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rich & REGULAR with Kiersten and Julien Saunders
rich & REGULAR
237 episodes
2 days ago
Kiersten here. It’s just me this week. It’s been two years since my ADHD diagnosis, and in that time I’ve learned a lot. In this episode, I’m sitting down solo to unpack what this label actually changed, what it didn’t, and what I’ve had to unlearn about focus, money, and identity along the way. I’m revisiting the journey to speak directly to anyone navigating their own diagnosis (or the suspicion of one), especially while trying to manage money, relationships, and modern life. If you ever wo...
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Kiersten here. It’s just me this week. It’s been two years since my ADHD diagnosis, and in that time I’ve learned a lot. In this episode, I’m sitting down solo to unpack what this label actually changed, what it didn’t, and what I’ve had to unlearn about focus, money, and identity along the way. I’m revisiting the journey to speak directly to anyone navigating their own diagnosis (or the suspicion of one), especially while trying to manage money, relationships, and modern life. If you ever wo...
Show more...
Investing
Business,
Careers
Episodes (20/237)
rich & REGULAR with Kiersten and Julien Saunders
Ep 236: What a late ADHD diagnosis taught me about money and myself
Kiersten here. It’s just me this week. It’s been two years since my ADHD diagnosis, and in that time I’ve learned a lot. In this episode, I’m sitting down solo to unpack what this label actually changed, what it didn’t, and what I’ve had to unlearn about focus, money, and identity along the way. I’m revisiting the journey to speak directly to anyone navigating their own diagnosis (or the suspicion of one), especially while trying to manage money, relationships, and modern life. If you ever wo...
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2 days ago
30 minutes

rich & REGULAR with Kiersten and Julien Saunders
Ep 235: Resourcefulness in hard times - What to do when help isn’t coming
We’re 30+ days into a government shutdown, SNAP benefits are disappearing, layoffs are ongoing, and a catastrophic storm just hit Jamaica. But beyond the headlines, people are privately struggling with job loss, evictions, food insecurity, and the mental toll of trying to “stay positive” when everything feels urgent. In this week’s episode, we talk about how to be resourceful in the real, messy, "make-it-through-the-week" kind of way. Whether you're giving help or in need of it, this episode ...
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2 weeks ago
44 minutes

rich & REGULAR with Kiersten and Julien Saunders
Ep 234: Open Enrollment is here: Don’t auto-renew without listening to this
It’s that time again…open enrollment season. And while we know this topic doesn’t get anyone out of bed in the morning, it SHOULD. Because buried in that HR email you ignored is a decision that could cost or save you thousands. This week, we’re breaking down why so many people just auto-renew last year’s health plan, what rising premiums in 2026 actually mean for your wallet, and how AI can help you stop making five-figure decisions based on casual conversations with your coworkers. We talk a...
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3 weeks ago
29 minutes

rich & REGULAR with Kiersten and Julien Saunders
Ep 233: What we learned about Homeowners Insurance from Consumer Reports
We recently teamed up with Consumer Reports on an eye-opening project that made us rethink how we evaluate, purchase, and engage with our homeowners insurance policy. This week’s episode is about what we learned. Here’s what we unpack: Why homeowners insurance is way more confusing and critical than we thoughtWhat’s driving double-digit rate hikes (even if you’ve never filed a claim)How your dog, HOA, or even local crime rates affect your premiumsOne of the most overlooked parts of your polic...
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4 weeks ago
23 minutes

rich & REGULAR with Kiersten and Julien Saunders
Ep 232: Introducing ‘Eat Better’ | The series that helps you cook without losing your mind
Food prices are up (again), takeout is 4x more expensive than eating at home, and yet somehow..dinner still ends up on your doorstep. That’s exactly why we created Eat Better, a new video series that makes home cooking feel doable, even if you're not “a cooking person.” In this episode, we're breaking down why so many people aren’t cooking at home, and what it really takes to change that. Julien talks about how 20+ years of cooking at home and 7 years as a pro chef shaped our latest project, ...
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1 month ago
44 minutes

