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The Dollars & Sense Podcast
Tim Ellis & Brodie Haggerty
61 episodes
2 weeks ago
2025 gave us AI becoming mainstream, another turbulent year under Trump, surprising global market returns, and the end of Warren Buffett’s era as CEO of Berkshire Hathaway. In this episode, we unpack what actually happened — from AI hype and capital flows to interest rates and market surprises — and then finish with the bigger question: why none of it really matters for long-term wealth. A grounded reminder of what financial advice is actually for. If you have a question, suggestions, or a to...
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Investing
Education,
Business
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All content for The Dollars & Sense Podcast is the property of Tim Ellis & Brodie Haggerty and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
2025 gave us AI becoming mainstream, another turbulent year under Trump, surprising global market returns, and the end of Warren Buffett’s era as CEO of Berkshire Hathaway. In this episode, we unpack what actually happened — from AI hype and capital flows to interest rates and market surprises — and then finish with the bigger question: why none of it really matters for long-term wealth. A grounded reminder of what financial advice is actually for. If you have a question, suggestions, or a to...
Show more...
Investing
Education,
Business
Episodes (20/61)
The Dollars & Sense Podcast
2025 In Review. What just happened and what actually matters?
2025 gave us AI becoming mainstream, another turbulent year under Trump, surprising global market returns, and the end of Warren Buffett’s era as CEO of Berkshire Hathaway. In this episode, we unpack what actually happened — from AI hype and capital flows to interest rates and market surprises — and then finish with the bigger question: why none of it really matters for long-term wealth. A grounded reminder of what financial advice is actually for. If you have a question, suggestions, or a to...
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2 weeks ago
49 minutes

The Dollars & Sense Podcast
The Most Misunderstood Part of KiwiSaver Performance
This week, Tim breaks down one of the most common KiwiSaver misunderstandings: how two funds can show identical long-term returns on paper, yet deliver completely different balances for real investors. He explains why shifting asset allocations, volatility, and regular contributions can make a “better-looking” fund actually perform worse for you. If you’ve ever compared performance tables and felt confused, this episode will finally make the math make sense. If you have a question, suggestion...
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4 weeks ago
16 minutes

The Dollars & Sense Podcast
Following Up on NZ’s Health Insurance Crisis: The Latest Developments
This episode is a follow-up to my earlier deep dive into New Zealand’s medical insurance shake-up — and a lot has changed since then. In this update, I break down how each major insurer has responded differently to rising claims costs, including Southern Cross, AIA and nib, and what these changes mean for your premiums, benefits and future options. I also outline practical solutions to consider depending on which insurer you’re currently with, so you can make informed decisions rather than re...
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1 month ago
26 minutes

The Dollars & Sense Podcast
Exposed: The Marketing Tactics Behind Modern Investment Snake Oil
In this episode, we break down the tactics used by self-proclaimed investment “gurus” who sell overpriced courses, mentorships, and get-rich-quick schemes. From seductive narratives to manufactured credibility and psychological manipulation, we unpack how these operators hook people in — and how to protect yourself. If you’ve ever wondered why these scams seem to surge during volatile markets, this episode is for you. If you have a question, suggestions, or a topic you would like ...
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1 month ago
28 minutes

The Dollars & Sense Podcast
Your Wealth Philosophy vs. Reality: Taraia Robin Breaks It Down
In this episode of The Dollars and Sense Podcast, Tim sits down with Taraia Robin from Stewart Group and Finzo for an honest, practical discussion about evidence-based investing. Taraia breaks down why discipline beats prediction, how small-cap and value factors fit into a modern portfolio, and what investors often misunderstand when markets get noisy. A grounded, insightful conversation for anyone wanting to invest with confidence and clarity If you have a question, suggestions, or a t...
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1 month ago
37 minutes

The Dollars & Sense Podcast
The AI Bubble: Hype or the Next Market Crash?
Investors are nervous — AI stocks are soaring, valuations look stretched, and Trump’s back in the White House. In this episode, Tim breaks down whether we’re really on the edge of a market correction, what’s driving the fear, and why a solid, diversified plan still beats trying to time the market. If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dollars & Sense Content: Click Here Listen to all The Dol...
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1 month ago
22 minutes

The Dollars & Sense Podcast
Second Marriages, Trusts, and Contracting Out — Part 2 with Hannah Carter
In Part 2 of our conversation with Hannah Carter from Carter Chung, we dive deeper into the legal side of second marriages, trusts, and contracting out agreements. Building on last week’s discussion, this episode explores what really happens when documents aren’t reviewed, how blended families can protect their assets, and why proactive planning matters more than ever. If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz...
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2 months ago
33 minutes

The Dollars & Sense Podcast
Blended Families & Second Marriages: The Legal Must-Knows with Hannah Carter
In this episode of The Dollars and Sense Podcast, Tim sits down with lawyer Hannah Carter from Carter Chung Law to unpack the legal side of second marriages and blended families. They cover wills, trusts, and what happens if you don’t have a will in place — including who really gets what. A must-listen for anyone navigating family or estate planning in later-life relationships. For anyone wanting to get in touch with Hannah. Website details below. https://www.carterchunglaw.co.n...
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2 months ago
26 minutes

The Dollars & Sense Podcast
Why Revolving Mortgages Keep You Stuck on the Financial Treadmill
Revolving mortgage accounts promise flexibility — but for many people, they quietly create financial frustration. In this episode, Tim Ellis breaks down why so many Kiwis feel “stuck” with revolving credit, how it impacts your money mindset, and the practical steps to get out of the loop. Learn how to take back control and start moving forward financially. If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.n...
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2 months ago
16 minutes

