How the heck do you pick financial goals when 1 in 4 people are unemployed, there are murder hornets, police are battering people in the streets for having the audacity to say that black men shouldn't die at the hands of cops, and everything feels a little...well, stressful? When the world is on fire, how can you care about your 401K? AND HOW CAN YOU HELP!? All ad revenue and this week's patreon revenue will be donated to the TGI Justice Project, a black-led group of transgender, gender variant and intersex people—inside and outside of prisons, jails and detention centers—creating a united family in the struggle for survival and freedom. And remember: black lives matter. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Three questions that didn't make the livestream this week: what to do with your $1,200 if your job is stable right now, can they take back your unemployment overpayment, and how to get your stimulus bill if you don't have a bank account. I answered a lot more questions on the livestream this weekend, you can watch or listen to the replay at youtube.com/anomalily and subscribe to be notified of the next one. If you have a question about your financial life, or if you just want to share what it is like in your part of the world, please email questions@ohmydollar.com or tweet me @anomalily. I’d also love to just hear just little audio updates about how you’re doing in the world. You can leave a voicemail in the US at (503) 877-4338 or you can email us a voice memo to questions@ohmydollar.com Over on the Oh My Dollar! forums we are meme-ing and supporting each other through all this. Check out the transcript and the full show notes at ohmydollar.com This episode was supported by our Purrsonal Finance Society members - help out for just $1 a month at http://ohmydollar.com/support Learn more about your ad choices. Visit podcastchoices.com/adchoices

Freelancers and gig workers (and musicians and more) can file for unemployment now for the first time ever. And for the moment, it actually pays enough to pay your bills - possibly even more than your job did. If you have a question about your financial life, or if you just want to share what it is like in your part of the world, please email questions@ohmydollar.com or tweet me @anomalily. I’d also love to just hear just little audio updates about how you’re doing in the world. You can leave a voicemail in the US at (503) 877-4338 or you can email us a voice memo to questions@ohmydollar.com Over on the Oh My Dollar! forums we are meme-ing and supporting each other through the apocalypse. Check out the transcript and the full show notes at ohmydollar.com This episode was supported by our Purrsonal Finance Society members - help out for just $1 a month at http://ohmydollar.com/support Learn more about your ad choices. Visit podcastchoices.com/adchoices

How do you get health insurance if you lost your job? Are we all really getting 1,200 extra free dollars from the government? what is the catch If you have a question about your financial life, or if you just want to share what it is like in your part of the world, please email questions@ohmydollar.com or tweet me @anomalily. I’d also love to just hear just little audio updates about how you’re doing in the world. You can leave a voicemail in the US at (503) 877-4338 or you can email us a voice memo to questions@ohmydollar.com Over on the Oh My Dollar! forums we are meme-ing and supporting each other through the apocalypse. Check out the transcript and the full show notes at ohmydollar.com This episode was supported by our Purrsonal Finance Society members - help out for just $1 a month at http://ohmydollar.com/support Learn more about your ad choices. Visit podcastchoices.com/adchoices

This is episode touches on everything you need to know to get started meal planning. If you have a question for the Special Financial Chaos episodes coming out, or if you just want to share what it is like in your part of the world, please email questions@ohmydollar.com or tweet me @anomalily. I’d also love to just hear just little audio updates about how you’re doing in the world. You can leave a voicemail in the US at (503) 877-4338 or you can email us a voice memo to questions@ohmydollar.com Over on the Oh My Dollar! forums we are meme-ing and supporting each other through the apocalypse. Check out the transcript and the full show notes at ohmydollar.com This episode was supported by our Purrsonal Finance Society members - help out for just $1 a month at http://ohmydollar.com/support Learn more about your ad choices. Visit podcastchoices.com/adchoices

Time is money! But many of us know exactly where our money goes, but have no idea where our time goes. Once you know where the time goes, you can make changes that will help you spend more time on the things you value and less where you don’t (just like budgeting). Over on the Oh My Dollar! forums, we're doing a fun time tracking challenge, March of Time this month. We brought on the expert of experts on Time Tracking, Laura Vanderkam, to talk about tracking your time.  The ⏰⏳ March of Time Tracking Challenge started already, but it isn't too late to join and get stickers and reap the benefits of time tracking. Check out the transcript and the full show notes at ohmydollar.com  This episode was supported by our Purrsonal Finance Society members - help out for just $1 a month at http://ohmydollar.com/support Learn more about your ad choices. Visit podcastchoices.com/adchoices

We're off this week due to mysterious flu-like illnesses BUT never fear, we have cool OMD things coming up this week. Tomorrow (leap day, Saturday, February 29th) - we have a livestream at 5PM Pacific. Subscribe on youtube to anomalily to be notified when we go live (or watch afterwards). Check out the March of Time time tracking on the Oh My Dollar forums which starts March 1st! Learn more about your ad choices. Visit podcastchoices.com/adchoices

We all know careers aren't the same as they once were. Nicolle Merrill joins us to discuss why job-hopping is actually an advantage, how to "network" when you're an introvert, and what the first thing people might ask you to do in different cities. Check out the transcript and the full show notes at ohmydollar.com and Nicolle's book here. Plus Check out our 20 in 2020 challenges on the OMD forums. This episode was supported by our Purrsonal Finance Society members - help out for just $1 a month at http://ohmydollar.com/support Learn more about your ad choices. Visit podcastchoices.com/adchoices

Lillian is joined by Nina, who asks questions about taxes and we cover what you need to know about witholding, saver's credit, and more. Check out the transcript and the full show notes at ohmydollar.com Plus Check our 20 in 2020 challenges on the OMD forums. This episode was supported by our Purrsonal Finance Society members - help out for just $1 a month at http://ohmydollar.com/support Learn more about your ad choices. Visit podcastchoices.com/adchoices

