The episode kicks off with Sandy MacKay and a sponsor message from Real Approved Inc. It covers brokerages' handling of interest on trust account funds and the importance of Schedule B disclosures. Regulatory changes for fairness in real estate, CMHC's housing construction goals, and the Bank of Canada's lending rate decision are analyzed. Insights into residential construction productivity, Bill 60's impact on Ontario's market, and Toronto's market shifts are explored. Re/Max's 2026 forecast and Lindsay Smith's home pricing strategies are discussed, highlighting challenges for move-up buyers. The episode wraps up with closing remarks and a teaser for the next episode.

The episode kicks off with an introduction and sponsor mention. It covers the Bank of Canada's rate decision and industry reactions, explores U.S. trade policies' impact on Canada's economy, and discusses future interest rates and inflation. A mortgage market update reviews changes in arrears rates and volume. TransUnion's consumer debt insights and an FSRA advisory on private mortgage risks are shared. Challenges for first-time homebuyers and market trends, including new-home sales in the Greater Toronto Area, are examined. The Fraser Institute's take on the housing affordability crisis is discussed. The episode concludes with closing remarks and a sponsor reminder.

The episode begins with an introduction and a study on the financial vulnerability of mortgage holders, highlighting the challenges they face. A sponsor message from Real Approved Inc. follows. The discussion then covers renewing mortgages and various protection options available to homeowners. Insights into the Paradigm Grand Condo development are shared, providing a glimpse into this new project. The episode also explores trends in multifamily and seniors housing, shedding light on current market dynamics. The episode concludes with closing remarks.

The episode begins with an introduction by Sandy MacKay, followed by a sponsor message from Real Approved Inc. The discussion moves into an analysis of the housing market, covering construction trends, pricing, and affordability issues. Government housing goals are reviewed in conjunction with recent economic reports. The Bank of Canada's interest rate decisions are examined for their potential impact. The episode also explores the effects of U.S. tariffs on consumer sentiment. A focus on affordable housing developments provides insights into current initiatives. The episode concludes with closing remarks and a reminder about the sponsor.

The episode begins with an introduction and insights from a Fraser Institute report, followed by a sponsor message from Real Approved Inc. The discussion centers on housing affordability issues, stagnating wages, and policy suggestions to address these challenges. The Bank of Canada's recent interest rate decision is examined, along with reactions from the industry. Global trade tensions and their broader economic impact are considered. Trends in the Toronto housing market are analyzed, providing a future economic outlook. The episode concludes with a wrap-up and closing remarks.

The episode opens with a welcome and introduction, followed by a sponsor message from Real Approved Inc. The discussion delves into Ontario's mortgage crisis, highlighting rising delinquency rates and the potential impact of higher mortgage rates on homeowners. Trends towards rental properties and challenges facing Toronto's condo market are explored. The conversation shifts to mergers in the mortgage industry and recent home affordability news. Proposed changes to capital rules by OSFI for financial institutions are examined, alongside a scandal at the Real Estate Council of Ontario. The episode concludes with closing remarks and a sponsor mention.

The episode opens with an introduction and welcome, followed by a sponsor message from Real Approved Inc. The discussion focuses on mortgage affordability and income disparity, highlighting concerns in the current market. Insights from the Canadian Mortgage and Housing Corporation reveal findings on housing supply, while housing gaps and mortgage delinquency rates are explored. New mortgage originations and the Bank of Canada's interest rate decisions are examined, along with the economic impact of tariffs, trade disruptions, and consumer debt. A mortgage renewal wave and interest rate trends are discussed, emphasizing proactive renewal strategies and market resilience. The episode concludes with closing remarks and a sponsorship mention.

The episode starts with an introduction and a look at current mortgage trends, followed by a sponsor message from Real Approved Inc. Updates from the Bank of Canada and U.S. economic influences are explored, alongside an overview of the latest Statistics Canada inflation report. The conversation shifts to new mortgage products and the financial stress they may cause. Mortgage delinquency rates and market challenges are discussed before examining housing market dynamics and immigrant retention. Canadian housing recovery and trade tensions are analyzed, along with rate cuts and economic strategies. Real estate trends in the Greater Toronto Area and market conditions are highlighted. The episode wraps up with closing remarks and a sponsor mention.

The episode begins with an introduction by Sandy MacKay, followed by a sponsor message from Real Approved Inc. The discussion then moves to housing start figures in Ontario and Windsor, exploring the factors behind recent declines. A TD survey reveals how Canadians are adjusting their spending in response to changing mortgage rates. Recent interest rate developments from the Bank of Canada are discussed, along with October home sales data from the Canadian Real Estate Association. The province's plan to take over the Real Estate Council of Ontario is examined, and predictions for Ontario's best mortgage rates in 2025 are offered. The episode concludes with closing remarks and another sponsor mention.

The episode opens with a welcome and introduction, followed by a sponsor message from Real Approved Inc. The discussion then turns to Canadian home sales and the broader economic outlook, providing insights into current market conditions. An analysis of Canadian inflation data and interest rate forecasts is presented, highlighting potential impacts on the real estate sector. Updates on developments involving the Ontario government and the Real Estate Council of Ontario (RECO) are explored. The episode also delves into the challenges faced in meeting Canada's housing construction targets. It wraps up with closing remarks and a sponsor reminder, offering listeners a thorough understanding of the latest industry developments.

