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One Vision fintech fuse
Theodora Lau
357 episodes
3 days ago

One Vision fintech fuse podcast, hosted by Theodora Lau, brings purposeful fintech innovation to spotlight. It is where impact meets innovation. One Vision is a convergence of minds that dream of a more equitable, inclusive, and sustainable world for future generations galvanized by innovation. The latest season, FinTech Fuse, brought to you by the powerhouse trio, Theodora Lau, Barb MacLean, and Stephanie Foster, continues the tradition of telling stories that matter.


We speak to startup founders, investors, industry players, thought leaders and policy makers in the innovation ecosystem and get their views. While there have been a lot discussed about innovation in the western world, we believe that impact at scale can be achieved in the emerging markets too. In recent times we have seen several leap frog moments across the emerging world. What Alibaba and Tencent have achieved in China, PayTM in India and MPesa in Africa are great examples of impactful stories. We talk to many emerging market players and highlight their efforts to create such leap frog moments.


We believe there are many innovation stories that have impact on people's life across the world. We identify these stories and talk to them about their journeys, successes and challenges they have had to overcome. In providing a stage for these entrepreneurs, thought leaders and innovators, we hope to inspire a generation looking to effect positive change. One Vision, One Dream, One Voice for One sustainable future.


Hosted on Acast. See acast.com/privacy for more information.

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All content for One Vision fintech fuse is the property of Theodora Lau and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

One Vision fintech fuse podcast, hosted by Theodora Lau, brings purposeful fintech innovation to spotlight. It is where impact meets innovation. One Vision is a convergence of minds that dream of a more equitable, inclusive, and sustainable world for future generations galvanized by innovation. The latest season, FinTech Fuse, brought to you by the powerhouse trio, Theodora Lau, Barb MacLean, and Stephanie Foster, continues the tradition of telling stories that matter.


We speak to startup founders, investors, industry players, thought leaders and policy makers in the innovation ecosystem and get their views. While there have been a lot discussed about innovation in the western world, we believe that impact at scale can be achieved in the emerging markets too. In recent times we have seen several leap frog moments across the emerging world. What Alibaba and Tencent have achieved in China, PayTM in India and MPesa in Africa are great examples of impactful stories. We talk to many emerging market players and highlight their efforts to create such leap frog moments.


We believe there are many innovation stories that have impact on people's life across the world. We identify these stories and talk to them about their journeys, successes and challenges they have had to overcome. In providing a stage for these entrepreneurs, thought leaders and innovators, we hope to inspire a generation looking to effect positive change. One Vision, One Dream, One Voice for One sustainable future.


Hosted on Acast. See acast.com/privacy for more information.

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Episodes (20/357)
One Vision fintech fuse
Building a fairer and more inclusive financial ecosystem

In this episode of One Vision, Theo hosts Amanda Estiverne-Colas, Director of Payments Practice at Perficient. Amanda shares her journey in financial services, focusing on financial inclusion and fairness by design, as well as the importance of empathy in banking. They also touch on the challenges and opportunities within the financial ecosystem, the need to adapt to changing consumer needs, in order to build a more inclusive future.


00:00 Introduction and Guest Welcome

01:25 Amanda's Journey in Financial Services

05:39 Empathy and Financial Inclusion

06:33 Challenges and Opportunities in FinTech

12:19 Global Perspectives and Innovations

19:31 Consumer Protection 

24:02 Closing Thoughts


📍Hot take: “We're focused on automation and efficiency, have we lost the art of relationship building?”


📍Hot take:  ”If self-regulation works, then why did we introduce new rules in the last decade or so?” 


#AI #Fintech #FinancialInclusion #Empathy 


Find Amanda Estiverne-Colas on LinkedIn: https://www.linkedin.com/in/amanda-e-37061b28/ 


Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 

🔗 Theo’s latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 

🔗 About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/ 



Hosted on Acast. See acast.com/privacy for more information.

