Income verification sits at the heart of fraud prevention—and it’s getting harder. In this episode of Tech Talk with 20for20, Dom Beveridge is joined by Sarah-Jane Milliren (Aldon Management), Mark Fiebig (Payscore) and Tim Ray (Verifast), to unpack what income verification really involves, why it’s so technically complex, and how it’s changing with the rise of gig work, open banking, and automation.
The panel explores:
The five income types: Payroll, government benefits, gig work, side-hustle deposits, and assets—all with different levels of reliability and verification methods.
Bank linking vs. documents: Direct bank access provides faster, cleaner data, while documents remain necessary for certain edge cases. The best systems use a waterfall approach that blends both.
Fraud prevention through transparency: Fraudsters often self-select out of processes that require real bank connections—making direct access itself a deterrent.
User experience and adoption: Renters are increasingly comfortable linking bank or payroll accounts, and companies find the process improves speed, accuracy, and trust.
Algorithmic judgment: Modern tools don’t just verify deposits—they interpret patterns, distinguish recurring from one-off income, and adjust for market and property-specific policies.
Sponsors for this episode:
Western Reporting, resident screening and income verification by Inhabit
EliseAI, AI-driven automation that helps streamline communications and improve operational efficiency.
To get access to the latest 20for20 articles, papers and news about forthcoming events, subscribe to our blog at 20for20.com.
Connect with Dom Beveridge (Principal, 20for20) via LinkedIn, or email to dom@20for20.com.
Our theme, “Beautiful Geometry” by Phish Funk is licensed under a Attribution-NonCommercial 3.0 International License.
Fraud and bad debt are connected, but not identical. In this episode of Tech Talk with 20for20, Dom Beveridge speaks with Steve Carroll (Findigs), Kyle Nelson (Snappt), and Nate Thompson (Morgan Properties) about how fraud drives bad debt, and how smarter policies, metrics, and market awareness can keep both under control.The panel explores:
Sponsors for this episode:
Western Reporting, resident screening and income verification by Inhabit
EliseAI, AI-driven automation that helps streamline communications and improve operational efficiency.
To get access to the latest 20for20 articles, papers and news about forthcoming events, subscribe to our blog at 20for20.com.
Connect with Dom Beveridge (Principal, 20for20) via LinkedIn, or email to dom@20for20.com.
The takeaway: analyze evictions, act on your data, and never lose sight of the renter experience. “You can eliminate delinquency,” says Nate Thompson, “but you’ll eliminate occupancy too if you’re not careful.”
Our theme, “Beautiful Geometry” by Phish Funk is licensed under a Attribution-NonCommercial 3.0 International License.
This season of Tech Talk with 20for20 begins with a fundamental question: why is fraud such a difficult problem for multifamily operators to solve? Dom Beveridge is joined by three experts, Jamie Borodin (Docuverus), Mark Fiebig (Payscore) and Tim Ray (Verifast), to break down what makes this problem uniquely complex, and why so many operators underestimate it.Fraud prevention, they explain, is not a single task but a constantly moving target shaped by technology, incentives, and human behavior. The discussion explores:
Sponsors for this episode:
Western Reporting, resident screening and income verification by Inhabit
EliseAI, AI-driven automation that helps streamline communications and improve operational efficiency.
To get access to the latest 20for20 articles, papers and news about forthcoming events, subscribe to our blog at 20for20.com.
Connect with Dom Beveridge (Principal, 20for20) via LinkedIn, or email to dom@20for20.com.
Our theme, “Beautiful Geometry” by Phish Funk is licensed under a Attribution-NonCommercial 3.0 International License.
In this new season, we are returning to the topic of fraud prevention.
In the 18 months since interviewing all of the best-of-breed fraud providers for Season 1, much has changed both in the technology world, and with the nature of the problem.
This season includes nine episodes, each covering a specific topic that multifamily operators should understand about fraud prevention, featuring conversations with some of the leading experts in the industry.
