Warren Buffett’s 90/10 rule is the simple strategy that can help you grow wealth while staying calm in any market. By putting 90% of your money in a low-cost S&P 500 index fund and 10% in short-term government bonds, Buffett shows how to protect your wealth, maintain control, and avoid panic investing.   In this video, we break down the hidden power of Buffett’s 90/10 rule, explaining how it works, why it’s more about mindset than math, and how you can apply it to your personal finances. Learn how guaranteed income, Infinite Banking strategies, and smart liquidity management translate Buffett’s principles into modern wealth-building systems.   #WarrenBuffett #InvestingTips #WealthBuilding   Chapters: 0:00 - Market panic vs Buffett’s calm approach 0:19 - Buffett’s 90/10 investing rule explained 0:44 - Control, guarantees, and infinite banking 1:06 - Article overview on market volatility 1:59 - Why rules matter in wealth building 2:46 - Wealth as a game of not losing 4:27 - The importance of the “10% safety.” 5:25 - Guarantees and emergency funds 6:09 - Age, retirement, and investing risk 7:11 - Why retirees avoid market swings 8:42 - Taking risk once income is guaranteed 10:11 - Infinite banking as a foundation 13:14 - Defining real expenses 16:12 - Dangers of skipping savings 20:35 - Why Buffett can afford risk 21:09 - Cash reserves before investing 24:20 - Taking action, not theory 27:13 - The 10% as freedom, not dead money 30:53 - Final thoughts and key takeaways   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link Follow and like us on FB, IG, and TIKTOK:https://www.facebook.com/cashcompoundhttps://www.instagram.com/thebankingbroshttps://www.tiktok.com/@thebankingbros

Unlock the secrets to financial independence with Infinite Banking and Commercial Real Estate! In this episode, Nolan Sanburn, a true practitioner from the hometown of Nelson Nash, shares how to increase cash flow, redirect interest, and leverage policy loans to grow wealth while reducing taxes.   Discover: How Nolan went from 55 single-family homes to 14 light industrial warehouses Using insurance policy loans instead of traditional bank loans How triple net leases in commercial real estate maximize passive income Tax strategies that turn passive losses into active refunds Creative financing techniques to keep your money compounding   Whether you’re an investor, entrepreneur, or just curious about building wealth, this episode gives actionable strategies to take control of your money, grow passive income, and make the tax code work for you.   #PassiveIncome #TaxStrategies #WealthBuilding   Chapters: 0:00 – Intro & guest 0:18 – How we met 0:25 – Partnership & Birmingham trip 0:39 – Income growth & tax focus 1:01 – Infinite banking overview 2:03 – Nolan’s backstory 2:52 – Early real estate investing 3:25 – Discovering infinite banking 6:11 – Increasing cash flow 7:10 – Redirecting interest 8:33 – Vehicle policy-loan example 12:34 – Switching from houses to warehouses 15:36 – Triple-net leases explained 16:43 – Why commercial debt is easier 17:34 – Nolan goes all-in on industrial real estate 18:08 – Tax benefits of CRE 22:06 – Bonus depreciation 22:49 – Real estate professional status 23:39 – Using policies + CRE + taxes together 25:03 – CRE Collective explained 29:11 – Partnership announcement 30:20 – Closing remarks   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link Follow and like us on FB, IG, and TIKTOK:https://www.facebook.com/cashcompoundhttps://www.instagram.com/thebankingbroshttps://www.tiktok.com/@thebankingbros

Infinite Banking is one of the most misunderstood wealth-building strategies, and in this episode, we sat down with Krystal to break it down in a simple, practical way. If you’re looking for a clear explanation of how to become your own bank, build tax-free cash value, and use the Infinite Banking Concept to fund major life expenses, this conversation is exactly what you need.   We walk through how whole life insurance works as a financial tool, why so many families rely on this strategy, and the easy 3-cup method that makes Infinite Banking finally make sense. Whether you're brand new to this concept or wondering if you're “too late” to start, this episode gives you the clarity and confidence to move forward.   #InfiniteBanking #BecomeYourOwnBank #FinancialEducation   Chapters: 0:00 – Intro & Guest Welcome 0:29 – Brothers’ Background & Journey 3:03 – Infinite Banking Overview 3:36 – Whole Life: If vs. When 5:26 – Three-Cup Setup Explained 7:54 – Equity & Cash Value Access 10:12 – Ways People Use Infinite Banking 11:00 – Age, Eligibility & Starting Late 14:23 – Practical Examples (Debt, Cars, Education) 19:01 – Building the Banking Bros Brand 21:29 – Systems, AI & Scaling 26:08 – Advice for New Insurance Agents 29:20 – Where to Find the Banking Bros   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link Follow and like us on FB, IG, and TIKTOK:https://www.facebook.com/cashcompoundhttps://www.instagram.com/thebankingbroshttps://www.tiktok.com/@thebankingbros