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20 hours ago
29 minutes 36 seconds

One Vision fintech fuse
Bridging the banking experience gap with virtual branch solutions

In today’s fast-paced digital world, the way we interact with organizations continues to evolve. In this episode of One Vision — FinTech Fuse, Theo sits down with Charles Oligbo, founder and CEO of Sawport. They discuss how Sawport is filling a gap in the banking experience with virtual branches, enabling customers to engage with their financial institutions without the need for physical visits while still maintaining the personal touch and security needed in today’s world. 


Banking should be accessible to everyone, anytime, and anywhere. How important is accessibility in banking for you? And what features would you like to see in your experience next? 


#AI #VirtualBanking #Innovation #CX #DigitalTransformation #BankingTechnology #FinTech  


📍Hot take:  Why don't we just take the branch and put it right at their fingertip where they can do everything without having to step out of their house? 


00:00 Introduction and Guest Welcome

00:36 Inspiration Behind Sawport

01:34 Virtual Branch and Target Market

07:33 Challenges and Future Capabilities

13:08 Future Vision and AI Integration


Find Charles Oligbo on LinkedIn: https://www.linkedin.com/in/charlesoligbo/ 


Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 

🔗 Theo’s latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 

🔗 About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/


Hosted on Acast. See acast.com/privacy for more information.

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3 weeks ago
18 minutes 4 seconds

One Vision fintech fuse
Shaping tomorrow's fintech and innovating for impact

In this episode of One Vision the Fintech Fuse, we chat with Kristen Castell, Managing Director, Fintech CAFE (Center for Accelerating Financial Equity) and Ryan Venderlic, Program Manager at CAFE. 


The trio discuss the accelerator program's evolution, its focus on financial equity for low to moderate-income communities, and the transformative power of collaboration among founders. Kristen and Ryan also share insights on the impact of AI in fintech and future disruptions in financial services. Tune in to learn how CAFE is fostering mission-driven fintech innovations and supporting their founders post-program.


00:00 Introduction and Guest Welcome

01:17 Insights from the CAFE Accelerator Program

03:32 Evolution of the FinTech Ecosystem

05:32 Post-Program Support for Alumni and the Founders Circles

09:52 Mission-Driven FinTech and Challenges

13:21 The Role of AI in FinTech

17:24 Future Disruptions in Financial Services


#AI #Fintech #FinancialServices #FinancialInclusion #BankingIndustry 



📍 Hot Take: “Amazing people is Number One for us.”


Find Kristen Castell on LinkedIn: https://www.linkedin.com/in/kriscastell/   


Find Ryan Venderlic on LinkedIn: https://www.linkedin.com/in/ryan-venderlic-b6964458/   


Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 

🔗 Theo’s latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 

🔗 About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/ 




Hosted on Acast. See acast.com/privacy for more information.

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4 weeks ago
22 minutes 35 seconds

One Vision fintech fuse
Fintech Trends: Unwrapping 2025 and predicting 2026

🚀 What's the countdown after Thanksgiving? The new year! 


🎙️ Our latest One Vision episode tackles what's ahead for the banking industry in 2026. Theo is joined by Pam Kaur, Tiffani Montez, and Julie Muhn where they dive deep into the unpredictable world of 2025 and discuss the trends shaping the future of fintech, AI, payments, and consumer finance. Don’t miss the bold predictions and thought-provoking discussions on agentic commerce, open banking, data sharing, and more! 



00:00 Introduction and Guest Welcome

01:04 Reflecting on 2025: Unpredictable Events

02:11 Economic Challenges and Consumer Finance

02:47 Market Trends

08:19 The Rise of Agentic Commerce

10:49 Ethics and Security in an AI Era

14:14 Future of Banking and Payments

28:31 1033 and Data Sharing 

32:23 Crystal Ball Predictions for 2026



📍 Hot take: “If you have generative AI tools that are controlling the product discovery and recommendation, you lose all the data associated with that. I think there's definitely not a lot of dialogue about what gen AI means for banking in terms of product discovery.” ~ Tiffani Montez


📍 Hot take: “Is anybody tracking how much money they have on their Starbucks card as like an asset?” ~ Pam Kaur


📍 Hot take: “So know your customer, know your business. And now we're looking at KYA, Know Your Agent … We are probably severely behind when it comes to authentication and the security and privacy of it all.” ~ Julie Muhn


