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The Financial Coconut Podcast
The Financial Coconut
765 episodes
3 days ago

The Financial Coconut is Singapore’s First Finance Podcast Network. We are focused on covering insights, stories and frameworks around Retirement, Financial Wellness and Income anywhere. If you love what we do, join our email list to stay connected.


Feel free to join our community

Telegram group!

Whatsapp channel

More of what we do: Link in bio


Hosted on Acast. See acast.com/privacy for more information.

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Education
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Investing
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All content for The Financial Coconut Podcast is the property of The Financial Coconut and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

The Financial Coconut is Singapore’s First Finance Podcast Network. We are focused on covering insights, stories and frameworks around Retirement, Financial Wellness and Income anywhere. If you love what we do, join our email list to stay connected.


Feel free to join our community

Telegram group!

Whatsapp channel

More of what we do: Link in bio


Hosted on Acast. See acast.com/privacy for more information.

Show more...
Education
Business,
Investing
Episodes (20/765)
The Financial Coconut Podcast
Childhood Shapes Our Money Habits, How To Do Better For Our Future? [Chills 249, Sponsored by OCBC]

What if the way you spend, save, or stress about money… was shaped long before you earned your first paycheck?

In this special live podcast episode, we unpack the invisible stories behind our money habits, the ones formed at the dinner table, in childhood homes, and during moments we didn’t even realise mattered.

This isn’t a “how to get rich” conversation.

It’s about why we think and feel the way we do about money, and how that quietly shows up in our lives and our children’s lives.

In this episode, we explore:

  • How childhood experiences silently shape adult money habits
  • Why growing up with “not enough” doesn’t always lead to saving
  • The emotional side of money: guilt, fear, control, and security
  • Digital money, kids, and why tapping a phone feels different from holding cash
  • Whether parents need to “get it wrong” before they can teach it right
  • How siblings raised in the same home can grow up with totally different money mindsets

Meet the guests joining the conversation:

  • Dr Annabelle Chow - A clinical psychologist who breaks down money trauma, family dynamics, and emotional triggers around spending
  • Elaine Teh, Head of Deposits - A senior banking leader sharing how kids today are learning money in a fully digital world, and what parents often miss
  • Eddie @LazyCabbie - A content creator and everyday parent who opens up about growing up poor, hitting rock bottom, and rebuilding his relationship with money
  • Plus, a candid host, Adrian Tan, who admits this episode felt part podcast… part personal therapy

This episode is raw, reflective, and deeply relatable especially if you’ve ever:

  • Felt guilty spending on yourself
  • Struggled to save despite earning more
  • Wondered how to teach your kids about money without passing on your fears

👉 Tune in for a conversation that goes beyond dollars and cents — and into the habits, values, and emotional baggage we rarely talk about.

Sometimes, understanding money starts with understanding ourselves.


Disclaimer: The views and opinions expressed belong to the guest/content creator, and do not represent the views of OCBC Bank. The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.


---


🎧 The Financial Coconut:

Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


📍 LISTEN & SUBSCRIBE

  • Spotify
  • Apple Podcast
  • YouTube


🔗 CONNECT WITH US

Get daily tips, insights, and community:

  • Instagram
  • TikTok
  • Telegram
  • Whatsapp
  • Newsletter


📺 MORE FROM OUR NETWORK

Discover our other shows and deep dives on YouTube


⚠️ Disclaimer:

The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
3 days ago
40 minutes 45 seconds

The Financial Coconut Podcast
When Family and Business Collide: A Difficult Succession Journey [TBS 44 ft Presto Drycleaners]

What happens when the second generation takes the reins of a family business?

We dive into the incredible journey of Presto Drycleaners, led by Chan Wei Tian, a former software engineer turned dry cleaning visionary.

Key Highlights:

  • Tech Meets Tradition: Chan Wei Tian shares the unique story of how he left the tech world to take over the family business, breathing new life into it with cutting-edge solutions.
  • Viral Video Moment: Discover what happens when your business goes viral and how it impacts both the brand and family dynamics.
  • Family Drama & Therapy: Get a behind-the-scenes look at the struggles and triumphs of working with family, and how therapy helped them navigate generational differences.
  • The Cost of Change: From rebranding to evolving the business model, hear about the tough decisions and unexpected consequences of trying to modernize a 30-year-old brand.
  • Lessons for Aspiring Entrepreneurs: Chan shares invaluable advice on leadership, managing family businesses, and finding your own path when the stakes are personal.

