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The ESPC Property Show
ESPC (UK) Ltd
97 episodes
5 days ago

The ESPC Show is the podcast to listen to if you're interested in any part of the Scottish property market! Each week we'll dive into a topic and share all that you need to know about it. Our promise is to provide honest, jargon-free and data driven advice from informative expert guests. Covering everything from buying a home in Scotland for the first time to investing in a rental property, The ESPC Show is the perfect audio companion. ESPC is the home of property in Edinburgh, the Lothians, Fife, the Scottish Borders, Dumfries and Galloway and the West of Scotland. We are so much more than a property portal though, we provide mortgage advice through ESPC Mortgages and a full lettings management service with ESPC Lettings, as well as a wide network of solicitor estate agent member firms and a host of Scottish property advice. 

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All content for The ESPC Property Show is the property of ESPC (UK) Ltd and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

The ESPC Show is the podcast to listen to if you're interested in any part of the Scottish property market! Each week we'll dive into a topic and share all that you need to know about it. Our promise is to provide honest, jargon-free and data driven advice from informative expert guests. Covering everything from buying a home in Scotland for the first time to investing in a rental property, The ESPC Show is the perfect audio companion. ESPC is the home of property in Edinburgh, the Lothians, Fife, the Scottish Borders, Dumfries and Galloway and the West of Scotland. We are so much more than a property portal though, we provide mortgage advice through ESPC Mortgages and a full lettings management service with ESPC Lettings, as well as a wide network of solicitor estate agent member firms and a host of Scottish property advice. 

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Investing
Business
Episodes (20/97)
The ESPC Property Show
2026 Property Market Predictions: Interest Rates, House Prices & Hotspots

In our most popular episode of the year, Paul and Megan return with their predictions for the Scottish property market in 2026.

They look back on how the market performed in 2025, including whether last year’s interest rate predictions stacked up, before exploring what lies ahead.

From potential base rate cuts and mortgage affordability to house price growth, listings, sales volumes and time to sell, this episode breaks down what buyers and sellers can realistically expect next year.

The episode also explores where Scotland’s next property hotspots could be, including areas tipped for growth due to transport links, new schools and major infrastructure investment.

Whether you’re a first-time buyer, homeowner or thinking about selling in 2026, this episode offers clear, data-led insight into what could shape the year ahead.

CHAPTERS:
0:00-0:33 Introduction
0:33-3:40 Looking back at the 2025 property market
3:40-5:47 Did last year's predictions come true? 
5:47-7:14 Interest rates: what happens next in 2026?
7:14-9:09 Mortgage rate vs base rate
9:09-11:02 Will house prices break £300,000 in 2026
11:02-11:50 Are buyers still paying over Home Report value?
11:50-12:54 Did private school VAT affect house prices?
12:54-15:27 Listings & sales: will more homes come to market?
15:27-16:35 Chains, fall throughs & time to sell
16:35-18:23 Scottish election policy changes to watch
18:23-24:34 2026 property hotspots to watch
24:34-25:40 Key takeaways for buyers and sellers in 2026
25:40-27:28 ESPC stats and insights
27:28-28:43 What's next for the ESPC Property Show?


Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

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1 week ago
28 minutes 43 seconds

The ESPC Property Show
Scotland’s Housing Emergency: Why We’re Not Building Enough Homes (and What Needs to Change)

Scotland is in the midst of a housing emergency — but how did we get here, and what actually needs to change to fix it?

In this episode of The ESPC Property Show, Paul is joined by Fionna Kell, Director of Policy at Homes for Scotland, to unpack the realities behind Scotland’s housing shortage. From planning delays and government policy, to the role of private developers, affordable housing targets and the future of new build homes, this is a wide-ranging and timely conversation.

Fionna explains why this crisis has been decades in the making, why housing needs to be treated as a national priority, and what risks Scotland faces if it fails to create the right environment for home building. The discussion also explores the growing appeal of new build homes, the impact of net zero targets, and the pressure facing SME builders — particularly in rural communities.

