Thinking about retiring in 2026? The decisions you make right now could determine whether you retire with confidence... or uncertainty?
Specifically, we are going to discuss:
- The number 1 concern I hear from retirees.
- The importance of being confident with your retirement decision.
- 5 retirement planning tips if you want to retire in 2026.
- Focusing on the softer points of retirement and,
Lastly, I will finish up with some action items to help address some potential shortfalls in your current plan.
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EPISODE RESOURCES:
This Holiday Season, Give Yourself the Gift of Peace of Mind in Retirement.
Our Fundamental Retirement Plan (FRP) is a simple, five-step framework designed to help you build a retirement plan that reflects your goals, your lifestyle, and your biggest concerns.
As we head into the season of giving, consider how a bit of thoughtful planning today can become the gift that continues to support you year after year, keeping your retirement on track, even when life brings the unexpected.
Want more this Christmas?
Tune in as we break down each step of the FRP process in Episodes 59-64. Perfect listening for a cozy holiday season and a confident year ahead.
Specifically, we are going to discuss:
Lastly, I will finish up with some action items to help address some potential shortfalls in your current plan.
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EPISODE RESOURCES:
Market crashes are inevitable but with the right strategy, your retirement can weather any storm. Discover the 5 key ways to prepare your portfolio in today's episode of Retiring Canada.
Specifically, we are going to discuss:
Lastly, I will finish up with some action items to help address some potential shortfalls in your current plan.
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***
EPISODE RESOURCES
Your biggest opportunity as a Canadian Investor isn't earning more, it's keeping more through smart, tax-efficient planning.
Specifically, we are going to discuss:
- Five strategies to get the most out of your money while keeping CRA out of your pocket
- How to optimize your corporate investment account
- Managing multiple sources of income into a unified retirement income plan
- Optimizing investment within your investment accounts
Lastly, I will finish up with some action items to help address some potential shortfalls in your current plan.
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***
EPISODE RESOURCES:
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When it comes to real estate in retirement, the toughestquestion isn’t “Can I sell?”…it’s “Should I?”
Specifically, we are going to discuss:
- The keys reasons you may actually want to keepsome or all of your properties
- The main reasons why you may want to sell someor all of your properties
- 5 questions to ask yourself to help with the buyor sell decision.
- My experience owning a rental property.
- The impact these decisions will have on yourretirement success.
Lastly, I will finish up with some action items to helpaddress some potential shortfalls in your current plan.
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***
EPISODE RESOURCES:
Building a retirement portfolio isn't just about what you invest in it's about where you hold it. Today's episode breaks down how smart asset location can make or break your retirement income.
Specifically, we are going to discuss:
- Two considerations when building a retirement portfolio.
- The importance of considering where you place investments through a tax lens.
- A conversation I have with all our successful retirees.
- The importance of a portfolio that can weather market uncertainty.
- A sample retirement portfolio.
Lastly, I will finish up with some action items to help address some potential shortfalls in your current plan.
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***
EPISODE RESOURCES:
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From that first coffee and handshake to personalized follow-ups and ongoing strategy, here’s what your first year as a client really looks like.
Specifically, we are going to discuss:
- How a team approach leads to a more robust relationship
- The importance of a coffee and handshake
- Your tailor first year experience – in writing
- How often we will meet, whether by phone, virtually or in person
- Our specialization and commitment to you
Lastly, I will finish up with some action items to help address some potential shortfalls in your current plan.
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As a thank you, you’ll receive a copy of our latest Retirement Guide AND MORE!
***
EPISODE RESOURCES:
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Estate planning is more than just having a will, it’s about protecting your family, reducing taxes, and making life easier for your loved ones. In the final step of the Fundamental Retirement Plan, we break down the essentials and the overlooked strategies you can’t afford to miss.
Specifically, we are going to discuss:
- The core estate documents you need to have in place
- The disconnect that can happen when you have a transactional relationship with legal council
- How decisions made in step one of our process trickles down to step 5
- One crucial strategy that is often overlooked but will have a significant impact on your spouse or executor.
Lastly, I will finish up with some action items to help address some potential shortfalls in your current plan.
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***
EPISODE RESOURCES:
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Health care is often the hidden cost of retirement. In this episode, we show how the right planning can protect your lifestyle, unlock tax credits, and even help you avoid tens of thousands in out-of-pocket expenses.
Specifically, we are going to discuss:
- The health care system as we understand it today.
- The underutilization of credits and benefits by Canadians
- A real-life scenario where a $25,000/year cost was avoided.
- Topics we discuss with prospective clients during this step.
- Why asking the right questions makes us different.
Lastly, I will finish up with some action items to help address some potential shortfalls in your current plan.
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***
EPISODE RESOURCES:
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Smart retirement planning isn’t just about investing, it’s about keeping more of what you’ve worked so hard to earn. Step three of the Fundamental Retirement Plan is all about tax planning and it could save you thousands.
Specifically, we are going to discuss:
- The difference between tax planning and tax advice
- Common strategies we develop for retirees
- Tax planning for incorporated professionals and business owners.
- The key benefits of tax planning, other than reducing your tax bill
- Our two most impactful client value adds
Lastly, I will finish up with some action items to help address some potential shortfalls in your current plan.
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Join thousands of other Canadians and subscribe to the Retiring Canada Newsletter
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***
EPISODE RESOURCES:
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Retirement isn’t the end of your income, it’s the start of your most important paycheque strategy.
Specifically, we are going to discuss:
- Four crucial aspects to income planning
- How decisions from step 1 impact step 2
- Planning for the go-go years of retirement
- Answering your retirement income concerns
- The single biggest decision during the income planning step
Lastly, I will finish up with some action items to help address some potential shortfalls in your current plan.