The Dollars & Sense Podcast
Tick Boxes Don’t Build Wealth
This week on The Dollars and Sense Podcast, Tim and Brodie pull apart one of the most overused and misunderstood tools in investing — the risk assessment questionnaire. These forms are meant to help investors understand their tolerance for risk, but in practice, they’re often a lazy substitute for real financial advice. The guys break down why they believe the questionnaire can lead to poor decisions, misaligned portfolios, and false confidence — especially for people using them online withou...
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2 months ago
29 minutes

The Dollars & Sense Podcast
The Hidden Costs of Investing
It’s not the fees you see that hurt — it’s the ones you don’t. Most investors think they understand what they’re paying for — a simple management fee and maybe a performance fee if things go well. But that’s only the beginning. In this episode, Tim Ellis and Brodie Haggerty unpack the hidden side of investing — the costs that quietly eat away at your returns without ever showing up on your fund statement. From currency hedging and tax drag to behavioral biases and index front-running, we expl...
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3 months ago
28 minutes

The Dollars & Sense Podcast
Breaking the Home Bias: Why Global Diversification Wins for Your Portfolio
We all know that a home bias has kept the All Blacks streak alive at Eden Park against The Springboks..... But is a home bias critical to a New Zealand domiciled managed fund or KiwiSaver fund? In Season 4, Episode 2 of the Dollars and Cents Podcast, Tim Ellis explores the concept of home bias in investing, focusing on the heavy allocation to New Zealand and Australian stocks in KiwiSaver and managed funds. Discover 5 reasons why a globally diversified portfolio needs to be considered.&...
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3 months ago
19 minutes

The Dollars & Sense Podcast
NZ Medical Premiums set to Sky Rocket in 2025
Tim Ellis says: ‘80% premium hikes are nuts!’ Season 4, Episode 1 dives into NZ’s medical cost crisis—50% claim surges, 93.4% insurer payouts, and 3 hacks to save for 30s-40s Kiwis. Subscribe for weekly wealth tips! #NZHealthInsurance #MedicalCostsNZ #KiwiFinance If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dollars & Sense Content: Click Here Listen to all The Dollars & Sense Podcasts: Click He...
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3 months ago
22 minutes

The Dollars & Sense Podcast
#47: Trumps Tariffs, Should We Panic?
In this episode we address the growing speculation and panic the markets have seen due to trade wars. Have we seen this before and what happened? Should you be doing anything with your investments as a reaction? If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dollars & Sense Content: Click Here Listen to all The Dollars & Sense Podcasts: Click Here The information shared on The Dollars & Sense Podc...
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9 months ago
24 minutes

The Dollars & Sense Podcast
#46 Is that a Goal or a Strategy?
Goals versus Strategies - What's the difference? Hands up if you have said you have a goal to be mortgage free! Hands up if you have a goal to own "X" amount of properties! Are those really goals, or are they strategies to help you achieve the REAL goal? Tune in to this weeks episode where Tim and Brodie discuss the difference between a Goal and a Strategy and why it is so important to differentiate the two when considering financial planning. If you have a question, suggestions, or...
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11 months ago
19 minutes

The Dollars & Sense Podcast
#45: The Power of Small Caps - What Does History Say About Investing in Small Companies?
In this episode, we dive into the world of small-cap investing and explore why it’s often overlooked by mainstream investors. We challenge the conventional wisdom that favors large-cap stocks, and discuss how small-cap investments can diversify your portfolio and bring significant returns over time. If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dollars & Sense Content: Click Here Listen to all The D...
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1 year ago
21 minutes

The Dollars & Sense Podcast
#44: Talking All Things Interest
This week, we are discussing interest (woohoo). We explore the risks involved with term deposits, which have generally been seen as "risk-free" by the public, mortgage interest rates, and more. If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dollars & Sense Content: Click Here Listen to all The Dollars & Sense Podcasts: Click Here The information shared on The Dollars & Sense Podcast is...
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1 year ago
30 minutes

The Dollars & Sense Podcast
BE RIGHT BACK!
We'll be back with more episodes next week, here's a quick update from Tim. If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dollars & Sense Content: Click Here Listen to all The Dollars & Sense Podcasts: Click Here The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational pu...
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1 year ago
9 minutes

The Dollars & Sense Podcast
#43: Investment Is Supposed To Be Boring!
The popular image of investing tends to be formed by movie dramas like ‘Wolf of Wall Street’, ‘The Big Short’ or 'Margin Call' In truth, however, success in long-term investing is more likely due to a slow and steady approach with minimal drama. This weeks Podcast lists explores the benefits of opting for ‘boredom’ over excitement when it comes to investing. If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dolla...
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1 year ago
20 minutes

The Dollars & Sense Podcast
#42: Investing In Hype Stocks, Is It Worth The Risk?
Nifty Fifty, FAANG, MAMAA, Magnificent Seven. Over the years there are always companies that shoot the lights out in the stock market, so much so that we end up giving them nicknames. But are these stocks overvalued and should you buy them at their peaks? We explore concentration risk in this episode and ask some key questions for investors to consider: Do I already hold it? Why should I expect a return? And what are the costs? If you have a question, suggestions, or a topic you would ...
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1 year ago
23 minutes

The Dollars & Sense Podcast
2025 gave us AI becoming mainstream, another turbulent year under Trump, surprising global market returns, and the end of Warren Buffett’s era as CEO of Berkshire Hathaway. In this episode, we unpack what actually happened — from AI hype and capital flows to interest rates and market surprises — and then finish with the bigger question: why none of it really matters for long-term wealth. A grounded reminder of what financial advice is actually for. If you have a question, suggestions, or a to...