Send us a text Season 2, Episode #102. Not Me, But You! Podcast. You can connect/follow me on X at: Waypa Today. If you are interested in a free 20 minute call to discuss 1:1 coaching, email me at Waypatoday@gmail.com Yes, many Yieldmax funds are doing reverse splits in early December 2025. But that doesn't mean you have to panic sell all shares at a loss. Are the funds still paying dividends? And what are you doing with 1/2 of the dividend money? Are you putting 1/2 of divi...

Send us a text Season 2 Episode #101. Not Me, But You! Podcast. If you want to follow me/connect with me, you can on X at: Waypa Today I'm riding ULTY all the way down to zero, if necessary! This is what makes investing difficult. It's emotional and mental. Investing is warfare with yourself! If it was super easy, then everyone would do it and become a multi-millionaire. I use the "cascading waterfall" approach to investing. IF the ULTY fund goes bankrupt, then I simply go f...

Send us a text Season 2 Episode #100. Not Me, But You! Podcast. You can follow me/connect with me on X at: Waypa Today. "Your time is your most valuable asset. More valuable than your money, your assets, your retirment account, your home, your business." Wrap your brain around this concept: Your entire life revolves around cash flow! 3 types of personal accounts needed: 1) regular brokerage account. 2) Traditional IRA account. 3) Roth IRA account. You select the broker...

Send us a text Season 2, Episode #99 Not Me, But You! Podcast. You can follow me/connect with me on X at: Waypa Today. If you want to buy fractional shares of Tesla stock or MSTY stock, you can easily do that at Robinhood. The three types of accounts we all need are: 1) Regular brokerage account 2) traditional IRA account 3) Roth IRA account. The USA government shutdown looks like it will finally end which is a good thing for investors. Poor people are focussed on buying thi...

Send us a text Season 2, Episode #98. Not Me, But You! Podcast. Follow me/connect with me on X platform at: Waypa Today What is happening in the Macro Economic world that is affecting both the stock market and Bitcoin/Crypto markets? The 2025 four year Bitcoin cycle is vastly different from previous 4 year Bitcoin cycles. We talk about how to balance your risk/reward with your happiness level in life. Do NOT be afraid to leave a bad relationship. It doesn't matter if it's a ...

Send us a text Season 2, Episode #97 Not Me But You! Podcast. Connect/follow me on X at: Waypa Today. Poor people are focussed on buying things. Wealthy people buy/hold assets. Some of those assets pay them dividends (cash flow). Do you understand the TRUE rate of inflation and how the purchasing power of your money "melts" away over time. So that is why it's crucially important to earn at least 14% per year on your money (your investments). We use a ROTATION method when ar...

Send us a text Season Two, Episode #96. Not Me, But You! Podcast. Follow me/Connect with me on X at: Waypa Today. My #1 goal as an investor, is to build weekly/monthly cash flow. After you have $6,000 or $8,000 or $10,000 of cash flow EVERY month, you can afford to sit back, wait, be patient, and wait for the price of Bitcoin to rise to say, $150,000, before you choose to sell some. You need to put your money in places that will give you a high enough rate of return that you prese...

Send us a text Season 2 Episode #95. Not Me, But You! Podcast. Follow me/connect with me on X at: Waypa Today. What does the upcoming FOMC meeting have to do with us as investors and what does it mean for prices consumers will pay? Typcially, stock markets/crypto markets LOVE rate cuts. We are expecting another interest rate cut this coming Wednesday, 10/2925. The cuts are usually accompanied by Gov't money printing which causes inflation. When inflation kicks in, prices ris...

Send us a text Season 2 Episode #94 Not Me, But You! Podcast. You can follow me/connect with me on X at: Waypa Today. Some people have a romantic idea of retirment. Somehow, some way, they believe they will be able to retire once they hit a certain age. But what about cash flow? What are your monthly expenses after you retire? We need to pick an actual number! We need to know how much money we typically spend to live each month! Knowing this invovles the ever dreaded word of...

Send us a text Season 2, Episode #93, Not Me, But You! Podcast. Follow me/connect on X at: Waypa Today. Yieldmax announced that they are moving to ALL weekly payers on their ETF's. Some of their funds (ETF's) were paying a dividend ONCE a month. Now ALL of their funds will pay a WEEKLY dividend. So we will get our dividend money (our cash flow) sooner and on a weekly payout schedule. Wealthy people buy/hold assets! So make it a weekly/monthly goal to buy some more ASSETS. Bu...