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Join thousands of other Canadians and subscribe to the Retiring Canada Newsletter
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***
EPISODE RESOURCES:
Most people enter retirement with a collection of investment accounts but no real plan. In this episode, we break down why your investment allocation sets the tone for every decision that follows, from income and taxes to long-term care and legacy planning.
Specifically, we are going to discuss:
- An introduction to the 5 steps in the Fundamental Retirement plan
- Why the crucial first step is Investment allocation
- Understanding if you are being properly compensated for the risk you are taking
- How lack of diversification means you are leaving a lot of quality business on the table,
- Key metrics we review as we diagnose your existing portfolio.
- How decisions you make in your investment allocation cascade into all other areas of your retirement plan.
Lastly, I will finish up with some action items to help address some potential shortfalls in your current plan.
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***
EPISODE RESOURCES:
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Could your retirement portfolio be silently underperforming because of cash you didn’t even realize you had? Cash drag may be one of the easiest retirement mistakes to fix—and the cost of ignoring it could be massive.
Specifically, we are going to discuss:
- What is cash drag, and how does it impact your retirement nest egg
- Three area’s we find excess cash, some of it hidden
- A reasonable buffer to keep in your bank account for ongoing needs
- A misguided reason some may hold excess cash in their investments
- A simple example to put it all together and illustrate what your missing out on
Lastly, I will finish up with some action items to help address some potential shortfalls in your current plan.
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Join thousands of other Canadians and subscribe to the Retiring Canada Newsletter
As a thank you, you’ll receive a copy of our latest Retirement Guide AND MORE!
***
EPISODE RESOURCES:
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Thinking about giving your kids money while you're stillalive to see them enjoy it? In this episode, we explore how to gift without jeopardizing your own retirement—and the conversations that need to happenfirst.
Specifically, we are going to discuss:
- The two kinds of gifts you can make
- How to set expectations
- A scenario I have come across with a substantial gift in mind
- A hierarchy of financial needs to address with a gift
- The tax implications of a gift.
- Fostering a deeper connection and implementing intergeneration wealth transfer
Lastly, I will finish up with some action items to helpaddress some potential shortfalls in your current plan.
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Join thousands of other Canadians and subscribe to the Retiring Canada Newsletter
As a thank you, you’ll receive a copy of our latestRetirement Guide AND MORE!
***
EPISODE RESOURCES:
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DIY investing might save youmoney—but could it cost you peace of mind in retirement?
Before you decide to go it alone, hear the pros, cons, and what most DIY retirees wish they knew sooner.
Specifically, we are going to discuss:
- Who is the typical DIY retirement investor
- The 3 core pain points of the Retirement DIY investor
- Four Pros and four cons to DIY investing in retirement
- 10 Thing you should expect if you work with an advisor
- How our biases impact our decision making
Lastly, I will finish up with some action items to helpaddress some potential shortfalls in your current plan.
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Join thousands of other Canadians and subscribe to the Retiring Canada Newsletter
As a thank you, you’ll receive a copy of our latestRetirement Guide AND MORE!
***
EPISODE RESOURCES:
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Are hidden investment fees quietly eating away at your retirement? In this episode, we uncover what you’re really paying—and how to take back control of your financial future.
Specifically, we are going to discuss:
Understanding the fees you pay – Advisory fee vs investment fee
Two fees that are mostly transparent
Four hidden fees that drag down your portfolio
A real life example of how a hidden fee can disrupt a retirement plan
Lastly, I will finish up with some action items to help address some potential shortfalls in your current plan.
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Join thousands of other Canadians and subscribe to the Retiring Canada Newsletter
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***
EPISODE RESOURCES:
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Did you know a few simple tweaks to your TFSA today, could transform your retirement in 30 years?
Specifically, we are going to discuss:
The first step to optimizing your TFSA account
The blanketed approach to investment decisions
A balanced investor’s TFSA balance from 2009 to today
The impact of changing your plan over the next 30 years
4 decisions that could ruin your TFSA
Lastly, I will finish up with some action items to help address some potential shortfalls in your current plan.
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***
EPISODE RESOURCES:
I’ve been targeted by scammers – and you probably have too. Here’s what you need to know to protect yourself.
Specifically, we are going to discuss:
My own experience being targeted by scammers
A quick tip to help cut down on the phone calls and texts
Three common scam and fraud schemes we come across
On commonality across all scam and fraud schemes you can use to help spot a fraud
The importance of having a trusted contact person
Lastly, I will finish up with some action items to help address some potential shortfalls in your current plan.
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***
EPISODE RESOURCES:
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Think US estate tax doesn’t apply to you as a Canadian? Think again — you could be in for a costly surprise.
Specifically, we are going to discuss:
What is the US Estate Tax
Two questions you need to consider to determine if you are required to pay US estate tax
Upcoming changes in 2026 that could expose your worldwide estate tax
Strategies to consider to help mitigate or eliminate your exposure
Lastly, I will finish up with some action items to help address some potential shortfalls in your current plan.
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Join thousands of other Canadians and subscribe to the Retiring Canada Newsletter
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EPISODE RESOURCES:
Is your will really saying what you think it is? In this episode, we uncover common estate planning mistakes and how to make sure your wishes are carried out.
Specifically, we are going to discuss:
Potential issues that can arise with an estate
Three scenarios I have come across in the last 12 months
Considerations you should discuss with your legal counsel
Who should be reviewing their will
Lastly, I will finish up with some action items to help address some potential shortfalls in your current plan.
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Join thousands of other Canadians and subscribe to the Retiring Canada Newsletter
As a thank you, you’ll receive a copy of our latest Retirement Guide AND MORE!
***
EPISODE RESOURCES:
👉 Download Our Latest Retirement Guide