rich & REGULAR with Kiersten and Julien Saunders
Ep 231: Credit 101 for grown folks: What it is and what it isn't
If talking about credit makes you anxious, confused, or just flat-out annoyed… you're not alone. In this episode, we break down the truth about credit scores and reports: what they are, how they work, the most common myths people believe, and why it’s time we stop treating credit like a moral compass. Whether you’re building credit for the first time, trying to bounce back from a rough patch, or just wondering why your score dipped after doing the “right” thing - we got you. We cover: The big...
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1 month ago
44 minutes

rich & REGULAR with Kiersten and Julien Saunders
Ep 230: Are you rich, regular, or something else? Take our 5 question quiz and find out
This episode is sponsored by NordProtect. To save up to 59% on annual plans for NordProtect visit https://nordprotect.com/richandregular and use code RICHANDREGULAR This week, we’re breaking down three money identities we’ve seen over and over again. None of these are “good” or “bad,” they’re more like energies, instincts, patterns we’ve all lived at some point. And just like a horoscope, you might recognize yourself in all of them. We’ll walk you through a quick quiz so you can find out wher...
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1 month ago
31 minutes

rich & REGULAR with Kiersten and Julien Saunders
Ep 229: The only budgeting advice that matters
If budgets are supposed to keep us on track, why do so many of them make us feel stuck instead? In this episode, we talk about why the most common advice fails and what actually works when life keeps changing. The problem with budgets isn’t discipline, it’s design. Most advice assumes your income, expenses, and goals stay the same forever. Ours doesn’t, and neither should yours. We get into: Why the “stick to your budget no matter what” mantra sets you up to failHow to spot seasonal spending ...
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1 month ago
37 minutes

rich & REGULAR with Kiersten and Julien Saunders
Ep 228: ‘Retire Often’ with Jillian Johnsrud | Why your next break should be a mini-retirement
What if retirement wasn’t a one-time event at the end of a long career, but a rhythm you could build into your life right now? In this episode, we're joined by the brilliant Jillian Johnsrud, whose new book Retire Often flips the script on traditional retirement. Instead of waiting 40 years to enjoy life, Jillian makes the case for taking intentional mini-retirements throughout your career by taking one month off every couple of years….not to escape your life, but to design it. Jillian drops ...
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2 months ago
58 minutes

rich & REGULAR with Kiersten and Julien Saunders
Ep 227: 10 Years In | Money, marriage, and the lessons we didn’t see coming
This week we’re celebrating our 10 year anniversary by sharing some lessons about money, partnership, and staying excited about the long game. 10 years of marriage isn’t just a milestone, it’s a record of every choice you made together, from buying a house to splitting a check to deciding who’s unloading the dishwasher. Some of those choices aged well. Others? Let’s just say they came with late fees. In this episode, we get into: What to do when “my idea” needs “our money,” and how to bring a...
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2 months ago
42 minutes

rich & REGULAR with Kiersten and Julien Saunders
Ep 226: What it takes to get through your hardest financial year
Some seasons of life are defined by money, and not in a good way. Those years test your patience, your relationships, and your identity. But they can become turning points and leave lessons that last long after the struggle is over. This week, we're talking about the kind of year that stretches everything. When progress feels invisible and the usual advice doesn’t cut it, it’s easy to lose momentum or give up entirely. We’ve been there, and in this episode, we’re sharing what helped us stay f...
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2 months ago
40 minutes

rich & REGULAR with Kiersten and Julien Saunders
Ep 225: How to tell if your 401(k) plan sucks
Most people only invest for retirement through their employer plan, which means if that plan is weak, your future could be too. But how do you actually know if it’s bad, or if you just don’t understand it yet? In this episode, we break down the three biggest signs your employer plan might be holding you back, and what to do about it. We’ll get into: Why some 401(k) fund menus feel like a restaurant with no good options (and how to find the hidden gems)What “the match” really means, why it’s n...
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2 months ago
48 minutes

rich & REGULAR with Kiersten and Julien Saunders
Ep 224: How to actually save money on groceries in 2025
Groceries in 2025? Whew. Let’s just say…it ain’t pretty. Prices are still climbing, shrinkflation is in full effect, and Americans are still wasting almost 40% of the food we buy. Add tariffs and supply chain pressures on top, and it feels like we’re paying more, getting less, and throwing too much of it away. The good news is you don’t have to stay stuck in the cycle. In this episode, we’re breaking down 4 real-world strategies to fight back against rising grocery bills without sacrificing f...
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3 months ago
42 minutes

