📺 Watch the full Save & Spend System Overview
In this episode of The Cashflow Chronicles, I sit down with Will Worsham — attorney, educator, and the “High-Tech Hillbilly Lawyer” — to unpack why most estate plans don’t actually work when families need them most… and what you can do to make sure yours does.
Will has spent years helping regular families cut through the legal noise and build simple, effective, and affordable will and trust-based plans that actually protect the people they love. If you’ve been putting off your estate planning because it feels confusing, expensive, or “only for the ultra-wealthy,” this conversation is for you.
We get into:
🧩 Why most estate plans fail in real life — and what “failure” actually looks like for a surviving spouse or kids
👶 Minor children & the foster care nightmare — what legally happens if parents pass without the right documents, and how proper planning keeps your kids out of the system
📜 Will vs. Trust — why having “a will” doesn’t avoid probate, and what a solid trust-based plan can do that a simple will never will
💰 Trusts for regular families — why they’re not just for the ultra-wealthy and what a realistic, well-crafted plan actually looks like for an average household
⚠️ Planning for the unexpected — incapacity, disability, long-term care, and the key documents and strategies people overlook that can wreck a family’s finances
💻 “High-Tech Hillbilly Lawyer” in action — how Will uses tech to make estate planning more approachable, affordable, and less intimidating
📖 Real stories from the trenches — one example where good planning saved a family, and one where lack of planning created chaos
✅ What to do in the next 30 days — concrete steps to finally get your estate plan done, plus the biggest mistakes to avoid when choosing an attorney or trying to DIY
If you’ve ever thought, “We really need to get our will and trust done… someday,” this episode is your push to get it handled the right way.
Connect with Will:
Email - wworsham@willworsham.com
Phone- 414-343-3996
📌 Want to Learn More?
If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!
🎥 Watch my whole Infinite Banking Playlist
📺 Watch the full Save & Spend System Overview
📞 Book a Free Cash Consultation Call
📥 Download the FREE Legacy Builder Outline
📊 Download the FREE Budget Template
📚 Grab “Becoming Your Own Banker” by Nelson Nash
Most families never really plan for what happens after they’re gone—not because they don’t care, but because the legacy conversation feels uncomfortable and easy to avoid. In this episode, I break down the Rockefeller “Waterfall Method” in simple terms and show how they’ve used whole life insurance and a family trust to grow and transfer wealth for generations. We walk through the key roles in a policy and a trust, how Amanda and I are structuring this for our own family, and why your trust isn’t “set it and forget it” but a living system that needs clear rules and ongoing stewardship. If you’ve been wondering how to move from just having life insurance to actually building a generational wealth structure, this will give you a high-level roadmap to start that process.
📥 Download the FREE Legacy Builder Outline→ https://legacylifeprocess.com/legacy-builder-outline
Want to Learn More?
If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!
Watch my whole Infinite Banking Playlist here:
https://www.youtube.com/playlist?list=PLPFOpSOEjJzR98aL5DB-akN2OCa7hjw_d
If you’re ready to learn more you’ve got to watch our full Save & Spend System Overview Here:→ https://legacylifeprocess.com/save-and-spend-system
📞 Book a Free Cash Consultation Call
https://calendly.com/shawnksfg/infinite-banking
📥 Download the FREE Legacy Builder Outline→ https://legacylifeprocess.com/legacy-builder-outline
📲 Download the FREE Budget Template→ https://legacylifeprocess.com/budget-template-and-training
🌐 Website: https://legacylifeandretirement.com/
📚 Purchase a copy of Becoming Your Own Banker: Amazon→ https://a.co/d/3YmEAoE
All Social Media & Podcast Links
https://linktr.ee/legacylifeandretirement
📺 Watch the full Save & Spend System Overview
Everyone talks about “multiple streams of income”… but very few people show you how to actually build them in real life.
In this episode, Jonah Dew and I break down income stacking from our own personal journeys—how we first discovered the concept, the concerns we had early on, and how we’re now using it intentionally to build long-term cash flow for our families. This is just the beginning.
📌 Want to Learn More?
If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!