#AI #Fintech #Payments #Agents #AgenticCommerce #Data


🔗 Finovate White Paper: Fintech at the Crossroads

https://get.informaconnect.com/finovate-2025-white-paper-fintech-at-the-crossroads/?web 


Find Pam Kaur on LinkedIn: https://www.linkedin.com/in/pamkaur001/ 


Find Tiffani Montez on LinkedIn: https://www.linkedin.com/in/tiffani-montez-b794283/ 


Find Julie Muhn on LinkedIn: https://www.linkedin.com/in/julieschicktanz/ 


Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 

🔗 Theo’s latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 

🔗 About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/


Hosted on Acast. See acast.com/privacy for more information.

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1 month ago
33 minutes 50 seconds

One Vision fintech fuse
Who's in on the Digital Revolution? Global internet trends, AI adoption, and the shifting tides of consumer behaviors

Who’s in on the digital revolution?


In this episode of One Vision, Theo welcomes back Simon Kemp, Chief Analyst of DataReportal and Founder of Kepios, for a deep dive into the latest Digital 2026 report. The duo explores the monumental amount of data published over the past six months, including insights on AI usage, internet adoption, socio-demographic disparities, and the hyperbole surrounding digital media. Key highlights include the conservative estimate of over 1 billion monthly users of standalone AI tools, the challenges of internet accessibility in rural areas and among women, and the role of AI in our society. Join us for a thought-provoking discussion on digital trends and the future of our digital economy.


00:00 Introduction and Guest Welcome

00:53 Digital 2026 Report Overview

02:40 AI Usage Statistics

05:09 AI in China and Global Impact

07:42 AI Tools and User Behavior

23:40 Debunking Myths About AI and Agentic Commerce

25:54 Consumer Behavior and AI Adoption

34:46 Global Internet Access Disparities

39:25 Projections for Digital Trends in 2026



Hot Take: “ … understanding my place in the universe and my broader purpose as a human being. That's such a deep, profound conversation, and we're having it with robots. It. There's something ironic. A computer program.”


Hot Take: “ Nothing in any of this is a binary choice and we've got to stop kidding ourselves that there is this magic one ring to rule them all. 'cause there isn't.”


#AI #GenerativeAI #AgenticAI #Internet #Digital #Inclusion 



Find Simon Kemp on LinkedIn: https://www.linkedin.com/in/eskimon/ 

🔗Digital 2026 Report via DataReportal: https://datareportal.com/reports/?tag=Global 


Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 

🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 

🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/


Hosted on Acast. See acast.com/privacy for more information.

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1 month ago
42 minutes 26 seconds

One Vision fintech fuse
Transforming Wealth Management with FinTech and AI — An APAC Perspective

In this special on-location episode of One Vision, we welcome Andreas Mettenberger, Managing Director of Synpulse Hong Kong, to discuss the latest trends and opportunities in wealth management. Recorded during the 10th anniversary of Hong Kong FinTech Week, we explore the role of technology in wealth management, differences in regional approaches, and the mindset change needed to create new growth opportunities. Andreas emphasizes the potential of AI to streamline operations and enhance client interactions, anticipating a significant acceleration in AI deployment in the coming years.


📍 Hot take: The main opportunity for RMs (relationship managers) is not that they will be replaced, but they will become more effective and they will be able to do more within the same amount of time. 


00:00 Introduction and Welcome

01:32 Challenges in Digital Transformation

05:19 AI in Wealth Management

09:01 Regional Differences in Wealth Management

14:35 The Future of AI in Financial Services

17:45 Looking Ahead to 2024


#AI #FinancialServices #WealthManagement #DigitalBanking #Innovation #HongKong 


Find Andreas Mettenberger on LinkedIn: https://www.linkedin.com/in/andreas-mettenberger/   


Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 

🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 

🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/ 


Hosted on Acast. See acast.com/privacy for more information.

