thanksgiving with a pit in their stomach about money. You know the drill: old stories, old roles, and fresh triggers. I brought financial therapist Rachel Duncan back to help us keep it real at the table—and keep our dignity intact. We break down why holidays wake up your oldest money wiring. Families “snap you back” into your teenage self, and your money beliefs? Most of them got stamped on you by age eight. If you’ve ever felt “14 again” at Mom’s house, yo...
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1 month ago
32 minutes

NoBS Wealth
Coach Or Planner? The Truth About Getting Your Money To Move | Let's Get Real Ep. 26
Most owners wait to hire a planner until everything is “ready.” That’s how you stay stuck. I asked my communities why more people aren’t working with planners and the answers were clear. Not enough money yet. Bad advisor experiences. Confusion about what planners actually do. I lay out the truth and the path forward. This is an audio-first breakdown of coach vs planner, what licensed planning includes, and how to move from survival decisions to strategic ones. Especially for women, minority, ...
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1 month ago
10 minutes

NoBS Wealth
Wills, Trusts, and Buy-Sell Mistakes You Can’t Afford W/ Griffin Bridgers
If you’ve been punting your estate planning all year, this is your wake-up call. In this episode, I bring in Griffin Bridgers—a recovering attorney who lives in this space—to tear down the myths and get you moving before the holidays eat your calendar. We get real about why estate planning slips to the bottom of the list: nobody wants to think about death, and everybody swears they’ll “get to it later.” Later rarely comes. We start with basics that most people still miss: your will’s va...
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1 month ago
31 minutes

NoBS Wealth
Hispanic Households, Media Myths, and Real Boundaries w/ Daniela Molina
This one hits where it hurts: the living room. We dig into how money actually moves in multi-generational, first-gen Hispanic households during the holidays when everyone has an opinion and nobody wants to say the quiet part out loud. Daniela Molina joins me to cut through the noise with straight talk on culture, pressure, and breaking money taboos. We start with reality. Different generations carry different money scripts, and when the saver, the spender, and the “I don’t even know” al...
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1 month ago
39 minutes

NoBS Wealth
Silence Doesn’t Pay: Your Q4 Leverage Window w/ Dr. Renee Baker
This is your leverage window. Q4 is when companies lock budgets, finalize promotions, set equity, and protect retention risk. Translation: decisions are being made about you—often without you. If you stay quiet, you’re already behind. In this episode, Dr. Renee Baker joins me to dismantle the myths and give you a real plan to negotiate raises, titles, and equity without begging or breaking. We tear into the fear narrative—layoffs, headlines, “be grateful and wait your turn.” Gratitude without...
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1 month ago
39 minutes

NoBS Wealth
Year-End Authority Sprint with Matt Halloran
Q4 exposes the truth. Some of you are sprinting. Some of you are stuck in chaos. Either way, the calendar isn’t a magic wand—and the holidays won’t save sloppy execution. We go straight at that. Matt Halloran joins me to break down why year-end pressure is mostly a head game and how to turn the next 90 days into an authority sprint that actually converts. Authority beats volume. Every time. We talk the path from apprentice → expert → authority → celebrity, and why the crossing point is ...
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2 months ago
34 minutes

NoBS Wealth
Happy holidays—and let’s be real: the markets, the economy, and “the plan” don’t look clean right now. In this 12 Days of Giving episode, Shana Orczyk Sissel comes back with a story that hits every advisor (and every client) right between the eyes: a young advisor leaves a firm, starts from zero, and lands a $25M client… not by sounding smarter… but by asking better questions and bringing REAL options to the table. Here’s the uncomfortable truth: most advisors are selling the same portfolio...