🎥 Watch my whole Infinite Banking Playlist
📺 Watch the full Save & Spend System Overview
📞 Book a Free Cash Consultation Call
📥 Download the FREE Legacy Builder Outline
📊 Download the FREE Budget Template
📚 Grab “Becoming Your Own Banker” by Nelson Nash
Today we’re diving into a strategy a lot of high-income earners and investors have heard of… but almost nobody really understands: Opportunity Zones.
To help decode it, I’m joined by Ashley Tison — attorney, entrepreneur, co-founder of OZPros, and the guy many refer to as “The OZ Sherpa.” Ashley and his team have helped investors defer over $1 billion in taxes while channeling capital into projects that create jobs, housing, and real community impact.
In this episode, we break down:
What Opportunity Zones actually are in plain English
How someone with a big capital gain (business sale, real estate, stock, etc.) can potentially defer, reduce, and even eliminate a huge portion of their tax bill
Why Ashley calls OZs a kind of “Super Roth IRA” for capital gains
How to tell the difference between a solid, impact-driven OZ deal and a sketchy “tax gimmick”
Where Opportunity Zones fit alongside Infinite Banking, mortgage notes, private lending, and other income stacking strategies
The step-by-step moves Ashley recommends in the first 180 days after realizing a large gain
If you’ve ever looked at a big capital gains tax bill and thought, “There has to be a smarter way,” this conversation is going to open your eyes to what’s possible when you combine smart planning, the tax code, and real-world impact.
If you want to connect with Ashley and his team click the link below:
📌 Want to Learn More?
If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!
🎥 Watch my whole Infinite Banking Playlist
📺 Watch the full Save & Spend System Overview
📞 Book a Free Cash Consultation Call
📥 Download the FREE Legacy Builder Outline
📊 Download the FREE Budget Template
📚 Grab “Becoming Your Own Banker” by Nelson Nash
📺 Watch the full Save & Spend System Overview
In this episode of The Cashflow Chronicles, I sit down with Terry and Matthew from Mid South Home Buyers — one of the most respected turnkey providers in the country — to talk about what it really takes to build cash-flowing rental portfolios in markets like Memphis and Little Rock.You’ll hear how Terry got started, why Mid South exists, and the exact problem they set out to solve for long-distance investors who want great returns without the headaches of managing everything themselves.We get into:🏘️ What Mid South actually does for investors and how their model is built📍 Why Memphis & Little Rock are such attractive long-term buy-and-hold markets (beyond the headline stats)🧊 The wildly unique Memphis dynamic where renters supply their own appliances🧱 How being vertically integrated (renovations, property management, roofing, HVAC) gives investors more control, consistency, and peace of mind💸 Why they intentionally price rents slightly below market – and how that can increase long-term returns through better resident quality and lower turnover🏡 What their “sweet spot” neighborhoods actually look like in real life, and how they decide which properties don’t make the cut⚠️ The real risks of turnkey rentals (vacancies, downturns, residents) and how they proactively work to mitigate them🌍 What out-of-state and international investors need to understand before buying, and the expectations Terry and Matthew reset early🧾 How they approach property management, communication, leasing, maintenance, and reporting so investors feel informed but not overwhelmed📊 A walkthrough of their website tools – including available properties, the cash flow calculator, and the 15-year pro forma🏦 The difference between conventional vs. alternative financing options and how investors are using bothIf you’re serious about building long-term cash flow with rentals — especially from out of state — this conversation will give you a clear picture of what’s possible, what to watch out for, and how a good operator can make all the difference.
Mid South HomeBuyers:
📌 Want to Learn More?
If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!
🎥 Watch my whole Infinite Banking Playlist
📺 Watch the full Save & Spend System Overview
📞 Book a Free Cash Consultation Call
📥 Download the FREE Legacy Builder Outline
📊 Download the FREE Budget Template
📚 Grab “Becoming Your Own Banker” by Nelson Nash
In this episode of The Cashflow Chronicles, I’m joined by orthopedic surgeon Dr. Kyle Stephenson—someone who’s spent years in traditional medicine, earning great money, doing “all the right things”… and still saw the need for a better system to store, grow, and control his cash.