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1 month ago
19 minutes 13 seconds

One Vision fintech fuse
Building Connections: People, Technology, and Financial Services

In this episode of One Vision, host Theo welcomes Pamela Villanova, VP of Digital Banking at American Eagle Financial Credit Union. They discuss the credit union's major milestone in conducting a digital banking conversion and the multi-year journey it entailed. Pam shares insights into the strategic focus they adopted, emphasizing user experience, data utilization, and the importance of partnerships. The conversation also delves into broader industry trends, such as the rapid adoption of AI and blockchain, and the importance of human connection and adaptability in the face of accelerating change. Tune in to learn about the future of digital banking and how to balance the diverse member needs and innovation.


00:00 Introduction and Guest Welcome

01:17 Digital Banking Conversion Journey

04:01 Strategic Focus and Challenges

06:56 Lessons Learned and Industry Insights

10:44 Balancing Member Needs and Innovation

19:28 Future Challenges and Opportunities

30:47 Conclusion and Final Thoughts


#AI #FinancialServices #BankingIndustry #DigitalTransformation #Innovation 


Find Pamela Villanova on LinkedIn: https://www.linkedin.com/in/pamela-villanova/  


Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 

🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 

🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/


Hosted on Acast. See acast.com/privacy for more information.

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1 month ago
31 minutes 24 seconds

One Vision fintech fuse
Making financial protection more accessible

In this episode of One Vision, Theo is joined by Alex Matjanec, founder and CEO of Wysh, and Jim Perry, an advocate for financial inclusivity. The trio delve into how institutions can offer real value and build trust with customers by embedding financial protection into everyday banking. Jim and Alex also discuss the broader implications of financial literacy and the efforts of The National Alliance for Financial Literacy and Inclusion (NAFLI) to bridge gaps in financial education.  Innovation and inclusion aren't separate paths — tune in and be inspired to go beyond good.  


00:00 Founder’s Inspiration

05:48 The Importance of Embedded Insurance

27:59 The Role of Financial Literacy and Inclusion

34:56 Conclusion and Final Thoughts


📍Hot Take: “There's so much more that could be done to improve the financial wellness of consumers around the United States and around the world.”


#FinancialServices #BankingIndustry #FinancialInclusion #TechForGood #EmbeddedFinance 


Find Alex Matjanec on LinkedIn: https://www.linkedin.com/in/alexmatjanec/ 

Find Jim Perry on on LinkedIn: https://www.linkedin.com/in/jasperry/  

🔗About Wysht: https://venturebeat.com/author/louis-columbus 

🔗About NAFLI: https://www.nafli.org/ 


Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 

🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 

🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/ 


Hosted on Acast. See acast.com/privacy for more information.

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2 months ago
37 minutes 5 seconds

One Vision fintech fuse
Exploring AI, Cybersecurity, and Future Tech

In this episode of One Vision, Theo chats with Louis Columbus, a prominent columnist for VentureBeat, about his work at the intersection of AI and cybersecurity. They discuss the rapid pace of AI development, the concept of shadow AI, and the importance of learning and intellectual growth. Additionally, they delve into the role of AI in writing and its impact on research. Louis also shares his thoughts on how to prepare the next generation for a tech-driven future, emphasizing the importance of parental support and using AI as a tool to enhance skills and competitiveness. Tune in for an enriching conversation that spans from technical writing and professional insights to parenting.


📍Hot Take: “ You look at data across a landscape, the landscape is almost like a painting. And the data are the colors in the painting and it tells you a story.” 


00:00 Introduction and Guest Welcome

03:23 Exploring AI and Cybersecurity

09:40 The Importance of Data Storytelling

18:31 Advice for the Next Generation



Find Louis Columbus on LinkedIn: https://www.linkedin.com/in/louiscolumbus/ 

🔗Articles by Louis Columbus on VentureBeat: https://venturebeat.com/author/louis-columbus 


Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 

🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 

🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/ 


#AI #DigitalTransformation #CyberSecurity



Hosted on Acast. See acast.com/privacy for more information.

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2 months ago
21 minutes 56 seconds

One Vision fintech fuse
Navigating transformation — Creating better banking experiences beyond transactions

In this episode of One Vision, we welcome Wayne Miller, EVP, Chief Innovation Officer at ICBA, for an insightful conversation on the importance of community banks and evolution of fintech partnerships. Wayne shares his personal journey into the financial services industry and his passion for improving financial lives. The discussion touches on the challenges and opportunities in a digitally evolving landscape, including the roles of technology, AI, and payments. 