Episode 1 drops next week - make sure you've subscribed to Tech Talk with 20for20 so you don't miss an episode!
In this episode, Dom sits down with Tyler Christiansen, CEO of Funnel, to unpack the second annual Funnel Forum—an event built around centralization, automation, and AI in multifamily operations.
Dom and Tyler reflect on how the event has evolved, the value of structured discussion for operators navigating change, and how Funnel is positioning its technology strategy for the future. Key topics and takeaways include:
Funnel Forum’s origin story and purpose
How this year’s content evolved
The centralization challenge for third-party managers
The growing role of contact centers
How human and AI collaboration is evolving
Why deal flow is holding back innovation—and what happens when it returns
Funnel’s latest moves in AI: Phoenix and Sierra
And finally, a preview of next year
Other reading mentioned in the pod:
Dom’s write-up of the event: “The Funnel Forum Frames the AI-Human Handoff”
The 20for20 white paper: “Centralization for Third-Party Management” researched in collaboration with Funnel
This season of Tech Talk with 20for20 is brought to you by our season sponsors are Snappt - Fraud Detection .To get access to the latest 20for20 articles, papers and news about forthcoming events, subscribe to our blog at 20for20.com.
Connect with Dom Beveridge (Principal, 20for20) via LinkedIn, or email to dom@20for20.com.
Our theme, “Beautiful Geometry” by Phish Funk is licensed under a Attribution-NonCommercial 3.0 International License.
In this year's 20for20 Annual Survey, we once again asked six leading companies to share a viewpoint about some important aspect of operations and technology. This year, we released a video in which leadership from each company advocates for their viewpoint.
This is a GREAT way to get an explanation of six powerful new insights from companies at the cutting edge of multifamily technology. The viewpoints are:
Donald Davidoff, CEO of Real Estate Business Analytics (REBA) presents a new framing of analytics as a lever for control over property performance.
Daniel Berlind, CEO of Snappt explains how to think about the increasing complexity of fraud and the layers of capability required to combat it.
Jacob Kosior, VP of client strategy with EliseAI describes some of the growing number of examples of how voice AI improves experiences throughout the customer lifecycle.
Matt Baird, CTO of AppFolio considers the trade-off between simplicity and complexity in tech acquisition and why it matters in the AI-enabled world.
Hope Dunleavy, Enterprise managing consultant at RealFoundations brings a historical perspective on centralization, urging operators to think rethink the “place” in the changing workplace.
Michael Lightfoot, CEO of Domuso showcases real-world results from companies using rewards to influence resident behavior and improve experiences.
Don’t forget to download your FREE copy of this year’s 20for20 Annual Survey.
Also mentioned in the episode is “How Data Transforms Multifamily Property Management” the REBA Business Intelligence White Paper.
To get access to the latest 20for20 articles, papers and news about forthcoming events, subscribe to our blog at 20for20.com.
Connect with Dom Beveridge (Principal, 20for20) via LinkedIn, or email to dom@20for20.com.
Our theme, “Beautiful Geometry” by Phish Funk is licensed under a Attribution-NonCommercial 3.0 International License.
To wrap up this series on maintenance centralization, we review several of the ideas that came out of the previous eight interviews. The panelists are: Brandon Winter, Director of Operational Strategy at Equity Residential, Mylisa Rostel, CEO of Anchor NW and David Perez, former head of multifamily at RMR group.
Key topics include:
This season of Tech Talk with 20for20 is brought to you by our season sponsors are Snappt - Fraud Detection and Income Verification and Best Egg Flexible Rent.
To get access to the latest 20for20 articles, papers and news about forthcoming events, subscribe to our blog at 20for20.com.
Connect with Dom Beveridge (Principal, 20for20) via LinkedIn, or email to dom@20for20.com.
Our theme, “Beautiful Geometry” by Phish Funk is licensed under a Attribution-NonCommercial 3.0 International License
In this episode, Elik Jaeger, founder and CEO of SuiteSpot, shares how technology is transforming unit turnover and maintenance operations in multifamily.