I first heard Dr. Stephenson speak at an Infinite Banking event in Denver and thought, “Here’s another highly educated, high-income professional who’s not only open to this concept… he’s actually using it.” So I had to get him on the show.
We talk about:
How he first got introduced to Infinite Banking as a busy surgeon
If there was any skepticism in the beginning when learning about the concept
The hurdles he’s had to overcome—mentally and practically
Real ways he’s using his policies in his own life and financial strategy
What he sees tripping people up when they first hear about IBC
How he and his family are teaching this to the next generation
And the one message he wants other professionals to hear about control, cash flow, and long-term planning
If you’re a high-income earner, business owner, or just someone who wants to understand Infinite Banking from the perspective of a real-world professional outside the financial industry, this conversation is going to hit home.
Listen to Dr. Kyle's podcast on all platforms at:
Doctors Investor Club Podcast
📌 Want to Learn More?
If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!
🎥 Watch my whole Infinite Banking Playlist→ https://www.youtube.com/playlist?list=PLPFOpSOEjJzR98aL5DB-akN2OCa7hjw_d
📺 Watch the full Save & Spend System Overview→ https://legacylifeprocess.com/save-and-spend-system
📞 Book a Free Cash Consultation Call→ https://calendly.com/shawnksfg/infinite-banking
📥 Download the FREE Legacy Builder Outline→ https://legacylifeprocess.com/legacy-builder-outline
📊 Download the FREE Budget Template→ https://legacylifeprocess.com/budget-template-and-training
🌐 Visit Our Website→ https://legacylifeandretirement.com/
📚 Grab “Becoming Your Own Banker” by Nelson Nash→ https://a.co/d/3YmEAoE
🔗 All Social Media & Podcast Links→ https://linktr.ee/legacylifeandretirement
📧 Email→ Info@LegacyLifeandRetirement.com
What if one of the world’s top financial firms confirmed everything Infinite Banking practitioners have been saying for decades?
In this episode of The Cashflow Chronicles, we break down a groundbreaking independent study from Ernst & Young (EY), one of the Big Four financial consulting firms. Their report — “The Benefits of Integrating Insurance Products into a Retirement Plan” — modeled real-life retirement scenarios across income levels and age groups… and the results are undeniable.
🔍 Here’s what you’ll learn:
✅ Why combining Whole Life Insurance + Deferred Income Annuities (DIAs) outperforms investment-only plans
✅ How adding just 30% to Whole Life and 30% to DIAs increased retirement income by thousands and legacy by hundreds of thousands
✅ Why EY’s study matters — it’s not from an insurance company or a biased source
✅ What this means for your Infinite Banking strategy (and why structure matters)
✅ How to position annuities + cash value to avoid sequence-of-return risk and create tax-efficient lifetime income
Whether you're 25 or 55, this episode walks you through what EY found, why it matters, and how to begin integrating insurance into your overall wealth plan with confidence.
📥 Get the EY Report→ It’s linked right on the homepage of: https://LegacyLifeAndRetirement.com
📺 Watch the Save & Spend System Overview→ https://legacylifeprocess.com/save-and-spend-system
📞 Book a Free Cash Consultation Call→ https://calendly.com/shawnksfg/infinite-banking
📥 Download the FREE Legacy Builder Outline→ https://legacylifeprocess.com/legacy-builder-outline
📊 Download the FREE Budget Template→ https://legacylifeprocess.com/budget-template-and-training
📚 Read Becoming Your Own Banker by Nelson Nash→ https://a.co/d/3YmEAoE
🌐 Explore More Resources→ All Links & Podcast Appearances
📧 Have Questions?Email: Info@LegacyLifeandRetirement.com
This episode is for educational purposes only. It's not financial, legal, or tax advice. Results shared from the EY report may vary based on your personal situation, age, health, product structure, and market conditions. Always consult a licensed professional before implementing any financial strategy.
📺 Watch the Save & Spend System Overview→ Click to Watch Now
In this episode of The Cashflow Chronicles, I’m joined by Sandra and Mike Fry — a dynamic couple who turned their skepticism into success using the Infinite Banking Concept. From wiping out high-interest credit card debt with policy loans to scaling up into private lending, multiple policies, and even early retirement — their journey is a blueprint for how to live on-purpose financially.