You don’t want to miss this fascinating conversation that goes beyond just business—it’s about family, change, and resilience. Tune in now!



---


🎧 The Financial Coconut:

Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


🔗 CONNECT WITH US

Get daily tips, insights, and community:

  • Instagram
  • TikTok
  • Telegram
  • Whatsapp
  • Newsletter


📺 MORE FROM OUR NETWORK

Discover our other shows and deep dives on YouTube


⚠️ Disclaimer:

The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
4 days ago
40 minutes 53 seconds

The Financial Coconut Podcast
AI Can Do the Work — But It Can’t Do This [W&S 151]

In today’s fast-paced world, AI is not just reshaping industries; it’s redefining what it means to be skilled and indispensable in the workplace. But with all the buzz about automation and job loss, what does this really mean for you?


Can you still be a "human who can't be replaced"?

With experts Peck Hoon Low, Senior Career Coach at General Assembly, and Tamanna Bilandi, Practice Tech Lead & Recruitment Team Lead at Adecco, we explore the evolving definition of "skill"—from technical expertise to adaptability, innovation, and emotional intelligence.


What’s in store:

  • How AI is amplifying human roles and reshaping industries.
  • Why adaptability and learning agility are now more valuable than ever.
  • Insights on how traditional roles, like data analysts and UX designers, are evolving in the face of AI.
  • Real-world examples of how AI is creating new opportunities and what that means for your career.


Tune in for expert advice on how to stay ahead in an AI-powered future. Don’t miss out on these essential strategies for building skills that will make you irreplaceable!

Catch this episode and learn how to thrive in the age of AI! 🎧



---


🎧 The Financial Coconut:

Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


🔗 CONNECT WITH US

Get daily tips, insights, and community:

  • Instagram
  • TikTok
  • Telegram
  • Whatsapp
  • Newsletter


📺 MORE FROM OUR NETWORK

Discover our other shows and deep dives on YouTube


⚠️ Disclaimer:

The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
6 days ago
28 minutes 35 seconds

The Financial Coconut Podcast
Where Are The Opportunities In 2026 According To DBS [Chills 248, Sponsored by DBS CIO Insights Funds]

What does the future of investing look like? With interest rates shifting, the rise of AI, and the potential for a U.S. dollar shakeup, you’re probably wondering—what’s the smartest way to protect and grow your wealth?

Adrian Low and Dharit Shah, from Team DBS, are in the studio to break down the latest market trends, share their investment strategies, and help you navigate through it all.

Key points we’ll explore:

  • The AI Boom: Is it a bubble or a structural shift? Find out how it’s changing the game for U.S. equities.
  • Singapore's Rising Star: The surge in Singapore equities and why it’s capturing global attention.
  • Dollar Parity: What does the future of the U.S. Dollar look like? How does this affect your investments?
  • Investment Strategy: The importance of diversification and why it’s critical now more than ever.

We break it all down and give actionable insights on how to safeguard and grow your wealth in these uncertain times. Don't miss out on expert advice that could shape your financial future.

Tune in now for a fun, candid, and insightful conversation—because understanding the markets should be just as engaging as it is important!

Listen now!


Grow Your Wealth with DBS at go.dbs.com/digibank_app

Alternatively, learn more on CIO Insights Funds at go.dbs.com/cioinsightsfunds-04

View DBS disclaimers at go.dbs.com/investmentdisclaimer


Disclaimer: The views and opinions expressed by the guests or content creators are their own and do not necessarily reflect the views of DBS Bank. This advertisement has not been reviewed by the Monetary Authority of Singapore. Deposits are protected up to specified limits by the Singapore Deposit Insurance Corporation (SDIC).

The content shared in this episode is for educational purposes only and should not be construed as financial advice. The information provided reflects the understanding at the time of recording and may not align with current market conditions or regulations. The opinions expressed by the guests are their own and may not represent those of The Financial Coconut. We encourage listeners to conduct their own research and seek professional advice before making any investment or financial decisions.



---


🎧 The Financial Coconut:

Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


📍 LISTEN & SUBSCRIBE

  • Spotify
  • Apple Podcast
  • YouTube


🔗 CONNECT WITH US

Get daily tips, insights, and community:

  • Instagram
  • TikTok
  • Telegram
  • Whatsapp
  • Newsletter


📺 MORE FROM OUR NETWORK

Discover our other shows and deep dives on YouTube


⚠️ Disclaimer:

The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
1 week ago
35 minutes 13 seconds

The Financial Coconut Podcast
The Biggest TFC Budget Royale EVER! [Chills 247, Powered by Chocolate Finance]

The year’s ending… but we’re going out with a BANG


This isn’t just another episode; it’s the most chaotic, entertaining, and downright useful Budget Royale we’ve ever recorded.


