A Reverse Mortgage or Downsizing? Which is Most Cost-Effective? [Las Vegas Real Estate Review] Which saves more money in the long-term? Downsizing or getting a reverse mortgage? A look a hidden expenses, goals, and lifestyle choices. Other Stories: [Housing Wire] Judge Rules Against HomeTap As Lawsuit Proceeds. [Housing Wire] Here’s where Housing Wire’s analyst and real estate expert Logan Mohtashami sees the U.S. housing market heading in 2026

The CFPB’s proposed Reg B changes would impact the foundation of HECM lending [Housing Wire] CFPB proposed changes to Regulation B may not specifically target the HECM, but the NRMLA warns that they could still create wide-reaching unintended consequences. Other Stories: [News Break] Dave Ramsey Says to Take Social Security Sooner Than Later. [JP Morgan Asset Management] JP Morgan’s Analysis Reveals the Impact of Credit Card Debt on Retirement

Survey reveals most expect Social Security benefits cuts to save the program. A new Cato Institute survey shows 70% of Americans expect future Social Security cuts—raising urgent questions about how retirees will replace lost income if the program falls short. Other Stories: [Business Wire] A $2.5 billion capital commitment from Blue Owl to Finance of America sends an important signal about the outlook of reverse mortgage lending. [Reverse Market Insight] Reverse Market Insight’s Market Minute with Jon McCue reviewing all the latest trends in HECM originations.

A recent Housing Wire column reveals new concerns about how “shadow listings” may lower a senior’s final home sale price, robbing them of equity. Other Stories: [Housing Wire] HUD has extended the comment period in the Federal Register for proposed HECM changes. [Housing Wire] Credit report costs could surge by as much as 60% in 2026. Here’s why.

Structuring a reverse mortgage for long-term results The Mortgage Reports outlines the considerations in structuring the most effective payout plan for a federally-insured Home Equity Conversion Mortgage (HECM reverse mortgage). Other Stories: [Housing Wire] There are lessons for reverse mortgage originators in a recent column that cautions traditional mortgage pros from using the same marketing strategies from 2008 that are no longer relevant. [AOL] Two experts point out the risks in the retirement strategy of postponing Social Security benefits until age 70- here’s why.

Exclusive Interview: HighTech Lending’s NEW Equity Select HELOC: We sat down with HighTech Lending’s CEO & President, David Pesking, and EVP of National Sales, Eric Ellsworth, to learn more about the forces behind the creation of their latest loan offering for senior homeowners: Equity Select.

Liberty Reverse Mortgage will exit reverse originations in 2026 and sell its servicing rights to Finance of America (FOA). We also break down the latest 5-year mortgage-rate forecasts that will impact HECM expected rates. Plus, the Trump administration is floating the idea of “portable mortgages” in the effort to unlock housing inventory, which could open more HECM for Purchase opportunities.

Trade group seeks to shield mortgage programs from future government shutdowns [Mortgage Professional of America] Washington may have ended the shutdown, but the fight to protect key mortgage programs is far from over. This week, we break down CHLA’s push to shield FHA and HECM lending from future political stalemates, examine a high-stakes lawsuit that could redefine home-equity investments, and discuss how entire neighborhoods are quietly becoming America’s new retirement communities.

Story 1: A tribute to one of our own: Rosemarie Liftoff. Story 2: Senate Democrats propose bill to boost Social Security & VA payments. Story 3: Exclusive Interview: The leaders of Atlas VMS & QuantumReverse announce a new technology partnership.

HighTechLending’s new HELOC offers flexibility [Housing Wire] HighTechLending has launched a new HELOC alternative that offers flexibility and features similar to a credit card. Other Stories: [Revere Market Insight] Here are the latest HECM trends in RMI’s Market Minute with Jon McCue. [Law Offices of Laurie E. Ohall] One law firm addresses the question of how heirs can settle an estate with a reverse mortgage.

E902: Treasury Rates Are Falling [Reuters] Falling Treasury yields are giving HECM applicants a boost in available proceeds, but they also hint at deeper economic uncertainty. Other Stories: [Business Insider] America’s desperate homesellers. [CBS News] Florida lawmakers weigh sweeping property tax cuts that could slash bills for homeowners.