Whether you’re a homeowner, first-time buyer, or simply interested in the future of housing in Scotland, this episode provides valuable insight into the challenges — and the reasons for cautious optimism.

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Show more...
3 weeks ago
20 minutes 44 seconds

The ESPC Property Show
First-time Buyer Special 2025 - Part 2

We're back with part 2 of our First-time Buyer Special for 2025. Paul & Megan are again joined by Tzana Webster (Head of Estate Ageny, Ralph Sayer) and Aileen Venables (Partner, Harper Macleod) who chat through what happens after an offer is accepted as well as busting some property myths. 

If you haven't seen part one, you can watch it here: https://youtu.be/myY5e-yWif0

Watch our First-timer Club to learn about the home buying process: https://www.youtube.com/playlist?list=PL5a0g5ma7LrlGitnnJuaqHd7zml_rk-vB
Read our First-time buyer advice: https://espc.com/advice/first-time-buyers
Find an ESPC solicitor: https://espc.com/find-an-agent

Chapters:
0:00-0:37 Intro
0:37-1:39 What happens after an offer is accepted?
1:39-3:00 What is a title deed?
3:00-4:20 How chains affect the legal process
4:20-5:01 How the money side of things work
5:01-6:03 How can you know you're in a property chain
6:03-6:37 Using a LISA
6:37-7:30 What you can do while your legals are completed
7:30-9:54 Declaring a gifted deposit
9:54-13:48 What costs do you pay as a first-time buyer
13:48-15:55 What are your rights when moving in?
15:55-16:36 Do buyers understimate moving in costs?
16:36-20:24 Picking your move in date
20:24-21:08 What's the one thing first-time buyers should do before a viewing
21:08-21:52 Busting property myths
21:52-24:23 What's one thing makes the most difference to first-time buyers

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

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1 month ago
24 minutes 22 seconds

The ESPC Property Show
First-time Buyer Special 2025 - Part 1

This is one of our most popular episodes of previous seasons - the First-time buyer Special! Here's the first part of our recording with property experts Tzana Webster (Head of Estate Agency, Ralph Sayer) and Aileen Venables (Parter, Harper Macleod) where Paul & Megan find out everything first-time buyers need to know about buying property in the current local market. 

Watch our First-timer Club to learn about the home buying process: https://www.youtube.com/playlist?list=PL5a0g5ma7LrlGitnnJuaqHd7zml_rk-vB
Read our First-time buyer advice: https://espc.com/advice/first-time-buyers
Find an ESPC solicitor: https://espc.com/find-an-agent

CHAPTERS:
0:00-1:15 Introduction
1:15-4:06 Biggest challenges facing first-time buyers
4:06-8:00 Shifts in buyer behavious
8:00-11:46 Fixer uppers are a lot less popular
11:46-13:25 How early should you contact a solicitor?
13:25-16:31 How can a solicitor help you in the buying process
16:31-17:20 Find out how much you can afford
17:20-18:36 You can't view again after your offer is accepted
18:36-21:40 How many times should you view a property?
21:40-28:38 What is a fair offer?
28:38-30:10 The top offers at closing dates don't always win
30:10-31:38 Why your offer isn't getting accepted

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

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1 month ago
31 minutes 38 seconds

The ESPC Property Show
Rental market update - have we reached peak rent?

In this episode Paul & Megan speak to Nicky Lloyd (Head of Lettings, ESPC Lettings) all about the local rental market including advice for tenants and landlords alike.

