⭐⭐⭐⭐⭐ 5-STAR RATED Across Every Podcast Platform!
Are you tired of debt calling the shots, bills running your day, and groceries eating your paycheck? If you want to unleash your cash flow, a simple way to budget with no confusing spreadsheets, and finally feel in control of your money, that is exactly what this podcast is about.
I’m Diana — Financial coach, Simple Money Systems specialist, and a mom to a son with Down syndrome. I don’t teach from a quiet or perfect life. I teach from inside the mess: the responsibilities, the advocacy, the emotional load, the unpredictable days. Every strategy here is shaped and tested by real experience for real moms of special needs kiddos.
I built Simple Money Systems for moms raising children with special needs who carry emotional, mental, and financial responsibility every day. It’s designed to simplify money decisions, reduce pressure, and provide a clear structure - so finances stop adding to the load and start supporting the life you’re holding together. With these systems, your dreams can take shape, and you can build a future that reflects your goals.
Here you’ll get simple systems, real-life examples, mindset shifts, and weekly encouragement to help you:
💰 Stop living paycheck to paycheck and gain a predictable cash flow
💰 Pay off debt even when money feels tight
💰 Pursue your dreams and create a future that reflects your goals.
If you want peace over perfection, simple systems over stress, and progress that actually fits your life, this podcast is for you where being “good at math” isn’t required. Extra discipline won’t fix it. Another complicated budget isn’t the answer. What matters is a system that actually understands your life — and maybe a cup of coffee you didn’t reheat three times. Welcome to Simple Money Systems. Press “Play”.
NEXT STEP:
1. Apply for your FREE consultation to talk to Diana 1:1. Find out the exact path forward to feeling better and greatly increasing your chances of getting your finances back on track - and learn how money breakthrough coaching can get you there: https://dianagalas.com/application
Have questions?
Email me: diana@dianagalas.com
All content for SIMPLE MONEY SYSTEMS Step by Step II Special Needs Mom, Shopping List, Make Ends Meet, How to Budget, Save Money Tips, Credit is the property of Diana Galas - Debt-Free Budgeting Coach, 2-Line Budget™ Creator, Special Needs Mom and is served directly from their servers
with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
⭐⭐⭐⭐⭐ 5-STAR RATED Across Every Podcast Platform!
Are you tired of debt calling the shots, bills running your day, and groceries eating your paycheck? If you want to unleash your cash flow, a simple way to budget with no confusing spreadsheets, and finally feel in control of your money, that is exactly what this podcast is about.
I’m Diana — Financial coach, Simple Money Systems specialist, and a mom to a son with Down syndrome. I don’t teach from a quiet or perfect life. I teach from inside the mess: the responsibilities, the advocacy, the emotional load, the unpredictable days. Every strategy here is shaped and tested by real experience for real moms of special needs kiddos.
I built Simple Money Systems for moms raising children with special needs who carry emotional, mental, and financial responsibility every day. It’s designed to simplify money decisions, reduce pressure, and provide a clear structure - so finances stop adding to the load and start supporting the life you’re holding together. With these systems, your dreams can take shape, and you can build a future that reflects your goals.
Here you’ll get simple systems, real-life examples, mindset shifts, and weekly encouragement to help you:
💰 Stop living paycheck to paycheck and gain a predictable cash flow
💰 Pay off debt even when money feels tight
💰 Pursue your dreams and create a future that reflects your goals.
If you want peace over perfection, simple systems over stress, and progress that actually fits your life, this podcast is for you where being “good at math” isn’t required. Extra discipline won’t fix it. Another complicated budget isn’t the answer. What matters is a system that actually understands your life — and maybe a cup of coffee you didn’t reheat three times. Welcome to Simple Money Systems. Press “Play”.
NEXT STEP:
1. Apply for your FREE consultation to talk to Diana 1:1. Find out the exact path forward to feeling better and greatly increasing your chances of getting your finances back on track - and learn how money breakthrough coaching can get you there: https://dianagalas.com/application
Have questions?
Email me: diana@dianagalas.com
SHOW NOTES:
In this episode, I break down The Simple System to Finally Pay Off Credit Card Debt Fast—a realistic, mom-friendly approach that cuts through overwhelm and gets straight to the steps that work. We explore why credit card debt is so common, how it silently affects your financial stability, and the exact three things you can do today to take back control: the One-Card Rule, a visual credit card list, and the 2-Line Budget that transforms your payoff plan into a true essential. By the end, you’ll understand your debt with clarity, feel empowered instead of embarrassed, and walk away with a simple, actionable system you can start right after this episode.
💛 Happy listening!
