The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way.
New episodes every Monday and Wednesday!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice
The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way.
New episodes every Monday and Wednesday!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice
This week’s Curve Weekly starts with Soph’s financial dilemma of the month - a perfect storm of overspending, £5 left in the bank, and a 4% phone battery in Mayfair. Then, just as we got rolling, Vic’s mic cut out (classic), so yes… this is take two. Once the tech drama settled, Vic breaks down why the market is down 2%, what’s spooking investors, and how the AI bubble ties into it. We also dive into that viral “Did women ruin the workplace?” headline and unpack why the real problem is a system that was never built for women to thrive. Then it’s onto Trump threatening to sue the BBC for $1B - what happened, why it matters, and why the media world is slightly sweating. And finally, we look at what Brits are really using ChatGPT for… and let’s just say the answer might surprise you.
WTF does that mean? A guide to all the jargony bits:
Market Drop – When the stock market has a tiny sulk.
AI Bubble – When AI stocks get too hyped.
Diversification – Don’t put all your money eggs in one basket.
S&P 500 – The 500 biggest US companies in one group.
CapEx – Big-ticket spending by companies.
Government Shutdown – When the US government can’t agree and… stops.
The Fed – The US interest-rate boss.
Defamation – Saying something untrue and getting sued for it.
Algorithm – The puppet master deciding what you see online.
50:30:20 Rule – A simple budget split: needs, wants, investing.
Credits:
Hosts: Victoria Harris & Sophie Hallwright
Producer & Editor: Emily Rigby
Social & Digital Manager: Lucy Munro
Leave us a message on The Curve Hotline 💌☎️
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(00:00:00) Coming Up In Todays Episode… (00:01:03) Soph’s Financial Dilemma (00:07:09) The Market Is Down 2% (00:15:46) Did Women Ruin The Workplace? (00:22:32) Trump Sues The BBC (00:29:06) Brits Are Using This For Chat Gpt? (00:33:00) Before We Go… (00:34:51) Thank You For Listening! (00:35:29) Financial Disclaimer (00:35:57) Outtake
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
If AI still feels like a scary robot in the corner, this chat will calm your nerves and fire up your curiosity. Natalie Piucco (Google’s applied-AI whiz) breaks down where AI is really headed - think helpful life assistant that sorts your calendar, shopping and bills - and why that future could be worth backing with your pounds (or dollars). We cover simple ways to spot opportunities in everyday life (what are you and your mates actually using?), how to dip a toe in with an ETF before picking any “spicy” single stocks, and Nat’s golden rule: confidence comes after you start, not before. TL;DR: pop on your “investor glasses,” chuck in a tenner, and let AI’s next chapter work for you.
🚗 Thinking about a new car but not ready to drop the cash all at once? Our mini-episode with Lexus explains car financing in plain English (and yes, we made it fun): https://youtu.be/klxsa-upYH4?si=mStDjeNaPWvERlt_
Credits
Hosts: Victoria Harris & Sophie Hallwright
Producer & Editor: Emily Rigby
Social & Digital Manager: Lucy Munro
Leave us a message on The Curve Hotline 💌☎️
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Warren Buffett (aka the GOAT of investing) is sitting on a jaw-dropping $382 billion in cash. Yep, the man who literally buys companies is taking a breather, and Vic breaks down what that means for the rest of us (hint: things might be a tad overpriced). We also chat about bitcoin’s big dip (Soph’s thrilled), why AMD’s results weren’t enough to keep investors happy, and how gold’s having its main-character moment again. Plus, we celebrate the UK finally adding financial literacy to the school curriculum (goodbye, recorder lessons), unpack the mass Kiwi move to Australia, and somehow veer into royal neighbours, countryside dreams, and near-misses with Lorde.
WTF does that mean? A guide to all the jargony bits:
Bear Market – When stocks fall and vibes are low.
Bull Market – When prices rise and everyone’s buzzing.
Valuation – What a company thinks it’s worth.
Cash Pile – A giant stack of money waiting for action.
Berkshire Hathaway – Warren Buffett’s money empire.
Revenue Growth – When sales go up. Yay, more money!
Correction – A market “oops” before it (hopefully) recovers.