Tune in to hear Wayne's thoughts on the future of banking and his perspective on the biggest shifts in community banking.


00:00 Introduction

01:42 Reflecting on the Past Decade

03:25 The Spirit of Community Banking

05:30 The Art of Matchmaking in FinTech

06:22 Evolution of Bank-FinTech Partnerships

14:42 The Role of AI and Technology in Banking

22:37 Future of Payments and Financial Services

28:59 Community Banks and Financial Wellness

32:30 Predictions and Reflections for the Future


📍Hot Take: "Community banks are a critical part of the infrastructure and the vertebrae of this country."


Find Wayne Miller on LinkedIn: https://www.linkedin.com/in/wayne-miller-2212a974/ 


Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 

🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 

🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/


Hosted on Acast. See acast.com/privacy for more information.

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2 months ago
38 minutes 57 seconds

One Vision fintech fuse
Discover the future of digital banking, where technology meets humanity

In this episode of One Vision, we welcome Sean Scott, SVP Partnership & Personalization at U.S. Bank, to discuss the evolution of digital banking, and the intersection of innovation and execution. The conversation dives into Sean's journey in leading digital transformation initiatives at the bank and being customer obsessed. Sean shares his insights on the importance of blending technology and human elements, and the role of AI. We also explore the dynamics of FinTech partnerships and their potential to multiply value for customers. Tune in to learn how to be the true champion of the customer in the digital era.


#AI #Fintech #FinancialServices #DigitalTransformation #CustomerExperience #Leadership 


00:00 Introduction and Guest Welcome

01:35 Sean's Background and Role at US Bank

03:40 Key Lessons and A-Ha Moments in Digital Banking

09:32 Empathy and Customer-Centric Approach

16:18 Partnerships Between Banks and FinTechs

20:54 Future Technologies and Their Impact


📍Hot Take: Who will be the Doordash of financial services? 


Find Sean Scott on LinkedIn: https://www.linkedin.com/in/seanoscott/ 


Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 

🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 

🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/


Hosted on Acast. See acast.com/privacy for more information.

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3 months ago
29 minutes

One Vision fintech fuse
Unlocking Value with AI — A CFO's Guide to Innovation

In this episode of One Vision, Theo hosts Priya Gore, General Manager and Head of Cloud and AI Platform Solutions for US Financial Services at Microsoft, where they explore the expanded role of CFOs and impact of AI. Gore dispels common myths about AI, emphasizing its democratization and responsible usage. She highlights the importance of organizational readiness and the future of AI-driven work environments. The conversation underscores how AI can transform businesses, enhance customer experiences, and drive innovation, urging leaders to embrace AI thoughtfully and strategically.


00:00 Introduction and Guest Welcome

02:07 Impact of AI on CFOs and Finance Teams

04:27 Addressing Myths and Pitfalls of AI

05:54 AI in Regulated Industries

08:19 AI-First Leadership and Organizational Change

10:14 Future of Work and AI Agents

14:06 Democratizing AI and Final Thoughts


#AI #FinancialServices #CFO #FutureOfWork #Innovation #MSFTAmbassador


📍Hot Take: If you take the technology off the table and just ideate about where do we want to bring more value to our business or to our clients and our stakeholders, those are usually the winning places to get started with AI.


Find Priya Gore on LinkedIn: https://www.linkedin.com/in/priyagore/ 


Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 

🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 

🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/ 


Hosted on Acast. See acast.com/privacy for more information.

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3 months ago
20 minutes 52 seconds

One Vision fintech fuse
Bridging Fintech and Banking with AI: The Grasshopper Approach

In this episode of One Vision podcast, we sit down with Pete Chapman, CTO of Grasshopper Bank, discussing the bank's innovative approach to digital banking, the integration of AI in their operations, and the importance of culture. We explore the evolving landscape of business banking, the challenges faced by small businesses, and the future of digital lending and money movement. Pete shares insights on how Grasshopper Bank aims to bridge the gap between fintech and traditional banking, emphasizing the need for a collaborative ecosystem to enhance customer experience by leveraging cutting edge technology.