Three guests.

Three festive categories.

Zero chill.


Expect:

🎄 The sneakiest Orchard Road shopping hacks that might start a domestic debate

✈️ Last-minute travel moves that sound illegal (but aren’t)

💰 And the surprisingly personal plans our guests have for a richer 2026, money and life-wise


And entering the arena…

  • Sha-En Yeo, the Happiness Scientist who’s here to remind you why tiny habits can save your sanity
  • Alex Lee, Father from familee.sg, bringing dad-energy, dad-logic, and surprisingly sharp life hacks
  • Walter de Oude, Founder of Chocolate Finance dropping tips so smooth they should come with a disclaimer


Who wins each round?

Who gets roasted?

Who unexpectedly turns into the MVP?


You’ll have to tune in — because this episode moves


Fast. Funny. Festive. And totally unhinged in the best way.


Hit play. You’re not ready.



---


🎧 The Financial Coconut:

Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


📍 LISTEN & SUBSCRIBE

  • Spotify
  • Apple Podcast
  • YouTube


🔗 CONNECT WITH US

Get daily tips, insights, and community:

  • Instagram
  • TikTok
  • Telegram
  • Whatsapp
  • Newsletter


📺 MORE FROM OUR NETWORK

Discover our other shows and deep dives on YouTube


⚠️ Disclaimer:

The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
3 weeks ago
30 minutes 46 seconds

The Financial Coconut Podcast
Building a Fashion Brand for your community. High Costs, Limited Scale: What Actually Works? [TBS 43]

What does it really take to build a fashion brand when you’re not designing for the mainstream?


We dive into a rarely discussed side of fashion retail…. serving minority and niche communities in Singapore and beyond. From functional fashion for modern mothers to heritage-driven design rooted in culture, our guests share the realities, risks, and quiet wins of building brands with purpose.


This isn’t about fast fashion or hype.

It’s about identity, sustainability, visibility, and survival in an industry where small brands fight to be seen.


If you’ve ever wondered:

  • Why some local brands struggle to scale
  • How culture can be turned into everyday wear
  • Or what it takes to future-proof fashion from Singapore


…this is an episode you don’t want to miss.

🎧 Tune in to hear the stories behind the seams.



Highlights:

  • Why retailing to minority communities is both challenging and powerful
  • The real struggle of building local fashion brands in a global market
  • How heritage, sustainability, and functionality shape modern design
  • The role of physical retail vs digital platforms in brand growth
  • What Singapore fashion needs to stand out on the international stage
  • Can local brands one day scale through licensing or franchising?


Meet the Guests

- Lily Hamid – Commercial Director, Singapore Fashion Council - Champions local designers through multi-label retail. Works closely with founders to bridge gaps in visibility and growth

- Gillian Shen – Founder & Designer, Olive Basics - Builds functional womenswear for modern mothers. Focuses on longevity, versatility, and real-life problem solving

- Aqilah Zailan – Founder & Designer, Studio Gypsied - Advocates heritage, slow fashion, and sustainability. Transforms traditional textiles into wearable, everyday pieces


Whether you’re a founder, creative, or conscious consumer, this conversation offers a rare behind-the-scenes look at fashion with meaning.



---


🎧 The Financial Coconut:

Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


📍 LISTEN & SUBSCRIBE

  • Spotify
  • Apple Podcast
  • YouTube


🔗 CONNECT WITH US

Get daily tips, insights, and community:

  • Instagram
  • TikTok
  • Telegram
  • Whatsapp
  • Newsletter


📺 MORE FROM OUR NETWORK

Discover our other shows and deep dives on YouTube


⚠️ Disclaimer:

The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
3 weeks ago
32 minutes 20 seconds

The Financial Coconut Podcast
Do You Still Need A Remisier In 2026? [W&S 150, Sponsored by OUE REIT]

Are traditional, old-school stockbrokers becoming popular again, even though we’re now in a world of TikTok and modern trading apps like Tiger Brokers?


Technology has changed how we trade, invest, and get financial advice… but what happens to the roles that existed long before apps and instant news alerts? And could these roles actually thrive again in a digital-first world?