Cash-flow stacking is one of the fastest, most predictable paths to long-term wealth, and today, we’re breaking it down step by step so anyone can understand it. Instead of relying on traditional savings, slow compounding, or risky one-off investments, this method leverages recurring cash flow, passive income stacking, and repeating financial systems to build wealth over time.   If you’ve heard terms like infinite banking, amortized notes, passive income stacking, private lending, or income snowballing but weren’t sure how they actually work in real life, this episode simplifies everything into a practical framework you can apply.   #CashFlowStacking #PassiveIncome #WealthBuilding   Chapters: 0:00 – Intro 0:22 – Passive income stacking overview 1:53 – Learning to apply, not just learn 3:09 – Cash flow stacking explained 7:01 – How the strategy works 10:16 – What income stacking actually is 11:23 – How amortized notes function 13:11 – Using notes to repay policy loans 14:01 – Budgeting & finding excess cash flow 16:00 – Why 3-year notes work best 18:34 – Rinse-and-repeat system 21:02 – $10k stack example 26:13 – Policy loan interest explained 27:23 – Real examples 32:11 – Increasing stack sizes 33:06 – When you get to use the money 36:35 – Using stacks for backup cash flow 38:47 – Paying premiums with stacks 40:12 – Long-term efficiency of policies   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link Follow and like us on FB, IG, and TIKTOK:https://www.facebook.com/cashcompoundhttps://www.instagram.com/thebankingbroshttps://www.tiktok.com/@thebankingbros

See how we transformed a family Thanksgiving into a financial masterclass, teaching guaranteed lifetime income, passive income strategies, and family wealth planning. From life insurance tips to fun family quizzes and interactive activities, we show how to make money conversations engaging for all ages. Learn practical strategies to host your own financial family reunion and create systems that grow and protect wealth across generations. Perfect for anyone curious about infinite banking, family finance, and financial freedom. #FamilyWealth #MoneyMasterclass #FinancialFamilyReunion Chapters:0:00 – Intro & Podcast Welcome0:23 – Thanksgiving Gathering & Tech Support1:56 – Using Visuals & Money Topics3:06 – Financial Family Reunion Overview4:00 – Agenda & Five F’s: Faith, Family, Fun, Fitness, Finances6:34 – Faith: Family Devotional7:25 – Fun: Family Trivia Game8:16 – Fitness: Secret Santa Book Exchange9:40 – Family Updates & Highlights10:42 – Purpose: Relational, Non-Sales Environment11:46 – Jonah Leads Financial Discussion12:36 – Planning Holiday Reunion Call13:09 – Finance: Life Insurance Talk14:25 – Income Strategy & Family Support15:03 – Guaranteed Passive Income & Preparedness15:30 – Reunion Highlights15:46 – Closing & Facilitation InvitationIf you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link Follow and like us on FB, IG, and TIKTOK:https://www.facebook.com/cashcompoundhttps://www.instagram.com/thebankingbroshttps://www.tiktok.com/@thebankingbros