Watch all of Nicky's episodes here
Search for an ESPC Lettings rental property here
Get in touch with ESPC Lettings here

0:00-0:55 Intro
0:55-2:06 What's been happening over the summer?
2:06-3:19 Where are the hotspots and what's in demand?
3:19-4:55 What is the current time to let?
4:55-6:25 Are landlords still leaving the market?
6:25-7:02 Should you become a landlord right now?
7:02-7:52 Where's the best place to buy-to-let in Edinburgh?
7:52-9:37 What are the steps to becoming a landlord in Scotland?
9:37-11:28 Should you furnish your rental property?
11:28-14:14 Predictions for the 2026 rental market
14:14-15:25 Advice for becoming a landlord
15:25-16:05 Advice for tenants in Edinburgh

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Show more...
2 months ago
16 minutes 58 seconds

The ESPC Property Show
Scottish Property Tax 101 - What is LBTT and ADS?

In this episode of The ESPC Property Show, Paul & Megan are joined well renowned tax expert, Alan Barr (Partner at Brodies LLP) to discuss Scottish property taxation including Land & Buildings Transaction Tax and Additional Dwelling Supplement. 

Use ESPC's LBTT calculator here: https://espc.com/advice/tools/lbtt-calculator


You can skip to your favourite part here: 
0:00-0:44 Introduction
0:44-2:39 What is LBTT? (and how is it different to stamp duty)
2:39-4:44 How important is LBTT to Scotland's economy?
4:44-6:01 How old is property taxation?
6:01-7:51 LBTT thresholds in Scotland & Stamp Duty in England & Wales
7:51-9:11 Tax reliefs for first-time buyers in Scotland
9:11-10:48 Are there any quirks in the system?
10:48-11:36 How much does LBTT cost a buyer?
11:36-12:49 Paying for ADS when you buy before you sell
12:49-16:44 The recent changes to ADS
16:44-18:51 Who qualifies for ADS?
18:51-19:50 How have ADS changes affected the market?
19:50-22:45 Are the LBTT thresholds still suitable?
22:45-26:24 What can we learn from property tax elsewhere in the world?
26:24-28:49 Ideas for potential reform in LBTT

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Show more...
2 months ago
30 minutes 15 seconds

The ESPC Property Show
Q3 Local Property Market Update - Roundtable Discussion

This week's episode is another special episode - Paul & Megan are joined by four ESPC solicitor estate agent member firms to discuss the current property market. From a drop in property listings to the outlook for the Christmas market as well as some insight on where property is moving fast. 

If you enjoyed this episode, remember to subscribe to our channel.  

Skip to the part that's relevant to you:

0:00-0:50 Intro
0:50-3:24 What is happening right now in the property market? 
3:24-4:35 How has the market changed since the start of the year?
4:35-6:53 Why is there less stock on the market?
6:53-9:26 Are sellers taking a wait-and-see approach?
9:26-13:27 What property types and areas are in demand?
13:27-17:16 10% of property sales fall through in Scotland
17:16-22:20 What are sellers' expectations when they come to the market?
22:20-27:14 Should sellers get on the market now or wait until Christmas?
27:14-30:31 What does the next 3 months hold for the market?
30:31-32:37 Hopes for the 2026 market
32:37-33:34 The Edinburgh property market is...

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Show more...
3 months ago
33 minutes 33 seconds

The ESPC Property Show
"You can borrow six times your salary now" | An update on the mortgage market

On this week's episode of the ESPC Property Show, Paul & Megan are joined by two of the ESPC Mortgages team: David Lauder & Lisa Bell. 

In this episode we chat about:
0:00-0:44 Intro
0:44-2:39 How is the market reacting to the interest rate reductions?
2:39-4:07 What's the average mortgage interest rate at the moment?
4:07-5:16 Do lenders have different criteria for different types of mortgages? 
5:16-7:53 Is it getting easier for first-time buyers to get a mortgage?*
7:53-11:17 Is it easier to move up the property ladder now?
11:17-14:10 Advice for remortgaging right now
14:10-17:00 Are applications for larger mortgages treated differently?
17:00-21:08 Biggest mortgage mistakes right now*
21:08-23:54 A mortgage may not be out of reach
23:54-26:00 Outlook for the rest of 2025
26:00-28:30 Advice for home movers right now

The information contained in this podcast is provided in good faith.
Whilst every care has been taken in the preparation of the information, no responsibility is accepted
for any errors which, despite our precautions, it may contain.