We cover:
💡 How they discovered Infinite Banking (and why they were skeptical at first)🏦 Using policy loans to crush debt while keeping their money working📈 How Mike doubled his income, moved states, and scaled their system🍽️ Saving $11K on eating out? Yep, they got serious about plugging money leaks📚 Why they made family finance talks a regular thing with their kids💸 Sandra and Mikes private lending playbook (50+ loans, always with collateral!)📖 How Sandra's teaching Infinite Banking to kids through her children’s books🧠 Real talk on fear, sabotage, and why people hesitate to act—even after approval
Whether you’re just getting started or looking to scale your family banking system, this episode is packed with insights, real-life examples, and strategy you can actually use.
Get a copy of Sandra's book The Forever Tree
🎓 Want to Learn More About Building Wealth Outside the System?
🎥 Watch the Infinite Banking Playlist→ Click here for full playlist
📺 Watch the Save & Spend System Overview→ Click to Watch Now
📞 Book a Free Cash Consultation Call→ Book Your Call Here
📥 Download the FREE Legacy Builder Outline→ https://legacylifeprocess.com/legacy-builder-outline
📊 Download the FREE Budget Template→ https://legacylifeprocess.com/budget-template-and-training
🌐 Visit Our Website→ https://legacylifeandretirement.com/
📚 Buy “Becoming Your Own Banker”→ Link to Buy on Amazon
🔗 All Links in One Spot→ https://linktr.ee/legacylifeandretirement
📧 Email→ Info@LegacyLifeandRetirement.com
📺 Watch the Save & Spend System Overview→ Click to Watch Now
Most people think Infinite Banking is about “investing in life insurance.”
It’s not.
Infinite Banking is simply a financial strategy—a way to leverage a properly structured whole life insurance policy so you can control the banking function in your life, just like the wealthy do.
In this episode, I break Infinite Banking down at a 5th grade level—no fluff, no jargon, just real talk about how this works, who it's for, and why it might just be the most important financial concept you ever learn.
🔑 You’ll learn:
The difference between Infinite Banking and life insurance
Why Infinite Banking is NOT an investment (and what it actually is)
How policy loans work (and why they’re tax-free)
What a Paid-Up Additions (PUA) rider is and why it matters
Why properly structured policies grow your money guaranteed, every year
The difference between cash value and death benefit
How we use our own policies for investing, travel, and even family planning
It’s not about getting sold a policy. It’s about learning how to become the banker.
🎓 Want to Learn More About Building Wealth Outside the System?
🎥 Watch the Infinite Banking Playlist→ Click here for full playlist
📺 Watch the Save & Spend System Overview→ Click to Watch Now
📞 Book a Free Cash Consultation Call→ Book Your Call Here
📥 Download the FREE Legacy Builder Outline→ https://legacylifeprocess.com/legacy-builder-outline
📊 Download the FREE Budget Template→ https://legacylifeprocess.com/budget-template-and-training
🌐 Visit Our Website→ https://legacylifeandretirement.com/
📚 Buy “Becoming Your Own Banker”→ Link to Buy on Amazon
🔗 All Links in One Spot→ https://linktr.ee/legacylifeandretirement
📧 Email→ Info@LegacyLifeandRetirement.com
📺 Watch the Save & Spend System Overview→ Click to Watch Now
In this episode of the podcast, I sit down with franchise expert Giuseppe Grammatico to unpack how franchising can be an underrated—but highly effective—path to financial freedom and cash flow independence.
We explore:
Giuseppe’s personal journey from Wall Street advisor to franchise consultant
The biggest myths about franchising (Hint: it’s not just fast food)
How to match your personality and goals to the right franchise
How the Franchise Freedom Process helps eliminate costly mistakes
Why franchising could be your exit plan from the 9-to-5
Whether you're looking to own your first business, stack new income streams, or explore hands-off models where the franchisor runs the day-to-day — this episode gives you real-world strategies, mindset shifts, and a blueprint to start.
🎧 Tune in to learn how to use franchising as a tool to design a lifestyle of freedom, flexibility, and long-term wealth.
🔥 Resources Mentioned:
Giuseppe’s Free Franchise Freedom Resources: https://ggthefranchiseguide.com/resources
His Book: Franchise Freedom (free PDF on his website)
His Podcast: Franchise Freedom Podcast
🎓 Want to Learn More About Building Wealth Outside the System?
🎥 Watch the Infinite Banking Playlist→ Click here for full playlist
📺 Watch the Save & Spend System Overview→ Click to Watch Now
📞 Book a Free Cash Consultation Call→ Book Your Call Here
📥 Download the FREE Legacy Builder Outline→ https://legacylifeprocess.com/legacy-builder-outline
📊 Download the FREE Budget Template→ https://legacylifeprocess.com/budget-template-and-training
🌐 Visit Our Website→ https://legacylifeandretirement.com/
📚 Buy “Becoming Your Own Banker”→ Link to Buy on Amazon
🔗 All Links in One Spot→ https://linktr.ee/legacylifeandretirement
📧 Email→ Info@LegacyLifeandRetirement.com
In this episode, Pei from Networthy joins me to break down how she and her husband built a six-figure passive-income portfolio in under five years using velocity banking, income stacking, and Infinite Banking.
We explore:
💸 How Velocity Banking works to eliminate debt faster using simple-interest credit lines
🏦 Why leveraging a properly structured Whole Life policy adds liquidity and control
📈 How Income Stacking creates multiple cash-flow streams that build wealth faster
💰 The difference between “good debt” and strategic leverage
🚀 How ordinary families can use these blueprints to achieve financial freedom in 5–7 years
Pei also shares how she co-founded Networthy, a community focused on short-term amortized-note investments, and how they help members learn to leverage other people’s money responsibly for cash-flow growth. Together, we discuss how combining Velocity Banking and Infinite Banking creates a sustainable, tax-advantaged wealth system.
Get the Book: Dibs on Your Moneyhttps://a.co/d/hRCV7zo
20 Year Example video :https://youtu.be/HJDbb480NrM?si=UuSmUVTTmXIY8HhE
Email: Pei@networthy.us
Podcast: FindingFinancialFitnessPodcast
_____________________________________________________________
🎓 Want to Learn More About Building Wealth Outside the System?
🎥 Watch the Infinite Banking Playlist→ Click here for full playlist
📺 Watch the Save & Spend System Overview→ Click to Watch Now
📞 Book a Free Cash Consultation Call→ Book Your Call Here
📥 Download the FREE Legacy Builder Outline→ https://legacylifeprocess.com/legacy-builder-outline
📊 Download the FREE Budget Template→ https://legacylifeprocess.com/budget-template-and-training
🌐 Visit Our Website→ https://legacylifeandretirement.com/
📚 Buy “Becoming Your Own Banker”→ Link to Buy on Amazon
🔗 All Links in One Spot→ https://linktr.ee/legacylifeandretirement
📧 Email→ Info@LegacyLifeandRetirement.com
📺 Watch the Save & Spend System Overview→ Click to Watch Now
In today’s episode of The Cashflow Chronicles, Shawn sits down with Zack Geist, founder of Student Loan Tutor, a company that’s helped borrowers save over $1 Billion in unnecessary payments.
Zack’s story is wild — from uncovering the madness of the student loan system to building a company that now serves thousands of clients nationwide, his mission is clear: to liberate people from the weight of student debt and help them reclaim control of their financial futures.
We unpack:
✅ The real reason the student loan system feels impossible to navigate
✅ How servicers often lead borrowers into overpaying
✅ What Student Loan Tutor does differently — from custom strategies to full admin support
✅ The link between debt management and wealth building
✅ Why Zack believes regenerative wealth and freedom start with clarity
Whether you’re drowning in student loan confusion or simply want to optimize your repayment plan, this episode will open your eyes to strategies that most people have no idea exist — and help you get ahead without feeling buried by monthly payments.
Mentioned in This Episode:
▶️ Zack's Company: StudentLoanTutor.com
📞 Special Booking Link for Legacy Life Listeners: Click Here
🎙️ Follow Zack’s work + education on YouTube and social media (search: Student Loan Tutor)
🎓 Want to Learn More About Building Wealth Outside the System?
🎥 Watch the Infinite Banking Playlist→ Click here for full playlist
📺 Watch the Save & Spend System Overview→ Click to Watch Now
📞 Book a Free Cash Consultation Call→ Book Your Call Here
📥 Download the FREE Legacy Builder Outline→ https://legacylifeprocess.com/legacy-builder-outline
📊 Download the FREE Budget Template→ https://legacylifeprocess.com/budget-template-and-training
🌐 Visit Our Website→ https://legacylifeandretirement.com/
📚 Buy “Becoming Your Own Banker”→ Link to Buy on Amazon
🔗 All Links in One Spot→ https://linktr.ee/legacylifeandretirement
📧 Email→ Info@LegacyLifeandRetirement.com
📺 Watch the Save & Spend System Overview→ https://legacylifeprocess.com/save-and-spend-system
So, your first policy is set up and running… now what?
In this episode of The Cashflow Chronicles, Shawn breaks down the exact signs to look for when it’s time to add another policy and expand your Infinite Banking system. Whether you're thinking about insuring your spouse, kids, or business—or just trying to keep stacking tax-advantaged capital—this episode is your roadmap to doing it the right way.
You'll learn:
✅ The 5 key indicators you're ready for another policy✅ Why adding too much too early can actually slow down your wealth-building✅ How to build separate functions for personal, business, and generational use✅ Common mistakes to avoid (like ignoring MEC limits or mixing personal/business funds)✅ A real-world look into how Shawn expanded his own family banking system
And remember: this isn’t about buying more insurance—it’s about building more leverage, more liquidity, and more long-term control over your financial life.
🎓 Want to Learn More?
If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!
🎥 Watch the Full Infinite Banking Playlist→ YouTube Playlist
📺 Watch the Save & Spend System Overview→ https://legacylifeprocess.com/save-and-spend-system
📞 Book a Free Cash Consultation Call→ https://calendly.com/shawnksfg/infinite-banking
📥 Download the FREE Legacy Builder Outline→ https://legacylifeprocess.com/legacy-builder-outline
📊 Download the FREE Budget Template→ https://legacylifeprocess.com/budget-template-and-training
🌐 Visit Our Website→ https://legacylifeandretirement.com/
📚 Buy “Becoming Your Own Banker” by Nelson Nash→ https://a.co/d/3YmEAoE
🔗 All Social Media & Podcast Links→ https://linktr.ee/legacylifeandretirement
📧 Email→ Info@LegacyLifeandRetirement.com
📺 Watch the Save & Spend System Overview Now→ https://legacylifeprocess.com/save-and-spend-system
In this episode of The Cashflow Chronicles, I sit down with my amazing wife Amanda to break down how we fund our travels using our Infinite Banking policies—without losing out to interest or opportunity cost.
We walk through our exact process:
✅ We book all our travel, flights, hotels, excursions using credit cards to stack points
✅ Then we wipe that card balance clean using a policy loan before the billing cycle ends, avoiding paying any third party interest
✅ And finally, we repay the loan over time as we save for our next adventure, keeping our money in motion and compounding the whole way through
In this episode, we discuss:
If you’re someone who wants to travel smarter, not just cheaper, and you want to build wealth while you enjoy life, this one’s for you.
If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!
🎥 Watch the Full Infinite Banking Playlist→ YouTube Playlist
📺 Watch the Save & Spend System Overview→ https://legacylifeprocess.com/save-and-spend-system
📞 Book a Free Cash Consultation Call→ https://calendly.com/shawnksfg/infinite-banking
📥 Download the FREE Legacy Builder Outline→ https://legacylifeprocess.com/legacy-builder-outline
📊 Download the FREE Budget Template→ https://legacylifeprocess.com/budget-template-and-training
🌐 Visit Our Website→ https://legacylifeandretirement.com/
📚 Buy “Becoming Your Own Banker” by Nelson Nash→ https://a.co/d/3YmEAoE
🔗 All Social Media & Podcast Links→ https://linktr.ee/legacylifeandretirement
📧 Email→ Info@LegacyLifeandRetirement.com
Save & Spend System Overview→ https://youtu.be/IZ6MiMNZ5aM?si=G58mIGUKIcJFq0VF
📅 Book a Free Consultation→ https://calendly.com/shawnksfg/infinite-banking
📥 Download the FREE Legacy Builder Outline→ https://shawnking-sfg.systeme.io
📲 Linktree – All Resources
In this episode of The Cashflow Chronicles, Shawn sits down with Neil Twa — CEO and Co-Founder of Voltage Holdings, Amazon FBA expert, and bestselling author of Almost-Automated Income with FBA. With more than 17 years in the e-commerce world, Neil has helped launch multiple 7- and 8-figure Amazon brands and coached thousands of entrepreneurs on how to build profitable online businesses.
Together, Shawn and Neil explore how Amazon FBA can become more than just an online hustle — it can be a true cash-flowing asset that fits perfectly alongside strategies like Infinite Banking. Neil breaks down what it really takes to start, scale, and eventually sell a brand on Amazon, the most common mistakes new sellers make, and why lifestyle-driven businesses create more freedom than chasing revenue alone.
Whether you’re just getting started on your path to financial independence or looking for your next cash-flow play, this episode will show you how e-commerce can help you build both income and legacy.
Get Your Free Copy of Neil's Book Here:
https://www.voltagedm.com/freebook
Use Code: LEGACYLIFE
Connect with Neil
Email: Neil@voltagedm.com
Website: voltagedm.com
TikTok: Fbabusinessbuilders
LinkedIn: Neiltwa
Youtube: NeilTwavoltage
✅ Watch the Save & Spend Overview→ https://youtu.be/IZ6MiMNZ5aM?si=G58mIGUKIcJFq0VF
📅 Book a Free Consultation→ https://calendly.com/shawnksfg/infinite-banking
📥 Download the FREE Legacy Builder Outline→ https://shawnking-sfg.systeme.io
In this special family edition of The Cashflow Chronicles, I sit down with someone very close to me—my dad—for a candid conversation about money, insurance, and mindset across generations.
We talk about what money conversations (if any) were happening back in the '60s and '70s, and how he and my mom approached finances as young parents. He opens up about their budgeting habits, use of credit cards, and the late-in-life shift that led him to explore and adopt Infinite Banking through a whole life policy we recently set up together.
We also break down:
What his beliefs about life insurance were before I entered the industry
What changed his mind about whole life
How it felt taking his first policy loan from himself instead of the bank
What surprised him most about Infinite Banking
How he explains the concept now in his own words
And whether he wishes he had started sooner
Whether you're just learning about IBC or you're trying to educate your own family, this episode shows it’s never too late to start thinking differently about money.
Thanks for listening and remember: the information is free, but the knowledge is priceless.
In today’s episode of The Cashflow Chronicles, we’re diving deep into one of the most overlooked (yet critical) parts of designing an Infinite Banking policy: the base premium.
You’ve probably seen the hype around “high PUA” designs like 10/90 or 25/75. And sure, they look great early on. But what happens in year 10? Year 20? Or when the insurance company cuts off your ability to overfund?
This episode is called “The Case for Base” because we’re breaking down why a stronger base premium creates longer-lasting power, better long-term compounding, and more flexibility in the years you need it most.
You'll learn:
Why chasing early liquidity can cap your long-term wealth
What happens when your base is too small and PUAs get cut off
Real-life side-by-side numbers comparing a 25/75 vs 40/60 structure
Easy metaphors to help you see why a strong foundation wins
Why Nelson Nash always taught to “Think Long Term” — and how that applies to your own financial legacy
🛠️ Ready to Take Action?
This episode is jam-packed with insights for anyone serious about using Infinite Banking not just for a quick win, but to build wealth for decades and generations.
Here are 3 easy ways to take the next step:
🎥 Watch our full Save & Spend Presentation — The exact system we teach clients➤ https://youtu.be/IZ6MiMNZ5aM?si=tKU8LbYX_kVbHKo7
📅 Book Your Free Consultation Call➤ https://calendly.com/shawnksfg/infinite-banking
📥 Download the FREE Legacy Builder Outline — Start crafting your generational wealth plan today➤ https://shawnking-sfg.systeme.io
Subscribe, share, and leave a review if you learned something during todays episode.
📩 Questions? Reach out anytime:
Website: https://legacylifeandretirement.com
Social Links + Podcast Hub: https://linktr.ee/legacylifeandretirement
You’ve probably seen the headlines. You’ve heard the talking heads.“Whole life insurance is a scam!” “Infinite Banking doesn’t work!”
But here’s the truth: most people calling Infinite Banking a scam haven’t taken five minutes to actually learn how it works. In this episode of The Cashflow Chronicles, I’m setting the record straight.
We break down:
Why Infinite Banking gets so much hate
The difference between the product (whole life) and the concept (IBC)
How banks and Fortune 500 companies quietly use this exact strategy
Real numbers, real history, and real talk from someone who actually practices what he preaches
I’ll walk you through common criticisms, explain where the confusion starts, and even share my personal story of using Infinite Banking to wipe out $60,000 in debt — while still keeping my dollars growing.
So before you write it off, get the facts. Then decide.
👇 RESOURCES & NEXT STEPS 👇
📺 Watch the full Save & Spend Overview:
https://www.youtube.com/@LegacyLifeAndRetirement
📅 Book a free consultation with me:
https://calendly.com/legacylifeandretirement/30min
📲 Connect with me on social:Instagram: @LegacyLifeAndRetirementYouTube: Legacy Life & RetirementTikTok: @LegacyLifeAndRetirement
💬 Drop a comment if you’ve ever been told Infinite Banking is a scam🎧 Subscribe for more real talk on cash flow, control, and building a legacy
As always — the information is free, but the knowledge is priceless
You work hard for your money… but what if I told you that you're silently losing thousands of dollars every year, without even realizing it?
In this episode, I break down the 5 biggest silent wealth killers:
💸 Taxes
📉 Fees
💳 Interest
📈 Inflation
⏳ Opportunity Cost
Most people don't realize how much money these 5 categories actually coast them. Today we'll discuss how they drain your wealth year after year, leaving you wondering why you're stuck financially even when you’re doing “all the right things.” I’ll walk you through real examples — from tax math to compounding interest loss — so you can see just how much these are costing you.
Then I’ll show you how to start plugging these leaks using smart strategies like Infinite Banking and proactive financial planning — so you can keep more of your money working for YOU, not the government, not the banks, and not Wall Street.
✅ Book your FREE Cash Consultation here:
https://calendly.com/shawnksfg/infinite-banking
📘 Recommended Reading:
Tax-Free Wealth by Tom Wheelwright (Robert Kiyosaki’s tax advisor)
HELOC Video Link:
https://youtu.be/2Ad4OyvYIhw?si=FPbg3D7EV7pWEveD
👇 Drop a comment: Which of these 5 is costing YOU the most right now?
—
#WealthBuilding #InfiniteBanking #Taxes #Investing #PersonalFinance #PassiveIncome #LegacyLife
In this foundational episode of The Cashflow Chronicles, Shawn King breaks down the powerful concept of Infinite Banking in plain language — no jargon, no fluff. If you’ve ever wondered how the wealthy seem to keep their money working for them 24/7, this is the strategy they don’t advertise… but consistently use.
You’ll learn:
✅ How traditional banks profit from your deposits (and why you shouldn’t let them)
✅ Why your savings account might be quietly losing value
✅ What Infinite Banking really is — and how YOU can become your own banker
✅ How a properly structured whole life policy gives you liquidity, growth, and control
✅ Why this system works for regular families, not just the ultra-wealthy
Plus, Shawn shares how this strategy changed his own financial life — and how it could do the same for you.
If you're serious about building wealth on your terms, this episode is your first step.
Book your FREE Cash Consultation Call and let’s build your Warehouse of Wealth:
📅 https://calendly.com/shawnksfg/infinite-banking
Resources & Links:
• Website: https://legacylifeandretirement.com/• Email: Info@LegacyLifeandRetirement.com• Buy the book that started it all: Becoming Your Own Banker – Amazon Link• All Socials & Podcast Links: https://linktr.ee/legacylifeandretirement