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Small Business Podcast
Paul and Gabriela
66 episodes
7 hours ago
You should never get a business credit card if you can't manage debt, as they often have higher interest rates, fewer consumer protections (like extended warranties), and can complicate taxes or reconciliation, potentially leading to overspending, personal liability if misused, and difficulty building personal credit. Key risks include racking up expensive interest, blurring personal/business finances, and missing out on the robust benefits of personal cards, making them unsuitable for risky ...
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Management
Business
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All content for Small Business Podcast is the property of Paul and Gabriela and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
You should never get a business credit card if you can't manage debt, as they often have higher interest rates, fewer consumer protections (like extended warranties), and can complicate taxes or reconciliation, potentially leading to overspending, personal liability if misused, and difficulty building personal credit. Key risks include racking up expensive interest, blurring personal/business finances, and missing out on the robust benefits of personal cards, making them unsuitable for risky ...
Show more...
Management
Business
Episodes (20/66)
Small Business Podcast
Revenue Should Not Override Responsibility
The statement "Revenue Should Not Override Responsibility" is a principle that advocates prioritizing ethical obligations, customer well-being, and operational integrity over the sole pursuit of immediate financial gain.
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3 days ago
5 minutes

Small Business Podcast
Imagine Your Decision Becoming Tomorrow's Headlines
The phrase "Imagine Your Decision Becoming Tomorrow's Headlines" serves as a powerful prompt to engage in the "Newspaper Test" (or "Headlines" exercise) for ethical and strategic decision-making. This technique encourages you to evaluate your potential actions by considering how they would be perceived if they were publicly announced on the front page of a newspaper or shared widely online.
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6 days ago
5 minutes

Small Business Podcast
What is Late Stage Capitalism and How to Take Advantage Of It
Taking advantage of "late-stage capitalism" (a term describing extreme inequality, market control, and consumerism) involves leveraging its paradoxes: building wealth through high-demand skills and investments, finding niches in essential services or tech support, prioritizing financial literacy (investing/saving), creating value through side hustles (like local services), and even finding systemic loopholes, but it also means recognizing the system's pitfalls like planned obsolescence and se...
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1 week ago
7 minutes

Small Business Podcast
Don't Be Afraid To Be Honest
Not being afraid to be honest in entrepreneurship is crucial for building trust, long-term success, and authentic relationships with customers, employees, and investors, even if it means admitting mistakes or discussing risks; it fosters integrity, simplifies business by reducing the need to remember lies, and creates a culture of transparency that drives innovation and loyalty, making it easier to navigate challenges and gain genuine support.
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1 week ago
7 minutes

Small Business Podcast
Prioritize Your Company's Integrity - Part 2
This goes over it a little bit more.....Prioritizing company integrity means embedding honesty, transparency, and accountability into your culture, guided by strong leadership and clear ethical standards, to build trust, attract talent, and ensure long-term success over short-term gains, involving clear codes, training, open communication, and holding everyone, including leaders, accountable for ethical actions. It's about making ethical choices non-negotiable, fostering a safe environment fo...
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1 week ago
6 minutes

Small Business Podcast
Prioritize Your Company's Integrity
To prioritize a company's integrity, lead by example, establish a clear code of conduct, and foster a culture of transparency, accountability, and respect. This involves being honest about mistakes, keeping commitments, and embedding ethical behavior in all business aspects, which builds trust, enhances reputation, and improves long-term success.
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3 weeks ago
7 minutes

Small Business Podcast
Protecting Your Business Name With Integrity
Protecting your business name with integrity essentially means building and defending a rock-solid brand reputation while playing 100% by the rules (legal, ethical, and moral).
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3 weeks ago
9 minutes

Small Business Podcast
Implement Guardrails And Adopt A Moral Position In Entrepreneurship
Implementing guardrails and adopting a moral position in entrepreneurship involves integrating strong ethical frameworks and proactive compliance measures into every aspect of a business [1, 2]. This approach moves beyond simply avoiding legal trouble to actively fostering a positive societal impact and building sustainable, trustworthy enterprises
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3 weeks ago
8 minutes

Small Business Podcast
Protect Brand Integrity Over Short-Term Gains
Protecting brand integrity over short-term gains is one of the most reliable predictors of long-term business success. Companies that consistently choose reputation over quick profits tend to build deeper customer loyalty, attract better talent, command premium pricing, and recover faster from crises.
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3 weeks ago
5 minutes

Small Business Podcast
Stay Grounded In Your Mission
To stay grounded in your mission, consistently revisit your purpose, practice mindfulness, and be flexible in your approach. This involves keeping your core values at the forefront of decision-making, engaging in regular reflection, and creating space for new information and opportunities to adapt your strategy without losing sight of your ultimate goal.
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3 weeks ago
3 minutes