The initial consultation with an adviser is free and without obligation. 
Thereafter, ESPC Mortgages charges for mortgage advice are usually £395 (£345 for first-time buyers).
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A
MORTGAGE OR OTHER LOANS SECURED AGAINST IT.

ESPC (UK) Ltd is an Appointed Representative of Lyncombe Consultants Ltd which is authorised by the Financial Conduct Authority.

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Show more...
3 months ago
30 minutes 14 seconds

The ESPC Property Show
What's happening in the Edinburgh property market? Where are the fastest sales?

Paul and Megan are back for the sixth season of the ESPC Property Show! In this first episode back, they discuss how the summer property market looked across Edinburgh, the Lothians, Fife and the Scottish Borders including the properties in highest demand. 

Chapters:
0:00-0:54 Intro
0:54-3:51 What happened in the summer property market?
3:51-5:15 What type of properties were in demand?
5:15-7:05 Top performing areas
7:05-8:00 Has seller confidence improved?
8:00-9:18 How might interest rates affect the market?
9:18-10:15 Predictions for the Autumn market
10:15-11:50 Advice for buyers and sellers in the current market
11:50-12:49 Key takeaways from the summer market
12:49-14:53 What to expect from the rest of the season

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Show more...
4 months ago
14 minutes 52 seconds

The ESPC Property Show
First-timers Club: What insurances do first-time buyers need?

In this week's episode, Megan is joined by Paul Demarco from ESPC Mortgages to discuss the insurance that first-time buyers should consider.

They cover everything from how to best prepare to make an offer to what happens once an offer is accepted. 

You can watch this episode on YouTube here.

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Show more...
4 months ago
14 minutes 47 seconds

The ESPC Property Show
First-timers Club: How to make an offer

In this week's episode, Megan is joined by Hannah Gaddie, a solicitor at Gillespie Macandrew, and they discuss how to make an offer on a property in Scotland. 

They cover everything from how to best prepare to make an offer to what happens once an offer is accepted. 

Watch the episode on YouTube here.

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Show more...
4 months ago
13 minutes 52 seconds

The ESPC Property Show
First-timers Club: Questions to ask at a property viewing

In this week's episode of ESPC's First-timers Club, Megan is joined by Tzana Webster from Ralph Sayer, an ESPC solicitor estate agent member firm, to chat through what first-time buyers can expect from a property viewing including how to prepare, red flags to look out for and what NOT to ask. 

You can watch the episode on YouTube here.

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Show more...
5 months ago
22 minutes 35 seconds

The ESPC Property Show
First-timers Club: Sam's real life buyer story

In this week's episode of ESPC's First-timers Club, we're sharing a real life first-time buyer story. Sam has recently purchased his first home with his fiancée in Rosyth, and he joins Megan to chat through his experience of buying in a busy Fife market, his advice to other first-time buyers and how to move on after a rejected offer. 

You can watch the episode on YouTube here. 

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Show more...
5 months ago
20 minutes 39 seconds

The ESPC Property Show
First-timers Club: What is LBTT?

In this week's episode of ESPC's First-timers Club we are talking about LBTT (Land & Buildings Transaction Tax) with Gavin Pearson, a solicitor at Mov8 Real Estate.

It's likely you may have heard of Stamp Duty - a tax payable on the purchase of a property, but do you know what LBTT is? LBTT is Scotland's version of Stamp Duty.

During this episode Gavin debunks what LBTT is, how it is paid and how to determine how much you LBTT you will pay on a home.

You can calculate this using our ESPC LBTT calculator
Watch the episode on YouTube here

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Show more...
5 months ago
12 minutes 48 seconds

The ESPC Property Show
First-timers Club: What is a Home Report?

In this week's episode of ESPC's First-timers Club we are talking about Home Reports. Megan is joined by Kirsten Nicolson, a Director at DM Hall. 