Key topics include:
This season of Tech Talk with 20for20 is brought to you by our season sponsors are Snappt - Fraud Detection and Income Verification and Best Egg Flexible Rent.
To get access to the latest 20for20 articles, papers and news about forthcoming events, subscribe to our blog at 20for20.com.
Connect with Dom Beveridge (Principal, 20for20) via LinkedIn, or email to dom@20for20.com.
Our theme, “Beautiful Geometry” by Phish Funk is licensed under a Attribution-NonCommercial 3.0 International License.
In this episode, Dom sits down with Jay McKee, founder and CEO of Lessen, to discuss that draws on Jay's extensive background in property management and services. Jay shares insights into the lessons learned from building large-scale maintenance networks and the technology driving the next phase of operational efficiency.
Key topics include:
This season of Tech Talk with 20for20 is brought to you by our season sponsors are Snappt - Fraud Detection and Income Verification and Best Egg Flexible Rent.
To get access to the latest 20for20 articles, papers and news about forthcoming events, subscribe to our blog at 20for20.com.
Connect with Dom Beveridge (Principal, 20for20) via LinkedIn, or email to dom@20for20.com.
Our theme, “Beautiful Geometry” by Phish Funk is licensed under a Attribution-NonCommercial 3.0 International License.
S3 E07: Mike Travalini, Co-Founder and CEO of Mezo
In this episode, Dom speaks with Mike Travalini, CEO and co-founder of Mezzo, about how AI-driven maintenance solutions are transforming rental housing operations. Mike shares his journey from real estate investment to founding Mezzo, which was recently acquired by Property Meld (interviewed earlier in this series).
Key topics include:
This season of Tech Talk with 20for20 is brought to you by our season sponsors are Snappt - Fraud Detection and Income Verification and Best Egg Flexible Rent.
To get access to the latest 20for20 articles, papers and news about forthcoming events, subscribe to our blog at 20for20.com.
Connect with Dom Beveridge (Principal, 20for20) via LinkedIn, or email to dom@20for20.com.
Our theme, “Beautiful Geometry” by Phish Funk is licensed under a Attribution-NonCommercial 3.0 International License.
In this episode, Dom speaks with Daniel Cunningham, CEO ofLeonardo247, about the evolving role of AI in maintenance and the realities of centralization. Daniel shares his experiences from both the operator and technology side, offering insights into how automation and data-driven decision-making are reshaping the industry.
Key topics include:
This season of Tech Talk with 20for20 is brought to you by our season sponsors areSnappt - Fraud Detection and Income Verification andBest Egg Flexible Rent.
To get access to the latest 20for20 articles, papers and news about forthcoming events, subscribe to our blog at20for20.com.
Connect with Dom Beveridge (Principal, 20for20) viaLinkedIn, or email todom@20for20.com.
Our theme, “Beautiful Geometry” byPhish Funk is licensed under aAttribution-NonCommercial 3.0 International License.
In this episode, Dom sits down with Ray Hespen, CEO and co-founder ofProperty Meld, to discuss how his industrial engineering background shaped his approach to multifamily maintenance. They dive into strategies for centralizing maintenance, leveraging data, and integrating AI to improve operations and resident experiences.
Key topics include:
This season of Tech Talk with 20for20 is brought to you by our season sponsors areSnappt - Fraud Detection and Income Verification andBest Egg Flexible Rent.
To get access to the latest 20for20 articles, papers and news about forthcoming events, subscribe to our blog at20for20.com.
Connect with Dom Beveridge (Principal, 20for20) viaLinkedIn, or email todom@20for20.com.
Our theme, “Beautiful Geometry” byPhish Funk is licensed under aAttribution-NonCommercial 3.0 International License.
In this episode, Dom sits down with Sean Landsberg, co-founder and CEO of AppWork, to explore innovative approaches to multifamily maintenance. From gamification to centralization, Sean shares insights gained from his dual perspective as an operator and a technology founder.