Small Business Podcast
Maintain Core Values Despite Financial Pressures
To maintain core values during financial pressures, you must first clearly define what your values are and then align your financial strategy with them. Regularly communicate and reinforce these values through decision-making, and ensure that actions, such as avoiding overly aggressive investments or cutting corners unethically, are consistent with your stated principles. Leaders can also help by staying in a calm state to make thoughtful, values-based decisions rather than reactive one...
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4 weeks ago
5 minutes

Small Business Podcast
Focus on Long Term Solutions Versus Immediate Satisfaction in Business
In business, the tension between long-term value creation and short-term satisfaction (of customers, investors, employees, or yourself) is one of the most consistent predictors of success or failure. Companies that consistently prioritize long-term solutions over immediate gratification tend to dominate their industries decades later. Those that chase quick wins often disappear or become irrelevant.
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4 weeks ago
4 minutes

Small Business Podcast
Maintaining Professional Integrity
Upholding professional integrity means consistently adhering to ethical principles like honesty, fairness, and accountability in all professional dealings. It involves taking responsibility for your actions, respecting confidentiality, and building trust with others by keeping commitments and acting with transparency, even when no one is watching.
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1 month ago
8 minutes

Small Business Podcast
S tax laws will eliminate the deduction for most employer provided meals on business premises
Starting January 1, 2026, new U.S. tax laws will eliminate the deduction for most employer-provided meals on business premises. This change is the final phase-out from the 2017 Tax Cuts and Jobs Act (TCJA), as recently confirmed by the "One Big Beautiful Bill Act" (OBBBA) Most employers have employee retention due to small office benefits such as snacks, coffee etc. This segment goes over how it will affect most small businesses.
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1 month ago
2 minutes

Small Business Podcast
Is Life Insurance Taxable?
In general, life insurance death benefits paid to a beneficiary as a lump sum are not considered taxable income for federal tax purposes. However, taxes may apply in specific situations involving interest accumulation, how the policy is accessed, or how it is structured within an estate.
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1 month ago
4 minutes

Small Business Podcast
Hiring From An Employer Perspective
Job candidates often don’t think about things from the opposite end of the table. Even though they may have thought their interview went well, the other end may not have had values that aligned with the job candidates. This video goes over some things for the candidate to consider for the interviewer. From an employer's perspective, hiring is about finding a candidate who is a strong fit for the role and company by assessing their relevant skills, experience, and potential for growth. Employ...
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1 month ago
8 minutes

Small Business Podcast
What It Means To Be An Entrepreneur
To be an entrepreneur means to identify an opportunity, take the risk to start and run a new business or venture, and assume responsibility for all the associated risks and rewards. They are often innovators who develop new products, services, or business models, and they bring together resources to grow their company. This process involves more than just managing an existing business; it's about creating something new from the ground up.
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1 month ago
5 minutes

Small Business Podcast
The First Time Home Owner is 40 Years Old, and The 50 Year Mortgage
Home buying is the process of purchasing a house, which starts with assessing your budget and saving for a down payment....not sure if the feds solutions helps things or anyone. The first Time Home Owner is 40 Years Old and the Fed's Solution Is To Introduce 50 Year Mortgages....Whiskey Tango Foxtrot.
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1 month ago
9 minutes

Small Business Podcast
Stay Married and Own A Home
This video goes over the benefits of staying married and owning a home long term relative to the benefits in retirement savings. When most people thing of retirement benefits, they think of IRA, 401(K), etc., but they don't consider staying married and owning a home. The average couple had 5 to 10 time more in money than those who are single and do not own a home. Typically, people do not consider marriage and owning a home as a retirement plan — but they should. A lot of people want t...
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1 month ago
8 minutes

Small Business Podcast
Hiring an Employee
To hire an employee, first define the job's responsibilities and qualifications, then post the job opening to attract candidates. Screen applicants, conduct interviews, and select the best candidate. Before officially hiring, complete legal steps like getting an Employer Identification Number (EIN) and preparing payroll, then extend a formal job offer and onboard the new hire.
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1 month ago
7 minutes

Small Business Podcast
You should never get a business credit card if you can't manage debt, as they often have higher interest rates, fewer consumer protections (like extended warranties), and can complicate taxes or reconciliation, potentially leading to overspending, personal liability if misused, and difficulty building personal credit. Key risks include racking up expensive interest, blurring personal/business finances, and missing out on the robust benefits of personal cards, making them unsuitable for risky ...