In Scotland, it is a legal requirement for sellers to have a Home Report for their property. This allows prospective buyers the chance to find out more about the structural condition of the home and alerts them to any issues that they face if they were to purchase the property. 

During this episode Kirsten explains what a Home Report includes, how to read it and what first-time buyers should look out for.

Watch the episode on YouTube here.

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Show more...
5 months ago
14 minutes 45 seconds

The ESPC Property Show
First-timers club: Appointing a solicitor and why you need one in Scotland

In this week's episode of ESPC's First-timers Club we are talking about appointing a solicitor. Megan is joined by Keri VanderburgSole, a Partner at Blair Cadell. 

In Scotland, it is a legal requirement to use a solicitor when buying a property. A solicitor will make offers on your behalf and can provide advice and support throughout the process. 

During this episode Keri explains why first-time buyers need to appoint a solicitor as well as how they can do it and her best advice for first-time buyers. 

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Show more...
6 months ago
13 minutes 29 seconds

The ESPC Property Show
First-timers Club: How to apply for a mortgage?

Welcome back to the ESPC first-timers club! 

In this episode we discuss the process of applying for a mortgage including how to work out your budget, how to find out about your credit score and the best ways to save money for a deposit.

The initial consultation with an ESPC Mortgages adviser is free and without obligation. Thereafter, ESPC Mortgages charges for mortgage advice are usually £395 (£345 for first-time buyers). YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED AGAINST IT.
The information contained within this website is subject to the UK regulatory regime and therefore restricted to consumers based in the UK.
The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service, please visit www.financial-ombudsman.org.uk.
ESPC (UK) Ltd is an Appointed Representative of Lyncombe Consultants Ltd which is authorised and regulated by the Financial Conduct Authority.

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Show more...
6 months ago
13 minutes 2 seconds

The ESPC Property Show
First-timers Club: What is a mortgage?

While Paul & Megan take a break for the summer months, we'll be dropping episodes from our "First-timers Club" mini series. It's the ultimate companion for first-time buyers in Scotland. 

If you would like to watch the episode in video form, you can watch it on our YouTube channel here. 

In this first episode Megan chats to ESPC Mortgages advisor, David Lauder, about the basics of getting a mortgage including what a mortgage actually is, why you may need one to get a property and what's involved in securing one. 

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Show more...
6 months ago
18 minutes 15 seconds

The ESPC Property Show
An architect's guide to transforming Edinburgh homes | ESPC Property Show

On this week's episode, Paul & Megan are joined by Niall Hedderman of  @RealLifeArchitecture to discuss renovating and reimagining the unique properties of Edinburgh. 

This is the final episode of the podcast for this season! Before we return in September with more episodes, we're going to share our mini-series the "First-timers Club" which is our guide to buying a property in Scotland for first-time buyers. We'll be dropping each of the 9 episodes every week, so keep you're eyes (and ears!) peeled for that. 


Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Show more...
6 months ago
32 minutes 37 seconds

The ESPC Property Show
An update on the local property market from March - May 2025

In this week's episode, Paul & Megan discuss the latest ESPC House Price Report which covers the property market activity from March to May 2025.

You can read the full report here.

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Show more...
7 months ago
13 minutes 24 seconds

The ESPC Property Show

The ESPC Show is the podcast to listen to if you're interested in any part of the Scottish property market! Each week we'll dive into a topic and share all that you need to know about it. Our promise is to provide honest, jargon-free and data driven advice from informative expert guests. Covering everything from buying a home in Scotland for the first time to investing in a rental property, The ESPC Show is the perfect audio companion. ESPC is the home of property in Edinburgh, the Lothians, Fife, the Scottish Borders, Dumfries and Galloway and the West of Scotland. We are so much more than a property portal though, we provide mortgage advice through ESPC Mortgages and a full lettings management service with ESPC Lettings, as well as a wide network of solicitor estate agent member firms and a host of Scottish property advice.