Defensive Stocks – Boring-but-reliable companies.
Safe Haven – Where nervous investors hide their cash (hi, gold).
Bitcoin – The drama queen of digital money.
Crypto – Internet money. Risky but exciting.
IPO – A company’s stock market debut.
Credits:
Hosts: Victoria Harris & Sophie Hallwright
Producer & Editor: Emily Rigby
Social & Digital Manager: Lucy Munro
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(00:00:00) Coming up In Today's Episode... (00:00:55) Catch Up (00:06:21) A Few Quick Headlines (00:12:01) Why Warren Buffett Is Sitting on a Mountain of Cash (00:19:55) The UK Finally Adds Money Lessons to the School Curriculum (00:26:57) An Update on the Strava IPO (00:28:01) The Great Kiwi Exodus (00:29:27) Wrap-Up (00:30:11) Thanks for Listening! (00:30:50) Financial Disclaimer (00:31:18) Outtake
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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Part two gets spicy. We break down the four stages of the property cycle (recovery, boom, cool-off, slump), why interest rates and prices move like a seesaw, how different countries can be in totally different seasons, and the biggie: your time horizon (think 7-10 years) matters more than crystal-ball timing. You’ll learn how to spot where your market is, when using equity makes sense (and when leverage can bite), and why personal finances beat FOMO every time. Expect practical insights on how interest rates, human behaviour, and timing shape the market - plus the kind of friendly arguing that somehow makes economics feel like reality TV.
🔔 We’ve made you a FREE handy little Property Cycle PDF - it’s got all the key takeaways, tips, and what to watch for in the market. It’s totally free, grab it here.
We’re proud to be partnering with BNZ, whose Home Loan Partners understand that no two journeys to home ownership are the same. With expert guidance, backed by BNZ’s research team, they’re here to help you make sense of interest rates, affordability, and timing - so you can navigate your property journey with confidence, no matter what stage you’re at.
👉To learn more, head here.
BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.
Credits:
Hosts: Victoria Harris & Sophie Hallwright
Producer & Editor: Emily Rigby
Social & Digital Manager: Lucy Munro
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Chapters:
0:00 – Welcome to part two!1:09 – BNZ x The Curve1:57 – Vic’s vibrating bracelet4:04 – Our first thoughts and different approaches to property7:24 – Why it’s key to understand the stages of the property cycle14:08 – Spotting the lull in the cycle19:15 – How property cycles differ around the world24:01 – The role of FOMO in property markets25:31 – The fear of overpaying26:13 – Recap of the stages of the cycle35:16 – Grab our free PDF summary!36:07 – Final thoughts42:08 – Thanks for tuning in43:43 – Financial disclaimer
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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Happy Halloween from the trading floor (aka our studio) where Steven and Victor break down this week’s AI mayhem. We chat the $5T milestone and what chip demand really means, why a certain chatbot’s rumored mega-IPO could suck oxygen (and cash) from the room, PayPal’s new ChatGPT checkout moment, and earnings tea from Microsoft, Alphabet and Meta. Big takeaway: excitement is high, portfolios can quietly get AI-heavy, and rebalancing is your best friend: S&P 500 girlies, you’re already getting plenty of exposure. It’s educational, a little unhinged, and very watchable.
WTF Does That Mean? A Guide to All the Jargony Bits:
AI Boom - Everyone’s losing it over artificial intelligence.
Chips - The brain of AI. Not the potato kind.
IPO - A company’s first day on the stock market.
Valuation - What we think something’s worth.
Earnings Season - When companies spill their financial tea.Diversification - Don’t bet it all on one shiny stock.
Correction - The market’s hangover.
Long-Term Investor - The chill one who doesn’t panic.
Credits
Hosts: Victoria Harris & Sophie Hallwright
Producer & Editor: Emily Rigby
Social & Digital Manager: Lucy Munro
Chapters:
0:00 - Coming Up in Today’s Episode...
0:52 - Welcome to the Trading Floor!
4:06 - The First $5 Trillion Company on the Stock Market
9:54 - How AI Companies Are All Interconnected
23:19 - OpenAI Prepares for an IPO
35:31 - PayPal x ChatGPT
37:08 - It’s Earnings Season!
41:57 - Wrap-Up
43:21 - Thanks for Listening!
44:01 - Financial Disclaimer
44:29 - Outtake
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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Ever wondered why the property market feels like it’s having mood swings? Soph and Vic break down the property cycle through the lens of the seasons - from the buzz of spring recovery to the chill of a winter slump - and explain how interest rates, supply, and demand shape each stage. You’ll learn how local “microclimates” impact prices, why you can’t really time the market, and how to read the signs of what’s coming next. Oh, and we’ve also designed a very professional seesaw diagram to explain the whole thing - let’s just say the art world isn’t calling. We’ll be back next month with part two, diving deeper into how long these cycles actually last, where we are right now, and what to watch for if you’re planning to buy or sell.
We’re proud to be partnering with BNZ, whose Home Loan Partners understand that the housing market moves in complex cycles and global trends. With access to economic insights, local market knowledge, and years of experience, they’re here to help you navigate your own property journey with confidence - no matter what stage you’re at.
👉To learn more, head here.
BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.
Credits:
Hosts: Victoria Harris & Sophie Hallwright
Producer & Editor: Emily Rigby
Social & Digital Manager: Lucy Munro
Leave us a message on The Curve Hotline 💌☎️
For more from The Curve:
Chapters:
0:00 – What’s Coming Up This Episode...
1:00 – BNZ x The Curve
1:49 – Welcome to the Property Series
3:52 – How Market Cycles Really Work
10:16 – The Property Seasons: From Summer Booms to Winter Slumps
16:21 – How Property Cycles Differ Around the World
26:36 – Recap: Seasons, Supply & Demand, and What Shapes the Market
39:59 – Wrapping Up + See You Next Month for Part Two
41:04 – A Big Thank You to BNZ!
42:39 – Financial Disclaimer
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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Why are fashion giants breaking up with beauty? This week, we dig into Kering’s $4B “it’s not you, it’s me” moment as it sells its beauty division to L’Oréal - and what that says about the state of luxury right now. Then we jump from catwalks to Korean skincare as Kylie Jenner’s casual TikTok shout-out turns a niche LED mask brand into a $6B sensation (seriously, one post!). There’s also gold’s not-so-glam fall (its biggest drop in a decade) and the return of meme-stock madness with Beyond Meat’s wild week on Wall Street. Plus, a sisterly lesson in latte logic, and a PSA on scams that proves: even the smartest among us can get duped.
🎧 Listen to our latest episode on Gold
🎧 Listen to our episode with Tracy Hall
Credits
Hosts: Victoria Harris & Sophie Hallwright
Producer & Editor: Emily Rigby
Social & Digital Manager: Lucy Munro
Leave us a message on The Curve Hotline 💌☎️
For more from The Curve:
Chapters
0:00 – Coming up…
1:03 – Catch up & financial check-in
4:50 – Gold takes a tumble
11:48 – Beauty’s big breakup
20:17 – The return of the meme stock
29:32 – Warner Bros for sale?!
33:52 – Soph’s bonus story
39:12 – Before we go…
40:20 – Thanks for listening!
40:58 – Financial disclaimer
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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Something in the market is heating up fast - and everyone from central banks to everyday investors is taking notice. Prices have surged to record highs, headlines are everywhere, and FOMO is creeping in. In this episode, we unpack what’s driving the spike, why timing matters, and what this moment could mean for your portfolio. We’ll talk strategy, risk, and whether it’s a smart move to get involved… or sit it out. This one’s big - and moving quickly.
💡 Curious how we’d actually invest in it? Join the Curve Investing Club for our strategy and picks.
🎧 Listen to 'SARAH WILSON: Are We All F***ed? Systems Collapse Explained'
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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LVMH just put the champagne back on ice (in a good way) with a monster jump that hints luxury is officially out of its slump (handbags up, spirits high, clutches… still impractical). In other news, the US-China tariff tit-for-tat that spooked markets, pushed safe-haven gold even shinier, and could make your next smartphone pricier. Vic explains why volatility can be a sneaky gift for long-term investors, Strava is stretching for an IPO (run clubs, assemble), and the UK is eyeing a trim to cash ISAs to nudge more of us into investing -smart if you diversify, smarter if you don’t blindly go all-in on the FTSE. Plus, a tiny Taylor Swift sales flex and a very important programming note: should Curve Weekly land on Monday or Tuesday? Vote in the poll or leave a comment!
🎧 Watch our emergency episode on Gold here.
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WTF does that mean? A guide to all the jargony bits:Tariffs – A tax on imports. Governments love this drama.Trade War – Countries throwing tariffs at each other.Rare Earth Metals – Power your phone and EV.Volatility – Market mood swings. Big ups and downs.Active Management – Pros trying to beat the market.IPO – Company’s stock market debut.Market Cap – What a company’s worth.ISA – UK tax-free savings/investing account.S&P500 - Top 500 U.S. companiesFTSE 100 – Top 100 UK companies.Dollar Cost Averaging – Invest little by little, every month.ETF – A basket of shares in one.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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Thinking about a “micro retirement” now instead of waiting till 65? Same - let’s put a number on that itch. In this ep, we unpack the micro-retirement trend, why burnout and non-linear life plans are pushing it, and the real money maths behind pressing pause - like how skipping a year of £500/month investing can cost ~£200k by retirement, and how saving for the break first (or eight years of missed contributions) can snowball toward seven figures in opportunity cost.
We get practical too: plan your expenses, consider renting out your place, keep investing if you can, and if one partner stays home, talk about splitting pension/retirement contributions so nobody gets financially punished for caregiving. You’ll leave with a sanity-saving checklist, a fresh respect for compounding, and permission to chase variety - just not at the expense of Future You’s nest egg.
Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF here.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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The BATMMAAN stocks are running the show - eight US giants dominating the global leaderboard while Europe quietly sips its tea in the slow lane. We unpack why the US has such a grip on the world’s biggest companies, what it says about innovation (and taxes), and where this might go next. Plus: OpenAI goes on a multi-billion chip shopping spree with Advanced Micro Devices, Japan’s new female prime minister isn’t quite the feminist icon some hoped for, and inflation is creeping back into the US while interest rates slide in New Zealand. And because we can’t resist a bit of chaos - Vic’s makeup haul, Sophie’s tragic colour-match saga, and the all-important Halloween costume vote. Leave a comment and have your say!
WTF does that mean? A guide to all the jargony bits:
BATMMAAN Stocks – 8 US tech giants dominating the market.
S&P 500 – Top 500 US companies. Big investing benchmark.
Nikkei 225 – Japan’s S&P 500.
Tariffs – Taxes on imports = pricier stuff.
Interest Rates – Cost of borrowing money.
Inflation – Prices go up, money buys less.
Stimulus – Government spends to boost the economy.
Supply Chain – How stuff gets from A to B.
Chip Shortage – Not enough chips to meet AI demand.
Visa Hike – Making it pricier/harder to work abroad.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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Gen Z gets written off as entitled and spend-happy - Maddie Borge proves otherwise. At 24, she lays out a disciplined, practical approach to money in a world where the old “degree → job → house” promise no longer holds. We discuss why renting in cities like London can be precarious, how that instability reshapes goals, and the trade-offs between owning and investing. Maddie shares the systems that actually move the needle - pay yourself first, ring-fence essentials, use high-yield savings and index funds/ISAs, audit subscriptions and day-to-day leaks, and gamify progress so it sticks. We also talk balance: enjoying small luxuries without derailing a deposit, and why building a portable career or business can be a smarter path than climbing a broken ladder. This isn’t “lazy Gen Z”; it’s thoughtful, disciplined, and quietly ambitious.
Maddie's Channels:
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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Kidulting is on the rise, and it’s not just about grown-ups buying plushies for their shelves - it’s shaping up to be a full-blown investing trend. We dive into why collectibles like Jellycats and Labubus are booming, and how to spot whether a “cute craze” could actually be a smart addition to your portfolio. From there, we get into the US government shutdown drama (and what it really means for interest rates, jobs, and your money), why investors are flocking to gold when things feel shaky, the surprising premium butter boom (yes, butter is the new luxury), and the London Stock Exchange’s fall from grace. Plus, we share a listener’s brilliant email on women buying “boring” businesses and what it would take to start one yourself. Packed with money insights, random tangents, and at least one stubbed toe story - this one’s worth the listen.
🎧 Listen to Vic’s 'Review of ‘The Soul of Money’.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Vic brings ‘The Soul of Money’ to the couch and suddenly our bank statements feel like diaries we maybe… wouldn’t show our mums. We unpack the myth of ‘never enough,’ swap abundance for sufficiency, and explore money as a flow (sometimes a waterfall, sometimes a dribbly tap) that carries our intentions - whether that’s supporting local, giving with purpose, or voting with our wallets. Expect chat on financial integrity, values-based spending & donating, and why hoarding can dam your energy. Key takeaways: name your ‘enough,’ let money move with palms-up energy, and ask if each spend reflects who you are. Listen in, tell us your thoughts where you’re tuned in, and drop your next book recs - we’re ready for round two.
🎧 Listen to our episode with Roxie Nafousi.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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Soph is off having a well-deserved break in the woods this week (miss you Soph - plss come back soon 🥲). In her place, we’ve got Emily stepping out from behind the camera and onto the mic, matcha in hand. And speaking of matcha… it’s officially having a moment. Sales have doubled, cafés are going green, and Gen Z is treating it like the new Aperol Spritz (but healthier, Instagrammable, and about 100 shades brighter). We chat about why little luxuries are booming, the economics behind the matcha craze, and what it tells us about shifting spending habits. Plus, Vic weighs in on Trump’s latest visa drama, Nvidia and OpenAI’s eye-watering $100B deal, Pfizer muscling into the weight-loss drug race, and New Zealand smashing a glass ceiling with its first female central bank governor. Happy Monday everyone!
WTF Does That Mean? A Guide to All the Jargony Bits:H-1B Visa – US work visa for skilled jobs (techies, doctors).Market Cap – Total value of a company’s shares.AI Chips – Supercharged computer brains for AI.GLP-1 – Protein in weight-loss drugs that kills cravings.Acquisition – When one company buys another.Obesity Drug Market – The $$$ biz of weight-loss meds.Central Bank – The big boss bank running the economy.Interest Rates – How much it costs to borrow money.Inflation – When prices rise and money buys less.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Ever walked into a pay rise conversation, only to feel your brain switch off and your confidence evaporate faster than your lunch break? You’re not alone. In this episode, Sophie sits down with salary negotiation powerhouse Meggie Palmer to unpack how to prep, practise, and push through those oh-so-awkward money chats. From knowing your “wish, want, walk” numbers, to mastering the art of silence, Meggie shares practical scripts, confidence tricks, and even a “fake tunnel drop-out” hack you’ll want to keep in your back pocket. We also tackle why women are conditioned to feel icky about asking for more, and how to rewire that mindset. Spoiler: you’re adding value - time to own it.
PepTalkHer: https://www.peptalkher.com/
The original episode with Meggie: https://open.spotify.com/episode/0ukKYVeZDXfaBz20qal0Gv?si=Edty--14SLuXqRIWxgkkhQ
Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF here.
Leave us a message on The Curve Hotline 💌☎️
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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This week we dig into the very viral Ben & Jerry’s saga - Jerry stepping away after 47 years, the Unilever peace-deal-gone-fraught, and what it really costs to put values ahead of vanilla. We unpack the “independent within a conglomerate” merger setup, the Gaza/Israel flashpoint that turbo-charged tensions, and why brave exits can still break your heart (and your P&L). Then it’s a rapid-fire news: TikTok staying in the U.S. via a new consortium and a licensed algorithm (hello, governance plot twist), China easing up on Google, chatter about shifting U.S. company reporting to twice-yearly, Klarna’s float and first-week vibes, Tesla’s big rebound plus a hefty insider buy (cue our “ethics vs returns” debate), and Sophie’s surprise portfolio hero, SharkNinja. Share, rate, and drop your thoughts - would you invest in Tesla or is that a hard pass?
WTF Does That Mean? A Guide to All the Jargony Bits:Merger Agreement – The contract when two companies join.Board of Directors – The decision-making bosses.Independence Clause – “We’ll stay in charge” fine print.PE (Private Equity) – Big funds buying companies.VC (Venture Capital) – Startup money with big hopes.Algorithm – Code that decides your TikTok feed.National Security Risk – Gov-speak for “sketchy data.”Quarterly Reporting – Company report cards, every 3 months.Float / Going Public – When a company sells shares.Insider Buying – Bosses buying their own stock.Defaults – Missed payments.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sometimes the biggest lessons arrive completely out of the blue. In this episode, we sit down with 26-year-old Lily Foote, who shares the health scare that made her realise just how important health insurance really is. We talk through what it’s like to get an unexpected diagnosis, the overwhelm that comes with medical jargon, and how ADHD and anxiety can make the whole process even harder to navigate. Lily opens up about the financial relief of being covered, the reality of recovery (two weeks horizontal, not ideal for a self-confessed non-chiller), and the mindset shifts that came with it all. We also dive into why admin feels like climbing a mountain, how to make health insurance less intimidating, and that tricky balance between living in the moment and planning for the future. It’s an important conversation that’s honest, supportive, and might just be the nudge you need to finally tick “sort health insurance” off your list.
The Income Protection Episode mentioned in this podcast: A guide to adulting - Getting your Plan B sorted before it’s too late
What we share on this podcast reflects our own views and experiences, and not the views of Southern Cross Health Insurance. This is not intended to be a recommendation or financial advice. If you’re interested in getting health insurance, please seek appropriate advice from a qualified professional to suit your circumstances.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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This week on The Curve Weekly, we’ve got a very special guest: Lucy Blakiston from Shit You Should Care About is in the studio - and we LOVED HAVING HER. Together we dive into Rupert Murdoch’s real-life Succession drama, Lululemon’s fall from athleisure grace, and the big one: Klarna finally hit the stock market. The giant IPO’d on the NYSE at $40 a share, shot up to $57, and closed at $45.82 - a neat little 15% glow-up on day one. We break down what that actually means, why Klarna is still losing money (but less than before), and whether you’d want it in your portfolio. Plus: Bowie bonds, activist investors, tube-strike survival stories, weddings that drain your bank account, and one very rogue hair intervention. Finance, but fun - and with Lucy in the mix, chaotic in the best way. 💖
Subscribe to Lucy's Substack HERE (we highly recommend it 🙏)
Watch our previous episode with Lucy HERE. 🎥
WTF Does That Mean? A Guide to All the Jargony Bits:
IPO – A company’s stock market debut.
Ticker – The code a company trades under (Klarna = KLAR).
Valuation – What the market says a company’s worth.
On its knees – A stock performing terribly.
Activist Investor – Buys shares to shake things up.
Bowie Bonds – Musicians borrowing against future royalties.
Royalties – Cash artists get when their music’s played.
Private Equity – Investors buying companies off-market.
Trust – A legal pot of assets (Murdoch-style).
Succession Plan – Who takes over next.
Leave us a message on The Curve Hotline 💌☎️
For more from The Curve:
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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What happens when your “dream first home” turns into the ultimate financial horror story? Enter Gabby, who found herself tangled in $700,000 of debt, a collapsing relationship, disappearing tenants, and the kind of stress that ages you a decade in six months. In this episode, she shares the rollercoaster of buying a property with her ex - from the excitement of auctions and shiny new builds to the gut-punch of surprise valuations and last-minute scrambles for tens of thousands of dollars. It’s brutal, it’s eye-watering, but it’s also packed with must-know lessons about contracts, worst-case planning, and why you should never assume property ownership is a simple path. Grab a wine (you’ll need it) and get ready to hear how Gabby turned her property nightmare into resilience, wisdom, and a story you won’t forget.
📝 Read Gabby’s original blog here
We’re proud to be partnering with BNZ, who know that home ownership isn’t a straight line. Sometimes life throws curveballs, and BNZ is all about supporting you through the hard stuff, not just the highlights. Whether you’re at the start of your journey or rebuilding after a setback, BNZ’s home loan experts have the tools and people ready to help you find a way.
👉 To learn more, head here: bnz.co.nz/home-loan-partners-spotify-ep5
BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.
Leave us a message on The Curve Hotline 💌☎️
For more from The Curve:
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.