Electric vehicle sales plateaued at 7-10% of U.S. new car sales with Ford taking $20 billion in write-downs after federal tax credits expired, creating killer EV deals for buyers with home charging while hybrids absorb most electrification demand without range anxiety, and investors should avoid concentrated bets on government-dependent EV stories and stick to diversified portfolios as the transition happens slower than predicted. Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join ⁠Master Money Academy⁠ today! 🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

Silver surged 170% in a year—briefly touching $80—driven by Fed rate cuts, genuine physical supply deficits, and exploding industrial demand with solar panels accounting for 29% of use, but investors should avoid chasing parabolic moves at all-time highs and keep precious metals at only 5-10% of a diversified portfolio rather than panic buying based on FOMO or fear. Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join ⁠Master Money Academy⁠ today! 🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans spent over $1 trillion during the 2025 holidays with 37% taking on an average of $1,223 in new debt at 20%+ interest rates, with many still carrying balances from previous years, making it critical to aggressively pay down debt using avalanche or snowball methods and start a holiday sinking fund by saving $91 monthly to have $1,000 available next December without going into debt. Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join ⁠Master Money Academy⁠ today! 🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! 🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

Insurance costs are exploding with homeowners up 33% since 2020, health insurance projected to jump 15-26% in 2026, and auto insurance up 4-7.5% nationally, driven by higher replacement costs, doubled reinsurance prices from climate disasters, and expiring ACA tax credits that could spike premiums 75%, forcing households to shop around annually, bundle policies, and build bigger emergency funds to handle higher deductibles. Car Insurance https://secure.money.com/pr/gc43ce394da5 🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ford admits its EV strategy failed with a $19.5B write-down, tariff revenue hits $200B but declines, consumers keep spending despite low sentiment, robotaxis accelerate with Tesla and Waymo hurting Uber and Lyft, Zillow drops on Google competition fears, and TikTok’s sale deadline gets extended yet again. 🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

The S&P 500 and Dow hit new highs while Nasdaq lagged as Oracle dropped 11% on AI spending concerns with Broadcom falling 6% despite beating expectations and revealing Anthropic as its $10B customer; Lululemon CEO steps down with shares surging 9% while Costco crushed forecasts with record Black Friday digital sales; Disney invested $1B in OpenAI allowing users to create content with 200+ Disney characters on Sora. 🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

Paramount Skydance went hostile with a $30 all-cash bid for Warner Bros. Discovery—$2.25 higher than Netflix’s offer—backed by Jared Kushner and cheered on by Trump, who publicly threatened Netflix’s deal. President Trump also announced Nvidia, AMD, and Intel can resume chip sales to China if the U.S. takes a 25% cut, raising serious concerns about executive overreach. 🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

Netflix reached an $82 billion deal to acquire Warner Bros. Discovery's film studio and HBO Max creating a streaming empire; Meta surged 3% on reports of 30% metaverse budget cuts; Ulta Beauty beat expectations on resilient beauty spending; Tesla jumped to #10 in Consumer Reports' reliability rankings; Amazon is considering expanding delivery beyond its $6B USPS partnership; Spotify Wrapped drew 200 million users in 24 hours; unemployment claims fell to 191,000 lowest in three years; and Ritz recalled crackers after a dangerous peanut/cheese labeling error. 🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Dow and S&P 500 finished their seventh straight winning month while the Nasdaq dropped 1.5% as AI overspending concerns hit tech, and Eli Lilly slashed Zepbound to $299-$449 monthly, undercutting Novo Nordisk in the weight-loss drug price war. Airbus shares tumbled on A320 quality issues after grounding 6,000 planes over Thanksgiving, Bitcoin fell to $86K hammering crypto stocks, Americans spent a record $11.8 billion on Black Friday despite weak confidence, and Disney's Zootopia 2 shattered records with a $556 million opening. 🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

Retail earnings showed extreme inconsistency as Kohl's soared 22% and Abercrombie surged 18% while Dick's closed stores, signaling consumers are highly selective heading into Black Friday. The AI trade rebounded with Broadcom up 11% on its Google chip partnership and Nasdaq posting its best day since May, though Nvidia slipped 4% on reports Meta may switch suppliers by 2027, showing AI leadership is evolving beyond Nvidia's dominance. 🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