To help us unpack this surprising shift, we’re joined by two guests who sit on both ends of the old-meets-new spectrum:


Our Guests

  • S Nallakaruppan (Nalla) — President of The Society of Remisiers, with 31 years of market experience, having lived through the Asian Financial Crisis, Dot-Com Crash, GFC, COVID, and more.
  • Raymond Chin - Head of Agency at Tiger Brokers, leading the push for a new generation of investment reps trained for today’s digital landscape.


Tune in to hear:

  • How a once-essential finance role almost disappeared — and why it might return
  • Why younger investors don’t know this job exists… and why that could change
  • The rise of “high-tech + high-touch” investing support
  • What a modern investment representative really does (it’s not what you think)
  • The surprising traits that make someone good at this career today
  • Whether this profession could once again become one of the top earners


If you’ve ever wondered whether there’s still a future in traditional finance careers, or you’re curious about a path that lets you be your own boss and live in the markets every day, this is one episode you don’t want to skip.


Catch the full conversation on Wise & Shine.


Learn more about our venue sponsor, OUE REIT, at https://www.ouereit.com/



---


🎧 The Financial Coconut:

Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


📍 LISTEN & SUBSCRIBE

  • Spotify
  • Apple Podcast
  • YouTube


🔗 CONNECT WITH US

Get daily tips, insights, and community:

  • Instagram
  • TikTok
  • Telegram
  • Whatsapp
  • Newsletter


📺 MORE FROM OUR NETWORK

Discover our other shows and deep dives on YouTube


⚠️ Disclaimer:

The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
3 weeks ago
44 minutes 10 seconds

The Financial Coconut Podcast
SDRs: The Easy Way to Invest in Global Stocks [Chills 246 ft SGX]

From buying bite-sized global stocks in Singapore dollars to navigating FX risks, SGX breaks it all down for us.


Meet Bernice Tan, VP of SGX, who gives us an insider’s look at how SDRs simplify overseas investing for local investors.


Highlight:

  • What exactly is an SDR? Think of it like a "mirror" to overseas stocks, offering you exposure to big names like Alibaba and SMIC, but with a local twist.
  • We’ll talk about liquidity, risks, and the potential benefits of fractional investing that might be a game changer for your portfolio!
  • Plus, find out what’s next for the SDR market, and how these products are transforming the way we invest.


Don't miss out on this in-depth conversation about innovation, investment strategies, and the future of global access through local markets. Tune in now!



---


🎧 The Financial Coconut:

Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


📍 LISTEN & SUBSCRIBE

  • Spotify
  • Apple Podcast
  • YouTube


🔗 CONNECT WITH US

Get daily tips, insights, and community:

  • Instagram
  • TikTok
  • Telegram
  • Whatsapp
  • Newsletter


📺 MORE FROM OUR NETWORK

Discover our other shows and deep dives on YouTube


⚠️ Disclaimer:

The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
1 month ago
32 minutes 3 seconds

The Financial Coconut Podcast
The New SME Playbook for 2026: Outsource, Digitalise, Go Regional [TBS 42, Sponsored by UOB]

Is your business ready for the future?


We dive into the 2025 UOB Business Outlook Study with a powerhouse panel of experts.


  • Paul Kan, Country Head of UOB Business Banking Singapore, who sheds light on the financial landscape for SMEs and how businesses can adapt to thrive
  • Joseph Soh, Founder of Xpressflower.com, offering his experience in scaling a retail business and the role of data and digitalisation in expanding regionally
  • Desmond Goh, Managing Director of NETS, who shares how digital payment solutions are reshaping business operations.


You'll Discover:

  • How business sentiment has evolved in 2025 amid rising costs, talent shortages, and global uncertainty.
  • Real-world strategies for scaling regionally and innovating under pressure.
  • The latest in digitalisation and AI: what’s actually working for customer engagement, automation, and growth.
  • Tips for managing costs, increasing productivity, and staying nimble in the face of rising competition.


If you're an SME owner or entrepreneur, this conversation is a must-listen! Don’t miss out on the key takeaways that could define your next big move.


Watch now and discover how you can stay competitive, innovate, and grow your business.

And don’t forget to check out the full study in the link below!

  • UOB Business Outlook Study 2025 (Regional): Tariff pressures test optimism in ASEAN and Greater China


Disclaimer: The views and opinions expressed belong to the guest/content creator, and do not represent the views of UOB. The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.


---


🎧 The Financial Coconut:

Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


🔗 CONNECT WITH US

Get daily tips, insights, and community:

  • Instagram
  • Newsletter


📺 MORE FROM OUR NETWORK

Discover our other shows and deep dives on YouTube


⚠️ Disclaimer:

The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
1 month ago
37 minutes 48 seconds

The Financial Coconut Podcast
Reinvent Your Career in 2026 (2 Inspiring Stories You Need to Hear) [W&S 149]

Are you in your 40s, 50s, or even 60s, and wondering how to stay relevant in your career?