📍Hot Take: "We are nothing without our people."


00:00 Meet Pete Chapman: CTO of Grasshopper Bank

05:57 Grasshopper Bank's Digital Strategy

09:53 AI Strategy and Implementation at Grasshopper

13:44 Internal AI Success and Future Plans

30:36 Partnering for Technological Innovation

39:18 Future Trends in Business Banking


#AI #FinTech #FinancialServices #SmallBusiness #BankingIndustry #BankingOnAI #Innovation 


Find Peter Chapman on LinkedIn: https://www.linkedin.com/in/peter-chapman-3768908/ 


Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 

🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 

🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/ 



Hosted on Acast. See acast.com/privacy for more information.

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3 months ago
44 minutes 53 seconds

One Vision fintech fuse
From personalization to prediction: Unlocking the next wave of financial services with Anticipatory Banking

In this episode of One Vision, we sit down with Allison Cerra, Chief Marketing Officer at Alkami, to explore how anticipatory banking moves financial services beyond personalization into prediction. 


The conversation dives into the evolution of consumer technology in financial services, drawing parallels with the music industry, and highlights the importance of personalization and hyper-personalization at scale. They explore how AI and behavioral data are transforming the banking experience, the significance of the $84 trillion intergenerational wealth transfer, and the implications for regional and community financial institutions. Join Allison and Theo for a dynamic discussion on the challenges and opportunities in creating a better digital banking experience for all generations.


#AI #Fintech #FinancialServices #BankingIndustry #AnticipatoryBanking 


📍Hot Take: What I hope to see is more deposits going from Wall Street to Main Street. I hope to see vibrant communities that continue to flourish.


00:00 Introduction and Guest Welcome

00:30 Revisiting CoLab and Generational Trends

01:08 Understanding Anticipatory Banking

01:55 The Evolution of Digital Banking

11:25 Generational Wealth Transfer and Its Impact

21:35 The Role of AI and Behavioral Data

23:51 Future of Financial Institutions

29:03 Conclusion and Final Thoughts


Find Allison Cerra on LinkedIn: https://www.linkedin.com/in/acerra/ 

🔗About Alkami: https://www.alkami.com/ 

🔗About Anticipatory Banking: https://www.alkami.com/anticipatory-banking/ 


Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 

🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 

🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/


Hosted on Acast. See acast.com/privacy for more information.

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3 months ago
31 minutes 10 seconds

One Vision fintech fuse
Breaking boundaries — The journey from ideation to impact

In this episode of One Vision, we welcome Martyna Lewinska, a seasoned technologist, startup advisor, and mentor. Martyna shares her extensive experience in building tech organizations, supporting founders as a fractional CTO, and launching successful products. We discuss the responsibilities and challenges of being a founder, the importance of execution, and the current landscape of implementing emerging technologies like AI. Martyna shares her insights into how companies can effectively adopt new technologies and the transformative opportunities that exist in financial institutions' use of AI. Tune in for a deep dive into the multifaceted world of technology and entrepreneurship.


00:00 Introduction and Guest Welcome

00:46 Martyna's Background and Journey

01:42 Building and Launching Products

05:02 Advice for Aspiring Entrepreneurs

06:01 Challenges and Misconceptions of Founders

10:41 Implementing Emerging Technologies

15:01 Fraud Detection and Financial Crime

17:58 Cultural Differences in Tech Adoption

22:27 Looking Back and Looking Forward 


🔥Hot take: Just do it!



#AI #Fintech #CTO #Innovation #Entrepreneurship #Startup 


**


About Martyna Lewinska: https://www.linkedin.com/in/martynalewinska/ 


Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 

🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 

🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/ 



Hosted on Acast. See acast.com/privacy for more information.

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4 months ago
27 minutes 39 seconds

One Vision fintech fuse
Don’t stop at one book — Fintech Book Club two year anniversary

In this special episode of One Vision, we welcome Stessa Cohen, Jim Perry, and Efi Pylarinou to the show as they celebrate the inception and evolution of the FinTech Book Club. 