Wealth building, cash flow, and financial freedom don’t come from hard work alone; they come from using a smarter wealth strategy that works even when your job doesn’t. In this episode, we break down why traditional career advice falls short and reveal how Infinite Banking and Guaranteed Income create real, predictable financial security. If you’ve ever wondered why so many hardworking people still struggle financially, or why high earners often feel trapped, this conversation will change the way you think about money, careers, and long-term financial control. #guaranteedincome #wealthbuilding #cashflow #infinitebanking #financialfreedom Chapter:0:00 – The Career Advice No One Questions0:33 – Is the Ladder a Trap?1:16 – The Path to Real Financial Freedom1:32 – Amazon’s Secret to Getting Noticed5:20 – The Money Mistake Millionaires Make First10:06 – IBM’s One Question That Changes Everything12:00 – LinkedIn’s Rule for a Fulfilling Career15:24 – Fan Shoutout16:31 – The CEO Who Stopped Trying to “Be One of the Guys”19:05 – The Hidden Reward of Staying the Course25:38 – The Advice That Opens New Doors30:21 – Leadership’s Hardest Truth32:21 – The Hosts’ Most Powerful Financial LessonIf you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link Follow and like us on FB, IG, and TIKTOK:https://www.facebook.com/cashcompoundhttps://www.instagram.com/thebankingbroshttps://www.tiktok.com/@thebankingbros

Many seniors assume life insurance is only for young families with mortgages and kids, but the truth is, it can be a powerful tool for retirement planning, legacy building, and financial security. In this episode, we break down everything you need to know about life insurance after 65, including permanent vs. term policies, final expense coverage, and how some retirees are leveraging life insurance to protect wealth and reduce taxes. #LifeInsurance #RetirementPlanning #FinancialFreedom #LegacyBuilding Talk to one of our partners, Traci S. Bell: CalendlyAlternative Asset Investing - Traci S. Bell, CPA, Financial Educator Chapter:0:00 – Intro: Is life insurance after 65 a strategy?01:56 – Reviewing insurance during open enrollment00:59 – Year-end financial reviews with family06:34 – Misconceptions: “Too old / too expensive”07:55 – What to consider when buying at 65+10:55 – What life insurance can solve (final expenses, estate issues)12:05 – Example: Inheriting assets without cash13:39 – Special needs + long-term care planning14:56 – Beneficiary mistakes with minors17:00 – Retirement income realities (Social Security, pensions)19:19 – Cash value as a reserve20:22 – Whole life vs universal life21:53 – Cash-ready custom policies for seniors23:49 - Fan Follow of the week25:05 – Tax advantages of private life insurance26:21 – Inheriting taxable retirement accounts27:40 – Families avoiding money conversations28:36 – When seniors can’t qualify & insuring others29:33 – Life insurance as a “finish strong” tool30:03 – Book a call for personalized guidanceIf you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link Follow and like us on FB, IG, and TIKTOK:https://www.facebook.com/cashcompoundhttps://www.instagram.com/thebankingbroshttps://www.tiktok.com/@thebankingbros

Think you’re ready to retire? Before you make that leap, take a hard look at the latest retirement savings data. According to new studies, the average 401(k) balance for people in their 60s might not be enough to guarantee financial freedom, and the median numbers tell an even more sobering story. In this episode, we break down how much you should have saved for retirement by your 60s, reveal the surprising gap between the average and median 401(k) balances, and explain what those numbers really mean for your future. #RetirementPlanning #FinancialFreedom #WealthBuilding #RetireSmartChapter:0:00 - Are you really ready to retire?0:17 - Real stats on 401(k) balances01:03 -Fan Follow of the week2:18 - Average vs. median retirement savings5:55 - How much you actually need to retire7:16 - Life expectancy and planning ahead9:00 - Retirement confidence and generational gaps11:46 - Do people still believe in retirement?13:01 - Real couple’s retirement case study14:59 - The 4% rule explained20:15 - Why 401(k)s alone won’t cut it21:23 - Using whole life and annuities for income22:26 - When investments stop working23:02 - Social Security as the main retirement check25:00 - Why typical savings advice falls short26:53 - Downsizing and other “retirement fixes”29:13 - Creating a realistic retirement plan31:27 - Guaranteed income options and next steps32:34 - Final message: plan, act, and secure your futureIf you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at:https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link Follow and like us on FB, IG, and TIKTOK:https://www.facebook.com/cashcompoundhttps://www.instagram.com/thebankingbroshttps://www.tiktok.com/@thebankingbros