Key topics include:
This season of Tech Talk with 20for20 is brought to you by our season sponsors areSnappt - Fraud Detection and Income Verification andBest Egg Flexible Rent.
To get access to the latest 20for20 articles, papers and news about forthcoming events, subscribe to our blog at20for20.com.
Connect with Dom Beveridge (Principal, 20for20) viaLinkedIn, or email todom@20for20.com.
Our theme, “Beautiful Geometry” byPhish Funk is licensed under aAttribution-NonCommercial 3.0 International License.
In this episode, Dom chats with Ken Murai, founder of Facilgo, about his journey from creating OpsTechnology to innovating with Facilgo, and how centralized maintenance is transforming multifamily operations. They dive into the evolution of maintenance technology and how adopting techniques from single-family and scattered-site portfolios can unlock efficiencies in multifamily. Key topics include:
Sponsors for this episode:
Snappt - Fraud Detection and Income Verification
To get access to the latest 20for20 articles, papers and news about forthcoming events, subscribe to our blog at 20for20.com.
Connect with Dom Beveridge (Principal, 20for20) via LinkedIn, or email to dom@20for20.com.
Our theme, “Beautiful Geometry” by Phish Funk is licensed under a Attribution-NonCommercial 3.0 International License.
In this episode, Dom sits down with Jindou Lee, CEO and founder of HappyCo, to discuss how centralized maintenance is reshaping multifamily operations. They explore how innovative technology, like AI and advanced inventory management, can enhance efficiency and cut costs in a challenging labor environment. Key topics include:
Sponsors for this episode:
Snappt - Fraud Detection and Income Verification
To get access to the latest 20for20 articles, papers and news about forthcoming events, subscribe to our blog at 20for20.com.
Connect with Dom Beveridge (Principal, 20for20) via LinkedIn, or email to dom@20for20.com.
Our theme, “Beautiful Geometry” by Phish Funk is licensed under a Attribution-NonCommercial 3.0 International License.
This new season explores an area that multifamily has been struggling with for some time: Maintenance Centralization.In particular, it will explore a big idea: for maintenance to be centralized, it needs to become more like the single-family rental model.
The season will feature deep-dive interviews with the founders of the leading maintenance technology platforms. as well as a round table with some operators.We recommend listening to Dom's talk from a maintenance conference last fall on this subject. Click the link below for the video, or for the audio track, just keep listening after the Season 3 preview.
The video of Dom’s talk on maintenance centralization:
The Lowdown: Centralized Maintenance in Rental Housing
Sponsors for this episode:
Snappt - Fraud Detection and Income Verification
To get access to the latest 20for20 articles, papers and news about forthcoming events, subscribe to our blog at 20for20.com.
Connect with Dom Beveridge (Principal, 20for20) via LinkedIn, or email to dom@20for20.com.
Our theme, “Beautiful Geometry” by Phish Funk is licensed under a Attribution-NonCommercial 3.0 International License.
This episode explores the impact of the RM lawsuits on the business environment. The conversation with a leading competitor data provider (Blerim Zeqiri, CEO of RADIX), RM service provider (Stacy Westbay, CEO Revenue Edge) and RM software vendor (Tim McInerney, CRO of REBA) attacks this complicated matter from multiple angles, including:
Sponsors for this episode:
Radix - Transparent Multifamily Market Data
Revenue Edge - Strategic Pricing Solutions
Snappt - Fraud Detection and Income Verification
20for20 white paper on multifamily revenue management and competition:
https://lp.20for20.com/23-wp-multifamily-revenue-management
To get access to the latest 20for20 articles, papers and news about forthcoming events, subscribe to our blog at 20for20.com.
Connect with Dom Beveridge (Principal, 20for20) via LinkedIn, or email to dom@20for20.com.
Our theme, “Beautiful Geometry” by Phish Funk is licensed under a Attribution-NonCommercial 3.0 International License.
