Money moves faster than ever, but trust is lagging behind. We sit down with Nicky Goulimis, co‑founder and CEO of Tunic Pay, and Oban McTavish, co‑founder and CEO of Spade, to unpack the new fraud landscape where AI accelerates both prevention and exploitation. From real-time payment rails to card authorization gaps, they outline why banks aren’t just “slow”—they’re optimizing for survival in systems where one mistake can erase trust overnight. We dive into what actually stops scams: contex...