Feeling stuck or facing new challenges that make you question your next move? You're not alone


Tackle mid-career reinvention with two incredible guests who share their personal stories of navigating change, facing redundancy, and continuously evolving in their fields.


What you'll learn:

  • How to pivot and reinvent yourself when you're already established in your career.
  • The value of upskilling, networking, and staying visible, even when you’re balancing career and family.
  • Real strategies for staying visible and valuable.


Meet:

  • Shirley Ong – Senior banker and wealth management expert, who embraced a master's program to stay ahead in the ever-evolving financial landscape.
  • Miki Kong – A pharmacist turned career reinvention expert, who thrived after navigating redundancy and industry restructuring.


If you think you're too far along in your career to make a change—this one’s for you.


Don’t miss these actionable insights for your next career move. Tune in now!


Check out the episode where Loyalty may be the better strategy in today’s job climate:

  • YouTube: https://youtu.be/AraR0JQUb1s
  • Spotify: https://linktw.in/UmoNLW
  • Apple podcast: https://linktw.in/xqAGMZ


---


🎧 The Financial Coconut:

Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


🔗 CONNECT WITH US

Get daily tips, insights, and community:

  • Instagram
  • TikTok
  • Telegram
  • Whatsapp
  • Newsletter


📺 MORE FROM OUR NETWORK

Discover our other shows and deep dives on YouTube


⚠️ Disclaimer:

The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
1 month ago
37 minutes 35 seconds

The Financial Coconut Podcast
FIREd by 31: How an Army Regular Built a $1M Portfolio and Walked Away [Chills 246]

What would make someone walk away from a stable army career and a five-figure monthly paycheck… all at just 31 years old?


Meet Mun Yuan of SunnySideSingapore, a former army regular who stunned everyone by leaving the force with a $1 million portfolio and a completely new life plan.


But why would someone leave a stable career with all the perks and benefits? And how on earth did he achieve financial freedom so early?


Here’s what you’ll get in this episode:

  • The unexpected reason he signed on with the army and the even bigger reason he chose to leave.
  • How he quietly built a seven-figure portfolio before most people even settle into their careers.
  • The highs, the mistakes, and the “oh no” moments that shaped his FIRE journey.
  • Why financial freedom completely rewired how he sees work, risk, and purpose.


It’s rare to hear someone speak this honestly about money, career pivots, and breaking out of a system most people stay in for life.


🔥 If you’ve ever wondered what it actually takes to redesign your life, this is the episode. Tune in now.


---


🎧 The Financial Coconut:

Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


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⚠️ Disclaimer:

The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
1 month ago
48 minutes 14 seconds

The Financial Coconut Podcast
Inside the Rise of PastaGo: Science & Corporate Culture [TBS 41]

We meet the guy who looked at Singapore’s brutal F&B scene and said…


“Yeah, sure. Let’s sell fresh pasta.”


Introducing Darren Tan, Co-founder & Brand Manager of PastaGo, the young entrepreneur who went from kneading dough in an abandoned kitchen during COVID to building one of the fastest-growing pasta brands around.


And trust us, nothing about this journey is “al dente.”


Think:

🔥 Opening-day chaos

🔥 The surprising science behind making pasta that survives delivery (AND picky customers)

🔥 The secret psychology behind portions, add-ons, and why you think you’re full

🔥 And why he refuses to offer discounts even on Day 1


This isn’t just a pasta story.


It’s a masterclass in product obsession, scrappy scaling, and breaking F&B “rules” one plate at a time.


🎧 Tune in to hear Darren’s full story — the risks, the realities, and the pasta revolution he’s trying to build.



---


🎧 The Financial Coconut:

Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


📍 LISTEN & SUBSCRIBE

  • Spotify
  • Apple Podcast
  • YouTube


🔗 CONNECT WITH US

Get daily tips, insights, and community:

  • Instagram
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  • Whatsapp
  • Newsletter


📺 MORE FROM OUR NETWORK

Discover our other shows and deep dives on YouTube


⚠️ Disclaimer:

The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
1 month ago
38 minutes 46 seconds

The Financial Coconut Podcast
What Top Employers Really Look For in 2026 [W&S 148 ft Temasek]

Want to land your dream job at top-tier firms like Temasek? Here's what they are REALLY looking for.