In this episode Dom is the guest and the Digible Dudes (Reid Wicoff and David Staley) ask the questions about the ongoing antitrust lawsuits surrounding multifamily revenue management and the potential impacts on the industry. It was a great way to provide a high-level summary of some of the main themes of this season, including:
Link to the Digible Dudes on YouTube
Sponsors for this episode:
Radix - Transparent Multifamily Market Data
Revenue Edge - Strategic Pricing Solutions
Snappt - Fraud Detection and Income Verification
20for20 white paper on multifamily revenue management and competition:
https://lp.20for20.com/23-wp-multifamily-revenue-management
To get access to the latest 20for20 articles, papers and news about forthcoming events, subscribe to our blog at 20for20.com.
Connect with Dom Beveridge (Principal, 20for20) via LinkedIn, or email to dom@20for20.com.
Our theme, “Beautiful Geometry” by Phish Funk is licensed under a Attribution-NonCommercial 3.0 International License.
In this conversation, Ethan Glass, a partner with Cooley Law Firm, discusses the complexities of antitrust in the housing market. As an antitrust expert and litigator with about eight years of experience with the Department of Justice (DOJ), Ethan was able to give a broad perspective on legal actions against multifamily revenue management, including:
The stages of litigation, the role of discovery, and the differences between private and DOJ cases.
The commercial drivers and processes behind private suits, like the class actions affecting multifamily.
The DoJ's legal rationale, the details of its lawsuit, and why they suggest a more speculative strategy than we might expect.
The changing application of antitrust laws, which were created in a different economic context.
Why multifamily companies should balance risks and benefits rather than just comply with 'no' advice.
Why the multifamily industry must stand firm in the face of these lawsuits.
Ethan Glass’s Bio Page
Sponsors for this episode:
Radix - Transparent Multifamily Market Data
Revenue Edge - Strategic Pricing Solutions
Snappt - Fraud Detection and Income Verification
20for20 white paper on multifamily revenue management and competition:
https://lp.20for20.com/23-wp-multifamily-revenue-management
Related blogs about revenue management:
The current state of the RM saga
How RM systems use nonpublic data
To get access to the latest 20for20 articles, papers and news about forthcoming events, subscribe to our blog at 20for20.com.
Connect with Dom Beveridge (Principal, 20for20) via LinkedIn, or email to dom@20for20.com.
Our theme, “Beautiful Geometry” by Phish Funk is licensed under a Attribution-NonCommercial 3.0 International License.
The multifamily industry needs innovation, and tech innovation needs DATA. This conversation with Remen Okoruwa, CEO of Propexo, takes a tech ecosystem perspective on the revenue management lawsuits.
Propexo is making it easy for companies to address the thing that keeps so many of us up at night...integrations. That gives Remen a unique perspective on some of the unintended consequences of the RM lawsuits, including:
The impact of regulatory actions on innovation in technology.
The DOJ's legal framework poses risks for AI solutions that rely heavily on data aggregation for effectiveness
How multifamily organizations are already reacting to legal pressures by restricting data aggregation
How the industry is becoming more collaborative, not less, and why that matters for tech innovation
How proactive industry standards could help protect valuable technologies
Sponsors for this episode:
Radix - Transparent Multifamily Market Data
Revenue Edge - Strategic Pricing Solutions
Snappt - Fraud Detection and Income Verification
20for20 white paper on multifamily revenue management and competition:
https://lp.20for20.com/23-wp-multifamily-revenue-management
Related blogs about revenue management:
The current state of the RM saga
How RM systems use nonpublic data
To get access to the latest 20for20 articles, papers and news about forthcoming events, subscribe to our blog at 20for20.com.
Connect with Dom Beveridge (Principal, 20for20) via LinkedIn, or email to dom@20for20.com.
Our theme, “Beautiful Geometry” by Phish Funk is licensed under a Attribution-NonCommercial 3.0 International License.