FINANCES. That’s the “F-word” no one talks about, but it’s the one that can completely transform your financial future. In this episode, we reveal why funding yourself is the secret weapon the wealthy have used for generations. You’ll learn how to take control of your money, stop relying on banks, and start using your own system to create consistent cash flow, generational wealth, and financial peace of mind.   #WealthBuilding #Fund #SmartMoneyMoves #FinancialLiteracy   Chapter: 0:00 - Intro: Go Fund Yourself 0:24 - Revisiting the “F Word” idea (Finance) 1:23 - You finance everything you buy 2:30 - The GoFundMe mindset & financial unpreparedness 4:59 - The five big basics of financing 5:36 - How to fund yourself 6:21 - The real cost of car financing 9:38 - Lifetime interest adds up fast 12:29 - The five F’s: Faith, Family, Friends, Fitness, Finance 15:09 - Real story: Saving vs investing confusion 18:18 - Be ready for financial emergencies 21:12 - Financial family reunions & free consultations 24:29 - Fan Follow of the Week: Colton Farnsworth 25:15 - Closing message: Fix your “F’ing problem” and fund your future   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at:https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition)https://amzn.to/2ZMw0h6 You can learn more about us at:https://thebankingbros.com/save-and-spend-system-podcast-link Follow and like us on FB, IG, and TIKTOK:https://www.facebook.com/cashcompoundhttps://www.instagram.com/thebankingbroshttps://www.tiktok.com/@thebankingbros

In this episode, we sat down with Chris Murtagh to uncover what Infinite Banking really is and what most people don’t know about it.   We share how we discovered the Infinite Banking Concept (IBC), how it completely changed the way we think about money, and why becoming your own banker can be one of the most powerful financial strategies out there. If you’ve ever felt stuck in the traditional banking, this conversation will open your eyes to what real financial freedom can look like.   #InfiniteBanking #BeYourOwnBanker #FinancialFreedom #WealthBuilding #MoneyMindset   If you're ready to learn more about the Infinite Banking Concept, you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at:https://thebankingbros.com/getting-started-ytIf you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming Your Own Banker (5th Edition)https://amzn.to/2ZMw0h6 You can learn more about us at: https://thebankingbros.com/getting-started-yt Follow and like us on FB, IG, and TIKTOK:https://www.facebook.com/cashcompoundhttps://www.instagram.com/thebankingbroshttps://www.tiktok.com/@thebankingbros

Most people aren’t bad with money; they’re just playing the wrong money game. In this episode, we reveal how the financial system is designed to keep you stuck, and how the wealthy play by a completely different set of rules to build wealth and create cash flow. If you’ve ever felt frustrated, confused, or guilty about your finances, this conversation will change how you think about money. Discover how to escape the broken “traditional money model,” avoid common money mistakes, and start building real, lasting wealth even if you’re starting from scratch. #FinancialFreedom #WealthBuilding #MoneyMindset #InfiniteBanking #MoneyTipsChapter:00:00: Are you really bad with money?0:47: Welcome to the Banking Bros Podcast01:08: You’re not bad with money, you’re playing the wrong game02:03: Trained to be workers, not wealth builders05:05: Why schools don’t teach financial literacy10:58: The system is built to create employees, not owners12:13: The traditional money game (job, save, invest)17:53: The right money game begins with control18:07: Rule #1: Control beats rate of return19:00: Rule #2: Keep money moving (leverage)21:08: Rule #3: Protect your money from losses23:25: Rule #4: Cash flow is king27:22: Fan Follow of the Week: John Reyes28:28: How to start playing the right financial game32:04: Key takeaways33:41: Closing message & poem  If you're ready to learn more about the Infinite Banking Concept, you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at:https://thebankingbros.com/getting-started-yt If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming Your Own Banker (5th Edition)https://amzn.to/2ZMw0h6 You can learn more about us at:https://thebankingbros.com/getting-started-yt Follow and like us on FB, IG, and TIKTOK:https://www.facebook.com/cashcompoundhttps://www.instagram.com/thebankingbroshttps://www.tiktok.com/@thebankingbros