Stocks wrapped a brutal week with the Nasdaq down 2.7% for its third straight negative week, but bounced Friday as NY Fed President Williams signaled rate cuts, sending December odds from 42% to 73%—though Boston Fed's Collins contradicted him over the weekend. Legal filings accuse Meta of halting 2019 research showing people who stopped using Facebook became less depressed, part of litigation from school districts and state AGs. Novo Nordisk fell 10% after its Alzheimer's trial testing semaglutide failed to meet targets despite earlier promising biomarker results. Airlines expect record 31 million Thanksgiving passengers as air traffic controllers who worked without pay during the shutdown receive $10K bonuses. Universal's "Wicked: For Good" opened with $150 million, the largest Broadway adaptation debut ever and second-biggest 2025 opening. Google passed Microsoft to become third-most valuable U.S. company as Gemini 3 topped ChatGPT in benchmarks, with Alphabet up 77% in six months despite antitrust concerns. Edmunds reports average new car payments hit $766/month, up 3.2% as high prices meet high rates. Americans now hold smartphones for 29 months versus 22 in 2016, worrying analysts about slowing consumer spending in the device ecosystem. 🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

 Stocks plunged Thursday despite Nvidia delivering blowout earnings, with the Nasdaq falling 2.15% and volatility spiking to April highs. Nvidia posted $57 billion in revenue and strong guidance—but shares still sank, signaling investor anxiety over AI valuations. The September jobs report showed 119,000 new jobs and rising unemployment at 4.4%, a mixed signal for the Fed as it considers future rate cuts. Bitcoin fell 3.4%, marking a 23% monthly drop—its worst since 2022—as ETF outflows and leveraged liquidations rattled crypto markets. Coinbase, MicroStrategy, and Marathon Digital slumped alongside the broader risk-off sentiment. Walmart jumped 6.5% after raising guidance and announcing a Nasdaq move, while Topgolf Callaway sold a majority stake in its entertainment business for $1.1 billion to refocus on golf equipment. And Waymo announced plans to test its robotaxis in Minneapolis, Tampa, and New Orleans, aiming for full driverless rollout next year. Learn more about your ad choices. Visit megaphone.fm/adchoices

Walmart crushed earnings and raised outlook on e-commerce strength, winning customers across all incomes while competitors cut guidance. The retailer is also reportedly acquiring R&A Data to combat marketplace counterfeits. Nvidia delivered $57 billion in revenue with CEO Jensen Huang saying Blackwell sales are "off the charts," validating the AI investment thesis and sending shares up 5%. Fed minutes revealed deep division on rate cuts as Trump attacked Powell saying he'd "love to fire his ass," with incomplete labor data complicating December decisions. Sotheby's sold Klimt's "Portrait of Elisabeth Lederer" for $236.4 million, the most expensive 20th-century artwork ever auctioned. Dell delayed Project Maverick—replacing 4,700 applications and 70,000 servers—by three months. Bezos returned as co-CEO of $6.2 billion AI startup Project Prometheus building "world models" for robotics. Home buyers face strongest market since 2013 but Redfin notes affordability remains the binding constraint as mortgage rates rise. 🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

 Lowe's beat quarterly expectations and saw shares rise 6%, but still lowered full-year profit guidance citing economic uncertainty, following rival Home Depot's third straight earnings miss. Nvidia faces a critical earnings test as billionaire investors like Peter Thiel and SoftBank offload shares, with the report seen as a litmus test for the entire AI rally's sustainability. Bitcoin tumbled below $90,000, down nearly 30% from its October peak, as ETF outflows spike and expectations for fewer Fed rate cuts drain liquidity from risk assets. Nvidia and Microsoft announced a massive $15 billion investment in Anthropic, but both stocks fell around 2.7% as investors question when AI spending will generate actual profits. Adobe acquired SEO software provider Semrush for $1.9 billion to help marketers optimize their presence in AI platforms like ChatGPT and Perplexity, not just traditional search engines. Cloudflare suffered a major outage that knocked X, ChatGPT, and numerous websites offline, highlighting dangerous infrastructure concentration. Stocks fell for the fourth consecutive day with the Dow dropping 500 points as a crisis of confidence grows over AI profitability and whether massive tech spending will ever justify returns. 🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices