S4 E06: Beyond “Fraud” - Underwriting the Resident Lifecycle
In this episode of Tech Talk with 20for20, Dom Beveridge speaks with Copley Broer, co-founder and managing partner of Sunriver Capital Partners, about why multifamily’s fraud and screening challenges are really questions of risk management. Broer—whose firm invests in and operates PropTech and FinTech companies including Vero and Rhino/Jetty—shares how he sees the sector evolving toward integrated underwriting and smarter, data-driven decision-making.
The conversation covers:
From “fraud” to “risk”: Fraud prevention is only part of a larger risk spectrum that includes employment loss, delinquency, and insurance exposure. The future of screening looks more like dynamic risk underwriting than static yes/no approvals.
The Vero acquisition: Sun River’s investment reflects a belief that screening is the “jumping-off point” for everything in leasing—where real data first enters the system and where better underwriting can transform performance.
Dynamic risk pricing: Borrowing ideas from credit and lending, Broer argues that multifamily will move beyond blunt screening thresholds toward smarter, flexible assessments that keep occupancy high while managing risk responsibly.
Integrating insurance and screening: Products like deposit alternatives and loss-of-employment coverage reposition risk rather than simply filtering it out—creating stability for operators and affordability for residents.
Consolidation and opportunity: The leasing-to-onboarding workflow remains fragmented. Sun River’s strategy focuses on connecting screening, risk, and insurance tools into cohesive, product-first ecosystems.
Sponsors for this episode:
Western Reporting, resident screening and income verification by Inhabit
EliseAI, AI-driven automation that helps streamline communications and improve operational efficiency.
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Connect with Dom Beveridge (Principal, 20for20) via LinkedIn, or email to dom@20for20.com.
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