Most Americans believe retirement planning is about either saving enough to live on or leaving something behind. But what if you could do both, and do it better than Wall Street’s “just invest” advice? In this episode, we break down why traditional retirement strategies like “buy term and invest the rest” fail to deliver. Backed by an EY research study, we reveal how combining permanent life insurance (PLI) and deferred income annuities (DIA) creates tax-efficient growth, guaranteed income in retirement, and a lasting legacy. What You’ll Learn: ✔ Why investment-only retirement plans often fall short ✔ How life insurance + annuities outperform Wall Street’s advice ✔ The “sweet spot” formula: up to 30% PLI + 30% DIA ✔ Why it’s never too late, whether you start at 25, 35, or 45 ✔ How this connects with Infinite Banking principles to build long-term wealth   Chapter: 0:00 - Rethinking retirement: saving vs. leaving a legacy 0:15 - Ernst & Young study on insurance in retirement planning 1:05 - Who Ernst & Young are and why their research matters 3:19 - Life insurance & annuities vs. investment-only strategies 5:07 - Explaining permanent life insurance and annuities 8:04 - Retirement savings gaps and risks by 2030 12:01 - Real-life financial struggles and debt examples 14:07 - Five retirement strategies compared in EY’s analysis 19:20 - Which strategies actually outperform 23:29 - Why integrated insurance strategies work better 27:03 - EY’s “sweet spot”: 30% life insurance + 30% annuities 29:22 - Fan follow shoutout: Robert Kent 30:24 - Call to action: free cash consultation   Links: Benefits of Integrating Insurance Products into a Retirement Plan How life insurers can provide differentiated retirement benefits   If you're ready to learn more about the Infinite Banking Concept, you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/getting-started-yt   If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/getting-started-yt   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Long-term care planning isn’t optional; it’s essential. In this episode, we uncover the true costs of long-term care, why so many families are caught off guard, and how asset-based long-term care insurance can safeguard both your wealth and your loved ones.   Most people shrug off statistics like “70% of Americans over 65 will need care.” But when you picture your spouse writing $8,000 checks every month, or your kids leaving their jobs to become caregivers, the reality hits hard. That’s why this conversation isn’t about abstract numbers; it’s about real-life consequences, emotional strain, and financial security.   👉 What you’ll learn in this episode: Why most people underestimate long-term care risk until it’s too late The shocking 2024 costs of nursing homes and in-home care (and why Medicare won’t save you) The hidden burden caregiving places on families financially and emotionally How asset-based LTC insurance outperforms traditional “use it or lose it” policies Practical steps to protect your retirement savings and keep your family from impossible choices   Chapter: 0:00 - Intro & why long-term care planning matters 3:01 - What long-term care really means 7:35 - The rising costs of care 8:48 - Self-insuring vs. insurance debate 12:16 - The sandwich generation’s burden 16:29 - Financial strains & hidden costs 21:00 - Long-term care insurance product overview 24:40 - Baseball analogy: planning for relief 27:26 - Protecting family from impossible choices 27:54 - Shoutout to fan follow of the week: Scott Kidd 28:50 - How to connect with the Banking Bros for planning   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at:  https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition)  https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Traditional retirement planning is broken, and it’s costing people their freedom. In this episode, we expose the 3 biggest lies of retirement planning and reveal why relying on a 401(k) or IRA may leave you trapped instead of free. You’ll discover how inflation, taxes, and government rules quietly erode your savings, and why real financial independence comes from liquidity, control, and legacy planning, not waiting until 65.   🎧 Listen now to learn: Why “saving enough” doesn’t guarantee security The hidden risks of retirement accounts A smarter way to use your money for freedom today and generational wealth tomorrow   If you’ve ever wondered whether the system is rigged against you, this episode will change how you see retirement forever.   Don’t just plan to retire, plan to live free.   0:00 - Intro & retirement dream model 0:53 - Why traditional retirement advice is broken 1:18 - Typical vs. traditional planning 1:48 - History of retirement accounts 3:44 - Lie #1: “Save enough and you’ll be set” 10:10 - Lie #2: “Your retirement accounts are your money” 15:25 - Lie #3: “Retirement equals freedom” 17:40 - Retirement fun facts & harsh realities 23:31 - Liquidity, control & legacy planning 24:12 - Listener shoutout: Bernie Espinosa 25:06 - Questioning the retirement playbook & closing   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at:  https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition)  https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros  