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
SHOW NOTES:
In this episode, we dive into how to afford what matters this Christmas using the 2-Line Budget — especially for busy moms raising special-needs children. You’ll learn what’s really eating up your budget, why traditional systems fail families with high-needs schedules, and how to take control in just 10 minutes. I’ll walk you through my personal 2-Line Reset for the holiday season and share how this simple system helped me stabilize my finances, pay off debt, and create more joy in my life with my son. If you’re ready to step into clarity and financial peace, join our next round of the Debt-Free Budgeting Program https://dianagalas.com/course
💛 Happy listening!
SHOW NOTES:
In this episode of Simple Money Systems, we tackle the challenge of budgeting for busy families — the struggles, the frustrations, and the feeling that no system ever works for you. I share relatable stories of failed budgets, guide you step-by-step to review your bank statements, uncover the story behind your spending, and introduce the 2-line budget — a simple, practical approach designed to fit your life, not overwhelm it. You’ll discover how to take control of your finances, dream big, and finally implement a budgeting system that actually works, giving clarity, confidence, and a path toward financial freedom. Tune in for practical strategies, encouragement, and actionable steps to make your money work for you, not against you.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING PROGRAM: apply for 12-week coaching program at https://dianagalas.com/course
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
SHOW NOTES:
Ever feel like chasing money or shiny things doesn’t bring joy? In this episode, I share a personal childhood story about marbles and gems that stole my peace of mind and blocked my ability to grow wealth — and how it taught me a lesson about clarity, confident steps, and intentional money choices. I break down 3 simple steps to create a wealth mindset that anyone can start today, even if you feel like you don’t have what it takes. Tune in to learn how to focus on what matters, align your spending with your goals, and take confident action toward financial freedom and legacy-building.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
SHOW NOTES:
In this powerful and heartfelt episode, we dive deep into the financial struggles so many families face today—credit cards, loans, rent, and the overwhelming feeling of having no way out. You’ll hear a relatable, real-life story of financial stress and hopelessness, followed by a gentle, step-by-step mini coaching session designed to bring clarity, awareness, and hope back into your money life. Together, we walk through simple, practical actions that help you understand your income, bills, daily spending, and debt so you can begin creating real progress and real change. You’ll also learn how to build the foundation for a debt-free future using approachable, empowering tools you can start today. If you’ve ever felt stuck, scared, or confused about your finances, this episode will show you that you’re not alone—and that there is a way forward.
💛 Happy listening!
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
SHOW NOTES:
Ever feel like your money just disappears and you have no clue where it went? You’re not alone. In this episode, I sit down with my friend Emily (well, kind of a “you” in every busy mom’s story) to talk about how simplifying your finances can actually reduce stress instead of adding more to your plate. We dive into my 2-line budget, mapping your income and expenses, streamlining cash flow, and even tackling real-life spending like groceries and planning for big purchases like a home. By the end, you’ll see how practical systems can help your family stop living blindsided by money and start thriving with confidence — no financial wizardry required.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
SHOW NOTES:
Ever wonder why it’s so easy to overspend—even when you know better? In this episode, we unpack the real reason behind impulsive spending and how one simple shift can change everything: knowing your “why.” When you connect your financial decisions to what matters most—your family, your peace, your dreams—spending becomes intentional, not reactive. I’ll walk you through a simple framework using the word WHY (Worthy, Home, You), share a personal story that made this shift click for me, and give you practical tools to start spending with purpose. If you’re ready to stop the guilt, ditch the impulse buys, and finally take control of your money in a way that feels aligned with your values—this is for you. Let’s make money feel simple, peaceful, and powerful—together.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
SHOW NOTES:
Life has a funny way of throwing us financial surprises—flat tires, last-minute party invites, or even a mischievous cat tearing down the curtains. In this episode, we’re talking about how to build savings in a way that actually works for your real, unpredictable life. You’ll learn a simple, sustainable method to start saving (yes, even if it’s just $1 a week!), how to prepare for the “surprise” expenses without stress, and why having a financial safety net is one of the best gifts you can give yourself.
👉 Ready to turn chaos into calm? Join my Debt-Free Budgeting Course, now on Thanksgiving Sale, and get a free 1-hour private coaching session with me: https://dianagalas.com/course
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
SHOW NOTES:
Feeling like your week never really ends? In this episode, Diana shares her simple, life-changing Friday Reset — a weekly ritual that helps you close your books, organize your projects, and protect your weekend from work overflow. You’ll learn how to plan your next week with purpose, reset your home (and your mind), and finally step into your weekend with peace.