The episode begins with an introduction by Sandy MacKay, followed by a sponsor message from Real Approved Inc. The discussion then transitions to Canada's housing market trends amidst economic uncertainty. Insights are offered on the Bank of Canada's rate cuts and housing market forecasts. Predictions for the lending rate and its impact on consumer spending are examined. The economic implications of U.S. tariffs and a recent inflation report are also discussed. The episode concludes with a summary and closing remarks, providing a comprehensive overview of the current state of the housing and economic landscape in Canada.

The episode kicks off with a welcome and introduction to the podcast, followed by a sponsor message from Real Approved Inc. The discussion then shifts to current mortgage rate trends and the economic factors influencing them. Ontario's home-buying intentions are examined, along with national price trends. Updates on Canadian mortgage regulations and recent government interventions are provided, offering insights into the changing landscape. The episode also highlights a new mass-timber residential project in Barrie. It wraps up with closing remarks and a sponsor reminder, providing listeners with a comprehensive overview of the latest developments in the mortgage and real estate sectors.

The episode begins with an introduction and sponsor mention, diving into the critical issue of housing affordability and market pressures. A detailed look at the Bank of Canada's interest rate decisions follows, accompanied by discussions on financial strain and speculations about potential rate cuts. The Toronto condo market is updated, highlighting recent trends, while Canadian rental market dynamics are explored. A sponsor message from Bloom Finance is shared before discussing recent executive moves in the mortgage industry. The episode concludes with closing remarks and a sponsor reminder.

The episode opens with an introduction by Sandy MacKay, followed by a sponsorship mention. The discussion centers on the Bank of Canada's rate decisions and the resulting shift towards fixed-rate mortgages. It examines the effects of U.S. trade protectionism on the Canadian economy and associated inflation concerns. The episode explores the strength of the Canadian dollar and the federal budget's implications for housing. A detailed analysis of the Toronto housing market is complemented by a case study on Oshawa. Developments in rental housing in Brampton are highlighted before a sponsor message from HomeEquity Bank. The episode concludes with a wrap-up.

The episode begins with an introduction to the Ontario Mortgage & Real Estate Insights Podcast, followed by a sponsor message from Real Approved Inc. The discussion delves into the rising consumer and business insolvencies in Canada, highlighting the financial pressures faced. The anxiety caused by higher mortgage rates is explored, along with financial planning strategies for homebuyers amidst economic uncertainty. Real estate market trends and seller expectations are analyzed, alongside insights into building permits and construction trends. The episode addresses concerns surrounding mortgage fraud and concludes with an analysis of the Burlington real estate market.

The episode kicks off with a sponsor message from Real Approved Inc., followed by a discussion on the Bank of Canada's interest rate decision and industry reactions. It analyzes U.S. tariffs affecting the Canadian economy, prospects of future rate cuts, and a CMHC update on housing affordability. Financial aspects of housing affordability are examined, alongside implications of the federal budget and Buy Canadian policy. A comparison of rate cuts by the U.S. Federal Reserve and the Bank of Canada is provided, leading to insights into Hamilton's real estate downturn and Halton Hills. The rise of mortgage brokers in Ontario is also highlighted, concluding with closing remarks and a sponsor message.

The episode starts with an introduction and an overview of the topics to be covered, followed by a sponsor message from Real Approved Inc. The discussion begins with Bloom Finance's SafeRate Reverse Mortgage and the Bank of Canada's lending rate, setting the stage for insights into the Canadian housing market trends and developments in the Greater Toronto Area. An analysis of the Ontario rental market is provided, along with the implications of a surge in Canadian 10-year bond yields. The episode emphasizes the importance of mortgage brokers in navigating these dynamics. It concludes with closing remarks and a sponsor reminder.

The episode opens with a welcome and introduction by Sandy MacKay, followed by a sponsor message from Real Approved Inc. The discussion centers on how Canadians are adjusting their finances and mortgage strategies in response to current market conditions. Insights from Patrick Smith of TD Bank provide valuable perspectives on mortgage options available. The episode also examines Ottawa's Housing Design Catalogue initiative, featuring expert opinions on its potential impact. The episode concludes with a summary and final sponsor reminder, accompanied by closing remarks.

The episode begins with an introduction and welcome, followed by a sponsor message from Real Approved Incorporated. A discussion on the Bank of Canada's decision to hold the overnight lending rate steady is presented, along with the impact of U.S. trade tensions on Canada's economy. The episode delves into the balance between supporting the housing market and addressing inflation concerns, referencing a CMHC report on housing supply gaps. The conversation shifts to Prime Minister's housing goals and TD Bank's skepticism, highlighting the systemic changes needed in the sector. The episode concludes with closing remarks and a sponsor reminder.

This episode kicks off with an introduction and sponsor shoutout before diving into the Bank of Canada's rate decision and Canada's economic resilience. We explore inflation prospects, external influences, and challenges around the 2025 federal budget and 'missing middle' housing developments. Discover trends in the suburban market, Ontario's home-building projections, and the HST rebate's impact. Get updates on market correction and Durham home prices, and an overview of Canada's mortgage rates. We also discuss Dominion Lending Centres Inc.'s third-quarter results. The episode wraps up with a reminder to stay informed and a final sponsor message from Real Approved.