Hear from Sherlyn Lim, Head of Organisation & People, Temasek, as she reveals the secret sauce to standing out in today’s competitive job market.


Learn:

  • What makes a candidate "future-ready"? Hint: It’s not just about skills, but adaptability and curiosity.
  • How to ace your CV without a branded school or industry experience—it’s all about the stories you tell.
  • AI’s impact on hiring: Is it making or breaking careers?
  • Red flags and green lights: What job changes really say about you.


If you're serious about leveling up your career, you won’t want to miss this one.

Tune in now!


---


🎧 The Financial Coconut:

Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


📍 LISTEN & SUBSCRIBE

  • Spotify
  • Apple Podcast
  • YouTube


🔗 CONNECT WITH US

Get daily tips, insights, and community:

  • Instagram
  • TikTok
  • Telegram
  • Whatsapp
  • Newsletter


📺 MORE FROM OUR NETWORK

Discover our other shows and deep dives on YouTube


⚠️ Disclaimer:

The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
1 month ago
33 minutes 39 seconds

The Financial Coconut Podcast
Rising Medical Costs and Caregiving: What You Need to Know [Chills 244, Sponsored by OCBC]

Tackle some of the toughest challenges faced by caregivers and those planning for an uncertain future. From navigating the emotional weight of caring for loved ones, to the complexities of healthcare systems and managing financial stability, this discussion goes beyond the surface.


Guests in the Spotlight:

  • Dr Chong Poh Heng, MD, HCA Hospice ─ a leading figure in palliative care, brings a wealth of knowledge on the intricacies of end-of-life care, and the delicate balance of family dynamics during these times.
  • Bertha Henson, Independent journalist ─ author and full-time caregiver, opens up about her personal journey caring for her mother with Parkinson’s, shedding light on the daily emotional and financial realities of caregiving.
  • Timothy Liew, Head of Investments, OCBC ─ shares his expertise on how to plan financially for caregiving, the importance of insurance, and investment strategies to ensure your family's financial security amidst growing healthcare costs.


You’ll Hear:

  • The emotional weight of caregiving, from burnout to breakthrough moments.
  • Smart financial strategies for tackling the financial strain of healthcare, from insurance to investments, and how to avoid the traps that drain your savings.
  • A critical look at Singapore's healthcare system, uncovering the gaps, the resources available, and what caregivers really need to know.
  • Insights on what the future holds for our aging population, and why we all need to start thinking about it now.


This is a raw, no-fluff conversation about the realities we’re all facing. Tune in for the facts, the struggles, and the action steps you can take today.


🎁 Join us on 29 & 30 November 2025 for The Price of Tomorrow: A Financial Wellness Festival.

Seats are Limited. Secure them here: https://ocbcpriceoftomorrow.peatix.com/


[The Price of Tomorrow, presented by OCBC, is held in conjunction with The Financial Coconut and RICE Media to take a holistic, human look at the role of money in our lives.]


⚠️ Disclaimer: The views and opinions expressed belong to the guest/content creator, and do not represent the views of OCBC Bank. The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.


---


🎧 The Financial Coconut:

Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


🔗 CONNECT WITH US

Get daily tips, insights, and community:

  • Instagram
  • Newsletter


📺 MORE FROM OUR NETWORK

Discover our other shows and deep dives on YouTube

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
1 month ago
40 minutes 37 seconds

The Financial Coconut Podcast
How This Startup Built The Shopee of DNA Wellness [TBS 40 ft Connecting DNA] 

Explore the world of startups, wellness, and genetic technology with Cedric Lee, the Founder, and Choo Ee Ting, as Chief Commercial Officer of Connecting DNA.


From corporate careers to entrepreneurship, they share their unique journey of launching a for-impact, for-profit business in the midst of a pandemic.


Here’s what you’ll hear:

  • The Power of DNA: How Connecting DNA uses genetics to unlock personalised wellness solutions.
  • Leaving Corporate Life: Why they took the leap from successful careers to build a business during the pandemic.
  • Global Ambitions: Plans to expand worldwide, starting with their first overseas office in Australia.
  • B2B & B2C: How they’re partnering with wellness providers and reaching consumers with trust-based solutions.


Tune in to get insights into the fast-moving world of health tech, the challenges of building a startup, and the mission that keeps them going! Be sure to subscribe so you don’t miss out on more episodes like this.


Join us for this fascinating conversation about blending science with entrepreneurship – don’t miss it!