Topics covered:
How to “close the books” every Friday for mental clarity
The best way to organize your desktop by projects and weekly tasks
Why keeping your laptop closed over the weekend matters
The Simple Meal Planning System that saves time and sanity
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
SHOW NOTES:
In today’s episode, we’re diving into the sneaky trap of lifestyle creep—how it quietly drains your peace, your budget, and your joy without you even realizing it. I’ll share the story of one mom’s journey from chasing the picture-perfect life to discovering what truly matters: peace of mind, contentment, and a lifestyle that reflects her values—not her social feed. If you’ve ever felt like you’re spending to keep up but still feeling behind, this episode will bring both relief and clarity. You’ll also learn how to start where you are, create a doable plan, and begin building real financial freedom—on your terms.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ BECOME AN INSIDER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
SHOW NOTES:
In this episode, Diana shares the one simple strategy that helped her break free from debt and transform her family’s future — starting with discovering her powerful why. Through a personal story of exhaustion, overwhelm, and motherhood in survival mode, she reveals how this single mindset shift became the foundation for a clear, simple plan to take back control of her finances, time, and peace of mind. If you’ve ever felt stuck, burned out, or like you’re sacrificing everything just to keep up, this episode will inspire you to take the first step toward lasting financial freedom.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ BECOME AN INSIDER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
SHOW NOTES:
In today’s episode of the Simple Money Systems Podcast, we’re ditching complicated budgets and diving into two super simple daily routines that can help you get your money back—in just 5 minutes a day! 💸 You’ll learn how to start your day with clarity using the Power Hour, and how to wrap it up with confidence using the Honor Hour. I’ll walk you through how this works inside the 2-Line Budget Method so your bills are covered and your daily spending stays in check—without surprises at the end of the month. This episode is packed with practical tips, real-life encouragement, and simple steps you can start today.
Listen to Episode # 127 HERE
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ BECOME AN INSIDER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
SHOW NOTES:
Ever feel like bringing up the budget with your husband is the fastest way to get an eye roll? You’re not alone! In this episode, I’m sharing funny, real-life stories and simple strategies to keep your spouse on board with money talks—without nagging or dragging him to the table. You’ll learn how to break down budgeting in a way that’s clear and practical, why humor is your secret weapon, the piece of wisdom nobody talks about, plus 5 tips to make money conversations fun and sustainable. By the end, you’ll have a fresh challenge to try this week that can turn money talk into a connection point instead of a conflict.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
SHOW NOTES:
In this episode, we’re breaking down how to simplify your finances in a way that’s real, doable, and totally stress-free. You’ll learn how to organize your money without spreadsheets, create a simple 2-line budget, cut through the clutter of multiple accounts, and set financial goals that actually reflect your family’s priorities. We’ll also chat about smart habits like weekly money resets, automating bills, and trimming down unnecessary expenses. Whether you’re buried in bills or just want a little more peace of mind, this episode is packed with practical steps (and a few laughs) to help you take control of your finances and reclaim your time.
👉 Ready to simplify your money and feel more in control? Grab the links below to access the Simple Money Method, join the private community, and get started with your own weekly reset. Your stress-free financial life starts here.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
SHOW NOTES:
In this fun and heart-to-heart episode of Simple Money Systems, Diana breaks down three smart (and super doable) strategies to help you stretch your income and build a more secure financial future—without needing a second job or a finance degree! You’ll learn how to create a budget you actually enjoy using, discover stress-free saving hacks (hello, automatic transfers!), and finally understand how investing can work for you—even if you’re a total beginner. Whether you’re managing a household or just trying to make your paycheck last until Friday, this episode is packed with relatable stories, simple tips, and plenty of encouragement. Grab your favorite drink, get comfy, and let’s make your money work smarter, not harder!
💛 Happy listening!
Links & Resources:
✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
SHOW NOTES:
In this podcast episode, Diana talks about a big mistake people make with their money. She tells us a story about her grandmother who kept seeds in a jar. Her grandmother explained that if you plant all the seeds now, you won’t have any for later. This teaches us that we need to save some money for the future instead of spending it all on things that make us feel good right now, like takeout or a new phone.
Diana explains that when we spend too much today, we might wake up later and realize we don’t have enough money for our big dreams or to pay off debts. She calls this ”spending the seed grain” because, just like seeds, if we use it all up now, we won’t have anything left for tomorrow.
Diana suggests that for one week, we can try to think before we spend. We should ask ourselves if what we want to buy helps us today or if it’s better for our future. By making smart choices, we can help our money grow and be happier later on!
💛 Happy listening!