Lillian talks about how much you really need in your emergency funds in response to a listener question from Ken, and she tries to get Chase, our engineer, to stop spending all his money. Check out the transcript and the full show notes at ohmydollar.com Plus Check our 20 in 2020 challenges on the OMD forums. This episode was supported by our Purrsonal Finance Society members - help out for just $1 a month at http://ohmydollar.com/support . Learn more about your ad choices. Visit podcastchoices.com/adchoices

Sometimes it's hard to stick to a budget. But that shouldn't make you feel ashamed. How to get over feelings of shame and deprivation when things are hard and your financial goals aren't working? Here's some money therapy. Check out the transcript and the full show notes at ohmydollar.com Plus Check our 20 in 2020 challenges on the OMD forums. This episode was supported by our Purrsonal Finance Society members - help out for just $1 a month at http://ohmydollar.com/support Learn more about your ad choices. Visit podcastchoices.com/adchoices

What work benefits might you actually want to use and negotiate for? We asked the Oh My Dollar! community for the work benefits they actually used - and the ones that were just useless lip service. Check out the transcript and the full show notes at ohmydollar.com Plus Check our 20 in 2020 challenges on the OMD forums. This episode was supported by our Purrsonal Finance Society members- we are having a new member drive right now and all new members pledges are doubled- help out for just $1 a month at http://ohmydollar.com/support/  Learn more about your ad choices. Visit podcastchoices.com/adchoices

What is worth paying someone else to do and what is a waste of money? I asked people what they outsource due to health, disability, time, quality, and more - and what they DIY themselves. Check out the transcript, and the full show notes at ohmydollar.com Plus Check our 20 in 2020 challenges on the OMD forums. This episode was supported by our Purrsonal Finance Society members- we are having a new member drive right now and all new members get doubled- help out for just $1 a month at http://ohmydollar.com/support/  Learn more about your ad choices. Visit podcastchoices.com/adchoices

How do you know when to quit a project, a goal, or something similar? And how does a to-do-list role playing game teach you about financial goals? Check out the video, the transcript, and the full show notes at ohmydollar.com Plus Check our 20 in 2020 challenges on the OMD forums. This episode was supported by our Purrsonal Finance Society members- we are having a new member drive right now and all new members get doubled- help out for just $1 a month at http://ohmydollar.com/support/  Learn more about your ad choices. Visit podcastchoices.com/adchoices

What's the real cost of choosing one path vs another? What happens when you could've bought a house instead of spending your money on scented candles and fancy rollerblades? What about when you choose to stay home rather than not going out? What about that useless college degree with student loans? Plus, find out a little about Lillian's job updates. Check out the transcript, and the full show notes at ohmydollar.com Plus Check our end of year challenge on the OMD forums. ///// This episode was supported by our Purrsonal Finance Society members, who make everything we do paws-ible. Learn how to join for $1 a month - and get your pledged doubled this month at http://ohmydollar.com/support/  Learn more about your ad choices. Visit podcastchoices.com/adchoices

When you're an employee, you're also an employee with health needs. How do you balance both? We talk with Mac Prichard about how to bring up health care in the job process, and how to negotiate for sick leave without "outing" yourself. Plus, what your rights are for leave in the US and when it kicks in. Should you get COBRA? And more! Check out the video, the transcript, and the full show notes at ohmydollar.com Plus Check our end of year challenge on the OMD forums. This episode was supported by our Purrsonal Finance Society members, who make everything we do paws-ible. Learn how to join for $1 a month at http://ohmydollar.com/support/  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Untangling the difference between a co-pay vs co-insurance and which kind of health care plan is better. Plus, depressing health care headlines. This is the first ever OMD episode with a video version. Check out the video, the transcript, and the full show notes at ohmydollar.com  This episode was supported by our Purrsonal Finance Society members, who make everything we do paws-ible. Learn how to join for $1 a month at http://ohmydollar.com/support/  Learn more about your ad choices. Visit podcastchoices.com/adchoices

It's health care month on OMD for the third time and we're kicking it off with Jean Chatzky and talk about why Health Savings Accounts are rad super special triple-tax free accounts. Check out our full show notes and transcript at ohmydollar.com, supported by our Purrsonal Finance Society Members, who you can learn about at ohmydollar.com/support/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

It's Will's final Oh My Dollar! episode and we talk about how much it cost for him to move cross-country - and also about our halloween themed budget challenge, Budgetober! Join budgetober at http://www.ohmydollar.com/budgetober/ Check out full show notes at ohmydollar.com  - no transcript this week since it is a breezy episode, but every other week our transcripts are provided by our patrons in the Purrsonal Finance Society (who make such a HUGE DIFFERENCE to this show).  This episode was underwritten by patron Tamsen G Association, Warrior Queen, and Chris Giddings.  You can always find me on the Oh My Dollar! forums. Learn more about your ad choices. Visit podcastchoices.com/adchoices

California just passed legislation that will require gig economy companies like Uber, Lyft, and Amazon to classify workers instead of contractors. This is a big deal outside California, even outside the US. Check out our transcript and full shows note at ohmydollar.com  - transcripts are provided by our patrons in the Purrsonal Finance Society (who make such a HUGE DIFFERENCE to this show). This episode was underwritten by patron Tamsen G Association, Warrior Queen, and Chris Giddings.  You can always find me on the Oh My Dollar! forums and pre-order a copy of A Cat's Guide to Money - Lillian's book - now if you missed the kickstarter! (Plus new stickers and a planner!) Visit ohmydollar.com/book/  Learn more about your ad choices. Visit podcastchoices.com/adchoices