We went back in time to two years ago when a panel at Finovate inspired the creation of the book club, which aims to foster community and disseminate thought leadership through reading and discussion. Our friends share their special moments from the past two years and review some of the impactful books they've read. We also discuss emerging trends in FinTech, including AI and stablecoins. 


What’s on everyone’s reading list? What to expect at the upcoming Finovate panel on Sept 7th and the next Fintech Book Club LinkedIn Live event on Sept 9th? Tune in now and join the conversation.


🔥Hot take: “ These books are all interconnected.”


Tune in to Apple Podcast, Spotify, and YouTube for the full conversation. 


#AI #Fintech #Books #Finovate


00:00 Introduction and Special Guests

00:58 The Birth of the FinTech Book Club

02:45 Building Community Through Books

05:04 Impact of Industry-Specific Books

09:31 Engaging with Authors and Special Moments

17:11 Future Book Club Reads and Industry Trends

22:49 Upcoming Finovate and Final Thoughts


**

About Fintech Book Club: https://www.linkedin.com/company/fintechbookclub/about/ 

About Stessa Cohen: https://www.linkedin.com/in/stessacohen/ 

About Jim Perry: https://www.linkedin.com/in/jasperry/ 

About Efi Pylarinou: https://www.linkedin.com/in/efipylarinou/ 


Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 

🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 

🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/ 



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4 months ago
44 minutes 30 seconds

One Vision fintech fuse
Navigating trust, governance, and the human element in the age of AI

In this episode of One Vision, we welcome Tony Fish, author of 'Decision Making in Uncertain Times', for a deep dive into the complexities of corporate governance in the age of data and AI. 


Tony shares his unique perspective on corporate governance, the importance of asking the right questions, and the role of human elements like trust and empathy in technology. As he urged us,  we have to find a way, through love, hope, and faith, to counterbalance everything else that's going on through things which are deeply human. It’s a must-listen (and must-watch) for thinkers, technologists, and business leaders alike.



🔥Hot take: “ In our drive for efficiency, we lose efficacy.”


Tune in to Apple Podcast, Spotify, and YouTube for the full conversation. 



00:00 Introduction and Guest Welcome

00:44 Tony Fish's Writing Journey

01:45 Corporate Governance of Data

04:16 Open vs. Closed Governance

06:43 Challenges in Modern Governance

08:19 AI and the Future of Human Agency

12:43 Accountability and Security in AI

18:05 Asking the Right Questions

26:57 The Role of Trust and Empathy


**


Find Tony Fish on LinkedIn: https://www.linkedin.com/in/tonyfish/ 

🔗About Tony’s book, Decision Making in Uncertain Times: https://a.co/d/5K1XKcM 


Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 

🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 

🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/


Hosted on Acast. See acast.com/privacy for more information.

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4 months ago
35 minutes 35 seconds

One Vision fintech fuse
Revolutionizing Social Care with AI

Can AI be a force for good in social care? 


In this episode of One Vision, we welcome Nima Roohi Sefidmazgi, CEO and Co-Founder of Blooming Health. Nima shares his journey from being an immigrant and data scientist to founding a company aimed at providing comprehensive social care through technology, particularly focusing on the elderly and underserved populations. 


He talks about the inspiration behind Blooming Health and the broader vision of making social care scalable and equitable, and the importance of balancing technological efficiency with human touch.


00:00 Introduction and Welcome

01:38 Nima's Background and Journey

04:08 The Birth of Blooming Health

09:41 Challenges and Innovations in Social Care

15:39 The Role of AI in Social Care

23:07 Balancing Technology and Human Touch

33:33 Future of Social Care and Technology


**


Find Nima Roohi on LinkedIn: https://www.linkedin.com/in/nima-roohi/details/education/


Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 

🔗My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 

🔗About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/ 


#AI #Innovation #SocialCare #Caregiving #Technology


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4 months ago
48 minutes 46 seconds

One Vision fintech fuse
Beyond the hype: From foundations to future applications of AI

In this new episode of One Vision Podcast, we welcome Dr. Maryam Ashoori, VP of Product and Engineering at IBM. We discuss Maryam’s journey into AI and delve into the ethical considerations companies should prioritize when building AI systems, emphasizing data quality and the impact on society. Maryam shares insights on the misconceptions about AI and offers guidance for the next generation. Tune in for an in-depth discussion on the responsible implementation and future potential of AI technology.