Links & Resources:
✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
SHOW NOTES:
Are you tired of feeling like your money controls you instead of the other way around? In this episode, we dive into how to find financial balance—whether you’re paying off debt, trying to save more, or struggling to manage your family budget. Learn practical steps to make your money work for you, create a sustainable spending plan, and start building long-term financial freedom without burnout.
What you’ll learn:
✅ What financial balance really means
✅ How to align your money with your values
✅ Budgeting strategies that actually stick
✅ Ways to pay off debt without sacrificing joy
✅ Tips for growing wealth even on a tight income
Perfect for busy families, overwhelmed professionals, and anyone craving financial peace of mind.
💛 Happy listening!
Links & Resources:
✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
SHOW NOTES:
In this episode, I’m sharing seven practical steps to help special needs moms create financial security for their children — without adding more stress to an already full plate. You’ll hear real-life examples, simple strategies like my 2-Line Money Method, and tips on building an emergency fund, setting up a special needs trust, and connecting with supportive communities. Whether you’re just starting to get a handle on your finances or you’re ready to plan decades ahead, this conversation will give you the clarity, confidence, and tools you need to build a future where both you and your child can thrive.
💛 Happy listening!
Links & Resources:
✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
SHOW NOTES:
Ever feel like you’re working nonstop yet still falling behind? In this episode of Simple Money Systems, we unpack the earn–spend–repeat cycle that keeps so many stuck—not because of yachts and diamonds, but everyday expenses, small splurges, and surprise bills. You’ll learn the four most common reasons this cycle repeats, how to shift from reactive spending to intentional investing, and simple steps to set goals, track your money, and build momentum toward financial peace. Plus, join our Simple Money Systems private Facebook group for judgment-free support, and grab instant access to the Simple Money Method Workshop to learn the 2-line budgeting method that helps you create a personal financial roadmap that works in real life.
💛 Happy listening!
Links & Resources:
✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
SHOW NOTES:
In this episode, we dive into the Live Simple Money Method workshop i hosted last week, a practical and empowering approach to transforming your money into a tool for achieving your biggest dreams. You’ll learn how to shift your mindset and see money not as a limitation, but as a powerful resource that can support your purpose. We explore how to discover your ”why”—the personal reason that fuels your goals and keeps you moving forward. Then, we break down the 2-Line Budget Method, a simplified but effective way to manage your finances without the overwhelm. Finally, we tackle the tough stuff—how to take action when fear shows up, and how to turn your stumbling blocks into stepping stones. Whether you’re just getting started or looking to reset your financial path, this episode is packed with insight, encouragement, and actionable next steps.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ BECOME AN INSIDER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
SIMPLE MONEY SYSTEMS Step by Step II Special Needs Mom, Shopping List, Make Ends Meet, How to Budget, Save Money Tips, Credit
⭐⭐⭐⭐⭐ 5-STAR RATED Across Every Podcast Platform!
Are you tired of debt calling the shots, bills running your day, and groceries eating your paycheck? If you want to unleash your cash flow, a simple way to budget with no confusing spreadsheets, and finally feel in control of your money, that is exactly what this podcast is about.
I’m Diana — Financial coach, Simple Money Systems specialist, and a mom to a son with Down syndrome. I don’t teach from a quiet or perfect life. I teach from inside the mess: the responsibilities, the advocacy, the emotional load, the unpredictable days. Every strategy here is shaped and tested by real experience for real moms of special needs kiddos.
I built Simple Money Systems for moms raising children with special needs who carry emotional, mental, and financial responsibility every day. It’s designed to simplify money decisions, reduce pressure, and provide a clear structure - so finances stop adding to the load and start supporting the life you’re holding together. With these systems, your dreams can take shape, and you can build a future that reflects your goals.
Here you’ll get simple systems, real-life examples, mindset shifts, and weekly encouragement to help you:
💰 Stop living paycheck to paycheck and gain a predictable cash flow
💰 Pay off debt even when money feels tight
💰 Pursue your dreams and create a future that reflects your goals.
If you want peace over perfection, simple systems over stress, and progress that actually fits your life, this podcast is for you where being “good at math” isn’t required. Extra discipline won’t fix it. Another complicated budget isn’t the answer. What matters is a system that actually understands your life — and maybe a cup of coffee you didn’t reheat three times. Welcome to Simple Money Systems. Press “Play”.
NEXT STEP:
1. Apply for your FREE consultation to talk to Diana 1:1. Find out the exact path forward to feeling better and greatly increasing your chances of getting your finances back on track - and learn how money breakthrough coaching can get you there: https://dianagalas.com/application
Have questions?
Email me: diana@dianagalas.com