---


🎧 The Financial Coconut:

Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


📍 LISTEN & SUBSCRIBE

  • Spotify
  • Apple Podcast
  • YouTube


🔗 CONNECT WITH US

Get daily tips, insights, and community:

  • Instagram
  • TikTok
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  • Whatsapp
  • Newsletter


📺 MORE FROM OUR NETWORK

Discover our other shows and deep dives on YouTube


⚠️ Disclaimer:

The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
1 month ago
46 minutes 34 seconds

The Financial Coconut Podcast
How Gen Z Is Getting Hired in the Toughest Job Market Yet [W&S 147]

The job market today isn’t what it used to be, and if you’re a professional navigating it, you know it’s not just about grades or a prestigious degree anymore.


Hear from Ainul Md Razib, a cybersecurity engineer and community builder, and Pang Xin Yi, a marketing and events expert redefining her career path.


They share personal stories of how they landed their roles, what it took to break into their fields, and the lessons learned along the way, including:


  • How to use social media to stand out in today’s hyper-competitive market.
  • Why networking isn’t just about sending resumes.
  • The importance of being curious and always learning.
  • The mental and emotional hurdles faced during the job search.


Tune in to hear their journey and pick up insights that will help you tackle the toughest job market yet. Whether you're job hunting, navigating your first gig, or trying to figure out your next move, this episode is packed with practical advice and motivational stories you won't want to miss.


Join us for a candid conversation on navigating your career in today's competitive landscape!



---


🎧 The Financial Coconut:

Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


📍 LISTEN & SUBSCRIBE

  • Spotify
  • Apple Podcast
  • YouTube


🔗 CONNECT WITH US

Get daily tips, insights, and community:

  • Instagram
  • TikTok
  • Telegram
  • Whatsapp
  • Newsletter


📺 MORE FROM OUR NETWORK

Discover our other shows and deep dives on YouTube


⚠️ Disclaimer:

The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
1 month ago
35 minutes 52 seconds

The Financial Coconut Podcast
Achieving FIRE with Digital Marketing: A Singaporean Journey [Chills 243 ft Nawin Singh]

Meet Nawin Singh, Founder of All That Racket—a digital marketing pro who achieved FIRE on his own terms. No secret sauce, just strategic moves, some early stock wins, and a passion for tennis rackets.


In this episode, Nawin shares:

- How he turned Facebook RSUs into financial freedom.

- His journey from digital marketing in the '90s to retiring early and living life on his own terms.

- The surprising way his record collection could become his next big move.

- Why Thailand is his retirement base, and how he’s balancing freedom with adventure.


Want to know how digital marketing and a little bit of luck can unlock the life you want?

Tune in to hear how Nawin made it happen—and how you can too.


---


Unlock global business potential with WorldFirst:


Your all-in-one business account for global payments. Pay in 100+ currencies, collect in 20+ currencies with local bank details including USD, MYR, THB, CNH and more by opening a zero-cost multi-currency account. No minimum balance required. Enjoy unlimited 1.2% cashback on business expenses with their World Card!


Act now to claim exclusive rewards: New users receive a USD100 sign-up bonus with code “EXCLUSIVEOFFER” (valid until 31 Dec 2025). Dive into effortless global transactions today:

🔗 Explore the World Card

🔗 Claim Your USD100 Sign-up Bonus


---


🎧 The Financial Coconut:

Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


🔗 CONNECT WITH US

Get daily tips, insights, and community:

  • Instagram
  • Newsletter


⚠️ Disclaimer:

The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
1 month ago
40 minutes 21 seconds

The Financial Coconut Podcast
NFTs, Merch, and Licensing: How to Make Your Character the Next Big Thing [TBS 40]

What makes a character truly unforgettable? How do you take your favourite designs and turn them into an iconic brand that resonates globally?


In this episode, we're diving deep into the world of merchandising, licensing, and the evolving journey of character-based businesses.


Meet:

- Wang Shijia, founder of the beloved Singaporean brand Ang Ku Kueh Girl, a true pioneer in bringing local culture to the global stage.

- Chanel Lee, founder of Tasty Toastys, who has transformed her digital characters into a merchandise empire, combining NFTs with physical products for a new-age spin on branding.


What we’ll cover:

- The secrets behind turning a quirky character into a cultural icon.

- The challenges of balancing creativity and business while maintaining authenticity.

- How both of our guests navigated the world of licensing, marketing, and international expansion—and how you can, too.

- Plus, we’ll touch on the role of NFTs, the future of physical merchandising, and the unexpected successes of viral moments.