Why is it that banks always seem to get richer while families keep struggling just to stay ahead? The truth is, banks have mastered a system where every dollar does multiple jobs, while most people let their money do just one before it disappears. In this episode, you’ll discover how Infinite Banking can help you break out of that cycle. Instead of relying on banks, you’ll learn how to create your own system that keeps your money growing, working, and circulating for your family’s benefit. This matters because the way you use your money today could determine whether you stay stuck in financial dependence or finally take control and build lasting wealth for generations.   Chapter: 00:00 - Intro 04:45 - How does the Bank make money? 07:35 - What the Banks are paying you 16:15 - Are you stuck in this system? 17:45 - CashFlow Patterns 25:00 - How the Save & Spend System works 31:00 - Recapture the Interest 34:34 - Fan Follow Shoutout 36:35 - Outro   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test) you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at:  https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition)  https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros  

What if your money could work twice as hard, covering your life today while growing for your future? In this episode, we sit down with Hannah Kesler as she breaks down the Infinite Banking Concept in a simple, practical, and actionable way.   Hannah shares her personal journey, insider strategies, and mindset shifts that helped her take control of her finances, and how you can too. Whether you’re just starting out or looking to level up your money game, this episode is packed with insights you won’t want to miss!   Chapter: 0:00 - Introductions 1:01 - Denver event preview 2:10 - Power of community 5:21 - Growth since last year 9:20 - Hannah’s new van with IBC 11:20 - Day 1 highlights 15:20 - Day 2 highlights 19:17 - VIP experience 21:42 - Who should attend 24:34 - Hannah’s Cracker Barrel story 26:08 - Closing & invitation   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test) you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at:  https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition)  https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros  

In this episode JDew interviews new friend and Greenville local Sky Richardson. Sky grew up talking about money and now helps other financial advisors to their work. What secrets will he share with Jeremiah? Tune in and find out. If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test) you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros  

Two families. Same era. Enormous wealth. But only one is still rich today. In this episode of The Banking Bros Podcast, we reveal how the Rockefellers built a fortune that has lasted over a century—while the Vanderbilts managed to lose it all within two generations. In this episode you’ll discover: – The Rockefeller blueprint for generational wealth – The financial mistakes that destroyed the Vanderbilt empire – How Infinite Banking and strategic whole life insurance create wealth that outlives you – Why the wealthy don’t “save” money… they circulate it inside the family If you want to build a financial legacy that lasts—and avoid the Vanderbilt trap—this episode will show you the strategies the wealthy have been using all along. If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros  

Dave Ramsey calls whole life insurance a scam, but we’re breaking down why his statements are misleading, and what he’s not telling you about how it really works. In this video, we go line-by-line through his article, fact-checking his claims, and explaining how wealthy people actually use whole life policies for the Infinite Banking Concept. If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://thebankingbros.com/getting-started-yt If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompoundhttps://www.instagram.com/thebankingbroshttps://www.tiktok.com/@thebankingbros   Shownotes:  00:00 - Intro – Breaking down Dave Ramsey’s claims02:18 - Dave’s stance on permanent life insurance05:21 - Why “you’ll probably pay more than you get” is wrong07:05 - Whole life vs. other types of insurance09:50 - Mislabeling cash value as “savings”13:18 - Premiums and costs explained15:09 - Cash value guarantees – New York Life example18:42 - Death benefit and guaranteed payout22:03 - “Whole life is a rip off” – opinion vs. fact26:39 - Why mutual funds aren’t a guaranteed better option30:20 - How to fact-check financial advice34:44 - Final thoughts – Is whole life for you?    

Many financial gurus say to wait until 60 to get long-term care insurance—but that advice could cost you big. In this episode of The Banking Bros Podcast, we reveal why delaying coverage risks your health, finances, and family security, and how asset-based long-term care can protect you without wasting money. If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://thebankingbros.com/getting-started-yt If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros   Shownotes:  00:00 – Why waiting until 60 for long-term care is risky 01:15 – The real costs of long-term care 06:20 – Assisted living, home health aides, and nursing home expenses 12:20 – How traditional long-term care insurance works 14:35 – Asset-based long-term care explained 18:05 – Dave Ramsey’s advice and why we disagree 22:20 – The reality of care needs before age 60 28:35 – The risk of longer-than-average care needs 33:05 – Stacking policies for better coverage 36:05 – Why you must act now, not later