Send us a text Season 2, Episode #92 Not Me, But You! Podcast. To follow me/connect with me on X at: Waypa Today We discuss the options wheel strategy and specifcally how to close out options positions early and to roll forward in time for additional premium (additional cash flow) and how to overall maximize profit. We also discuss having multiple Roth IRA's. I like to buy/sell ACTUAL Bitcoin inside Roth IRA's. There is ZERO taxes owed when doing this. We are taking advantag...

Send us a text Season 2, Episode #91 Not Me, But You! Podcast. To connect with me/follow me you can find me on X at: Waypa Today. We discuss how to manage our thoughts/emotions when we have $6000 or $8000 or $10.000 or more in dividend income each month. If these numbers sound incredibly out of reach to you, then keep listening to this podcast. We explain in multiple episodes how you can simply push buttons on your phone and INCREASE you weekly/monthly cash flow. We also talk about "sav...

Send us a text Season 2 Episode #90 Not Me, But You! Podcast. Follow me/connect with me on X at: Waypa Today Are you continuing to stack/buy/hold assets? Poor people are focussed on buying things. Wealthy people are focussed on continuing to buy/hold assets. Every dollar in my monthly budget, has ONE job...to make me another dollar. What fiat currency do you use in your country? Tesla is not just another electric car company. We discuss Tesla and why it would help anyone to ...

Send us a text Season 2 Episode #89. Not Me, But You! Podcast. If you want to follow me or connect with me, you can find me on X at: Waypa Today. Thank you for all of the 10,000 plus downloads! There is a disturbing trend where fewer and fewer Americans CAN AFFORD to retire. Why? Answer: due to inflation (rising costs!) Now WHAT would help anyone with rising costs? Answer: MORE CASH FLOW! Time is our most valuable asset in life. Most of us go to a job WHERE we trade time for money. We d...

Send us a text Season 2, Episode #88. Not Me, But You! Podcast. Follow me or connect with me on X at: Waypa Today. We discuss Microsoft stock which is actually a very good stock. It's part of the Mag 7 group of stocks (Apple, Amazon, Nvidia etc.). But it's expensive. OVER $500 per share! So it's a good stock for people who are ALREADY wealthy to park money. It's a GROWTH stock with an EXTREMELY SMALL dividend. It's NOT a dividend stock! It pays a YEARLY dividend yield of 0.6...

Send us a text Season 2, Episode #87. Not Me, But You! Podcast. Follow me, connect with me on X at: Waypa Today We discuss 15 steps to help you become wealthy. These steps are in SEQUENCE and probably listed in order of importance, ranked by me. So the steps are subjective but have proven to me that ANYONE can drastically change their life in a good way in just 4 years. We can only spend time once which makes, TIME, our MOST valuable asset. So spend your time wisely and with purpose. In...

Send us a text Season 2, Episode #86. Not Me, But You! Podcast. You can follow me and connect with me on X: at Waypa Today. Today we review Caterpillar stock compared to the ETF's MSTY and ULTY. Cost of one share of Ceterpillar is about $425. Cost of one share of MSTY is between $15 to $17 per share. Cost of one share of ULTY is about $6. Yearly dividend yield on Caterpillar is 1.43%. The dividend yield per year on MSTY is 166% and the yearly dividend yield on ULTY is 135%. ...

Send us a text Season 2, Episode #85. Not Me, But You! Podcast. Follow and connect with me on X at: Waypa Today. We continue our series on "Bursting Your Bubble" about Traditional Finance stocks. We discuss Visa today. Many people who claim to be "dividend investors" own Visa stock. Is it a dividend stock? Or is it a growth stock that pays a small dividend? Let's run the numbers. Cost of one share: $343/share. Cost of 10,000 shares is $3,400,000. Visa is a great stock for people t...

Send us a text Season 2, Episode #84. Not Me, But You! Podcast. You can connect with me and follow me on X at: Waypa Today. Blue checkmark verified account. We continue our series: Trad Fi (traditional finance) stocks compared/contrasted to high yield ETF's that pay much higher dividends. We discuss investing investing in Coca Cola vs. the true high yield ETF's MSTY and ULTY. Before you invest, determine what game you are playing? Are you playing the "wealth preservation" ga...

Send us a text Season 2, Episode #83. Not Me, But You! Podcast. Follow me/connect on X: at Waypa Today. We continue our series: Trad Fi (traditional finance) stocks compared/contrasted to high yield ETF's that pay much higher dividends. We discuss investing investing in Pepsi vs. the true high yield ETF's MSTY and ULTY. Before you invest, determine what game you are playing? Are you playing the "wealth preservation" game or the "wealth accumulation" game? People who invest i...