Ready to hear how two entrepreneurs cracked the code for turning characters into global phenomena?


Tune in and get inspired for your own journey into the world of character merchandising.


---


Unlock global business potential with WorldFirst:


Your all-in-one business account for global payments. Pay in 100+ currencies, collect in 20+ currencies with local bank details including USD, MYR, THB, CNH and more by opening a zero-cost multi-currency account. No minimum balance required. Enjoy unlimited 1.2% cashback on business expenses with their World Card!


Act now to claim exclusive rewards: New users receive a USD100 sign-up bonus with code “EXCLUSIVEOFFER” (valid until 31 Dec 2025). Dive into effortless global transactions today:

🔗 Explore the World Card

🔗 Claim Your USD100 Sign-up Bonus


---


🎧 The Financial Coconut:

Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


🔗 CONNECT WITH US

Get daily tips, insights, and community:

  • Instagram
  • Newsletter


⚠️ Disclaimer:

The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
1 month ago
37 minutes 41 seconds

The Financial Coconut Podcast
I Look Successful, But I Still Feel Behind [W&S 146]

Feeling like you’re behind in your 30s or 40s… even though, on paper, you’ve done everything “right”?


Dive into that quiet mid-career ache: when the promotions, pay raises, house, family and “LinkedIn wins” still don’t stop you from feeling… not enough.


🎧 Tune in if you’ve ever caught yourself scrolling LinkedIn thinking,

“Everyone else is sprinting ahead. What am I doing with my life?”


Here’s what we’ll explore:

- Why mid-career success can still feel strangely empty – even when you’ve ticked most of society’s boxes.

- The invisible pressure of LinkedIn & humblebrags – and how constant comparison messes with your self-worth.

- Internal vs external success – are you chasing your own definition… or a script handed to you by parents, school, or culture?

- When your job title is your identity – what happens when retrenchment, restructuring, or redundancy hits.

- How to start decoupling your worth from your work – small mindset shifts to move from “never enough” to more grounded contentment.

- Why life purpose often gets louder in your 30s & 40s – and how to listen to it before burnout forces you to.


👥 Our guests this week:

- Michelle Mah – a psychotherapist and coach in her second career, who works with high performers that “look like they’re winning” on the outside but struggle with meaning and self-worth on the inside.

- Esther Koh – a senior HR leader in the financial services industry, as well as an ontological coach, parenting coach and counsellor, who’s led transformation at work while navigating caregiving, loss, and redefining success on her own terms.


If you’ve ever wondered, “Who am I without my job title or my pay slip?”

…this episode is your permission slip to find out.


---


🎧 The Financial Coconut:

Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


🔗 CONNECT WITH US

Get daily tips, insights, and community:

  • Instagram
  • TikTok
  • Telegram
  • Whatsapp
  • Newsletter


📺 MORE FROM OUR NETWORK

Discover our other shows and deep dives on YouTube


⚠️ Disclaimer:

The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
1 month ago
38 minutes 57 seconds

The Financial Coconut Podcast
He worked in Finance and wants to tell us the truth [Chills 242 ft TimTalksMoney]

Are you paying for sophistication… or just complexity?


Structured products. ILPs. The industry calls them “innovative.” Some call them “expensive packaging.”

In this week’s episode ft. Tim Phillips from TimTalksMoney, we dive into how these products really work — what value they can offer, and where investors often get misled.


From fees that compound quietly, to the psychology behind why people still buy them — it’s a candid look at the tension between advice, incentives, and outcomes.


Tune in now for a no-drama, data-driven take — minus the sales pitch.


---


🎧 The Financial Coconut:

Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


📍 LISTEN & SUBSCRIBE

  • Spotify
  • Apple Podcast
  • YouTube


🔗 CONNECT WITH US

Get daily tips, insights, and community:

  • Instagram
  • TikTok
  • Telegram
  • Whatsapp
  • Newsletter


📺 MORE FROM OUR NETWORK

Discover our other shows and deep dives on YouTube


⚠️ Disclaimer:

The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey


Hosted on Acast. See acast.com/privacy for more information.

Show more...
1 month ago
41 minutes 23 seconds

The Financial Coconut Podcast

The Financial Coconut is Singapore’s First Finance Podcast Network. We are focused on covering insights, stories and frameworks around Retirement, Financial Wellness and Income anywhere. If you love what we do, join our email list to stay connected.


Feel free to join our community

Telegram group!

Whatsapp channel

More of what we do: Link in bio


Hosted on Acast. See acast.com/privacy for more information.