rich & REGULAR with Kiersten and Julien Saunders
Ep 223: Can you actually afford private school?
👉 Catch us co-hosting the Merging into Life podcast with AAA Northeast! The first 2 episodes are live now, and you can listen on Apple Podcasts or here 👈 This week we’re pulling the curtain back on a topic that rarely gets talked about honestly, whether private school is actually affordable… even if you can technically write the check. We’re not here to shame anyone’s choices. But if you’ve ever wondered whether that tuition bill is still worth it, or if you’ve been secretly thinking about pu...
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3 months ago
35 minutes

rich & REGULAR with Kiersten and Julien Saunders
Ep 222: Why we don’t share everything (and what we do instead)
We’ve been managing money together for almost a decade, and we’re still learning how to do it better. This episode is part relationship therapy, part financial strategy, and all the things we wish more couples talked about out loud. We’re talking about what it really takes to handle money together in a way that works for both people. Because most couples don’t need to watch each other’s every move, they just need to feel confident that they’re on the same page, making good decisions, and able...
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4 months ago
32 minutes

rich & REGULAR with Kiersten and Julien Saunders
Ep 221: How to know if your car is costing too much
A lot of people are feeling financially squeezed right now, and they’re blaming everything except their car. Transportation is one of the top three household expenses. Between longer loans, higher interest rates, pricier insurance, and cars that lose value faster than ever, owning a car has gotten way more expensive in the last few years. And yet most of us still treat the car note like it’s untouchable…like it just is what it is. In this episode, we break down what’s really changed abo...
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4 months ago
34 minutes

rich & REGULAR with Kiersten and Julien Saunders
Ep 220: How to give yourself a raise without changing jobs
We all want a raise, but what if you didn’t have to wait for your boss to give you one? In this episode, we’re breaking down how to actually give yourself a raise without changing jobs, negotiating with HR, or picking up a side hustle. From canceling forgotten subscriptions to rethinking professional services, we're exposing the cash leaks hiding in plain sight and showing you how to reclaim money that's already yours. If you’re looking for a 2025 mid-year financial review project that will h...
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4 months ago
37 minutes

rich & REGULAR with Kiersten and Julien Saunders
Ep 219: What our book 'Cashing Out' still gets right 3 years later…
When we published our book Cashing Out in 2022, we knew we were making bold claims about work, money, and freedom. What we didn’t know was just how fast the world would catch up to them. In this episode, we revisit our book 3 years after its release to reflect on the stories, predictions, and uncomfortable truths that still hold up in 2025. We also share what we’ve learned since, and why the book continues to resonate with people across different industries, life stages, and income levels. Yo...
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4 months ago
36 minutes

rich & REGULAR with Kiersten and Julien Saunders
Ep 218: What to do with your money when the world feels unstable
This week’s episode is a rare one that we recorded the same day it’s released, because… well, life is happening fast. After taking a much-needed break, we returned to headlines that changed the tone of the summer and the temperature of the market. In this episode, we’re talking about how to manage your investments during times of global instability and uncertainty. This isn’t advice or hype, it’s our perspective, grounded in history, patterns, and what actually works. We’re not here to guess ...
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4 months ago
34 minutes

rich & REGULAR with Kiersten and Julien Saunders
Ep 217: The $40 Billion Hobby | How to Stop Overspending on Youth Sports
Youth sports are not just sports anymore. They’re a $40 billion+ industry and in this episode, we’re getting all the way into it. We’re talking about the emotional pressure, the social expectations, the team group chats, the $75 photo packages that somehow still exist in 2025, and why nobody tells you the signup fee is just the beginning. Whether you're new to the world of cleats and concession stands or already halfway through a season with three backup uniforms and a mini mortgage in ...
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5 months ago
40 minutes

rich & REGULAR with Kiersten and Julien Saunders
Kiersten here. It’s just me this week. It’s been two years since my ADHD diagnosis, and in that time I’ve learned a lot. In this episode, I’m sitting down solo to unpack what this label actually changed, what it didn’t, and what I’ve had to unlearn about focus, money, and identity along the way. I’m revisiting the journey to speak directly to anyone navigating their own diagnosis (or the suspicion of one), especially while trying to manage money, relationships, and modern life. If you ever wo...