Negative gearing gets a lot of headlines - but how does it actually work, who benefits, and where can investors come unstuck?
In this episode of The Buy-In, Trent and Simon welcome back Bodie Simpson, Director of Accounting at Your Future Strategy, to demystify negative gearing and its close cousins: depreciation schedules, PAYG variations, and interest deductibility on new builds. They dig into strategy first (growth and cash flow), tax second - so you’re not chasing refunds at the expense of returns.
Topics Covered:
What negative gearing is (and isn’t) - and why it generally suits higher-income earners
Cash flow pitfalls, PAYG variations, and discipline vs. big tax-time cheques
New builds: claiming construction interest (and when to amend past returns)
Connect with Trent & Simon:
Trent Cripps: https://www.linkedin.com/in/trent-cripps-9437488/
Simon Podger: https://www.linkedin.com/in/simon-podger-630a9734/
Bodie Simpson: https://www.linkedin.com/in/bodie-simpson-938a44134/
Get In Touch:
Instagram: https://www.instagram.com/sevenfoldproperty/
LinkedIn: https://www.linkedin.com/company/sevenfoldproperty
YouTube: https://www.youtube.com/@SevenfoldPropertyGroup
Email: hello@sevenfoldproperty.com.au
Learn more:
Sevenfold Property: https://www.sevenfoldproperty.com.au/
Your Future Strategy: https://yourfuturestrategy.com.au/
Want to get involved? Reach out to us on Instagram: https://www.instagram.com/sevenfoldproperty/
Disclaimer: https://www.sevenfoldproperty.com.au/welcome-to-the-buy-in/
When it’s time to sell an investment property, timing and structure matter just as much as the purchase itself.
In this episode of The Buy-In, Trent and Simon are joined by special guest Bodie Simpson, Director of Accounting at Your Future Strategy, to unpack the key considerations around divesting property, capital gains tax (CGT), and entity structuring.
Topics Covered:
How to prepare your lending and banking for a property sale
Choosing the right ownership structure from the start
Why record keeping and professional advice are essential
Connect with Trent & Simon:
Trent Cripps: https://www.linkedin.com/in/trent-cripps-9437488/
Simon Podger: https://www.linkedin.com/in/simon-podger-630a9734/
Get In Touch:
Instagram: https://www.instagram.com/sevenfoldproperty/
LinkedIn: https://www.linkedin.com/company/sevenfoldproperty
YouTube: https://www.youtube.com/@SevenfoldPropertyGroup
Email: hello@sevenfoldproperty.com.au
Learn more:
Sevenfold Property: https://www.sevenfoldproperty.com.au/
Your Future Strategy: https://yourfuturestrategy.com.au/
Want to get involved? Reach out to us on Instagram: https://www.instagram.com/sevenfoldproperty/
Disclaimer: https://www.sevenfoldproperty.com.au/welcome-to-the-buy-in/
Welcome to The Buy-In, where we unpack everything property - from strategy to lending and everything in between.
In this episode, Sevenfold Property Group’s Director of Property Strategy Trent Cripps and Director of Lending at Your Future Strategy Simon Podger tackle a common investor question: is it smarter to buy one higher-value property, or two mid-priced assets? They compare diversification, vacancy risk, yields, LMI and cash-flow impacts, and how loan structuring (avoiding cross-collateralisation) and equity recycling affect your ability to keep growing.
They also cover land-tax considerations, tenant profiles, and how time horizon and risk tolerance should shape the call.
Whether you’re early in your journey or optimising a growing portfolio, this episode helps you align asset selection with strategy - not headlines.
Topics Covered
Diversification vs concentration: risk, yield and vacancy dynamics
Lending structure, LMI, equity access and serviceability
Trent Cripps: https://www.linkedin.com/in/trent-cripps-9437488/
Simon Podger: https://www.linkedin.com/in/simon-podger-630a9734/
Get In Touch:
Instagram: https://www.instagram.com/sevenfoldproperty/
LinkedIn: https://www.linkedin.com/company/sevenfoldproperty
YouTube: https://www.youtube.com/@SevenfoldPropertyGroup
Email: hello@sevenfoldproperty.com.au
Learn more:
Sevenfold Property: https://www.sevenfoldproperty.com.au/
Your Future Strategy: https://yourfuturestrategy.com.au/
Want to get involved? Reach out to us on Instagram: https://www.instagram.com/sevenfoldproperty/
Disclaimer: https://www.sevenfoldproperty.com.au/welcome-to-the-buy-in/
Welcome to The Buy-In, the podcast where we unpack everything property - from strategy to lending and everything in between.