EPISODE #901: Here’s what happens during HECM default counseling. [Credit.org] Credit.org provides a glimpse into how reverse mortgage default counseling helps homeowners avoid foreclosure, and what options borrowers may have. Other Stories: [Housing Wire] Here’s how RMI’s new Reverse Qualifier is bridging the gap between traditional lenders and reverse mortgage originations. [Fortune] Wall Street’s “Oracle” says Boomers still control America’s housing market.

Poverty exacts its cost in years [CBS News] The shocking true cost of poverty for older Americans. Other Stories: [MarketWatch] One dutiful son asked if he should use part of his 401(k) to pay off the reverse mortgage his mom has completely tapped out. [CBS News] Single-Purpose Reverse Mortgages. Who should consider one, and what are the pros and cons of such a loan?

Ramsey Show Points to a Common Threat [Yahoo Finance] Here’s one lesson reverse mortgage pros can take from a recent episode of the Ramsey Show. Other Stories: [Atlas Valuation] Atlas Valuation and QuantumReverse have partnered on this groundbreaking integration. [Chrisman Commentary] Jesse Allen, President of Retail Reverse Mortgage Lending at Rate, was featured in last Wednesday’s Chrisman Commentary about this overlooked HECM opportunity. [HECMWorld] A summary of HECM endorsement data for fiscal year 2025, historical comparisons, and the latest trends.

EPISODE #898: The top reverse mortgage stories for the week of September 29th [Housing Wire / RMD] Smarfi shuttered its retail division, returning its focus to wholesale. Other Stories: [Kiplingers] Here are six changes coming to Social Security in 2026. [Bradley Windrow] Here’s what the most recent senior demographic data tells us

EPISODE #897: How Scrivnr is working to reduce HECM foreclosures [Housing Wire / RMD] One company has a proven method of preventing HECM foreclosures. Here’s what they’re doing and how their service can help reduce the stigma of reverse mortgage ‘foreclosures’. Other Stories: [Yahoo Finance] American Senior Lending Launches a new equity loan. [Newsweek] Here are the markets where home values have plummeted

How Rate is Driving Growth: An Interview with Jesse Q. Allen [HECMWorld] Jesse Allen shares insights on the 60% year-over-year client growth and doubling of volume. The role of proprietary products and the importance of focusing on client scenarios over products. How demographic trends and industry modernization are influencing the market. The significance of understanding the client’s “why” and using technology to engage at the “point of thought.”. Other Stories: [Longbridge Financial] There’s a new HELOC in town. Learn about Longbridge’s brand-new HELOC alternative for homeowners 62 and older. [Mayer Brown] Illinois proposes several new regulations for Home Equity Sharing Arrangements (Home Equity Investments)

EPISODE #895: What’s a CRMP designation worth? Ask C2 Financial’s Scott Harmes & Shain Urwin [HECMWorld] What’s a CRMP designation worth? We ask Shain Urwin & Scott Harmes of C2 Financial how reverse mortgage professionals can best prepare for the exam and the benefits of holding the designation. Other Stories: [CBS News] Are reverse mortgages riskier in today’s housing market?

Here’s where an unpaid utility bill can lead to foreclosure [Realtor.com] Can an unpaid water bill lead to a foreclosure? One Brooklyn man found out it can. Here are the states and cities that can place a lien on a home for unpaid utility bills. Other Stories: [Housing Wire] Homeowners support zoning reforms to encourage homebuilding. Also, comparing the costs of aging in place versus assisted living or nursing home care. [RMI] The monthly installment of Reverse Market Insight’s Market Minute with Jon McCue, with the latest HECM endorsement trends.

[CBS News] A CBS News column warns readers of three reverse mortgage red flags to watch for. Here’s how you can explain these points to potential borrowers, build trust, and close more loans. Other Stories: [NewsWeek] Here’s why one market watcher says the housing market is at an inflection point. [BlackRock] The 5 trends that are shaping retirement.