00:00 Introduction 

01:22 Journey into AI

05:01 Importance of ethics and responsibility in AI development

13:30 Common misconceptions 

18:14 Advice for organizations implementing AI

22:29 Future applications of AI

26:29 Advice for the next generation


Hot takes: 

🔥  ”There is less attention to the problems and how technology can solve it, versus AI is here, we want it. Whoever gets it, it solves their problems and they move on. I think this is the biggest misconception.” 


🔥 “No matter what our role is in the industry today, it's gonna evolve, and I think we should be open into where it's evolving to.”


#AI #Data #Ethics #FutureOfWork #Innovation #DigitalTransformation #Leadership 


**


Find Dr. Maryam Ashoori on LinkedIn: https://www.linkedin.com/in/mashoori/ 


Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 

🔗 My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 

🔗 About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/ 




Hosted on Acast. See acast.com/privacy for more information.

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5 months ago
32 minutes 50 seconds

One Vision fintech fuse
Exploring Global Digital Trends — Digging into the data with Simon Kemp

In this new episode of One Vision, we chat with Simon Kemp, Founder of Kepios, also known for his comprehensive reports on the digital world via DataReportal. Simon shares the evolution of his work over 15 years, highlighting key insights into digital adoption trends across different countries and demographics. From the rise of mobile internet in Japan to the significant shifts in YouTube's user demographics, the conversation delves into how cultural nuances influence digital behaviors. We also talk about the future potential and challenges of AI technologies, and the importance of enabling innovation that is actually useful for people’s everyday lives. A must-listen for anyone interested in the intersection of culture, technology innovation, and the digital ecosystem.


📍”Culture is the most important driver of technical behavior … The human comes before the digital.”


00:00 Introduction and Guest Welcome: Simon Kemp

01:25 The Evolution of Digital Reports

05:58 Demographic Insights and Digital Trends

13:33 Challenges in the Digital Information Ecosystem

21:40 Global Digital Behaviors and Surprising Trends

25:54 Cultural Influences on Digital Behavior

28:55 Understanding Global Diversity

33:17 The AI Hype and Its Real Impact

41:39 Future Trends and Predictions

46:46 Concluding Thoughts 


**


Find Simon Kemp on LinkedIn: https://www.linkedin.com/in/eskimon/ 

🔗 The latest Digital 2025 July Global Statshot Report via DataReportal: https://datareportal.com/reports/digital-2025-july-global-statshot   


Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 

🔗 My latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/ 

🔗 About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/ 


#AI #Culture #Data #Digital #Mobile #Podcast #Innovation #Trends



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5 months ago
48 minutes 1 second

One Vision fintech fuse

One Vision fintech fuse podcast, hosted by Theodora Lau, brings purposeful fintech innovation to spotlight. It is where impact meets innovation. One Vision is a convergence of minds that dream of a more equitable, inclusive, and sustainable world for future generations galvanized by innovation. The latest season, FinTech Fuse, brought to you by the powerhouse trio, Theodora Lau, Barb MacLean, and Stephanie Foster, continues the tradition of telling stories that matter.


We speak to startup founders, investors, industry players, thought leaders and policy makers in the innovation ecosystem and get their views. While there have been a lot discussed about innovation in the western world, we believe that impact at scale can be achieved in the emerging markets too. In recent times we have seen several leap frog moments across the emerging world. What Alibaba and Tencent have achieved in China, PayTM in India and MPesa in Africa are great examples of impactful stories. We talk to many emerging market players and highlight their efforts to create such leap frog moments.


We believe there are many innovation stories that have impact on people's life across the world. We identify these stories and talk to them about their journeys, successes and challenges they have had to overcome. In providing a stage for these entrepreneurs, thought leaders and innovators, we hope to inspire a generation looking to effect positive change. One Vision, One Dream, One Voice for One sustainable future.


Hosted on Acast. See acast.com/privacy for more information.