In this episode, Sevenfold Property Group’s Director of Property Strategy Trent Cripps and Director of Lending at Your Future Strategy Simon Podger explore how the pandemic reshaped Australia’s property map - and what it means for investors choosing between regional and city markets.
They unpack how lifestyle shifts, hybrid work models, and supply-demand pressures are driving new opportunities across regional Australia. Plus, they discuss why fundamentals still matter, the risks of mining towns, and how to use smart lending strategies like debt recycling to fund long-term growth.
Whether you’re investing in coastal lifestyle regions or capital city suburbs, this episode will help you build a balanced portfolio with strategy and foresight.
Connect with Trent & Simon:
Trent Cripps: https://www.linkedin.com/in/trent-cripps-9437488/
Simon Podger: https://www.linkedin.com/in/simon-podger-630a9734/
Get In Touch:
Instagram: https://www.instagram.com/sevenfoldproperty/
LinkedIn: https://www.linkedin.com/company/sevenfoldproperty
YouTube: https://www.youtube.com/@SevenfoldPropertyGroup
Email: hello@sevenfoldproperty.com.au
Learn more:
Sevenfold Property: https://www.sevenfoldproperty.com.au/
Your Future Strategy: https://yourfuturestrategy.com.au/
Want to get involved? Reach out to us on Instagram: https://www.instagram.com/sevenfoldproperty/
Disclaimer: https://www.sevenfoldproperty.com.au/welcome-to-the-buy-in/
Welcome to The Buy-In, the podcast where we unpack everything property - from strategy to lending and everything in between.
In this episode, Sevenfold Property Group’s Director of Property Strategy, Trent Cripps, and Director of Lending at Your Future Strategy, Simon Podger, tackle one of the most debated topics in real estate: Units vs. Houses.
They break down the long-term performance of land appreciation versus unit supply, explore how lifestyle shifts and lending realities are reshaping the market, and discuss the key opportunities and risks that every investor should understand before choosing their next asset.
Whether you’re weighing up your first investment or managing a growing portfolio, this episode will help you see where real value lies - and how to make your property decisions with confidence.
Topics Covered:
Connect with Trent & Simon:
Trent Cripps: https://www.linkedin.com/in/trent-cripps-9437488/
Simon Podger: https://www.linkedin.com/in/simon-podger-630a9734/
Get In Touch:
Instagram: https://www.instagram.com/sevenfoldproperty/
LinkedIn: https://www.linkedin.com/company/sevenfoldproperty
YouTube: https://www.youtube.com/@SevenfoldPropertyGroup
Email: hello@sevenfoldproperty.com.au
Learn more:
Sevenfold Property: https://www.sevenfoldproperty.com.au/
Your Future Strategy: https://yourfuturestrategy.com.au/
Want to get involved? Reach out to us onInstagram: https://www.instagram.com/sevenfoldproperty/
Disclaimer: https://www.sevenfoldproperty.com.au/welcome-to-the-buy-in/
Welcome to The Buy-In, the podcast where we unpack everything property - from strategy to lending and everything in between.
In this episode, Sevenfold Property Group’s Director of Property Strategy, Trent Cripps, and Director of Lending at Your Future Strategy, Simon Podger, explore how investors can use the property clock to make smarter decisions.
They break down what the clock represents, why every market across Australia moves differently, and how economic shifts - such as interest rate changes and global events - can accelerate or slow down those cycles.
Whether you’re a seasoned investor or just starting to build your portfolio, this episode helps you understand when to buy, when to hold, and how to position your portfolio for the next wave of growth.
Topics Covered:
Connect with Trent & Simon:
Trent Cripps: https://www.linkedin.com/in/trent-cripps-9437488/
Simon Podger: https://www.linkedin.com/in/simon-podger-630a9734/
Get In Touch:
Instagram: https://www.instagram.com/sevenfoldproperty/
LinkedIn: https://www.linkedin.com/company/sevenfoldproperty
YouTube: https://www.youtube.com/@SevenfoldPropertyGroup
Email: hello@sevenfoldproperty.com.au
Learn more:
Sevenfold Property: https://www.sevenfoldproperty.com.au/
Your Future Strategy: https://yourfuturestrategy.com.au/
Want to get involved? Reach out to us on Instagram: https://www.instagram.com/sevenfoldproperty/
Disclaimer: https://www.sevenfoldproperty.com.au/welcome-to-the-buy-in/